I ke ao kālā, he mea koʻikoʻi ka ʻike i kā mākou kūlana hōʻaiʻē. ʻO ia ke kumu o ka ʻike pehea e nānā ai i ke Keʻena ʻAiʻai me ka uku ʻole es tan importante. ʻO ka Credit Bureau kahi hui e hōʻiliʻili a nānā i kā mākou ʻike kālā e hana i kahi mōʻaukala aie Ma o kēia mōʻaukala, hiki i nā hui ke loiloi i kā mākou hiki ke uku a hoʻoholo inā e hāʻawi iā mākou i kahi hōʻaiʻē. ʻO ka mea pōmaikaʻi, aia ka hiki ke komo i kēia ʻike manuahi, ka mea e hiki ai iā mākou ke hoʻoholo i nā hoʻoholo kālā ʻoi aku ka maikaʻi a pale aku i nā haʻalulu maikaʻi ʻole Ma kēia ʻatikala, e wehewehe mākou pehea e nīnau ai i kāu Keʻena ʻAiʻai me ka uku ʻole a me ka ʻike āu e loaʻa ai.
Kaʻanuʻu ma ka ʻanuʻu ➡️ Pehea e nānā ai i ke Keʻena ʻAiʻai me ke kumu kūʻai ʻole
Ma kēia ʻatikala e aʻo mākou iā ʻoe pehea e nānā i kāu ʻoihana hōʻaiʻē no ka manuahi. Pehea e nānā ai i kāu ʻoihana hōʻaiʻē me ka uku ʻole He mea maʻamau ia no nā poʻe he nui, no ka mea he mea nui ka loaʻa ʻana o ka mōʻaukala hōʻaiʻē maikaʻi e loaʻa ai i nā manawa kālā maikaʻi aʻe. ʻO ka mea pōmaikaʻi, aia kahi ala maʻalahi e komo i kēia ʻike me ka ʻole e uku i kekahi mea. E hahai i kēia mau ʻanuʻu:
- E kipa aku i ka pūnaewele luna o ka 'Ai'e 'Oihana: E hele i ka pūnaewele Credit Bureau ma kou ʻāina. ʻO ka maʻamau, e ʻike ʻoe i kēia ʻike ma ka pūnaewele o ka waihona kālā e hoʻokele nei i ka Credit Bureau.
- Regístrate: E ʻimi i ke koho hoʻopaʻa inoa a i ʻole hana moʻokāki. E kaomi ma luna a hoʻopau i ka ʻike i koi ʻia e hana kāu moʻokāki. E hōʻoiaʻiʻo e hāʻawi i ka ʻike pololei a me ka manawa hou.
- Verifica tu identidad: Pono paha ʻoe e hele i kahi kaʻina hana hōʻoia ʻike no ke komo ʻana i kāu ʻoihana hōʻaiʻē. E hahai i nā kuhikuhi i hāʻawi ʻia a hāʻawi i ka ʻike i noi ʻia, e like me kāu helu ʻike aupuni a i ʻole kahi helu kāleka hōʻaiʻē pili a tu nombre.
- E kiʻi i kāu hōʻike hōʻaiʻē: Ke hoʻopau ʻoe i ke kaʻina hoʻopaʻa inoa a me ka hōʻoia ʻike, hiki iā ʻoe ke komo i kāu keʻena ʻaiʻē me ka manuahi. E ʻimi i ke koho no ke noi ʻana i kāu hōʻike hōʻaiʻē a hahai i nā ʻōlelo aʻoaʻo e loaʻa iā ia ma ke ʻano kikohoʻe a i paʻi ʻia paha.
- Revisa tu reporte de crédito: Ke loaʻa iā ʻoe kāu hōʻike hōʻaiʻē ma kou lima, he mea nui e nānā pono ʻoe iā ia. E ʻoluʻolu e nānā i ka ʻike i hāʻawi ʻia a hōʻoia i ka pololei a me ka mea hou. E noʻonoʻo pono i nā kikoʻī e like me nā koena koʻikoʻi, nā uku hope, a i ʻole nā ʻike ʻino ʻē aʻe e pili ana i kāu mōʻaukala aie.
Hoʻomaikaʻi! Ua aʻo ʻoe pehea e nānā i kāu ʻoihana hōʻaiʻē no ka manuahi. E hoʻomanaʻo he mea pono e nānā i kāu ʻoihana hōʻaiʻē i kēlā me kēia manawa e ʻike ʻia e pili ana i kāu mōʻaukala hōʻaiʻē a lawe i nā hana kūpono e hoʻomaikaʻi ai inā pono. Hiki i kahi moʻolelo hōʻaiʻē maikaʻi ke wehe i nā puka i nā koho hōʻaiʻē maikaʻi, nā kāleka hōʻaiʻē a me nā huahana kālā ʻē aʻe. E mālama mau i kāu kālā!
Nīnau a me nā Pane
1. ¿Qué es el Buró de Crédito y por qué es importante?
- He keʻena ʻo ka Credit Bureau i ka ʻohi a me ka mālama ʻana i ka ʻike e pili ana i nā hana hōʻaiʻē o ka poʻe.
- He mea koʻikoʻi ia no ka mea e kūkākūkā nā hui kālā a me nā hui i ka Credit Bureau e loiloi i ka solvency a me ka hiki ke uku. o ke kanaka ma mua o ka hāʻawi ʻana iā ʻoe i ka hōʻaiʻē.
2. Pehea e hiki ai iaʻu ke nānā i kaʻu Keʻena Hōʻaiʻē me ka uku ʻole?
- E kiʻi i ka pūnaewele kūhelu o ka Credit Bureau ma www.burodecredito.com.mx.
- Kaomi ma ka ʻāpana "Nīnau Hōʻike Hōʻike Kūʻai Kūʻokoʻa".
- E hoʻopiha i ka palapala me kāu ʻikepili ʻike pilikino a hōʻoia i kou ʻike.
- Hoʻoiho i kāu hōʻike hōʻaiʻē kūikawā me ka uku ʻole.
3. He aha ka ʻike e hiki iaʻu ke loaʻa ma kaʻu hōʻike ʻo ka ʻOihana Hoʻoili?
- ʻO kāu mōʻaukala hōʻaiʻē kikoʻī.
- ʻIke e pili ana i kāu waihona kālā a me nā kāleka hōʻaiʻē.
- Nā kikoʻī o kāu mau uku a me kāu ʻaiʻē.
- Ka ʻike ʻana o nā ʻoihana kālā i hāʻawi iā ʻoe i nā hōʻaiʻē.
4. Pehea e hiki ai iaʻu ke ʻike inā loaʻa iaʻu kahi moʻolelo hōʻaiʻē maikaʻi ʻole ma ka Bureau Credit?
- Ma kāu hōʻike ʻo Credit Bureau hiki iā ʻoe ke ʻike inā loaʻa iā ʻoe nā uku lohi a i ʻole nā helu kālā i nā hōʻiliʻili.
- Inā loaʻa iā ʻoe kekahi hewa i kāu mōʻaukala aie, e ʻike ʻia ia ma ka hōʻike.
- E hoʻomanaʻo i ka loaʻa ʻana o kahi mōʻaukala bad hiki ke hoʻopilikia i kou hiki ke loaʻa i ka hōʻaiʻē hou.
5. Pehea ka lōʻihi o ka ʻike ʻia ʻana o ka mōʻaukala hōʻaiʻē maikaʻi ma ka Credit Bureau?
- ʻO ka maʻamau, ʻike ʻia kahi mōʻaukala hōʻaiʻē maikaʻi i ka Credit Bureau ma hope o 6 mau mahina o ka hana ʻana i nā uku kūpono.
- He mea nui ka mālama ʻana i ke ʻano uku maikaʻi e hoʻomaikaʻi i kāu mōʻaukala aie.
6. He aha ka'u e hana ai inā loa'a ia'u nā hewa ma ka'u hō'ike o ka 'Ai'ai'ē?
- E hoʻokaʻaʻike i ka Credit Bureau ma o kāna pūnaewele a i ʻole ke kelepona ʻana i kāna lawelawe mea kūʻai aku.
- Hāʻawi i ka ʻike hewa āu i ʻike ai a hōʻike i nā hōʻike e hōʻoia i ka hewa.
- E noi e hoʻoponopono koke i ka hewa.
7. Hiki iaʻu ke noi aku i ka wehe ʻana i ka ʻike maikaʻi ʻole mai kaʻu hōʻike ʻo Credit Bureau?
- ʻAʻole hiki ke noi i ka wehe ʻia ʻana o nā ʻike maikaʻi ʻole kūpono mai ka Credit Bureau. E mālama ʻia ka ʻike ma kāu moʻolelo no un tiempo determinado.
- Lo que puedes hacer ʻo ia ka hoʻomaikaʻi ʻana i kāu mōʻaukala hōʻaiʻē ma ka hana ʻana i nā uku kūpono a pololei.
8. I ka manawa hea e nīnau ai au i kaʻu hōʻike o ka 'Oihana Hoʻolimalima?
- Manaʻo ʻia e nīnau i kāu hōʻike ʻo Credit Bureau ma ka liʻiliʻi hoʻokahi i ka makahiki e mālama i ka mana o kāu mōʻaukala.
- He mea nui hoʻi e nānā i mua o ka noi ʻana i kahi hōʻaiʻē hou a i ʻole hōʻaiʻē.
9. He aha ka ʻokoʻa ma waena o ke kūkākūkā manuahi a me ke kūkākūkā me ke kumukūʻai ma ke Keʻena ʻAiʻai?
- ʻO ke kūkākūkā manuahi e ʻae iā ʻoe e kiʻi i kāu hōʻike hōʻaiʻē kūikawā, akā ʻaʻole ia e komo i kāu helu ʻaiʻē a i ʻole ka nānā mau ʻana i kāu mōʻaukala.
- Aia i loko o ke kūkākūkā me ke kumu kūʻai ka helu ʻaiʻē, ka nānā mau ʻana a me nā makaʻala o nā loli i kāu hōʻike hōʻaiʻē.
10. Pehea e hiki ai iaʻu ke hoʻomaikaʻi i kaʻu helu ʻaiʻē ma ka Bureau Credit?
- E uku i kāu mau hōʻaiʻē i ka manawa.
- Mai hoʻohana ma mua o 30% o ka palena ma kāu kāleka hōʻaiʻē.
- Mai pani i nā moʻolelo hōʻaiʻē kahiko, no ka mea e hōʻemi ana kēia i kāu mōʻaukala aie.
- E hōʻalo i ka loaʻa ʻana o nā nīnau ʻaiʻē he nui i ka manawa pōkole.
ʻO wau ʻo Sebastián Vidal, he ʻenekinia kamepiula makemake nui i ka ʻenehana a me DIY. Eia kekahi, ʻo wau ka mea nāna i hana tecnobits.com, kahi aʻu e kaʻana like ai i nā kumu aʻo e hoʻomaʻamaʻa a hoʻomaopopo ʻia ka ʻenehana i nā mea a pau.