Inā ua noi ʻoe no kahi hōʻaiʻē a makemake ʻoe e ʻike inā aia ʻoe i kahi kūlana hōʻaiʻē, he mea nui ia. pehea e nānā ai inā aia wau i loko o ka Credit Bureau e lawe i na mea e pono ai. He hui ʻo ka Credit Bureau e hōʻiliʻili i ka ʻike hōʻaiʻē mai nā kānaka a me nā hui, a hoʻohana ʻia kēia ʻike e nā hui kālā i ka wā e loiloi ai i ka noi aie. ʻO ka mea pōmaikaʻi, ʻo ka hōʻoia ʻana i kou kūlana ma ka Credit Bureau he hana maʻalahi hiki iā ʻoe ke hana me ka manuahi.
– Kaʻanuʻu ma ka ʻanuʻu ➡️ Pehea e nānā inā aia wau i ka Credit Bureau
- No ke aha he mea nui e nānā i kāu mōʻaukala aie?
He mea koʻikoʻi ka nānā ʻana i kāu mōʻaukala hōʻaiʻē e ʻike pono ʻaʻohe hewa a i ʻole hana hoʻopunipuni e hoʻopilikia i kāu helu ʻaiʻē. - E kiʻi i kāu hōʻike hōʻaiʻē
Noi i kāu hōʻike aie ma Pehea e ʻike ai inā aia wau i loko o ke Keʻena ʻAiʻai ma o nā keʻena hōʻaiʻē e like me ka Credit Bureau, ka Credit Circle, a i ʻole ka National Credit Bureau. Hiki iā ʻoe ke loaʻa ka hōʻike manuahi i hoʻokahi makahiki. - E nānā i kāu mōʻaukala aie
Ke loaʻa iā ʻoe kāu hōʻike ma ka lima, e nānā pono i kēlā me kēia helu e hōʻoia i ka pololei o nā moʻokāki a me nā hana. - E noiʻi i nā ʻokoʻa
Inā 'ike 'oe i kekahi 'oko'a a i 'ole ka hana ho'ohuoi, e kelepona koke aku i ka 'oihana hō'ai'ē e kūkākūkā i ka pilikia a e hana i nā hana e ho'oponopono ai. - E mālama i kahi moʻolelo hōʻaiʻē maikaʻi
Inā ʻike ʻoe aia ʻoe i loko o ka Credit Bureau, he mea nui e mālama i kahi mōʻaukala hōʻaiʻē maikaʻi ma ka uku ʻana i kāu mau aie i ka manawa a me ka mālama pono ʻana i kāu kālā.
Nīnau a me nā Pane
He aha ka Credit Bureau a no ke aha he mea nui ia?
- He hui 'ike 'ai'ē 'o ka 'Ai'ai'ē e 'ohi a mālama 'ia ka 'ike e pili ana i nā 'ai'ē a me nā 'ai'ē o nā kānaka maoli a me ke kānāwai.
- Hāʻawi ia i ʻoihana kālā a me nā ʻoihana e loiloi i ka hōʻemi a me ka hiki ke uku o nā mea kūʻai aku.
- He mea nui ia no ka mea e pili ana ka ʻike mai ka Credit Bureau i ka hiki ke loaʻa nā hōʻaiʻē a me ke kālā, a me nā kūlana e hāʻawi ʻia ai kēia mau mea.
Pehea e hiki ai iaʻu ke ʻike inā aia wau i loko o ka Credit Bureau?
- E kiʻi i ka pūnaewele kūhelu o ka Credit Bureau.
- E noi i kāu hōʻike aie.
- Loaʻa i kāu hōʻike hōʻaiʻē ma ka pūnaewele a i ʻole ma kou home i loko o 1 a 5 mau lā ʻoihana.
ʻEhia ke kumu kūʻai no ka nānā ʻana i kaʻu hōʻike hōʻaiʻē ma ka Bureau Credit?
- He manuahi ka ʻimi ʻana i kāu hōʻike hōʻaiʻē kūikawā i hoʻokahi makahiki.
- Inā makemake ʻoe i nā kūkākūkā hou aʻe i ka makahiki hoʻokahi, loaʻa iā lākou kahi kumukūʻai ma muli o ke ʻano o ka hōʻike i noi ʻia.
- He mea nui e nānā i ka pūnaewele Credit Bureau e ʻike i nā uku o kēia manawa.
Pehea ka lōʻihi o koʻu hōʻike ʻana i kaʻu mōʻaukala aie i loko o ka Bureau Credit?
- ʻO ka manawa maʻamau he 4 a 6 mau pule ma hope o ka ʻaelike ʻana i kahi hōʻaiʻē a i ʻole ka uku mua ʻana.
- He mea nui ka mālama ʻana i kahi mōʻaukala hōʻaiʻē maikaʻi no ka loaʻa ʻana o nā kūlana hōʻaiʻē maikaʻi i ka wā e hiki mai ana.
- Ke hōʻike ʻia ka hōʻaiʻē, hōʻano hou ia i kēlā me kēia mahina me ka ʻike i hāʻawi ʻia e nā mea ʻaiʻē.
He aha ka ʻike i loaʻa i kaʻu hōʻike hōʻaiʻē i loko o ka Bureau Credit? ?
- Aia i loko o ka hōʻike hōʻaiʻē kāu ʻike pilikino, hōʻaiʻē a me ka mōʻaukala aie, nā nīnau hou i hana ʻia e nā ʻaoʻao ʻekolu, a me kāu ʻano uku.
- He mea nui e nānā pono i kēia ʻike no ka ʻike ʻana i nā hewa a i ʻole nā kuʻikahi.
- Inā ʻike ʻoe i kekahi hewa i kāu hōʻike, e kelepona i ke Keʻena ʻAiʻai e noi i ka hoʻoponopono ʻana a i ʻole ka wehewehe ʻana.
Pehea e hiki ai iaʻu ke hoʻomaikaʻi i kaʻu mōʻaukala hōʻaiʻē ma ka Credit Bureau?
- E uku i kāu mau aie i ka manawa a me ka piha.
- E pale i ka ʻaelike ʻana i nā ʻaiʻē hiki ʻole iā ʻoe ke uku.
- E mālama i kahi koena haʻahaʻa ma kāu mau kāleka hōʻaiʻē a mai ʻoi aku ma mua o kāu palena aie.
Pehea e hiki ai iaʻu ke hoʻomaʻemaʻe i kaʻu mōʻaukala hōʻaiʻē ma ke Keʻena ʻAiʻai?
- ʻAʻohe ala kilokilo e hoʻomaʻemaʻe i kāu mōʻaukala hōʻaiʻē ma ka Credit Bureau.
- Inā ʻike ʻoe i nā hewa a i ʻole nā ʻano like ʻole, e kelepona pololei i ka Credit Bureau e noi i ka hoʻoponopono ʻana a i ʻole ka wehewehe ʻana.
- Hoʻopau ʻia ka mōʻaukala hōʻaiʻē maikaʻi ʻole ma hope o kekahi manawa (maʻamau 6 mau makahiki).
Pehea e hiki ai iaʻu ke nānā i kaʻu mōʻaukala hōʻaiʻē inā au i waho?
- E kiʻi i ka pūnaewele Credit Bureau mai nā ʻāina ʻē.
- E noi i kāu hōʻike hōʻaiʻē kūikawā ma ka pūnaewele.
- Hāʻawi i ka ʻike i koi ʻia no ka nīnau ʻana a hōʻoia i kāu mōʻaukala aie mai ma nā wahi a pau o ka honua.
Hiki iaʻu ke hoʻokomo i loko o ka Credit Bureau inā ʻaʻohe oʻu ʻaiʻē?
- Hiki ke hoʻokomo i loko o ka Credit Bureau inā loaʻa iā ʻoe kahi moʻolelo hōʻaiʻē, ʻoiai inā ʻaʻohe ou ʻaiʻē koʻikoʻi.
- ʻAʻole hoʻopaʻa ʻo ka Credit Bureau i nā ʻaiʻē i hala, akā i nā uku kūpono a me nā ʻano hōʻaiʻē ma ka laulā.
- ʻO ka mālama ʻana i kahi mōʻaukala hōʻaiʻē maikaʻi e like me ka mea nui e like me ka pale ʻana i nā aie koʻikoʻi.
He aha kaʻu e hana ai inā loaʻa iaʻu kahi hewa ma kaʻu hōʻike hōʻaiʻē mai ka Credit Bureau?
- E nānā pono i kāu hōʻike hōʻaiʻē no nā hewa.
- E hoʻokaʻaʻike pololei i ke Keʻena ʻAiʻai e hōʻike i nā hewa a i ʻole nā kuʻikahi āu e ʻike ai.
- Hāʻawi i ka ʻike e pono ai no ka hoʻoponopono kūpono e hana ʻia.
ʻO wau ʻo Sebastián Vidal, he ʻenekinia kamepiula makemake nui i ka ʻenehana a me DIY. Eia kekahi, ʻo wau ka mea nāna i hana tecnobits.com, kahi aʻu e kaʻana like ai i nā kumu aʻo e hoʻomaʻamaʻa a hoʻomaopopo ʻia ka ʻenehana i nā mea a pau.