Makemake ʻoe e ʻike pehea e nānā i ka Cred Bureau no ka manuahi? ʻO ka hōʻoia ʻana i kāu mōʻaukala hōʻaiʻē he mea koʻikoʻi ia i kāu kūpaʻa kālā. ʻO ka pōmaikaʻi, aia nā ala e nānā ai i kāu hōʻike hōʻaiʻē me ka ʻole e uku. Ma kēia ʻatikala, e aʻo mākou iā ʻoe pehea e nānā ai i ke Keʻena ʻAiʻai no ka manuahi a no ke aha he mea nui e hana mau. Me kēia ʻike, e mākaukau ʻoe e hana i nā hoʻoholo kālā kūpono i ka wā e hiki mai ana.
- Kaʻanuʻu ma ka ʻanuʻu ➡️ Pehea e nānā ai i ke Keʻena ʻAiʻai manuahi
- Pehea e ʻike ai i ka ʻAi ʻAi ʻAi no ka manuahi: Inā makemake ʻoe e ʻike i kāu mōʻaukala hōʻaiʻē, pono ʻoe e ʻike hiki iā ʻoe ke nīnau i kāu ʻoihana hōʻaiʻē no ka manuahi. Maanei mākou e wehewehe ai pehea e hana ai i kēlā me kēia pae.
- 1. E kipa i ka punaewele kūhelu: ʻO ka mea mua āu e hana ai, ʻo ia ke komo i ka pūnaewele mana o ka Credit Bureau Society (SBC) ma kou ʻāina.
- 2. E koho i ke koho kukakuka manuahi: Aia ma ka pūnaewele, e ʻimi i ke koho e ʻae iā ʻoe e nīnau i kāu mōʻaukala aie no ka manuahi.
- 3. E hoʻopiha i ka palapala: E hoʻopiha i ka palapala me kāu ʻike pilikino, e like me ka inoa, ka lā hānau, ka helu ʻike, a me nā ʻikepili ʻē aʻe i noi ʻia.
- 4. E hōʻoia i kou ʻike: Hiki ke noi ʻia iā ʻoe e hōʻoia i kou ʻike ma ka nīnau ʻana i nā nīnau palekana a i ʻole ka waiho ʻana i nā palapala hou. Pono kēia ʻanuʻu e hōʻoia i ka hūnā o kāu ʻike.
- 5. E kiʻi i kāu hōʻike hōʻaiʻē: Ke pau ka hana, hiki iā ʻoe ke hoʻoiho a loaʻa paha kāu hōʻike hōʻaiʻē ma kāu leka uila no ka manuahi.
Q&A
He aha ke Keʻena ʻAiʻai?
- He keʻena ia e mālama i ka ʻohi ʻana i ka ʻike e pili ana i ka mōʻaukala aie o nā kānaka.
- Hoʻopaʻa ia i ka ʻikepili e pili ana i nā hōʻaiʻē, nā uku, a me nā aie o kēlā me kēia kanaka.
- Hāʻawi ia i nā ʻoihana kālā e loiloi i ka pilikia i ka wā e hāʻawi ai i nā hōʻaiʻē.
No ke aha he mea nui e nānā i kaʻu Keʻena ʻAiʻai?
- Kōkua ia iā ʻoe e ʻike i kāu mōʻaukala hōʻaiʻē a ʻike inā aia ʻoe i ke kūlana kālā maikaʻi.
- Hāʻawi ia iā ʻoe e ʻike i nā hewa i kāu hōʻike hōʻaiʻē.
- E maʻalahi ka pale ʻana i ka ʻaihue ʻike a me ka hoʻopunipuni kālā ma ka nānā mau ʻana i kāu mōʻaukala aie.
Pehea e hiki ai iaʻu ke nānā i kaʻu Keʻena ʻAiʻai no ka manuahi ma ka pūnaewele?
- E komo i ka pūnaewele mana o ka hui Credit Bureau ma kou ʻāina.
- E nānā i ka ʻāpana kahi e hāʻawi ai lākou i ka lawelawe hōʻike hōʻaiʻē manuahi.
- E hoʻopiha i ka palapala pūnaewele me kāu ʻike pilikino a hōʻoia i kou ʻike.
Hiki iaʻu ke nānā i kaʻu Credit Bureau no ka manuahi ma ke kino?
- ʻAe, hiki iā ʻoe ke hele i nā keʻena kino o ka Credit Bureau ma kou kūlanakauhale.
- E lawe pū me ʻoe i kahi hōʻailona kūhelu a noi i ka hōʻike hōʻaiʻē manuahi.
- E mālama pono i nā kaʻina hana a me nā koi o ka hui Credit Bureau ma kou ʻāina.
ʻEhia mau manawa o ka makahiki hiki iaʻu ke nānā i kaʻu Keʻena ʻAiʻai no ka manuahi?
- I ka nui o nā ʻāina, ʻAe ke kānāwai iā ʻoe e nānā i ka Credit Bureau no ka manuahi hoʻokahi manawa i ka makahiki.
- E nānā i nā lula e paʻa ana ma kou ʻāina e ʻike i nā kapu a me nā kūlana e pili ana i ka loaʻa ʻana o nā hōʻike hōʻaiʻē manuahi.
He aha ka ʻike e pono ai iaʻu e nānā i kaʻu keʻena ʻaiʻē no ka manuahi?
- Pono ʻoe e loaʻa kāu ʻike pilikino ma ka lima, e like me nā inoa mua, nā inoa hope, ka lā hānau, ka helu wahi, a me ka helu palekana.
- Hiki iā lākou ke noi iā ʻoe i nā palapala hōʻoia mana, e like me kāu ID a i ʻole passport.
- E hōʻoia i loaʻa iā ʻoe kēia ʻike a pau ma mua o ka hoʻomaka ʻana i ke kaʻina hana o ke noi ʻana i kāu hōʻike hōʻaiʻē manuahi.
Aia kekahi ala e nānā ai i kaʻu Credit Bureau no ka manuahi me ka ʻole e hele i kahi hui kūikawā?
- ʻAʻole, ʻo ke ala wale nō e loaʻa ai kahi hōʻike hōʻaiʻē manuahi ma o nā hui ʻo Credit Bureau i ʻae ʻia.
- Mai manaʻoʻiʻo i nā ʻōlelo hoʻohiki mai nā pūnaewele a i ʻole nā lawelawe e hāʻawi ana i nā hōʻike manuahi me ka ʻole o kahi hui i ʻae ʻia.
- E hilinaʻi wale i nā kumu mana a i ʻae ʻia e kiʻi i kāu hōʻike hōʻaiʻē manuahi me ka palekana a me ka hilinaʻi.
He aha ka ʻokoʻa ma waena o ka loaʻa ʻana o kaʻu keʻena ʻaiʻē no ka manuahi a me ka uku ʻana?
- Aia ka ʻokoʻa nui i ke kumukūʻai a me ka pinepine o ka loaʻa ʻana o ka hōʻike hōʻaiʻē.
- Loaʻa ka hōʻike hōʻaiʻē manuahi i hoʻokahi manawa i ka makahiki me ka uku ʻole.
- ʻO ka uku ʻana i kahi hōʻike hōʻaiʻē e hiki iā ʻoe ke loaʻa i kēlā me kēia manawa, a me ke komo ʻana i nā lawelawe hou aʻe a me ka nānā pilikino.
Ua like anei ke kaʻina hana no ka nānā ʻana i kaʻu keʻena ʻaiʻē manuahi ma nā ʻāina āpau?
- ʻAʻole, ʻokoʻa paha ke kaʻina hana ma muli o ka ʻāina āu e noho nei.
- He mea nui E noʻonoʻo i nā ʻōlelo kuhikuhi a me nā koi i hāʻawi ʻia e ka hui Credit Bureau ma kou ʻāina.
- E hōʻoia ʻoe e hahai i nā ʻōlelo kuhikuhi pololei e pale aku i nā setbacks ke noi nei i kāu hōʻike hōʻaiʻē manuahi.
He aha kaʻu e hana ai inā loaʻa iaʻu kahi hewa ma kaʻu hōʻike hōʻaiʻē?
- E kelepona koke i ka hui Credit Bureau e hōʻike i ka hewa.
- Hāʻawi i nā palapala pono e kākoʻo i kāu koi.
- E hahai i ke kaʻina hana no ka hoʻopaʻapaʻa ʻana i ka ʻike hewa ma kāu hōʻike hōʻaiʻē a hiki i ka hoʻoponopono ʻia.
ʻO wau ʻo Sebastián Vidal, he ʻenekinia kamepiula makemake nui i ka ʻenehana a me DIY. Eia kekahi, ʻo wau ka mea nāna i hana tecnobits.com, kahi aʻu e kaʻana like ai i nā kumu aʻo e hoʻomaʻamaʻa a hoʻomaopopo ʻia ka ʻenehana i nā mea a pau.