- Builder.ai, mothandizidwa ndi Microsoft ndi ndalama zina zazikulu, yalembera kalata ya insolvency kutsatira zovuta zachuma ndi kasamalidwe.
- Kuyambika kwa Britain kwakhala kukuvutitsidwa ndi zoyipa zokhudzana ndi kusachita bwino komanso mikangano kuyambira 2019, zomwe zimakhudza kukhulupirika kwake komanso kukhazikika kwake.
- Kuyika ndalama za madola mamiliyoni ambiri ndi kudzipereka ku nzeru zopangira sikunalepheretse kubweza ndalama, kukayikira chitsanzo cha bizinesi ndi kugwiritsa ntchito kwenikweni AI pa nsanja yake.
- Mlandu wa Builder.ai ukuwonetsa kuopsa komanso kusakhazikika mu gawo loyambira la AI, ngakhale kwa iwo omwe ali ndi thandizo lazachuma komanso mabungwe.
Builder.ai, kuyambika kwa Britain komwe kunkafuna kusintha chitukuko cha ntchito chifukwa cha luntha lochita kupanga, wakhala protagonist wa kugwa kwakukulu mu gawo laukadaulo posachedwapa. Kampani yomwe idakhazikitsidwa mu 2016, yomwe idayandikira kwambiri ku unicorn ndipo idathandizidwa ndi osunga ndalama padziko lonse lapansi monga Microsoft, SoftBank ndi Qatar sovereign chuma fund, wakakamizika kulengeza bankirapuse ndi kuyambitsa ndondomeko ya insolvency pambuyo pa miyezi ya mavuto azachuma ndi mikangano yamkati.
Mlandu wa Builder.ai umayimira a chidziwitso chofunikira pakuyambira kwaukadaulo kwachilengedwe, makamaka m'munda wa AI, komwe Kuika ndalama mochulukitsitsa ndi ziyembekezo zazikulu zimagwirizana ndi zenizeni zamitundu yamabizinesi zomwe sizili zolimba nthawi zonse. Kampaniyo, yomwe idapeza ndalama zoposa $450 miliyoni pazandalama zingapo, sichinathe kuchirikiza mayendedwe kapena chidaliro cha osunga ndalama ake, ngakhale ali ndi makasitomala odalirika komanso mapulojekiti.
Ndalama zazikulu komanso malonjezo osakwaniritsidwa
Builder.ai adawonedwa ngati m'modzi mwa otsogola amakampani opanga nzeru zopanga. Ndi nsanja yomwe imatha kupanga mapulogalamu pogwiritsa ntchito midadada yogwiritsidwanso ntchito ndi makina ongogwiritsa ntchito, idalonjeza kuti ipangitsa chitukuko kukhala chosaneneka. Komabe, zovuta zamakonzedwe ndi kasamalidwe kazachuma zinayamba kuonekera pang'onopang'ono, ndipo pamapeto pake zinasokoneza kukhulupirika kwake.
Ngakhale kuti adalandira ndalama zochulukirapo, kuchuluka kwa malonda ndi ndalama zomwe adapeza zidachepa kwambiri poyerekeza ndi zomwe zidanenedweratu. Investors, pakati pawo Microsoft ndi Qatar Investment Authority, Iwo adawona kubetcha kwawo kusanduka chiwopsezo chosayembekezereka pamene kampaniyo sinathe kukwaniritsa ziyembekezo zomwe zinapangidwa panthawi yake yoyambirira ya kukula.
Kuwunikidwa kwa maakaunti ndi kusintha kwa zolosera zamalonda kunali zizindikiro zoyamba kuti zinthu zinali zovuta kwambiri kuposa momwe zimawonekera. Osati kokha panali kusiyana m'malipoti azachuma; Kampaniyo idakakamizika kulemba ganyu owerengera odziyimira pawokha kuti awonenso zaka ziwiri zomwe adachita atazindikira zolakwika zomwe zingachitike komanso kuchuluka kwamitengo yogulitsa. Kusachita zinthu moonekera bwino komanso kulimba kwachuma kumeneku kunayambitsa mabelu pakati pa omwe akugawana nawo komanso mabungwe omwe amawongolera.
Zosokoneza komanso kusintha kwa utsogoleri
Builder.ai sanakumane ndi mavuto oyendetsa chuma, komanso zoneneza pagulu zokhudzana ndi kugwiritsa ntchito luntha lochita kupanga. Kubwerera mu 2019, zowona zaukadaulo wake zidakayikiridwa zitadziwika kuti zimagwiritsa ntchito opanga anthu pazinthu zomwe akuti zimangopangidwa ndi AI. Zoyipa izi zidakayikira malingaliro amtengo wapatali omwe osunga ndalama ambiri adathandizira poyamba.
Kusatsimikizika kudakulirakulira pamene woyambitsa wake, Sachin Dev Duggal adasankhidwa mu 2023 chifukwa cha ntchito zowononga ndalama ku India, nkhani imene, ngakhale kuti iye anaikana mwatsatanetsatane, inachititsa kuti kampaniyo isayambe kudalira kwambiri. Chifukwa cha mikangano iyi, Duggal adasiya kukhala CEO mu Marichi 2024, m'malo mwake Manpreet Ratia, yemwe adakumana ndi vuto lokonzanso kampani yomwe ikulimbana kale.
Kukonzanso kumaphatikizapo kuchotsedwa ntchito kwa antchito pafupifupi 270, omwe akuyimira pafupifupi 35% ya ogwira ntchito padziko lonse lapansi. Zodulidwazo zimasonyeza kuopsa kwa zovutazo komanso kufunika kochepetsera ndalama zomwe zimagwiritsidwa ntchito pamene chitsenderezo cha obwereketsa chikuwonjezeka. Sizinathandizenso kuti akatswiri ena owerengera ndalama anali ndi mikangano yazachuma chifukwa cha ubale wawo ndi woyambitsa, zomwe zimadzetsa kukayikiranso za kutsimikizika kwa zikalata zomwe zaperekedwa.
Kuwomba komaliza: insolvency ndi ngongole za madola mamiliyoni ambiri
Chuma cha Builder.ai chinafika pachimake pomwe Viola Credit, m'modzi mwa obwereketsa ake akuluakulu, adatenga $ 37 miliyoni, ndikusiya kampaniyo movutikira. Panalibe ndalama zokwana mamiliyoni asanu zomwe zatsala kuti zikwaniritse zomwe akufuna, zomwe zidayambitsa chilengezo cha insolvency mu Meyi 2024. Pofika nthawi imeneyo, kampaniyo inali itapeza ngongole pafupifupi $450 miliyoni, ndipo zoneneratu za ndalama zake zidachepetsedwa ndi 25% m'miyezi isanu ndi umodzi yokha.
Kuletsa ntchito ndi kutumiza ndalama, makamaka kunthambi yake yaku India, zidasiya antchito ambiri opanda malipiro. Komanso, Kuchotsa ndalama mwadzidzidzi kwa osunga ndalama kunakulitsa vuto la kasamalidwe ka ndalama, ndipo kampaniyo inakakamizika kusankha woyang'anira kuti aziyang'anira ndondomeko ya bankirapuse m'madera onse kumene inkagwira ntchito, kuphatikizapo US ndi UK.
Chigawo ichinso amatsegulanso mkangano pa ntchito yeniyeni ya luntha lochita kupanga pakupanga mapulogalamu, mutu womwe ukukulirakulira wokhudzana ndi chilengedwe chaukadaulo.
Ndi zochitika zomwe makampani ochepa chabe a AI amatha kukhala ndi moyo, Kugwa kwa Builder.ai kudzakhala phunziro kwa osunga ndalama, amalonda, ndi makampani omwewo., yomwe iyenera kuwunika ngati chidwi cha nzeru zopangapanga chimachokera pa zenizeni zolimba kapena chikupitirizabe kuwotcha thovu lomwe lingathe kuphulika ndi zotsatira zofika patali.
Ndine wokonda zaukadaulo yemwe wasandutsa zokonda zake za "geek" kukhala ntchito. Ndakhala zaka zoposa 10 za moyo wanga ndikugwiritsa ntchito ukadaulo wotsogola komanso kusewera ndi mitundu yonse yamapulogalamu chifukwa cha chidwi chenicheni. Panopa ndaphunzira luso la pakompyuta komanso masewera a pakompyuta. Izi zili choncho chifukwa kwa zaka zoposa 5 ndakhala ndikulembera mawebusaiti osiyanasiyana pa teknoloji ndi masewera a pakompyuta, ndikupanga nkhani zomwe zimafuna kukupatsani zambiri zomwe mukufunikira m'chinenero chomwe chimamveka kwa aliyense.
Ngati muli ndi mafunso, chidziwitso changa chimachokera ku chilichonse chokhudzana ndi makina opangira Windows komanso Android pama foni am'manja. Ndipo kudzipereka kwanga ndi kwa inu, nthawi zonse ndimakhala wokonzeka kuthera mphindi zochepa ndikukuthandizani kuthetsa mafunso aliwonse omwe mungakhale nawo pa intaneti.