- Boma la Treasury limafuna kuti ndalama zina za Bizum zilengezedwe ngati zipyola malire ena kapena zikukhudza zachuma.
- Sikuti nthawi zonse munthu aliyense payekha ayenera kufotokoza ndalama zomwe amapeza, koma amatero ngati alandira zoposa € 10.000 kapena kugulitsa kapena kubwereketsa.
- Anthu odzilemba okha komanso mabizinesi akuyenera kuphatikiza ndalama zonse za Bizum m'makalata awo amisonkho.
- Tax Agency imatha kuyang'ana zambiri zamabanki kuti ipeze ndalama zomwe sizinatchulidwe, ndi zilango zazikulu.
Ikafika kampeni yobwezera msonkho, ambiri amadzifunsa funso ili: Kodi muyenera kulengeza Bizum ku Treasury? Anthu aku Spain ochulukirachulukira akugwiritsa ntchito chida ichi kusuntha ndalama zawo, kaya zaumwini kapena akatswiri. Ndipo Chidwi, chifukwa Bungwe la Tax Agency layamba kuyang'anira zochitikazi mosamala kwambiri.
Bizum yakhala ikuwonjezeka kwambiri m'zaka zaposachedwapa. Mu 2024 mokha, zochitika zopitilira 1.100 biliyoni zidajambulidwa, zomwe zikukwana pafupifupi € 44.000 biliyoni. Ndi kuchuluka kwakukulu kotereku, kunali kanthawi kochepa kuti akuluakulu amisonkho ayang'ane njira zolipirira izi.
Bungwe la Tax Agency lakhazikitsa zosintha zamalamulo zomwe zimakhudza mwachindunji momwe ndalamazi ziyenera kulengezedwera, makamaka ngati zimachokera ku ntchito zachuma kapena ngati zidutsa malire ena. Pansipa, tikufotokoza nthawi yomwe ikufunika kulengeza Bizum ku Treasury kuti tipewe zovuta zomwe zingachitike.
Ndi nthawi ziti zomwe muyenera kulengeza ndalama zanu za Bizum?
Chofunika ndikusiyanitsa mtundu wa ntchito yomwe ikuchitika. Sikuti Bizum onse ali pansi pa misonkho., koma pali zochitika zingapo zomwe muyenera kuziphatikiza muzolemba zanu zamisonkho. Akuluakulu amisonkho amaganizira mitundu itatu ya zochitika:
- Ndalama zopitilira 10.000 euros pachakaNgati mulandira zochuluka kuposa izi mu akaunti yanu kudzera mu Bizum mchaka chandalama, mukuyenera kudziwitsa a Treasury. M'malo mwake, banki yanuyo ikhoza kukhala yomwe ingadziwitse Bungwe la Tax, monga momwe lamulo limafunira kukudziwitsani mwezi uliwonse.
- Malipiro okhudzana ndi ntchito zachumaNgati ndinu wodzilemba ntchito kapena wochita bizinesi ndikulipiritsa ntchito zanu pogwiritsa ntchito chida ichi, ntchito iliyonse iyenera kulembedwa ngati ndalama zamaluso, kugwiritsa ntchito VAT ndi msonkho wandalama momwemo. Zilibe kanthu kaya ndi ndalama zochepa. Ngati simukudziwa momwe mungachitire, chonde onani nkhaniyo zofunikira kugwiritsa ntchito Bizum.
- Kulandira ndalama kuchokera kubwereka nyumbaNgati mumabwereka malo ndikutenga ndalama zanu pamwezi kudzera ku Bizum, ndalamazo zimatengedwa ngati phindu lalikulu lanyumba ndipo ziyenera kulembedwa m'gawo lolingana la msonkho womwe mumapeza.
Malipiro apanthawi ndi nthawi monga mphatso, chakudya chamadzulo kapena ngongole zazing'ono pakati pa banja ndi abwenzi saloledwa kulengezedwa malinga ngati sadutsa 10.000 euros pachaka. Pazochitikazi, sikoyenera kulengeza Bizum ku Treasury, ngakhale ngati Tax Agency iwona zochitika zambiri zoterezi popanda chifukwa, zikhoza kutsegula kafukufuku.
Momwe mungalengezere bwino ndalama zanu kudzera mu Bizum
Ngati mupezeka muzochitika zilizonse zovomerezeka, mulibe chochitira koma kulengeza Bizum ku Treasury. Ndizofunikira Onetsani mayendedwe awa m'mabuku anu amisonkho monga momwe mungachitire ndi kusamutsa kubanki kapena kulipira ndalama. Palibe gulu lapadera la Bizum, chifukwa chake amaphatikizidwa ngati ndalama wamba m'zigawo zoyenera malinga ndi mtundu wa ntchito.
Mwachitsanzo:
- Ngati ndi ntchito akatswiri, ayenera kulowa monga ndalama zochokera kuntchito kapena zachuma, ndi zotsekereza zawo zofananira.
- Ngati ndi yobwereka, amapita kugawo phindu la ndalama zogulira nyumba.
- Ngati ndi ndalama zina zosagwira ntchito, zitha kuganiziridwa phindu la ndalamakutengera mtundu wa ntchito.
Komanso, ndikofunikira sungani zolemba zomveka bwino zazochitika zonse. Mapulogalamu akubanki amakupatsani mwayi wotsitsa mndandanda wazomwe zatumizidwa ndi malisiti okhala ndi masiku ndi kuchuluka kwake, zomwe zitha kupangitsa kuti zinthu zikhale zosavuta ngati mukufuna kulungamitsa zomwe mwachita. Mulimonsemo, nthawi zonse ndi bwino kukaonana ndi mlangizi wa msonkho kuti afotokoze kukayikira kulikonse pa momwe mungatumizire msonkho molondola.
Kuwongolera mabanki ndi zilango chifukwa chosalengeza Bizum
Kodi chimachitika ndi chiyani ndikaiwala kapena kulephera kulengeza Bizum ku Treasury? Mabanki amalipiritsa mwezi uliwonse ku Treasury pazochita zamalonda zomwe zimapangidwa kudzera pamapulatifomu.. Zilibenso kanthu ngati kugulitsako ndi kwa 50 euro kapena 5.000; chofunika ndichoti ndi zachuma kapena ntchito.
Chifukwa chake, tikukulangizani kuti ogwira ntchito okha ndi amalonda amagwiritsa ntchito maakaunti osiyana chifukwa cha ntchito yanu komanso moyo wanu. Mwanjira iyi, mutha kupewa chisokonezo ndipo mutha kulungamitsa ndalama zomwe mumapeza kapena zowononga zokhudzana ndi bizinesi yanu.
Kulengeza Bizum ku Treasury ngati kuli koyenera ndi chinthu chomwe sitiyenera kuchinyalanyaza. Ngati ndalama zomwe sizinatchulidwe zapezeka, Zilango zimatha kuchokera ku 600 euro mpaka 50% ya ndalama zomwe sizinatchulidwe. Kuphatikiza apo, pakuphatikizana kwa data pakati pa mabanki ndi Tax Agency, zikuchulukirachulukira kuti zisamawonekere.
Bizum ngati njira yolipira ku Treasury
Kuphatikiza pa nkhani yolengeza Bizum ku Treasury, chimodzi mwazinthu zodziwika bwino za kampeniyi ndikuti Tax Agency iyamba kuvomereza zolipira kudzera papulatifomu. Izi zikutanthauza kuti Ngati chilengezo chanu chikuyenera, mutha kutero mwachindunji kuchokera pafoni yanu yam'manja kudzera pa Bizum, kuwonjezera pa njira zachikhalidwe monga kirediti kadi kapena kirediti kadi.
Cholinga cha muyeso uwu ndikuwongolera ndondomekoyi ndikusintha zizolowezi za digito za ogwiritsa ntchito. Malingana ndi Tax Agency, ndondomekoyi ndi yotetezeka kwathunthu ndikuphatikizidwa mu ndondomeko ya malipiro ya AEAT.
Kuyang'anira komwe kukukulirakulira kwa njira zolipirira digito, monga Bizum, kumatsimikizira Kufunitsitsa kwa Treasury kuyang'anira njira zonse zopezera ndalama zomwe zingapeweretu msonkho. Kulengeza bwino zomwe mumapeza sizongofunika, komanso njira yopewera zodabwitsa ndikusunga akaunti yanu bwino.
Mkonzi wokhazikika pazaukadaulo komanso nkhani zapaintaneti yemwe ali ndi zaka zopitilira khumi pazama media osiyanasiyana. Ndagwira ntchito ngati mkonzi komanso wopanga zinthu pa e-commerce, kulumikizana, kutsatsa pa intaneti ndi makampani otsatsa. Ndalembanso pamawebusayiti azachuma, azachuma ndi magawo ena. Ntchito yanga ndi chidwi changanso. Tsopano, kudzera mu zolemba zanga mu Tecnobits, Ndimayesetsa kufufuza nkhani zonse ndi mwayi watsopano umene dziko laukadaulo limatipatsa tsiku lililonse kuti tisinthe miyoyo yathu.