Ndi Mabanki ati omwe ali ndi Bizum?
Bizum ndi kutumiza ndalama nthawi yomweyo ntchito yomwe yadziwika ku Spain m'zaka zaposachedwa. Ndi "kukula" kufunikira kwa nsanja iyi, mabanki ochulukirapo asankha kuphatikiza Bizum muntchito zawo. M’nkhaniyi tikambirana mabanki chiyani Ku Spain ali ndi Bizum ndi momwe mungatengere mwayi panjira yachangu komanso yotetezeka iyi yosamutsa ndalama pakati pamaakaunti aku banki.
Mndandanda wa mabanki Kampani yomwe pakadali pano imapereka ntchito za Bizum ku Spain ndi yayikulu ndipo ikupitiliza kukula. Mwa odziwika kwambiri ndi BBVA, Santander, CaixaBank, Bankia, Bankinter ndi Sabadell. Mabanki awa akuyimira gawo lalikulu lamabanki aku Spain ndipo akhazikitsa Bizum kuti ipereke makasitomala awo Njira yowonjezera yolipirira ndi kutumiza ndalama. Komabe, m’pofunika kukumbukira zimenezi banki iliyonse ikhoza kukhala ndi mikhalidwe ndi zolepheretsa pakugwiritsa ntchito Bizum.
Kugwiritsa ntchito BizumNthawi zambiri, pamafunika kukhala ndi akaunti yakubanki mu imodzi mwamabanki omwe amapereka chithandizo. Kuphatikiza apo, ndikofunikira kutsitsa pulogalamu yam'manja ya Bizum pazida zanu. Mukakhazikitsa pulogalamuyi, muyenera kugwirizanitsa nambala yanu yafoni ndi akaunti yanu yakubanki. Izi zikhoza kusiyana pang'ono malinga ndi banki, koma kawirikawiri, ndi njira yosavuta yomwe ingathe kumalizidwa mumphindi zochepa chabe.
Mukakhazikitsa Bizum pa chipangizo chanu, mutha kusamutsa ndalama pompopompo kwa omwe mumalumikizana nawo kapena nambala yafoni iliyonse. Izi ndizothandiza makamaka pakugawa mabilu m'malesitilanti, kutumiza ndalama kwa achibale kapena abwenzi, kulipira, ngakhalenso kupereka zopereka ku mabungwe othandizira. Ndi Bizum, kusamutsidwa Amapangidwa nthawi yomweyo ndikulandiridwa mumasekondi pang'ono, zomwe ndizopindulitsa kwambiri poyerekeza ndi njira zina zachikhalidwe zotumizira ndalama.
Mwachidule, Bizum yakhala njira yotchuka komanso yabwino yosamutsira ndalama ku Spain. Mabanki akuchulukirachulukira omwe akupereka chithandizochi, ndizotheka kusangalala maubwino a Bizum mosasamala kanthu komwe muli ndi akaunti yanu yaku banki. kudzera ku Bizum. Pulatifomuyi yasintha momwe anthu amasamutsira ndalama, kupereka njira yofulumira komanso yosavuta kugwiritsa ntchito poyerekeza ndi njira zachikhalidwe.
- Mabanki ku Spain omwe amapereka Bizum
Kuyambira lero, mabanki ambiri ku Spain amapereka Bizum, nsanja yolipira yam'manja yomwe imakulolani kutumiza ndi kulandira ndalama mwachangu komanso mosavuta. Chida ichi wakhala mmodzi wa owerenga 'okondedwa ake chitonthozo ndi chitetezo. Pansipa, tikuwonetsa mabanki ena omwe ali ndi Bizum ndi momwe mungagwiritsire ntchito.
Mmodzi mwa mabanki operekedwa ndi Bizum ndi Banco Santander. Ngati ndinu kasitomala wa banki iyi, mutha kupeza Bizum kudzera pulogalamu yake yam'manja. Kuti mugwiritse ntchito, muyenera kungolembetsa ndikugwirizanitsa nambala yanu yafoni ndi akaunti yakubanki Izi zikachitika, mutha kutumiza ndalama kwa omwe mumalumikizana nawo nthawi yomweyo, osafunikira kudziwa nambala yaakaunti yawo. Kuphatikiza apo, mutha kulandiranso ndalama kuchokera kwa anzanu ndi abale anu m'njira yotetezeka Bizum ndi njira yabwino yolipirira ndikupempha ndalama kudzera pa foni yanu.
banki ina ku Spain kuti Bizum amapereka ndi CaixaBank. Bungweli limakupatsaninso mwayi wosangalala ndi mapindu a nsanjayi. Kuti mugwiritse ntchito Bizum ndi CaixaBank, muyenera kuti mudatsitsa pulogalamu yake yam'manja ndikulembetsa kuti mugwiritse ntchito. Mukalembetsa, mudzatha kutumiza ndi kulandira ndalama nthawi yomweyo, popanda kufunikira kugawana zambiri za banki. Bizum ndi njira yachangu komanso yotetezeka yolipira pakati pa anthu.
- Momwe Bizum imagwirira ntchito komanso phindu lomwe limapereka
Bizum ndi nsanja yolipira yam'manja yomwe yakhala imodzi mwamayankho otchuka kwambiri ku Spain. Ndi mabanki oposa 30 omwe amapereka pulogalamuyi kwa makasitomala awo, Bizum yadziyika ngati njira yachangu, yotetezeka komanso yosavuta yotumizira ndi kulandira ndalama kudzera pa foni yam'manja.
Ndi Bizum, mutha kusamutsa pompopompo popanda kudziwa manambala a akauntiMukungofunika kukhala ndi nambala yafoni ya munthu yemwe mukufuna kumutumizira ndalama. Kuphatikiza apo, mutha kupemphanso malipiro kuchokera kwa omwe mumalumikizana nawo ndikulandila ndalamazo nthawi yomweyo. Pulogalamuyi ilipo ogwiritsa ntchito mabanki pa intaneti kuchokera m'mabungwe osiyanasiyana a zachuma, motero kumathandizira kasamalidwe ka ndalama pakati pa mabanja, abwenzi ndi ma intaneti ena.
Kupatula kuphweka komwe kumaperekedwa ndi kuthamanga kwa malipiro, Bizum imapereka chitetezo chokwanira muzochita zonse. Pogwiritsa ntchito foni yam'manja ngati njira yotsimikizira, mwayi wachinyengo kapena mwayi wolowa muakaunti yanu yakubanki mopanda chilolezo wachepetsedwa. Komanso, Bizum sichisunga zambiri zanu zakubanki, zomwe zimawonjezera chinsinsi ndi zinsinsi zochita. Momwemonso, nsanjayi imagwirizana ndi zosowa za ogwiritsa ntchito osiyanasiyana, monga mabizinesi omwe amafuna kupereka njira yosavuta yolipirira makasitomala awo.
- Zofunikira kugwiritsa ntchito Bizum mumabanki
Kuti mugwiritse ntchito Bizum m'mabanki, ndikofunikira kukwaniritsa zofunikira zina zofunika kukhala ndi akaunti yakubanki m'bungwe lomwe limapereka ntchito za Bizum. Pakadali pano, mabanki angapo ku Spain ali ndi Bizum, kotero ndibwino kuti muwone ngati bungwe lanu lazachuma ndi limodzi mwa iwo.
Chofunikira chinanso ndikukhala ndi foni yam'manja yokhala ndi intaneti komanso yogwirizana ndi pulogalamu ya Bizum. Pulogalamuyi ilipo kwa onse awiri Zipangizo za Android ngati iOS. Muyenera kuwonetsetsa kuti muli ndi pulogalamu yaposachedwa kwambiri kuti muwonetsetse kuti ikugwira ntchito moyenera.
Mukakwaniritsa zomwe tafotokozazi, mudzatha kugwiritsa ntchito Bizum m'mabanki m'njira yosavuta komanso yotetezeka. Ena mwa mabungwe amabanki omwe amapereka ntchitoyi ndi BBVA, Santander, CaixaBank, Bankia, Sabadell ndi Bankinter, pakati pa ena. Ndikofunika kukumbukira kuti, ngakhale banki yanu ili ndi Bizum, muyenera kuyambitsa njirayi mu akaunti yanu ndikugwirizanitsa nambala yanu yafoni kuti muthe kugwiritsa ntchito ntchitoyi.
- Kuyerekeza mitengo ndi ma komiti amabanki ndi Bizum
Ngati mukufuna kugwiritsa ntchito pulogalamu ya Bizum kuti mumalipira mwachangu komanso mosavuta, ndikofunikira kudziwa kuti ndi mabanki ati omwe amapereka ntchitoyi. Bizum ndi nsanja yolipira yam'manja yomwe imakupatsani mwayi wotumiza ndalama pakati pa ogwiritsa ntchito mabanki osiyanasiyana nthawi yomweyo, osafunikira kudziwa zambiri zakubanki za wolandila.
Mu kufananiza chindapusa ndi ma komisheni amabanki ndi Bizum, tasanthula mabungwe azachuma omwe amapereka chithandizochi ku Spain. Zina mwazo ndi: Banco Santander, BBVA, Bankia, CaixaBank, Banco Sabadell, Banco Popular, ING, Banco Mediolanum ndi EVO Banco. Mabanki aliwonsewa ali ndi mitengo ndi ma komisheni osiyanasiyana okhudzana ndi Bizum. Mwachitsanzo, ena ali ndi malire ochulukirapo omwe amatha kutumizidwa kudzera ku Bizum, pomwe ena alibe zoletsa.
Kuphatikiza apo, ndikofunikira kukumbukira kuti Bizum ndi njira yolipirira yam'manja yomwe ikukula nthawi zonse. Izi zikutanthauza kuti mabanki ochulukirachulukira akulowa nawo papulatifomu kuti apatse makasitomala awo mwayi wolipira mwachangu komanso motetezeka. Chifukwa chake, ndizotheka kuti pali mabungwe omwe alibe Bizum, koma adzayigwiritsa ntchito posachedwa.
- Zomwe ogwiritsa ntchito: kugwiritsa ntchito mosavuta komanso chitetezo papulatifomu ya Bizum
Zomwe ogwiritsa ntchito: kugwiritsa ntchito mosavuta komanso chitetezo papulatifomu ya Bizum
Bizum yakhala imodzi mwa njira zodziwika bwino mdziko lapansi ku banki ya digito ku Spain. Ntchitoyi imalola ogwiritsa ntchito kulipira ndi kusamutsa mwachangu komanso motetezeka, popanda kufunikira kugawana zambiri zakubanki. ndi mosavuta kugwiritsa ntchito Ndi chimodzi mwazinthu zodziwika bwino za Bizum, zomwe zidapangidwa kuti ziziwoneka bwino komanso zofikiridwa ndi mitundu yonse ya ogwiritsa ntchito, mosasamala kanthu zaukadaulo wawo.
Chimodzi mwazabwino zazikulu za Bizum ndi zake chitetezo. Pulatifomuyi imagwiritsa ntchito ukadaulo wapamwamba wa encryption kutetezausers'data ndikuwonetsetsa kuti zochitika zikuchitika njira yotetezeka. Kuphatikiza apo, Bizum yakhazikitsanso njira zina zotetezera, monga kutsimikizira magawo awiri, kuwonetsetsa kuti eni ake a akaunti ndi omwe angachitepo kanthu. Pamapeto pake, ogwiritsa ntchito akhoza kukhulupirira pa nsanja Bizum kuti mulipire ndikusamutsa motetezeka ndipo amatetezedwa.
Chinthu china chomwe chimapangitsa Bizum kukhala chokongola kwambiri kwa ogwiritsa ntchito ndi kupezeka kwakukulu ya mabanki ogwirizana omwe amapereka chithandizochi. Ambiri mwa mabanki akuluakulu ku Spain, monga Santander, BBVA, CaixaBank, ndi Bankia, ali ndi Bizum, yomwe imathandizira kukhazikitsidwa ndi kufalikira kwa nsanjayi. Izi zikutanthauza kuti ogwiritsa ntchito sayenera kusintha mabanki kuti asangalale ndi zabwino za Bizum, koma atha kugwiritsa ntchito banki yawo yamakono ndikusangalala ndi zabwino zonse zomwe nsanja yolipirayi imapereka.
- Zochepa ndi zoletsa za Bizum m'mabanki osiyanasiyana
Ngati mukuganiza zogwiritsa ntchito Bizum kulipira ndi kusamutsa pakati pa omwe mumalumikizana nawo, ndikofunikira kuti muganizire malire ndi zoletsa zomwe banki iliyonse ikhoza kukhala nayo pa pulogalamuyi. Ngakhale Bizum imapezeka m'mabanki ambiri aku Spain, bungwe lililonse lazachuma litha kukhazikitsa mikhalidwe ndi malamulo ake ogwiritsira ntchito. Chifukwa chake, tikulimbikitsidwa kuti muwunikenso mosamala mfundo za banki yanu musanagwiritse ntchito Bizum.
Chimodzi mwazinthu zofunika kuziganizira ndi malire osinthira tsiku lililonse kukhazikitsidwa ndi banki iliyonse. Mabungwe ena atha kuchepetsa kuchuluka kwa ndalama zomwe mungasamutsire kudzera ku Bizum tsiku limodzi, zomwe zitha kusiyana kuchokera kubanki imodzi kupita ina. Mwachitsanzo, mabanki ena atha kukhazikitsa malire a mayuro 500 patsiku, pomwe ena amakulolani kusamutsa mpaka ma euro 1.000 patsiku. Onetsetsani kuti mukudziwa zomwe malire amakhazikitsidwa ndi banki yanu kuti mupewe zodabwitsa kapena zovuta.
Chiletso china chomwe mabanki ena amagwiritsa ntchito ndi chepetsani kuchuluka kwa zomwe mungachite patsiku. Kutengera banki yanu, pakhoza kukhala malire pa kuchuluka kwa nthawi zomwe mungagwiritse ntchito Bizum tsiku limodzi. Mwachitsanzo, mabanki ena akhoza kukulolani kuti mupange ndalama zopitirira 10 patsiku, pamene ena akhoza kuika malire apamwamba.
- Malingaliro oti musankhe banki yoyenera kwambiri ndi Bizum
Kusankha banki yoyenera ndi Bizum ndichinthu chofunikira kukumbukira ogwiritsa ntchito omwe akufuna kusangalala ndi maubwino ndi zida zoperekedwa ndi nsanja yolipira yam'manja iyi ku Spain. Bizum ndi yankho lanzeru lomwe limakupatsani mwayi wotumiza ndikulandila ndalama nthawi yomweyo pakati pa anthu omwe amagwiritsa ntchito nambala yanu yafoni. Masiku ano, mabanki angapo ku Spain amapereka ntchitoyi, yomwe imapereka mwayi kwa ogwiritsa ntchito kusankha yomwe ikugwirizana ndi zosowa zawo ndi zomwe amakonda.
Imodzi mwamabanki omwe amaperekedwa ndi Bizum ndi BBVA. Bungweli lili ndi mbiri yakale komanso mbiri yokhazikika pamabanki aku Spain Ndi Bizum, makasitomala a BBVA amatha kusamutsa ndalama pompopompo kuchokera ku akaunti yawo yakubanki kudzera pa foni yam'manja. motetezeka ndi zosavuta. Kuphatikiza apo, CaixaBank ndi banki yodziwika bwino yomwe imapereka Bizum, yopereka njira zosiyanasiyana zolipirira makasitomala ake ndikuwalola kusangalala ndi mwayi wachangu komanso wosavuta potumiza ndalama kwa abale ndi abwenzi.
Banki ina yofunika kuiganizira ndi Santander, bungwe lazachuma lomwe lili ndi mayiko ena. Santander amapereka Bizum kwa makasitomala ake kudzera mu pulogalamu yake yam'manja, yomwe imathandizira kugulitsa ndalama nthawi yomweyo. Kumbali ina, Bankia Ndi njira yomwe mungaganizire kwa ogwiritsa ntchito omwe akufuna banki yogwirizana ndi Bizum, yopereka njira yachangu komanso yotetezeka yolipirira mafoni kudzera mu pulogalamu yake yapadera.
- Momwe mungaletse Bizum mu banki imodzi ndikusamukira ku ina?
Momwe mungaletse Bizum mu banki imodzi ndikusamukira ku ina?
Ngati mukuganiza zosintha mabanki ndipo mukufuna kudziwa momwe mungasinthire ulalo wanu wa Bizum ndi womwe ulipo kuti musamukire kwatsopano, muli pamalo oyenera. Tsetsani Bizum mu chinthu chimodzi ndikuyiyambitsanso mu china Ndi njira yosavuta komanso yachangu. Ngakhale banki iliyonse ikhoza kukhala ndi masitepe akeake, nthawi zambiri, zotsatirazi ndi njira zazikulu zochotsera Bizum kuchokera kubanki imodzi ndikusamukira ku ina:
1. Phunzirani za ndondomekoyi: Choyamba zomwe muyenera kuchita ndikukudziwitsani zofunikila ndi njira zachindunji zamabanki onse. Onani mawebusayiti a mabungwe onsewa kuti mumve zambiri zamomwe mungaletse Bizum ndikusamutsira ku bungwe lina. Onetsetsani kuti mukuganiziranso nthawi yomaliza komanso zolipiritsa zomwe zingagwirizane ndi kusamuka.
2. Letsani Bizum mu banki yomwe ilipo: Kuti mulepheretse Bizum mu banki yomwe muli nayo, muyenera kulumikizana ndi kasitomala wabungweli ndikupempha kuti aletse ntchitoyo. Mutha kufunsidwa zambiri, monga nambala ya akaunti yanu kapena zambiri zanu kuti mutsimikizire kuti ndinu ndani. Mukaletsa Bizum kubanki yomwe muli nayo pano, ndikofunikira kuti muchotse mwayi uliwonse wopezeka pa pulogalamuyi ndikuchotsa zomwe zikugwirizana ndi Bizum pa foni yanu yam'manja.
3. Yambitsani Bizum mu banki yatsopano: Mukamaliza kuletsa kulembetsa ndi banki yanu, muyenera kusamutsa akaunti ya Bizum kupita ku banki yanu yatsopano. Lumikizanani ndi kasitomala wabungwe latsopanoli ndipo pemphani kuti Bizum atsegule mu akaunti yanu yakubanki. Adzakutsogolerani kudutsa masitepe ofunikira kuti mukhazikitse mlumikizidwe watsopano ndi Bizum ku banki yanu yatsopano. Onetsetsani kuti mwatsimikizira zonse zomwe zaperekedwa ndikutsatira malangizo ena aliwonse kuti mumalize kusamuka bwinobwino.
-Kupita patsogolo kotsatira ndi kukulitsa kwa Bizum mumsika wamabanki
Ndi Mabanki ati omwe ali ndi Bizum?
Pulatifomu yolipira mafoni Bizum yakula kwambiri m'miyezi yaposachedwa, kukhala chisankho chodziwika bwino pakati pa ogwiritsa ntchito mabanki. Panopa, angapo mabanki pamsika perekani mwayi wogwiritsa ntchito Bizum, kupatsa makasitomala awo njira yachangu komanso yosavuta yolipirira ndikusamutsa kuchokera pazida zawo zam'manja.
Ena mwa mabanki akuluakulu Zomwe zimapereka mwayi kugwiritsa ntchito Bizum kuphatikiza mabungwe odziwika monga Banco Santander, BBVA, CaixaBank, Bankinter ndi Banco Sabadell. Mabankiwa azindikira mtengo womwe Bizum imabweretsa kwa makasitomala awo, kuwalola kuti azilipira nthawi yomweyo komanso mosatekeseka kudzera pa foni yam'manja yosavuta kugwiritsa ntchito.
Kuphatikiza pa mabanki awa, Zikuyembekezeka kuti m'miyezi ikubwerayi osewera ena angapo ofunikira pamsika wamabanki alowa nawo mndandanda wamabizinesi omwe amapereka Bizum kwa makasitomala awo. Kupita patsogolo ndi kukulitsa kwa Bizum pamsika wamabanki ndicholinga chopatsa ogwiritsa ntchito ambiri kuti athe kusangalala ndi mapindu a nsanja yaukadaulo iyi.
- Njira zina zopangira Bizum zoperekedwa ndi mabanki ku Spain
Pali zingapo njira zina ku Bizum yoperekedwa ndi... mabanki ku Spain zomwe zimakulolani kuti musamutse ndi kulipira mafoni mosamala komanso mwachangu. Zina mwa njirazi ndi:
1. ING Twyp: Ndi pulogalamu yam'manja yomwe imakupatsani mwayi wotumiza ndikulandila ndalama pakati pa anthu kwaulere komanso nthawi yomweyo. Imaperekanso mwayi wolipira m'masitolo akuthupi komanso pa intaneti ndi foni yanu yam'manja. Kuti mugwiritse ntchito Twyp, ndikofunikira kukhala ndi akaunti ya ING.
2. Apple Pay: Kupezeka kwa ogwiritsa Zipangizo za iOS, Apple Pay amalolakulipira popanda intaneti pogwiritsa ntchito iPhone, Apple Watch kapena iPad. Ndiwogwirizana ndi mabanki ambiri ku Spain, bola muli ndi kirediti kadi kapena kirediti kadi yoperekedwa ndi banki yomwe ikutenga nawo gawo.
3. Samsung Pay: Mofanana ndi Apple Pay, Samsung Pay ndi pulogalamu yolipira yam'manja yomwe imagwira ntchito ndi zida za Samsung Galaxy. Zimakupatsani mwayi wolipira popanda kulumikizana m'mabizinesi okhala ndi ma terminals a NFC komanso zimagwirizana ndi mabanki ambiri ku Spain.
Ndine Sebastián Vidal, mainjiniya apakompyuta omwe amakonda ukadaulo komanso DIY. Komanso, ine ndine mlengi wa tecnobits.com, komwe ndimagawana nawo maphunziro kuti ukadaulo ukhale wofikirika komanso womveka kwa aliyense.