Paytm ndi imodzi mwamapulatifomu otchuka kwambiri olipira ku India, ndipo yatchuka chifukwa cha njira zake zolipira zosiyanasiyana. Limodzi mwamafunso omwe amafunsidwa kwambiri omwe ogwiritsa ntchito Paytm amafunsa ndilakuti: Kodi nsanjayi imavomereza makhadi amtundu wanji? Ndikofunika kudziwa zomwe mungachite kuti mupindule kwambiri ndi chida ichi cholipira ndikutha kuchitapo kanthu mwachangu komanso mosamala. M'nkhaniyi, tiwonetsa mitundu yosiyanasiyana ya makadi zomwe Paytm imavomereza ndi momwe mungawagwiritsire ntchito kuti mupange malipiro anu bwino.
Mitundu yamakhadi ovomerezedwa ndi Paytm
Paytm ndi nsanja yolipira yomwe imagwiritsidwa ntchito kwambiri ku India yomwe imapereka njira zingapo zolipirira ogwiritsa ntchito ake. Kuti muwonetsetse kuti ndizosavuta komanso zopezeka, Paytm imavomereza zosiyanasiyana makadi debit ndi makhadi kuwulutsa ku India komanso m'maiko ena. Izi zimapatsa ogwiritsa ntchito mwayi wosankha khadi yomwe angafune kuti alipire mwachangu komanso motetezeka.
Pogwiritsa ntchito Paytm, ogwiritsa ntchito amatha kulumikiza makhadi amitundu yosiyanasiyana ku akaunti yawo kuti alipirire mosavuta, mwina kudzera pa pulogalamu yam'manja kapena webusayiti. Mwa makhadi ovomerezeka pali makhadi a debit ndi kirediti kadi VISA, Mastercard, Maestro, American Express, RuPay ndi zina zambiri. Izi zikutanthauza kuti Ogwiritsa ntchito a Paytm ali ndi zosankha zingapo zomwe angasankhe ndipo atha kugwiritsa ntchito mosavuta makhadi omwe ali nawo kale osafunikira kufunsira yatsopano.
Kuphatikiza apo, Paytm imavomerezanso makadi aku banki ogwiritsidwa ntchito kamodzi, otchedwa makhadi olipidwa kapena makadi amphatso. Makhadi awa ndi a njira yotetezeka komanso yabwino kulipira pa intaneti, chifukwa amalipidwa ndi ndalama zenizeni ndipo sizilumikizidwa ndi chilichonse akaunti ya banki. Ogwiritsa ntchito amatha kungoyika ndalama zomwe akufuna pakhadi ndikuzigwiritsa ntchito kugula pa intaneti kudzera pa Paytm. Izi ndizothandiza makamaka kwa ogwiritsa ntchito omwe akufuna kuwongolera ndikuchepetsa momwe amawonongera.
Ndi osiyanasiyana mitundu ya makhadi olandiridwa, Paytm imaonetsetsa kuti ikupereka njira yolipirira yosavuta komanso yofikirika kwa onse ogwiritsa ntchito Kaya mukufuna kugwiritsa ntchito kirediti kadi kapena kirediti kadi, kapena kukhala omasuka kugwiritsa ntchito khadi limodzi la banki, Paytm imakupatsirani zosankha kuti zigwirizane ndi zomwe mumakonda komanso zosowa zanu. . Chifukwa chake, ziribe kanthu mtundu wa khadi lomwe muli nalo m'chikwama chanu, mutha kukhala otsimikiza kuti Paytm imakupatsirani njira yotetezeka komanso yosavuta yolipirira pa intaneti!
Makhadi a kirediti omwe amavomerezedwa ndi Paytm
Paytm ndi nsanja yotsogola pantchito zolipirira zamagetsi ku India. Timavomereza makadi ambiri a kingingi kuti apatse makasitomala athu mwayi wopambana akamagulitsa. Ndife onyadira kupereka ntchito yotetezeka komanso yodalirika yotsimikizira chitetezo cha data ya owerenga athu. Pansipa, tikukupatsirani zambiri zamitundu ya .
1. Makhadi a Visa Debit: Paytm imavomereza makhadi a Visa debit operekedwa ndi mabanki osiyanasiyana. Makhadiwa amagwiritsidwa ntchito kwambiri ndipo amavomerezedwa padziko lonse lapansi, kupatsa ogwiritsa ntchito mwayi wolipira mayiko mwachangu komanso mosavuta.
2. Makhadi a ngongole a Mastercard: Njira ina yomwe timapereka ndi kuvomereza makhadi a kinki a Mastercard. Monga imodzi mwamaintaneti olipira kwambiri padziko lonse lapansi, Mastercard ndi chisankho chodziwika bwino kwa ogwiritsa ntchito ambiri a Paytm. Ndi njirayi, ogwiritsa ntchito athu amatha kulipira zotetezeka komanso zosavuta pa intaneti komanso m'masitolo ogulitsa.
3. Makhadi a Rupay Debit: Paytm imavomerezanso makhadi a Rupay debit. Rupay ndi njira yolipira kunyumba ku India ndipo yadziwika kwambiri m'zaka zaposachedwa. Njirayi ndiyothandiza makamaka kwa ogwiritsa ntchito athu ku India chifukwa imawalola kupanga mabizinesi osasinthika pogwiritsa ntchito makhadi awo a Rupay debit pa Paytm.
Ma kirediti kadi ovomerezedwa ndi Paytm
Paytm amavomereza zosiyanasiyana makadi a ngongole kuti azilipira papulatifomu yawo. Izi zikuphatikiza ma kirediti kadi operekedwa ndi onse awiri mabanki a dziko monga mayiko ena. Makhadi ena a ngongole omwe Paytm amavomereza ndi awa:
- Visa: imodzi mwama kirediti kadi odziwika bwino padziko lonse lapansi.
- Mastercard: Mtundu wina wotchuka wa kirediti kadi wovomerezedwa ndi Paytm.
- American Express (Amex): kirediti kadi yodziwika ndi mapindu ake okha.
Kuphatikiza pa makadi awa, Paytm imalandiranso makhadi a ngongole kuchokera kumabungwe azachuma otchuka ku India monga State Bank of India (SBI), HDFC Bank, ICICI Bank ndi Kotak Mahindra Bank.
La njira yolipira yokhala ndi makhadi a kingongole ku Paytm ndi yotetezeka komanso yosavuta. Ogwiritsa ntchito amatha kuwonjezera makhadi awo angongole muakaunti yawo ya Paytm ndikungosankha khadi yomwe mukufuna pomwe mukulipira. Paytm imabisa khadi zambiri kuti mutsimikizire chitetezo cha data zachinsinsi wa wogwiritsa. Ogwiritsa akhoza kupanga malonda popanda nkhawa ndi kusangalala ndi mwayi wolipira pa kirediti kadi pa nsanja kuchokera ku Paytm.
Makhadi amphatso ovomerezedwa ndi Paytm
Paytm ndi nsanja yolipira ya digito ku India yomwe imavomereza mitundu yosiyanasiyana makadi amphatso. Paytm ikufuna kupatsa ogwiritsa ntchito mwayi wolipira wotetezeka komanso wosavuta, ndipo kuti akwaniritse izi, amavomereza makhadi amphatso otchuka kwambiri pamsika.
Pakati pa makadi amphatso adalandiridwa ndi Paytm mupeza zochokera kumitundu yodziwika monga Amazon, Flipkart, Myntra, BookMyShow ndi zina. Izi zikutanthauza kuti ogwiritsa ntchito Paytm atha kugwiritsa ntchito makhadi awo amphatso kuchokera kumitundu iyi kuti agule pa intaneti kapena kuonjezera ndalama zawo. Chikwama cha Paytm. Komanso, Paytm nayenso landirani makhadi amphatso ochokera m'magulu osiyanasiyana, monga chakudya, mafashoni, zamagetsi ndi makadi amphatso zapaulendo, kupatsa ogwiritsa ntchito njira zosiyanasiyana kuti agwiritse ntchito makadi awo amphatso.
Kuwombola a khadi lamphatso Mu Paytm, mumangoyenera kusankha »Onjezani khadi lamphatso» mu pulogalamuyi kapena tsamba lawebusayiti kuchokera ku Paytm, lowetsani khadi lamphatso ndikudina "Ombolani". Khodiyo ikatsimikiziridwa ndikukonzedwa, ndalama zotsalira za khadi lamphatso zidzawonjezedwa pachikwama chanu cha Paytm, kukulolani kuti mugwiritse ntchito pogula kapena kuchitapo kanthu nthawi iliyonse, kulikonse.
Makhadi okhulupilika ovomerezedwa ndi Paytm
Paytm ndi nsanja yogwira ntchito zambiri yomwe imavomereza zosiyanasiyana makadi okhulupirika ngati njira yolipira. Kupatula kuvomereza makhadi a kirediti kadi ndi kingongole kumabanki osiyanasiyana, Paytm imagwiranso ntchito ndi mitundu yosiyanasiyana yamakhadi okhulupilika kuti ipereke. kwa ogwiritsa ntchito ake Kugula kopanda zovuta.
Zina mwa mitunduyo ndi:
- Makhadi Okhulupirika a Supermarket ndi Retail: Paytm imalola ogwiritsa ntchito kugwiritsa ntchito mfundo zawo zomwe adazipeza pamakhadi okhulupilika kuchokera kumasitolo akuluakulu osankhidwa ndi masitolo ogulitsa ngati njira yolipira papulatifomu.
- Makhadi Okhulupirika Odyera ndi Cafe: Ngati ndinu okonda chakudya ndipo muli ndi khadi lokhulupirika kuchokera ku lesitilanti yomwe mumakonda kapena malo odyera, musade nkhawa kuti Paytm imavomereza makhadi okhulupilika kuchokera kumalo odyera osiyanasiyana komanso malo odyera otchuka.
- Makhadi Okhulupirika a Ndege ndi Mahotelo: Ngati mumayenda pafupipafupi, mutha kupeza phindu lanu ndi mfundo zomwe mwapeza pamakhadi okhulupilika oyendetsa ndege ndi mahotelo ogwirizana ndi Paytm. Mutha kulipira matikiti a ndege kapena kusungitsa zipinda za hotelo pogwiritsa ntchito mfundo zanu zokhulupirika.
Kuvomerezedwa kwa izi makadi okhulupirika by Paytm ndi mwayi wabwino kwambiri kwa ogwiritsa ntchito, chifukwa amatha kugwiritsa ntchito mwayi wopeza makhadi awo popanda kufunikira kunyamula makhadi angapo. Paytm imapangitsa njira yolipira kukhala yosavuta komanso yosavuta, ndikuwonetsetsa chitetezo ndi chinsinsi cha chidziwitso cha ogwiritsa ntchito.
Malangizo ogwiritsira ntchito makhadi pa Paytm
Paytm imavomereza makhadi osiyanasiyana kuti alipire papulatifomu yake. Izi zikuphatikizapo makadi a debit ndi Makhadi a ngongole operekedwa ndi mabanki akuluakulu ku India, monga ICICI, HDFC, Citibank, CanaraBank, pakati pa ena. Komanso, inunso kuvomereza makadi olipidwa kale monga Paytm Payment Bank, Rupay, Visa, Mastercard, ndi American Express.
Kuti muwonjezere khadi ku akaunti yanu ya Paytm, ingolowani muakaunti yanu ndikupita kugawo la “Njira Zolipirira”. Kuchokera pamenepo, sankhani "Onjezani Khadi" ndikutsatira malangizowo kuti mumalize zambiri za khadi lanu. Paytm amagwiritsa ntchito kubisa mwamphamvu kuteteza zambiri zamakhadi anu ndikuwonetsetsa kuti mukuchita bwino.
Ndikofunika kuzindikira kuti makhadi ena angakhale zoletsedwa pazochita zina pa Paytm. Mwachitsanzo, makhadi ena olipidwa akhoza kukhala ndi malire ogwiritsira ntchito tsiku lililonse kapena sangakhale ovomerezeka pakusamutsa ndalama. Musanapange malonda, onetsetsani kuti mwawonanso zambiri za khadi lanu kuti muwonetsetse kuti mukugula kwaulere.
Momwe mungawonjezere makhadi ku akaunti ya Paytm
Paytm ndi nsanja yotchuka kwambiri yolipira ku India yomwe imavomereza makadi osiyanasiyana kuti muyike ndalama mu akaunti yanu. Kuti muwonjezere makhadi ku akaunti yanu ya Paytm, tsatirani izi:
- 1. Tsegulani pulogalamu ya Paytm pachipangizo chanu cham'manja kapena pitani patsamba lovomerezeka la Paytm pa kompyuta yanu.
- 2. Lowani ndi mbiri yanu ya Paytm.
- 3. Pitani ku gawo la "Zikhazikiko" kapena "Mbiri" mu akaunti yanu ya Paytm.
- 4. Sankhani “Onjezani khadi” kapena “Njira yolipira”.
- 5. Lowetsani zambiri za khadi lanu, monga nambala ya khadi, tsiku lotha ntchito, ndi CVV code.
- 6. Tsimikizani zambiri ndikudina "Save" kapena "Add" kuti mumalize ntchitoyi.
Chofunika kwambiri, Paytm imavomereza ma kirediti kadi ndi ma kirediti kadi osiyanasiyana, kuphatikiza:
- - Ma kirediti kadi a Visa.
- - Makhadi a kirediti kadi a Mastercard.
- - American Express kirediti kirediti kadi.
- - Makhadi akubanki a Visa ndi Mastercard.
- - Makhadi a Rupay.
- - Makadi a Maestro.
Mukangowonjezera khadi ku akaunti yanu ya Paytm, mutha kuzigwiritsa ntchito polipira, kuwonjezera chikwama chanu cha digito ndikusamutsa ndalama kwa ogwiritsa ntchito ena a Paytm m'njira yosavuta komanso yotetezeka. Kumbukirani kuti mutha kuyang'anira ndikuchotsa makadi anu osungidwa nthawi iliyonse kuchokera pagawo la akaunti yanu. Gwiritsani ntchito mwayi womwe Paytm imapereka ndikuwonjezera makhadi anu lero!
Momwe mungayang'anire ngati khadi likuvomerezedwa ndi Paytm
Paytm ndi nsanja yotchuka kwambiri yolipira ku India ndipo imapereka njira zingapo zopangira. Komabe, musanagwiritse ntchito Paytm, ndikofunikira kudziwa mitundu yamakhadi omwe amavomerezedwa ndi dongosolo. Apa tikufotokozerani.
Kuti muyambe, muyenera kupita patsamba lolowera la Paytm ndikulowa muakaunti yanu. Mukalowa muakaunti yanu, pitani kugawo la "Add khadi" kapena "Njira zolipira". Apa mupeza mndandanda wamakhadi osiyanasiyana omwe Paytm imavomereza. Ngati khadi lanu lili pamndandanda, zikutanthauza kuti likugwirizana ndi Paytm. Ngati simukuwona khadi lanu pamndandanda, zikutanthauza kuti silikuvomerezedwa ndi Paytm.
Kupatula makhadi wamba ndi kirediti kadi, Paytm imalandilanso makhadi amphatso a Rupay ndi makhadi a kingongo. Zosankha izi zimapereka kusinthasintha kwa ogwiritsa ntchito popanga zochitika. Ngati muli nazo khadi lamphatso kapena khadi ya Rupay, mutha kuwona ngati Paytm iwalandira potsatira zomwe tafotokozazi.
Kumbukirani kuti musanayambe kuchitapo kanthu, ndikofunikira kuyang'ana ngati khadi lanu likuvomerezedwa ndi Paytm Izi zidzapewa mavuto ndikukupulumutsirani nthawi yolipira. Ngati mukukayikira ngati khadi lanu limagwirizana ndi Paytm, tikupangira kuti mulumikizane ndi kasitomala wa Paytm kuti mupeze yankho lotsimikizika. Khalani odziwitsidwa ndi kupindula ndi mwachangu komanso pulatifomu yolipira.
Momwe mungakonzere zovuta ndi makhadi osavomerezeka pa Paytm
Ndizokhumudwitsa mukayesa kulipira pa Paytm ndipo khadi lanu silikuvomerezedwa. Komabe, pali njira zina zomwe zingakuthandizeni kuthetsa vuto ili ndi kumaliza ntchito zanu popanda zopinga. Nazi njira zomwe mungatsatire:
1. Tsimikizirani zambiri za khadi lanu: Onetsetsani kuti zambiri za khadi lanu, monga nambala, tsiku lotha ntchito ndi CVV code, zalembedwa molondola. Ngakhale zolakwika zazing'ono zolembera zimatha kupangitsa kuti khadi lanu lisavomerezedwe. Chonde tsimikizirani mosamala zambiri ndikuyesanso kulipira.
2. Onani malire a khadi lanu: Makhadi ena ali ndi malire ogwiritsira ntchito tsiku lililonse kapena mwezi uliwonse. Ngati mwafika malire ololedwa, Paytm ikhoza kukana khadi lanu. Lumikizanani ndi banki yanu kuti mudziwe zambiri za malire a makadi anu ndipo, ngati kuli kofunikira, sinthani malire musanayese kulipira.
3. Yesani ndi khadi lina: Ngati mutatsimikizira zambiri za khadi lanu ndi malire a ndalama, mudakali ndi mavuto, yesani kugwiritsa ntchito khadi lina. Paytm imavomereza makhadi osiyanasiyana monga makhadi a kinki, makhadi a kingongole ndi makhadi amphatso. Onetsetsani kuti khadi latsopanoli likugwira ntchito ndipo lili ndi ndalama zokwanira kuti mumalize ntchitoyo.
Mfundo zofunika mukamagwiritsa ntchito makhadi pa Paytm
Mukamagwiritsa ntchito makhadi pa Paytm, ndikofunikira kukumbukira zinthu zosiyanasiyana zomwe zingapangitse kuti mukhale ndi mwayi wabwino papulatifomu. Choyamba, ndikofunikira kudziwa kuti ndi makhadi ati omwe Paytm amalandila kuti muthe kuchita bwino panjira yolipira ya digito iyi komanso chikwama cha e-wallet chimalandira makadi osiyanasiyana, kuphatikiza kirediti kadi ndi kirediti kadi mabanki akuluakulu, komanso makadi amphatso y makadi a mphotho. Komabe, ndi bwino kuyang'ana kugwirizana kwa khadi musanagwiritse ntchito.
Mbali ina yofunika ndi chitetezo pakugwiritsa ntchito makhadi mu Paytm. Pulatifomuyi imagwiritsa ntchito njira zosiyanasiyana zachitetezo kuti ziteteze zinsinsi za ogwiritsa ntchito panthawi yamalonda. Izi zikuphatikizapo kubisa kwa data ndi kutsimikizira kwa magawo awiri. Kuphatikiza apo, ndikofunikira kuwonetsetsa kuti khadi lomwe likugwiritsidwa ntchito likugwira ntchito, lili ndi ndalama zokwanira ndipo silinatsekerezedwa pakusinthana kwa digito chifukwa izi zitha kusokoneza kugwiritsa ntchito Paytm.
Kuphatikiza pa malingaliro awa, ndikofunikira kuwunikira kufunikira kwa sungani zambiri zamakhadi mpaka pano pa Paytm. Izi zikuphatikiza kuwunika pafupipafupi tsiku lotha ntchito ya khadi ndikusintha zosintha zilizonse ku data, monga nambala yakhadi, adilesi yolipirira, mwa zina. Mwanjira imeneyi, zosokoneza zotheka zidzapewedwa pochita malonda papulatifomu.
Ndine Sebastián Vidal, mainjiniya apakompyuta omwe amakonda ukadaulo komanso DIY. Komanso, ine ndine mlengi wa tecnobits.com, komwe ndimagawana nawo maphunziro kuti ukadaulo ukhale wofikirika komanso womveka kwa aliyense.