- Venmo dzimwe nzira dzinopa kuchinjika kuchinjika mudzimba nekune dzimwe nyika, uye muzviitiko zvakawanda, nemari yakaderera.
- Kune maapplication akananga kune vese vashandisi uye mabhizinesi, ane chaiwo mabasa kune yega yega kesi.
- Chengetedzo, kuvanzika, uye kuenderana kwenyika zvinhu zvakakosha pakusarudza yakanakisa yedhijitari yekubhadhara sarudzo.
Kutenda kune nharembozha uye mapuratifomu epamhepo, kugovana mari kana kugadzirisa mabhiri inyaya yemaminetsi. Imwe yevanonyanya kuratidza iyi itsva social pay system Iyo Venmo, yakakurumbira muUnited States, kunyangwe isiri isina miganhu uye mamwe anokwikwidza dzimwe nzira. Ndicho chikonzero nei zvichinakidza kuziva kuti chii nzira dzakanakisa dzeVenmo.
Munyaya ino tinoaongorora zvakadzama. Chikuva chega chega chine zvayakanakira, zvayakaipira, makomisheni ayo uye chimiro chayo chemushandisi. Kana uchivaziva zvakanaka, zvichave nyore kwauri kuti usarudze iyo inonyatsokukodzera iwe, ingave yemunhu, nyanzvi, kana yepasi rose kushandiswa kwebhizinesi.
Sei uchitsvaga imwe nzira yeVenmo?
Venmo Inoramba yakakurumbira, kunyanya nekuda kwekureruka kwayo uye kutarisisa munharaunda, kwaunogona kutumira uye kugamuchira mari zviri nyore neshamwari, mhuri, kana kunyangwe muzviitiko zveboka. Zvisinei, ine zvimwe zvipingamupinyi. miganhu yakakosha izvo zvinoita kuti vanhu vazhinji vafunge nezve dzimwe sarudzo:
- Kuvanzika kunogona kuvandudzwa: Transactions inowanikwa pachena uye chero munhu anogona kuzviona kunze kwekunge wachinja marongero.
- Miganhu pakuchinjaKune vashandisi vasina kusimbiswa, muganho wevhiki ndeye $999,99. Kunyangwe mushure mekusimbiswa, pane miganhu pakutengeserana pasvondo.
- Inowanikwa chete muUSA.: Venmo haibvumiri kutamiswa kune dzimwe nyika.
- Makomisheni pane mamwe matransaction: Kushandisa makadhi echikwereti kunobvisa 3% yekuwedzera, uye kune imwe mari yekufambisa ipapo ipapo.
Uyezve, Venmo inounganidza nekuchengetedza data rako pachako senge zita rako, email, nzvimbo, uye mari yekubhadhara, kunyangwe kwemakore, kunyangwe isingazvitengese kune wechitatu mapato ekushambadzira. Zvose izvi, kuwedzera Kushaikwa kwedziviriro pane mamwe mabhadharo uye kusakwanisa kukanzura kutamiswa kana kwatumirwa, zvichiita kuti vazhinji vatsvage dzimwe nzira dzakasimba, dzinochinja-chinja, kana dzepasi rese dzeVenmo.
Yepamusoro Venmo Alternatives: An In-Depth Comparison
Kune mhando dzakasiyana-siyana dze mapurogiramu uye masevhisi ekubhadhara edhijitari iyo inogona kutsiva Venmo kana kuitsigira zvichienderana nezvaunoda. Ngationgororei maficha, zvakanakira, uye zvakaipa zveVenmo dzimwe nzira imwe neimwe.
Zelle: kubhadhara pakarepo, pasina mubhadharo
Zelle Ndiyo imwe yesarudzo dzakasarudzika kune avo vanotova nemaakaundi mumabhangi eAmerica.Iyo inokutendera iwe kuendesa mari pakati peakaundi yekubhangi mumaminitsi uye pasina muripo. Iyo yakabatanidzwa mumaapps eanopfuura chiuru makuru emabhangi eUS, saka unogona kuishandisa pasina kuisa chero chinhu chitsva.
- Zvakanakira: Kuchinjisa ipapo, zvachose pasina muripo, uye hapana chikonzero chekuvhura account nyowani kana bhangi rako richitsigira. Advanced banking kuchengetedza.
- Zvakashata: Inongoshanda muUS chete, inoshaya kuchengetedzwa kwemutengi/mutengesi, uye inongoita hutsotsi kana ikasashandiswa zvine musoro. Kuchinjisa kune dzimwe nyika hakugoneki, uye hapana nzira iri nyore yekubhadhara isiriyo.
Yakakwana kune: Kupatsanura mari uye mubhadharo pakati peshamwari nemhuri, vanoisa pamberi kumhanya uye zero mubhadharo mukati meU.S.
PayPal: Iyo yepasi rose yedhijitari yekubhadhara hofori
PayPal Ndiyo yakasarudzika sarudzo yepasirese yekufambisa kwakachengeteka uye kutenga online, munyika uye pasi rose. Nekuvapo munyika mazana maviri uye mamirioni evashandisi vanoshanda, PayPal inopa zvese mubhadharo wega uye zvepamberi mabhizinesi.
- Zvakanakira: Kuchengetedzeka kwakasimba, mutengi uye kuchengetedzwa kwemutengesi, maturusi ebhizinesi, uye akawanda-mari ekufambisa uye kubhadhara.
- Zvakashata: Mari dzemubhadharo dzakati wedzerei pane dzimwe nguva, kunyanya kana uchitambira mari dzepasi rose kana dzekutengeserana kwebhizinesi. Maakaundi anogona kuvharwa nekuda kwekupokana kana chenjedzo dzekuchengetedza, uye kugadzirisa kunogona kutora nguva yakareba.
Yakanakira: Kubhadhara kwepasi rose, mabhizinesi epamhepo, mafreelancers, uye avo vanoda kuchengetedzwa kwekuwedzera panguva yekutengeserana.
Cash App: Kukurumidza kubhadhara uye sarudzo dzekudyara
Kana isu tiri kutaura nezve dzimwe nzira dzeVenmo, isu tinofanirwa kutaura App yeCash, kunyanya kufarirwa nevechiduku uye vanozvimiririra muUnited StatesImwe yedzakanakisa dzimwe nzira dzeVenmo. Zviri nyore kushandisa, zvinoita kuti utumire uye ugamuchire mari nekukurumidza, uye inowedzera maficha akadai tenga masheya kana Bitcoin zvakananga kubva kuappUyezve, unogona kuwana yemahara yedhibhiti kadhi yekutenga kwako kwemazuva ese.
- Zvakanakira: Hapana mubhadharo wekuchinjisa kwakajairwa, kugona kuisa mari mucryptocurrencies uye masheya, uye intuitive interface.
- Zvakashata: Inobhadharisa kuchinjisa nekukasira uye kutengeserana kwenyika, inogumira kuUS, ine hurombo hwevatengi, uye kune zvichemo nezvekumiswa kweakaundi.
Zvinokurudzirwa kune: Avo vari kutsvaga zvinopfuura kungochinjisa, vanoda kuisa mari, kana vanoda inochinjika, yese-mu-imwe nzira.
Meta Pay (Facebook Messenger): kubhadhara kubva pasocial network
Meta Pay inokutendera kuti utumire mari zvakananga kubva kuFacebook, Messenger uye InstagramYakanakira avo vanotoshandisa aya manetwork uye vanoda kubhadhara kana kubhadharwa vasina kusiya chats dzavo dzenguva dzose. Ingobatanidza kadhi rako rekubhengi kana PayPal kuaccount yako.
- Zvakanakira: Nekukurumidza, hapana mubhadharo pakati pevanhu, kubatanidzwa munharaunda, hapana chikonzero chekuwedzera maapplication.
- Zvakashata: Parizvino inongowanikwa kune vashandisi muUS, isina rutsigiro rwekuchinjisa kubhangi zvakananga kana sarudzo dzepamberi dzebhizinesi.
Sarudzo yakanaka ye: Zvisina kurongeka, diki-dollar kubhadhara pakati peshamwari vachishandisa social media. Yakanyanya nyore kupatsanura mabhiri muzvirongwa zvesocial.
Payoneer: Mhinduro yemabhizinesi epasi rese uye mafreelancers
Imwe yeakanakisa nzira dzeVenmo ndeye Mubhadhari, yakakosha mukubhadhara kwenyika uye kuunganidzwaIyo inokutendera iwe kubata maakaundi mune dzakawanda mari, kugamuchira mari kubva kune vatengi pasirese pasirese, uye maneja kubhadhara kwakawanda kumabhizinesi epamhepo. Inopawo prepaid Mastercard.
- Zvakanakira: Multi-currency, inobvumira kubvisa munyika dzakawanda, kubatanidzwa nemisika mikuru uye mapuratifomu emahara, uye manejimendi epamberi uye kushuma.
- Zvakashata: Mari yekubhadhara inosiyana zvichienderana nerudzi rwekutengeserana uye mari, mari yekuchengetedza yegore mune dzimwe nguva, uye haikurudzirwe kubhadhara pakati pevanhu kana mari shoma.
Yakanakisa mubatsiri we: Mabhizinesi, vanhu vanozvishandira, uye vanozvimiririra vanotora mubhadharo kubva kune vatengi vepasirese, vanotengesa online, kana kuti vanoda mubhadharo wekuyambuka.
Stripe: Yakagadzirirwa mabhizinesi epamhepo uye vanogadzira
Mitsetse Ndiyo yaanofarira imwe nzira yezvitoro zvepamhepo uye tekinoroji yekutangaSimba rayo riri mumaturusi ayo ekubvuma kubhadhara makadhi, kunyoreswa, kutengesa kwenyika dzese, uye invoice yehunyanzvi, zvese zvinogoneka zvizere neanogadzira API.
- Zvakanakira: Chikuva chine simba, kuchinjika kwakanyanya, kunogamuchira mubhadharo mune anopfuura 135 mari, yakajeka mitengo isina mari yakavanzika, PCI kutevedzera.
- Zvakashata: Hazvina kukodzera kubhadhara zvisina kurongwa pakati pevanhu; zvinoda ruzivo rwehunyanzvi kuti uwane zvakanyanya kubva pazviri, uye sevhisi yevatengi inogona kuremerwa panguva dzepamusoro dzinodiwa nguva.
Zvinokurudzirwa kune: Zvitoro zvepamhepo, maSaaS / mabhizinesi enhengo, mabhizinesi ari kukura, uye ayo anoda tsika yekubhadhara masisitimu.
Hungwaru: Kuchinjika uye kuri pachena kuchinjisa kune dzimwe nyika
Dzimwe nzira dzeVenmo: Akachenjera (yaimbova TransferWise) inomira pachena nekujeka kwayo uye kuchengetedza mukutamisa kune dzimwe nyikaInogara inoshandisa iyo chaiyo yekuchinjana mari uye inobhadharisa chete diki, inooneka komisheni kubva pakutanga, ichiita kuti ikwikwidze kwazvo nemabhangi echinyakare uye mapuratifomu.
- Zvakanakira: Mitengo yakaderera uye hapana zvinoshamisa, tsigiro yeakawanda emari, akawanda-mari maakaundi, uye prepaid makadhi ekushandisa kunze kwenyika. Iwe unogona kufananidza mutengo nemamwe masevhisi pane yavo webhusaiti.
- Zvakashata: Hazvina kutariswa mubhadharo wepamba pakati pevanhu; kumwe kutamiswa kunogona kutora mazuva maviri; uye haina zvemagariro kana zvepanyama zvekutengesa maficha.
Yakakwana kune: Avo vanotumira mari kunze kweU.
XE Mari Yekuchinjisa: Easy Global Payments
Kutumira Mari yeXE Ndiyo imwe yemapuratifomu anotungamira ekutamisa kune dzimwe nyika. Naizvozvo ndiyo inofanirwa-kuve nayo pakusarudzwa kwedu kweakanakisa Venmo dzimwe nzira. Inokuita kuti utumire mari kune dzinopfuura 130 nyika, nemari yakaderera uye chaiyo-nguva yekuchinjana mitengo. Iyo inopa nharembozha uye akawanda-mari maakaundi.
- Zvakanakira: Kubhadhara kunokwanisika, kujeka kuzere, nyore kushandisa, uye kuvimba kwemamiriyoni evashandisi pasi rese. Komisheni-yemahara nevamwe vatengesi.
- Zvakashata: Haisi kushanda pamubhadharo wepamba pakati pevanhu; kutamiswa kunogona kutora mazuva anosvika matatu, uye mubhadharo unogona kungoitwa nekuendesa kubhengi.
Inobatsira zvikuru kune: Vaya vanofamba, vanogara, kana kuti vanoshanda kunze kwenyika, vanotarisira mihoro, kana kuti vanoda kutumira mari kuhama dziri kune dzimwe nyika.
Google Pay: Kubatanidzwa kwakazara kwekubhadhara kwemazuva ese
Google Pay Ndiyo imwe yeanonyanya kubhadharwa maapplication ekushandisa kwemazuva ese.Imwe yeanonyanya kufarirwa dzimwe nzira dzeVenmo. Inokubvumira kutumira uye kugamuchira mari pakati pevanhu, kubhadhara muzvitoro nenharembozha yako (NFC), uye kutenga zvakachengeteka pamhepo. Inowanikwa kune ese ari maviri Android uye iOS, kunyangwe mamwe maficha anoshanda chete pa Android.
- Zvakanakira: Hapana muripo, kubatanidza nyore nemabhangi nemakadhi, kucherechedzwa kwebiometric uye tokenization kuitira kuchengetedzwa kwakanyanya, uye kuenderana neGoogle ecosystem yese.
- Zvakashata: Kuwanikwa kwakaganhurirwa nenyika, kunoshaya zvemagariro maficha seVenmo, uye dzimwe sarudzo ndeye Android-chete.
Inoshanda kune: Kubhadhara kwemazuva ese, avo vari kutsvaga kureruka kwakanyanya, uye kazhinji vashandisi veGoogle masevhisi.
Mazano ekusarudza yako Venmo imwe nzira
Usati wafunga pakati pedzimwe nzira dzakasiyana dzeVenmo, enzanisa aya mapoinzi akakosha kuita sarudzo chaiyo:
- Makomisheni: Haasi ese mapuratifomu ane mamwe macharges akafanana. Tarisa kana paine chero mubhadharo wezvakajairwa, pakarepo, kana wepasi rese.
- Zvinhu zvirimoUri kungotsvaga zvekutanga kutamiswa here? Iwe unofarira kubhadharisa, kunyoreswa, kuisa mari, kana kubhadhara kwebhizinesi? Imwe neimwe app inokunda munzvimbo dzakasiyana.
- Kuchengetedzeka uye kuvanzikaIta shuwa kuti inosanganisira mbiri-chinhu chechokwadi, encryption, uye yakasimba mitemo yekudzivirira data. Gara uchiverenga iyo zvakavanzika mutemo uye kuti vanochengeta ruzivo rwako kwenguva yakareba sei.
- Rutsigiro rwepasi rose: Kana basa rako kana hupenyu hwako hwega huchida kufambisa mari pakati penyika, tungamira mhinduro senge Wise, Payoneer kana Gadzira Bizum kune mumwe munhu asina account.
- Mbiri yemushandisi: Kusarudza app yeshamwari hakuna kufanana nekusarudza imwe yekugadzirisa kutengesa mukambani yako. Chinja chikuva kuti chienderane nekesi yako.
Ingogara iri zano rakanaka kufunga kureruka kwekushandisa uye nekumhanyisa kwekutengeserana, izvo zvakakosha zvehupenyu hwezuva nezuva. Ichi chinhu chakakosha pakusarudza akanakisa Venmo dzimwe nzira.
Mharidzo inyanzvi mune tekinoroji uye internet nyaya ine anopfuura makore gumi echiitiko mune akasiyana dhijitari media. Ndakashanda semupepeti uye mugadziri wezvemukati we e-commerce, kutaurirana, online kushambadzira uye kushambadzira makambani. Ndanyorawo pane zvehupfumi, mari uye mamwe masekete mawebhusaiti. Basa rangu ndirowo shungu dzangu. Zvino, kuburikidza nezvinyorwa zvangu mu Tecnobits, Ndinoedza kuongorora nhau dzose nemikana mitsva iyo nyika yetekinoroji inotipa zuva rega rega kuvandudza hupenyu hwedu.