Ndingatarise Sei Kuti Mangani Mapoinzi Andinawo muInfonavit

Infonavit, Institute of the National Housing Fund for Workers, inzvimbo yakakosha kuvashandi muMexico. Boka iri ndiro rine basa rekutarisa homwe yedzimba uye kupa zvikwereti kuvashandi kuti vatore, kuvaka kana kugadzirisa imba. Nekudaro, ndezvemuzvarirwo kuti dzimwe nguva isu tinofanirwa kuongorora huwandu hwemapoinzi akaunganidzwa munhoroondo yedu yeInfonavit. Neraki, kune akati wandei ehunyanzvi uye akapusa nzira dzekutarisa kuti mangani mapoinzi aunawo muInfonavit. Muchinyorwa chino, isu tichaongorora zvakadzama nzira dziripo kuitira kuti iwe ugone kutarisa yako Infonavit mamaki zviri nyore, nekudaro tive nechokwadi chekutonga kukuru uye kunzwisisa kwenhoroondo yako yechikwereti.

1. Nhanganyaya yeInfonavit uye mapoinzi system

2. Ndeapi mapoinzi muInfonavit uye anounganidzwa sei?

Mapoinzi muInfonavit chiyero iyo inoshandiswa kuona huwandu hwechikwereti chinogona kuwanikwa nemushandi paanenge achinyorera imba. Aya mapoinzi anounganidza nekufamba kwenguva uye anobva pane zvakasiyana siyana semuhoro wemushandi, nhoroondo yechikwereti, uye kureba kwemupiro kuInstitute. Kana mushandi achiunganidza mapoinzi akawanda, ndiko kukura kwechikwereti chaanokwanisa kuwana.

Pane nzira dzakasiyana dzekuunganidza mapoinzi kuInfonavit. Imwe yenzira huru ndeyekuita mipiro kuImba Subaccount, zvese nemushandi uye mushandirwi. Mipiro iyi inoverengerwa zvichienderana nemuhoro wemushandi uye inoshandiswa kugadzira homwe inoshandiswa kupa zvikwereti. Mupiro mumwe nomumwe unoitwa unowedzera pfungwa kumushandi.

Imwe nzira yokuunganidza nayo mapoinzi iri kupfurikidza nokutora rutivi muzvirongwa zvedzimba zvinosimudzirwa neInfonavit, zvakadai seMejoravit Programme kana kuti Voluntary Savings Programme. Aya mapurogiramu anopa mushandi mukana wekuwana mamwe mapoinzi, izvo zvinowedzera mukana wavo wechikwereti. Pamusoro pezvo, Infonavit inopawo mubayiro vashandi vanobhadhara chikwereti chavo chemba nenguva, vachivapa mamwe mapoinzi mukucherechedza maitiro avo akanaka.

3. Kukosha kwekuziva kuti mangani mapoinzi aunawo muInfonavit

Kuziva mapoinzi mangani aunawo muInfonavit kwakakosha kune vese vashandi vane chekuita nechirongwa ichi. Aya mapoinzi ndiwo akakosha pakuziva kana uri kuita zvinodiwa kuti uwane chikwereti, kutenga kana kuvandudza imba. Uye zvakare, ivo vanokutendera iwe kuti uzive huwandu hwakanyanya hwechikwereti hwaunokwanisa kuwana uye hunogona kukanganisa kuderedzwa muzana kwakagadzwa neInfonavit pamuhoro wako wepamwedzi.

Kuziva kwako Mapoinzi eInfonavit, pane zvakasiyana-siyana zvingasarudzwa zvinokubvumira kuti uwane ruzivo urwu chero nguva uye nokukurumidza. Imwe yedzakareruka nzira ndeyekupinda iyo yepamutemo Infonavit webhusaiti uye gadzira account vashandi. Paunenge uchinge wagadzira account yako, unogona kutarisa ako mapoinzi zvakananga kubva kune portal, kwaunowana chaiyo chikamu cheichi chinangwa.

Imwe sarudzo ndeye kushandisa iyo Infonavit nharembozha, inowanikwa kune ese ari maviri Midziyo ye iOS kufanana Android. Ichi chishandiso chinokupa iwe kuwana nekukurumidza kune ruzivo rwese rwune chekuita neInfonavit yako yechikwereti, kusanganisira ako akaunganidzira mapoinzi. Iwe unongoda kurodha application, pinda nayo ruzivo rwako yemushandisi uye iwe unozogona kubvunza ako mapoinzi nyore uye nekukurumidza chero nguva nenzvimbo.

4. Matanho ekutarisa kuti mangani mapoinzi aunawo muInfonavit

Kuti utarise kuti mapoinzi mangani aunawo muInfonavit, zvakakosha kutevedzera zvinotevera:

1. Pinda iyo yepamutemo Infonavit webhusaiti: www.infonavit.org.mx

2. Tsvaga iyo "Akaunti Yangu" sarudzo kumusoro kwe webhusaiti wobva wadzvanya pairi.

3. Zvadaro, sarudza "Login" uye isa zita rako rekushandisa uye password. Kana iwe usina account, unozofanirwa kugadzira imwe nekutevera matanho anoratidzwa pane peji.

4. Mushure mekupinda mukati, enda kuchikamu che "Infonavit Points". Pano unogona kuwana nhamba yemapoinzi awaunganidza kusvika zvino.

5. Kuti uwane tsananguro yakadzama yekuti mapoinzi ako akaverengerwa sei, tinya chinongedzo chakapihwa papeji.

Rangarira kuti mapoinzi muInfonavit anounganidzwa zvinoenderana nemamwe maitiro, senge nguva yekupa, muhoro, zera uye zvimwe zvinhu. Kana iwe uine mibvunzo kana uchida rumwe ruzivo, unogona kubata iyo Infonavit yevatengi service nhamba: 800-008-3900.

5. Kuwana iyo Infonavit portal kuti uone mapoinzi ako

Kuti uwane iyo Infonavit portal uye uone mapoinzi ako, unofanirwa kutevedzera anotevera matanho:

1. Pinda iyo yepamutemo Infonavit webhusaiti: www.infonavit.org.mx.

• Mune portal, tsvaga iyo "Akaunti Yangu" sarudzo uye tinya pairi.

2. Zvino, unofanira kuisa nhamba yefoni yako kuchengetedzwa kwevanhu uye password muminda inoenderana. Kana iwe usina account, unogona kunyoresa nekutevera matanho anoratidzwa pawebhusaiti.

• Kana wakanganwa password yako, unogona kuidzosera kuburikidza ne "Dzora password" sarudzo yauchawana mune imwechete fomu.

3. Kana wangopinda, tsvaga "Infonavit Points" kana "Check Points" chikamu. Pano iwe unowana pfupiso yemapoinzi akaunganidzwa muaccount yako.

• Mune zvimwe zviitiko, ungangoda kupa rumwe ruzivo, senge CURP yako kana zuva rekuzvarwa, kukwanisa kuwana mapoinzi ako.

Tevedza nhanho idzi uye iwe uchakwanisa kukurumidza kuwana iyo Infonavit portal uye simbisa mapoinzi ako. Rangarira kuti zvakakosha kuchengeta rekodhi yakagadziridzwa yemapoinzi ako kutora mukana wemabhenefiti anopihwa nesangano iri!

6. Tsananguro yakadzama yematsvagiro echikamu chemapoinzi paInfonavit portal

Kuti utsvage iyo mapoinzi chikamu paInfonavit portal, unofanirwa kutevedzera anotevera matanho:

1. Svika iyo yepamutemo Infonavit webhusaiti uye pinda neako zita rekushandisa uye password.

2. Muchikamu chikuru, tsvaga uye sarudza "Infonavit Account" sarudzo.

3. Kamwe mukati mechikamu cheakaunti, pfugama pasi kusvikira wawana chikamu che "Infonavit Points". Pano iwe unogona kuwana ruzivo rwese rwakabatana nemapoinzi ako akaunganidzirwa.

4. Kuti uwane tsananguro yakadzama yekuti mapoinzi eInfonavit anoverengerwa sei, tinya chinongedzo chakapihwa. Iwindo idzva richavhura rine ruzivo rwechimwe nechimwe chezvinhu zvinotariswa pakuverenga kwayo.

Rangarira kuti mapoinzi eInfonavit chiyero chakakosha kuziva mamiriro ekiredhiti yako uye nekuvandudza kwaunogona kuita. Kana uine chero mibvunzo, ona iyo FAQ chikamu kana kubata basa revatengi.

7. Nzira yekuwana yako Infonavit account statement kuti uzive mapoinzi ako

Paunenge uchida kuziva ako mapoinzi kuInfonavit, zvakakosha kuti uwane yako account statement. Kuti uite kudaro, tevera matanho ari nyore:

1. Pinda iyo Infonavit portal uchishandisa nhamba yako kuchengetedzwa kwevanhu uye password yako. Kana iwe usina account, nyoresa uchishandisa mirairo yakapihwa.

2. Kana wangopinda mukati, tsvaga "Account Statement" sarudzo mumenyu huru uye tinya pairi.

3. Iye zvino uchakwanisa kuona chirevo cheakaundi yako yakagadziridzwa, iyo ichasanganisira ruzivo rwakakosha senge ruzivo rwako pachako, nhamba yako yechikwereti, bhangi reakaundi yako uye nhamba yemapoinzi akaunganidzwa. Rangarira kuti aya mapoinzi anosarudza kugona kwako kuwana chikwereti chemari kuburikidza neInfonavit.

Nekutevera nhanho idzi, iwe unozogona kuwana nyore nyore yako Infonavit account statement uye kuziva ako mapoinzi azvino. Rangarira kuiongorora nguva nenguva kuti ugoziviswa nezvekufambira mberi kwako uye kuve nechokwadi chekuti uri kusangana nezvinodiwa kuti uwane chikwereti chemba. Usarasikirwa nemukana wekutora imba yezviroto zvako nerubatsiro rweInfonavit!

8. Kunzwisisa kupatsanurwa kwemapoinzi muInfonavit uye nemhedzisiro yaro pamabhenefiti ako

Kurongeka kwemapoinzi muInfonavit chinhu chakakosha chaunofanirwa kunzwisisa kuti uwane zvakanyanya mabhenefiti ako. Aya mapoinzi anosarudza kugona kwako kuwana chikwereti chemba uye zvakare kuona huwandu hwaunogona kuwana. Zvakakosha kunzwisisa kuti mapoinzi aya anoshanda sei uye kuti anoverengerwa sei kuita sarudzo dzemari dzine ruzivo.

Pane zvinhu zvakasiyana zvinopesvedzera kurongwa kwemapoinzi muInfonavit. Imwe yacho muhoro wemushandi, sezvo zvichirangarirwa kuona kuti mapoinzi mangani achapihwa. Chimwe chinhu chinotariswa inguva yemupiro, ndiko kuti, nguva yawanga uchishanda uye kuita mipiro kuInfonavit. Uye zvakare, iyo chiyero chawakaunganidza mune yako imba subaccount inotariswa zvakare.

Kuti unzwisise zviri nani kuti mapoinzi anoshanda sei muInfonavit, zvinobatsira kuziva kuti anoverengerwa sei. Kune akasiyana mafomula nematafura anoshandiswa kuona huwandu hwemapoinzi auchapihwa. Aya mafomula anofunga zvakasiyana siyana zvataurwa pamusoro apa, semuhoro, nguva yekubatsira uye chiyero chakaunganidzwa muaccount yako yeimba. Neruzivo urwu, chikamu chepoindi chinopihwa icho chinotarisa mabhenefiti ako uye sarudzo dzechikwereti.

9. Zvekuita kana ukawana chikanganiso mukuverenga mapoinzi ako muInfonavit

Kana iwe wawana chikanganiso mukuverenga mapoinzi ako muInfonavit, usanetseka, sezvo iwe uchigona kutora matanho ekugadzirisa. Heano mamwe matanho aunogona kutevera kugadzirisa dambudziko iri:

Danho 1: Tarisa chirevo cheakaundi yako
Chinhu chekutanga chaunofanirwa kuita kunyatsoongorora yako Infonavit account statement. Tarisa kana mapoinzi awakapihwa akarurama uye kana paine kukanganisa pakuverenga. Kana ukawana chero kupesana, zvakakosha kuti uchengete kopi yechitaurwa seumboo hwekushandisa mune ramangwana.

Danho 2: Bata Infonatel
Kana wangoona chikanganiso pakuverenga mapoinzi ako, zvinokurudzirwa kuti ubate Infonatel, Infonavit's nhare sevhisi. Unogona kufonera nhamba 800 008 3900 kusimudza mamiriro ako uye kugamuchira nhungamiro yekuti ungaenderera sei.

Danho rechitatu: Ipa magwaro anodiwa
Infonatel inokumbira mamwe magwaro kubva kwauri kuitira kugadzirisa dambudziko zvinobudirira. Ita shuwa kuti une nhamba yako yefoni. kuchengetedzwa kwevanhu, chirevo cheakaundi yako uye chero zvinyorwa zvinotsigira zvaunotaura. Ipa ruzivo urwu zvakajeka uye muchidimbu kudzivirira kunonoka kugadzirisa nyaya.

10. Kurudziro yekuchengeta nguva dzose mapoinzi ako muInfonavit

Kuramba uchitarisisa mapoinzi ako paInfonavit kwakakosha kuti urambe uri pamusoro pechikwereti chako uye uve nechokwadi chekuti unowana mabhenefiti aunofanirwa nawo. Pano tinopa mamwe mazano ekuita kuongorora uku zvinobudirira:

1. Gadzira account paInfonavit portal: Kuti uwane ruzivo rwako uye mapoinzi akaunganidzirwa, zvinodikanwa kugadzira account pane yepamutemo Infonavit portal. Isa ruzivo rwako pachako uye gadzira password yakasimba kuchengetedza ruzivo rwako.

2. Tarisa mapoinzi ako: Paunenge uchinge wapinda, iwe unozokwanisa kuona ako akaunganidzira mapoinzi muInfonavit. Ruzivo urwu ruchakubvumidza kuti uzive kuti mapoinzi mangani aunawo uye ndeapi mabhenefiti aungakumbira.

3. Ita ongororo yenguva dzose: Zvinokurudzirwa kugara uchitarisa mapoinzi ako muInfonavit kuti ugare uchiziva nezve shanduko dzinogona kuitika. Tarisa account yako kamwechete pamwedzi kuti uve nechokwadi chekuti mapoinzi ako ari kuunganidzwa zvakanaka uye kuziva kuti ndezvipi zvingasarudzwa zvechikwereti zviripo kwauri.

11. Dzimwe nzira dzekusimbisa mapoinzi ako muInfonavit

Kana iwe uchida kuonesa mapoinzi ako muInfonavit, kune dzimwe nzira kunze kweiyo yechinyakare. Imwe yacho ndeyeInfonavit application, iyo inokutendera kuti utarise mapoinzi ako zvakananga kubva kune yako nharembozha. Kuti uite kudaro, unofanirwa kudhawunirodha application kubva chitoro cheapp kubva pafoni yako uye pinda neyako Infonavit username uye password. Kana uchinge wawana account yako, unokwanisa kutarisa mapoinzi ako uye kuita chero chimwe chiitiko chine chekuita nechikwereti chako chemba.

Imwe nzira yekuona mapoinzi ako paInfonavit ndeyekuburikidza newebhusaiti yepamutemo. Kuti uite kudaro, iwe unongofanirwa kuenda kune iyo Infonavit peji uye pinda neako zita rekushandisa uye password. Kamwe mukati meakaundi yako, iwe unowana chikamu chaunogona kutarisa mapoinzi ako uye kuwana ruzivo rwakadzama nezvechikwereti chako. Pamusoro pezvo, pawebhusaiti iwe unowana zvakare maturusi uye macalculator ayo anogona kubatsira kufungidzira kiredhiti yako uye kuziva mabhenefiti aunofanirwa nawo.

Pamusoro peiyo nharembozha uye webhusaiti, iwe unogona zvakare kuwana ruzivo nezve mapoinzi ako kuInfonavit kuburikidza nevapi vezano vesangano. Isu tinokurudzira kuti uende kune imwe yemahofisi eInfonavit kana kubata navo parunhare kuti ugamuchire zano remunhu. Infonavit varairidzi vanozokwanisa kukupa ruzivo rwakagadziridzwa nezve mapoinzi ako, pamwe nekugadzirisa chero mibvunzo kana zvinonetsa zvaungave nazvo maererano nechikwereti chako chemba.

12. Maitiro ekududzira ruzivo rwemapoinzi mune yako Infonavit account statement

Kuti utore zvizere mabhenefiti echikwereti chako cheInfonavit, zvakakosha kuti unzwisise nzira yekududzira ruzivo rwemapoinzi pane yako account statement. Heino dhairekitori rakadzama richakubatsira iwe kunzwisisa uye kushandisa ichi chakakosha chishandiso:

1. Ziva pfungwa dzakasiyana: Mune yako account statement, iwe unowana akasiyana ma concepts ane chekuita neyako Infonavit mapoinzi. Zvimwe zvinonyanya kuzivikanwa ndezvi: Mapoinzi Akaunganidzwa, Mapoinzi Akashandiswa, Mapoinzi Akamirira, uye Mapoinzi Akapera. Aya mazano anokupa muchidimbu mashandisiro awakaita chikwereti chako uye kuti mapoinzi mangani aunawo ekushandisa.

2. Verenga mapoinzi ashandiswa uye akamirira: Kuverenga mapoinzi ashandiswa uye akamirira kwakakosha kuti uzive kuti mapoinzi mangani awashandisa kusvika parizvino uye kuti mangani awakasiya aripo. Kuti uite izvi, unofanirwa kubvisa maPoinzi Akaunganidzwa kubva paMapoinzi Akashandiswa uye Mapoinzi Akamirira. Ruzivo urwu ruchakubvumidza kuti uronge zvikumbiro zvako zvechikwereti zveramangwana kana kuziva huwandu hwemapoinzi auchazoda kune chimwe chinangwa.

3. Tora mukana wezvishandiso zvepa online: Infonavit inopa maturusi epamhepo uye zviwanikwa zvekufambisa kududzira kweako mapoinzi account statement. Iwe unogona kuwana iyo Infonavit portal uye kushandisa yayo mapoinzi Calculator, iyo ichakubatsira iwe kuita masvomhu nekukurumidza uye nemazvo. Uye zvakare, iyo portal inokupa iwe kuwana kune tutorials uye mienzaniso iyo inokutungamira iwe mukududzira uye kushandisa yako Infonavit Points.

13. Mamwe mabhenefiti anowanikwa kune avo vane yakakwira Infonavit mamakisi

Nekuva nezvibodzwa zvepamusoro paInfonavit, iwe uchawana mukana kune akateedzana ekuwedzera mabhenefiti ayo anogona kuwedzera mikana yako yekuwana imba yaunoda. Aya mabhenefiti akagadzirirwa kukupa iwe kuchinjika kukuru kwemari uye sarudzo dziri nani dzeimba yako yeramangwana. Heano mamwe mabhenefiti aungafarire:

• Kuwana kuwanda kwechikwereti: Nezvibodzwa zvepamusoro paInfonavit, iwe unozokwanisa kuwana yakakwira kiredhiti, izvo zvinokutendera kuti utenge imba ine kukosha kukuru. Izvi zvinokupa iwe mukana wekusarudza kubva kune yakakura siyana yezvivakwa sarudzo.
• Zvibereko zvaunofarira: Vanyoreri vane yakakwira Infonavit mamaki vanogona kuwana yakasarudzika mubereko, zvinoreva kuti ivo vanozobhadhara shoma mubereko panguva yechikwereti. Izvi zvinomiririra kuchengetedza kwakakosha munguva refu uye zvinokutendera iwe kugovera zviwanikwa kune mamwe maficha ehupenyu hwako.
• Nguva yekubhadhara yakareba: Infonavit inopa nguva yakareba yekubhadhara kune avo vane zvibodzwa zvepamusoro, izvo zvinoshandura mubhadharo wepamwedzi wakaderera uye mukana wekuva nenzvimbo yakakura yekufambisa mubhajeti yemhuri yako. Izvi zvinokupa kugadzikana kukuru kwemari uye zvinokutendera kuronga mari yako yenguva refu zvinobudirira.

Rangarira kuti aya mabhenefiti ekuwedzera ari pasi pemamwe mamiriro uye zvinodikanwa zvaunofanira kuita. Isu tinokurudzira kuti ubvunze neInfonavit kana kuenda kubazi kuti uwane ruzivo rwakadzama nezve mabhenefiti aripo kune imwe nyaya yako. Ita zvakanyanya zvezvibodzwa zvako zvepamusoro paInfonavit uye uswedere pedyo nekurota kwako kwekuve neimba yako wega!

14. Mhedziso uye matipi ekupedzisira ekuchengetedza nhoroondo yako yakagadziridzwa muInfonavit

Mukupedzisa, kuchengetedza nhoroondo yako paInfonavit yakagadziridzwa kwakakosha zvakanyanya kuvimbisa kuwana kwakaringana kune mabhenefiti uye masevhisi anopihwa nesangano iri. Heano mamwe matipi ekupedzisira ekuona kuti nhoroondo yako inogara iripo uye inonyatso kuratidza mamiriro ako:

1. Gara uchiongorora faira yako online kuburikidza neInfonavit chikuva. Iva nechokwadi chekuti ruzivo rwemunhu, rwebasa uye rwemari rwakarurama uye ruchienderana. Kana iwe ukawana chero kupesana kana kukanganisa, tora matanho anodiwa kuti uzvigadzirise nekukurumidza sezvinobvira.

2. Ramba uchikurukurirana newaunoshandira kuti uve nechokwadi chekuti mipiro kuInfonavit yaitwa nenguva. Kana iwe ukaona chero kukanganisa mukubhadhara, zivisa kambani yako uye tora matanho anodiwa kugadzirisa mamiriro acho.

Mukupedzisa, kuziva huwandu hwemapoinzi atinawo kuInfonavit kwakakosha kuti uwane akasiyana mabhenefiti uye zvirongwa zvinopihwa nesangano iri. Kuburikidza nesarudzo dzakasiyana dzatataura, dzakadai seInfonavit portal, iyo Yangu Infonavit Account app uye kutumira mameseji, zvinokwanisika kuwana ruzivo urwu nekukurumidza uye nyore.

Rangarira kuchengeta data rako richienderana pachikuva uye kuva neNhamba yako yeSocial Security (SSN) ichakubvumidza kuti uwane huwandu hwakawanda hwemabhenefiti uye sarudzo dzekuvandudza hupenyu hwako uye kuzadzisa chiroto chekuva neimba yako.

Kana uine kusahadzika kana kutarisana nekuomerwa nekubvunza mapoinzi ako, zvinokurudzirwa kubata Infonatel kana kuenda kune imwe yemahofisi eInfonavit, uko vashandi vakadzidziswa vanogona kukupa rubatsiro runodikanwa.

Infonavit ine hanya nekupa pachena uye kureruka mumasevhisi ayo, uye mapoinzi kubvunzana zvakadaro. Tora mukana weichi chishandiso kuziva mamiriro ako echikwereti uye kushandisa zvakanyanya mabhenefiti aunofanirwa nawo.

Usakanganwe kuti chibodzwa chako cheInfonavit chinogona kusiyana nekufamba kwenguva, kungave nekuda kwekubhadhara kumberi, zera, nguva yaunopedza uchipa, kana zvirongwa zvakasiyana kana zvirongwa zvauri kuzoshandisa. Nechikonzero ichi, zvinokurudzirwa kuti utarise mapoinzi ako nguva nenguva kuti ugare uchiziva kufambira mberi kwako uye kuita sarudzo dzine ruzivo maererano nechikwereti chako.