Kufambira mberi mune zveruzivo rwezvemari kwakaita kuti kushandiswa kwemakadhi echikwereti kuwedzere munzanga yedu. Zvakadaro, tinowanzosangana nedambudziko rekuziva kuti kadhi rechikwereti nderebhangi ripi, kubvunza kana kuda kuziva. Neraki, kune nzira uye maturusi anotitendera kuti tinyatsoona uye nekukurumidza kuziva kuti bhengi kadhi rechikwereti nderipi. Muchinyorwa chino, tichaongorora mamwe emaitiro aya, tichikupa ruzivo rwunodiwa kuti ubvise chero kusahadzika kwaungave uine pamusoro pavo. Kunyangwe iwe uchida kusimbisa bhangi ririkuburitsa kutengeserana kana iwe unongoda kuziva, chinyorwa ichi chinokupa iwe tekinoroji yemaitiro uye maturusi ekuona bhangi rinoburitsa kadhi rechikwereti.
1. Nhanganyaya kubhengi kadhi rechikwereti
Kuzivisa bhangi rekiredhiti kadhi inzira inodiwa kuti ukwanise kuita kutengeserana uye kubata mubhadharo. chimiro chinoshanda uye akachengeteka. Muzviitiko zvakawanda, zvakakosha kuti ukwanise kuona bhangi rinoburitsa kadhi rechikwereti paunenge uchitenga online kana kuratidza kuti muripo wakagamuchirwa uri pamutemo.
Pane nzira dzakawanda dzekuziva bhangi rekadhi rechikwereti. Imwe sarudzo ndeye kushandisa masevhisi epamhepo anopa ruzivo urwu kuburikidza nenhamba yebhini remakadhi (Bank Identification Number). Aya masevhisi anogona kupa data senge zita rebhangi rinopa, nyika yekwakabva, rudzi rwekadhi uye rumwe ruzivo rwakakodzera.
Imwe sarudzo ndeye kubata bhanga rinopa kadhi zvakananga kuti ubatsirwe. Mabhangi kazhinji ane sevhisi yevatengi iyo inogona kupa ruzivo nezve bhangi rinoburitsa kune chaiyo kadhi rechikwereti. Zvakakosha kuve neruzivo rwekadhi, senge nhamba uye zuva rekupera, paruoko kufambisa nzira yekuzivikanwa.
Muchidimbu, kuzivikanwa kwebhangi kwekadhi rechikwereti kwakakosha kuti uve nechokwadi chekuchengetedzwa kwekutengeserana. Kushandisa masevhisi epamhepo kana kubata bhanga rinopa zvakananga isarudzo dzinogoneka kuti uwane ruzivo urwu. Gara uchiyeuka kungwarira paunenge uchipa ruzivo rwekadhi rechikwereti uye simbisa huchokwadi hwemasevhisi epamhepo anoshandiswa.
2. Nzira dzekuona bhangi rinopa kadhi rechikwereti
Pane nzira dzakati wandei dzinogona kushandiswa kuona bhanga rinoburitsa kadhi rechikwereti. Pazasi pane matatu enzira dzakajairika:
1. Ongororo yenhamba yekadhi: Nhamba yega yega yekadhi rechikwereti ine ruzivo rwakananga nezvebhangi rinopa. Semuenzaniso, mashoma ekutanga manhamba enhamba yekadhi anozivikanwa se "Industry Identifier," uye inotevera seti yemanhamba inonzi "Bank Identifier." Uchishandisa maturusi epamhepo kana zvirongwa zvekusimbisa kadhi, unogona kuisa nhamba yekadhi uye kuwana ruzivo nezvebhangi ririkuburitsa.
2. BIN dhatabhesi yekuonana: Nhamba dzeBIN (Bank Identification Number) ndidzo nhamba dzekutanga dzekadhi rechikwereti, uye dzakasiyana kubhangi rega rega rinoburitsa. Kune epamhepo dhatabhesi anochengeta ruzivo nezveBIN nhamba uye yakabatana inoburitsa bhangi. Unogona kushandisa dhatabhesi idzi nekuisa manhamba ekutanga enhamba yekadhi kuti uwane zita rebhangi ririkuburitsa.
3. Contact service customer kubva kubhangi rinoburitsa: Unogona kugara uchibata basa revatengi rebhangi rinoburitsa kadhi rechikwereti zvakananga. Vachakwanisa kukupa ruzivo rwakadzama uye rwakakwana nezvekadhi, kusanganisira nebhangi ririkuburitsa. Unogona kuwana nhamba yekuonana kumashure kwekadhi rako rechikwereti kana pa website kubva kubhanga.
Yeuka kuti nzira idzi dzinobatsira pakusarudza bhangi rinopa kadhi rechikwereti, asi zvakakosha kuyeuka kuti ruzivo rwakapiwa runogona kuchinja nekufamba kwenguva. Zvinokurudzirwa kuongorora ruzivo rwakagadziridzwa kubva kune akavimbika masosi usati waisa chero sarudzo pazviri. Neidzi nzira, iwe unozokwanisa kukurumidza kuona bhangi rinoburitsa kadhi rechikwereti uye woshandisa iyo ruzivo zvinoenderana nezvaunoda.
3. Kuongorora BIN code kuti uone bhangi rekadhi rechikwereti
Paunenge uchitengesa nekadhi rechikwereti, zvakakosha kuti ukwanise kukurumidza kuziva bhangi rakabudisa kadhi. Kuti uite izvi, zvinodikanwa kuongorora iyo BIN (Bank Identification Number) kodhi yekadhi. Iyo BIN kodhi inhamba yekuzivikanwa yakasarudzika inopihwa kune yega yega sangano rezvemari uye iri munhamba nhanhatu dzekutanga dzenhamba yekadhi.
Pane nzira dzinoverengeka dzekuongorora iyo BIN kodhi yekuona bhangi rekiredhiti kadhi. Imwe sarudzo ndeye kushandisa online chishandiso chinopa ruzivo nezvebhangi rinoburitsa kubva kuBIN kodhi. Zvishandiso izvi zvinowanzo mahara uye zviri nyore kushandisa. Iwe unongoisa iyo BIN kodhi uye chishandiso chinokupa ruzivo rwakadzama nezvebhangi, kusanganisira zita, kero uye nyika.
Imwe nzira yekuongorora iyo BIN kodhi ndeyekubvunza hwaro hwe data local. Aya dhatabhesi ane ruzivo rwechizvino-zvino paBIN makodhi uye mabhangi emubatanidzwa. Unogona kudhawunirodha uye kuisa dhatabhesi yemuno pakombuta yako wobva waishandisa kukurumidza kubvunza. Iyi sarudzo inogona kubatsira kana iwe uchida kuita kakawanda scanner kana uchida kushanda pasina internet.
4. Nzira yekutarisa ruzivo rwebhangi kune kadhi rechikwereti online
Kutarisa ruzivo rwebhangi kadhi rechikwereti online ibasa riri nyore rinogona kuitwa kubva mukunyaradza kwemba yako. Pano tinopa chidzidzo nhanho nhanho saka unogona kudzidza kuzviita.
1. Svika webhusaiti yebhangi: chinhu chekutanga chaunofanira kuita kuwana webhusaiti yebhangi rako uchishandisa browser yakachengeteka. Tsvaga iyo "online banking" kana "account access" sarudzo uye tinya pairi.
2. Pinda muakaundi yako: Kana wangopinda papeji yekusaina, isa zvitupa zvako zvekusvika, zvakaita sezita rako rekushandisa nepassword. Hongu, ndizvo kutanga nguva iwe unowana, ungangoda kunyoresa kare.
3. Enda kuchikamu chemakadhi echikwereti: kamwe mukati meakaunti yako, tsvaga chikamu chemakadhi echikwereti. Izvi zvinowanzowanikwa pasi pe "accounts" kana "financial services" tab. Dzvanya pachikamu chino kuti uwane ruzivo rwekadhi rechikwereti.
Kana uchinge watevera nhanho idzi, unokwanisa kutarisa ruzivo rwekubhengi kadhi rako rechikwereti online nekukurumidza uye zvakachengeteka. Gara uchiyeuka kubuda kana uchinge wapedza kutengeserana kwako uye chengeta zvitupa zvako zvekusvika munzvimbo yakachengeteka.
5. Kushandisa yechitatu-bato masevhisi kuziva bhangi rechikwereti kadhi
Kushandisa wechitatu-bato masevhisi kuona bhangi rekiredhiti kadhi kunogona kubatsira zvakanyanya kana iwe uchida kuwana ruzivo rwakakwana nezvesangano rezvemari rakapa kadhi. Neraki, pane akati wandei sarudzo dziripo online dzinokutendera iwe kuti uite basa iri nyore uye nemazvo.
Sarudzo yakakurumbira ndeye kushandisa iyo API yebhangi chitupa chekuzivisa sevhisi. Ava vatengesi vanopa maapplication programming interfaces ayo anobvumira vanogadzira kuti vabatanidze mashandiro aya mumasystem avo. Vamwe vatengesi vanotopa mamwe maraibhurari kana software mapakeji emitauro yakasiyana-siyana, zvichiita kuti zvive nyore kuita mashandiro ekuzivikanwa kwebhangi mune iripo application.
Imwe sarudzo ndeye kushandisa mawebvu nyanzvi yekuzivisa mabhangi kubva kunhamba yekadhi rechikwereti. Aya mawebhusaiti anowanzoda kuti mushandisi aise nhamba yekadhi uye, mukati memasekonzi, anopa ruzivo rwakadzama nezvebhangi rinopa. Mamwe mawebhusaiti anotopa kugona kutarisa kana nhamba yekadhi iri kushanda uye kana yakabatana nerumwe ruzivo rwekuwedzera, serudzi rwekadhi kana zuva rekupera kwayo.
6. Kukosha kwekuziva kuti kadhi rechikwereti nderebhangi ripi
iri muzvinhu zvakakosha zvakawanda Kune vashandisi. Chekutanga, kuziva bhangi rinoburitsa kadhi rechikwereti kunopa ruzivo rwakakodzera nezvemitemo uye mabhenefiti ane chekuita nawo. Mazhinji masangano emari anopa mibairo yakasarudzika uye zvirongwa zvekuderedzwa. Zvevatengi vako, saka kuziva bhangi ririkuburitsa kunotendera iwe kutora mukana wakazara weaya mabhenefiti.
Pamusoro pezvo, zvakakosha kuziva kuti kadhi rechikwereti nderebhangi ripi kuitira kuti uwane rubatsiro rwevatengi rwuri nani. Kana ukasangana nedambudziko chero ripi zvaro kana kuti uchida rubatsiro, kubata nebhanga rinoburitsa makadhi zvakananga kunokubvumira kuti uwane kutarisisa kwakanaka uye kwakasarudzika. Imwe neimwe sangano rezvemari ine nzvimbo yayo yebasa revatengi, iyo inodzidziswa kugadzirisa marudzi ese emibvunzo kana matambudziko ane chekuita nemakadhi echikwereti.
Chekupedzisira, kuziva bhangi rinoburitsa kadhi rechikwereti kwakakosha kuti tive nekutonga kukuru pamusoro pemari yedu. Nekuziva kuti nderipi bhanga rinotarisira kubata kadhi redu, tinogona kuwana nyore ruzivo nezve mamiriro eakaunti, kubhadhara kwakamirira, miganhu yechikwereti, pakati pezvimwe zvakakosha. Izvi zvinobatsira kuchengetedza kurongeka kuri nani uye kuronga kwemari, kudzivirira zvinoshamisa zvisingafadzi uye kufambisa kutonga kwakaringana kwechikwereti chedu.
7. Njodzi dzine chokuita nekuzivikanwa kwebhangi kusiri kwekadhi rechikwereti
Iyo inogona kuva yakakosha. Kana zita rebhangi kana kodhi yakapinda zvisizvo pakuita kutengeserana kana kuita mubhadharo wepamhepo, matambudziko akati wandei anogona kuitika. Chekutanga, kubhadhara kunogona kuitwa kubhengi risiri iro, izvo zvinogona kukonzera kuvhiringidzika uye kunonoka mukugadzirisa kutengeserana. Izvi zvinogona kuguma nekuwedzera mari, kukanzurwa odha, kana kunyimwa sevhisi.
Pamusoro pezvo, kana bhengi rekadhi rechikwereti rikaonekwa zvisizvo, ruzivo rwusirirwo rwunogona kushandiswa kuratidza kuti kadhi nderechokwadi. Izvi zvinogona kutungamirira kune kuchengetedzwa uye kubiridzira nyaya, sezvo hurongwa hwekuona hutsotsi hunogona kuona kutengeserana kunoitwa nebhangi kunze kweiyo yakanyoreswa pakadhi sekufungidzira.
Kuti udzivise njodzi idzi, zvakakosha kutevera matanho mashoma akakosha. Chekutanga pane zvese, paunenge uchiita kutengeserana, zvakakosha kunyatsoongorora zita rebhangi nekodhi usati waisa ruzivo rwekadhi rechikwereti. Izvi zvingada kubvunza kadhi remuviri kana kutsvaga ruzivo pachikuva online bank.
Chechipiri, zvinokurudzirwa kushandisa maturusi ekusimbisa mabhengi epamhepo anogona kukubatsira kuziva bhangi rinoenderana nekadhi rechikwereti. Zvishandiso izvi zvinowanzo nyore kushandisa uye zvinopa ruzivo rwakakwana uye rwemazuva ano nezvemabhangi ane hukama nenhamba dzekadhi rechikwereti.
Muchidimbu, kuzivikanwa kwakashata kwebhangi rekiredhiti kiredhiti kunogona kutungamira kune njodzi dzakasiyana siyana, senge transaction mix-ups uye kuchengetedza nyaya. Kuti udzivise njodzi idzi, zvakakosha kunyatso ongorora ruzivo rwebhangi usati waita kutengeserana uye kushandisa maturusi akakodzera ekusimbisa pamhepo. Izvi zvichava nechokwadi chekuchengetedza uye kusununguka-kusununguka kwekubhadhara chiitiko.
8. Kuturikira sei ruzivo rwakawanikwa kuziva bhangi rinopa
Paunenge uchiwana ruzivo rwekutengeserana, zvakakosha kuti uzive nzira yekududzira nemazvo kuti uone bhangi ririkuburitsa. Pano ini ndichakuratidza matanho matatu akakosha ekuita basa iri. zvinobudirira.
- Ongorora iyo BIN (Bank Identification Number): Danho rekutanga nderekutarisa manhamba matanhatu ekutanga nhamba yekadhi rechikwereti kana rechikwereti, inozivikanwa seBIN. Iyi nhamba inopa ruzivo nezvebhangi ririkuburitsa uye rudzi rwekadhi. Unogona kushandisa zvishandiso zvepamhepo zvinokutendera kuti upinde muBIN uye uwane ruzivo rwakabatana. Kana wangoziva bhangi ririkuburitsa, iwe unozove neruzivo rwakakosha kuti uenderere mberi nechitupa.
- Tarisa chitupa kodhi: Pamwe chete neBIN, kune mamwe macode anogona kukubatsira kuziva bhangi ririkuburitsa. Kodhi yekuzivikanwa, inozivikanwawo seIIN (Nhamba Yekuzivikanwa Yekuburitsa), inowanikwa munhamba sere dzekutanga dzekadhi. Unogona kutsvaga dhatabhesi kana kushandisa masevhisi epamhepo kuisa iyi kodhi uye kuwana ruzivo rwakadzama nezvebhangi ririkuburitsa.
- Funga nezvenzvimbo: NeBIN uye ruzivo rwekodhi yekuzivisa, iwe unozogona kuziva nyika kana dunhu rakapihwa kadhi. Izvi zvinogona kuva chiratidzo chakakosha chekuzivikanwa kwebhangi. Kana iwe uine imwe data, senge IP kero yemutengi kana nzvimbo yekutengeserana, unogona kuyambuka-referensi iyi ruzivo kuti usimbise bhangi rabuda.
Nekutevera nhanho idzi, unozogona kududzira ruzivo rwakawanwa zvine hungwaru kuti uone bhangi rinoburitsa rekutengeserana. Rangarira kushandisa maturusi epamhepo nemasevhisi anogona kufambisa maitiro aya, pamwe nekubvunza akagadziridzwa dhatabhesi. Kuzivikanwa kwakaringana kwebhangi rinopa kunobvumidza iwe kutora matanho akakodzera kana paine dambudziko rine chekuita nekutengeserana.
9. Kuganhurirwa uye kusarudzika mukuzivikanwa kwebhangi kwekadhi rechikwereti
Kuziva bhengi rekiredhiti kadhi rinogona kunge riri basa rakaoma nekuda kwekugumira uye kunze kuripo mukuita uku. Zvisinei, kune nzira dzakasiyana uye zvishandiso zvinogona kubatsira mubasa iri. Pazasi pane zvimwe zvakakosha zvekufunga nezvazvo:
1. Tarisa nhamba dzekutanga dzekadhi: Nhamba dzekutanga dzekadhi rechikwereti dzinozivikanwa senhamba yekuzivikanwa yeanopa (BIN). Aya manhamba anogona kupa ruzivo rwakakosha nezvebhangi rinopa makadhi. Kune online dhatabhesi uye emahara maturusi anogona kupa ruzivo nezve mabhangi ane hukama neiyo BIN chaiyo.
2. Bvunza vatengi vebhangi: Kana iyo ID yebhangi isingakwanisi kutariswa kuburikidza nenhamba dzekutanga dzekadhi, sarudzo yakavimbika ndeyekubata nebhangi rinoburitsa zvakananga. Basa revatengi rebhangi richawana ruzivo rwakadzama nezvemakadhi echikwereti anopihwa navo. Zvakakosha kupa ruzivo rwese rwakakosha, senge nhamba yekupedzisira yekadhi uye zuva rekupera, kufambisa kuzivikanwa kwebhangi.
3. Shandisa zvishandiso zvepamhepo: Pane akati wandei epamhepo maturusi anogona kubatsira kuziva bhangi rechikwereti kadhi. Zvimwe zvezvishandiso izvi zvinokutendera kuti uise manhamba ekutanga emakadhi uye kupa ruzivo nezvebhangi rinoburitsa. Nekudaro, zvinofanirwa kucherechedzwa kuti maturusi aya haasi echokwadi nguva dzose uye zvinokurudzirwa kushandisa akawanda masosi kuratidza ruzivo rwakapihwa.
10. Mazano anoshanda ekuona kubhengi kwekadhi rechikwereti usati waita kutengeserana
Nguva dzose zvakakosha kuti uone bhengi rechikwereti usati waita chero kutengeserana. Kuongororwa uku kuchakubvumidza iwe kuvimbisa kuti bhangi riri pamutemo uye rakachengeteka, uye iwe unozodzivirira kuwira mune zvingangoita scams kana hutsotsi. Pano tinokupa iwe matipi anoshanda ekuita iyi yekusimbisa nemazvo.
1. Tarisa zita rebhangi uye logo: Ita shuwa kuti zita rebhangi uye logo pamakadhi ndezvechokwadi. Iwe unogona kuzvienzanisa neruzivo rwaunowana pabhangi repamutemo webhusaiti. Kana paine mutsauko unocherechedzwa kana musiyano, zviri nani kurega kuita kutengeserana.
2. Shandisa maturusi epaindaneti: Pane maturusi akawanda epaindaneti achakubatsira kuti uone kubhengi kadhi rechikwereti. Unogona kushandisa masevhisi ekusimbisa anokupa ruzivo rwakadzama nezvekadhi, senge aripa uye bhangi remubatanidzwa. Zvishandiso izvi zvinogona kunyanya kubatsira kana iwe uri kuita online transaction uye uine kunetsekana nezve chokwadi chebhangi.
11. Zvishandiso zvehunyanzvi zvekuziva bhangi rekadhi rechikwereti
Dzimwe nguva zvinogona kuva zvakaoma kuziva bhangi nokuda kwekadhi rechikwereti. Nekudaro, kune akasarudzika maturusi anogona kukubatsira kugadzirisa dambudziko iri. Zvishandiso izvi zvinonyanya kukosha kana iwe uchida kuita kutengeserana kwakachengeteka kana kuona chokwadi chekadhi rechikwereti.
Imwe yeanonyanya kufarirwa sarudzo yekuzivisa kiredhiti kiredhiti bhangi ndeye online zvishandiso. Zvishandiso izvi zvinokutendera kuti uise nhamba yekadhi uye, mune imwe nyaya yemasekonzi, iwe unowana ruzivo nezve bhangi ririkuburitsa. Zvimwe zvezvishandiso izvi zvinokupawo rumwe ruzivo semhando yekadhi (Visa, Mastercard, nezvimwewo) uye nyika yekwakabva.
Imwe sarudzo inobatsira ndeye kushandisa nharembozha dzakagadzirirwa chinangwa ichi. Aya maapplication anowanikwa pane ese ari maviri iOS uye Android uye anopa hushamwari uye nyore kushandisa interface. Ingoisa nhamba yekadhi uye application yacho ichakuratidza ipapo zita rebhangi. Pamusoro pezvo, mazhinji emaapps aya anokupawo ruzivo rwakadzama nezvebhangi, senge kero yayo uye nhamba yekubata.
12. Rumwe ruzivo rwekufarira maererano nekuzivikanwa kwebhangi kwekadhi rechikwereti
1. Tarisa webhusaiti yebhangi ririkuburitsa
Nzira iri nyore yekuwana rumwe ruzivo nezve ID yebhangi rechikwereti ndeyekushanyira webhusaiti yebhangi rinoburitsa. Kazhinji, iwe unowana chikamu cheFAQ kana chikamu chakatsaurirwa kumakadhi echikwereti. Ikoko iwe unogona kuwana ruzivo rwakakodzera rwekuti ungaziva sei bhangi kubva kune yekutanga manhamba ekadhi. Vanogonawo kupa runyoro rwenhamba dzebhengi dzekuzvizivisa, kana kunyange chishandiso chekutsvaga pamhepo chekuzivikanwa zviri nyore.
2. Shandisa yechitatu-bato masevhisi
Kune zvakare masevhisi epamhepo anogona kukubatsira kuona kubhengi kwekadhi rechikwereti zvichienderana nenhamba dzekutanga pane kadhi. Aya masevhisi anowanzo mahara uye anongoda chete kuti iwe uise manhamba ekutanga emakadhi. Chishandiso chichaita tsvakiridzo mudhatabhesi rayo kuona bhangi rinoburitsa. Nekudaro, zvakakosha kuziva kuti masevhisi aya anogona kunge asiri echokwadi 100% kana kusvika parizvino, saka zvinogara zvichikurudzirwa kusimbisa ruzivo rwakawanikwa nekubvunzana zvakananga nebhangi.
3. Bata nebhengi remakadhi
Kana pasina chimwe chezvisarudzo zviri pamusoro apa chakupa ruzivo rwaunoda, unogona kugara uchitaura nebhangi rakapa kadhi rechikwereti zvakananga. Iyo inokurumidza uye inoshanda nzira yekuita izvi ndeyekufonera nhamba yebasa revatengi kuseri kwekadhi. Ikoko unogona kutaura nemumiriri webhangi anogona kukupa chero rumwe ruzivo rwaunoda maererano nekuzivikanwa kwebhangi kwekadhi rako rechikwereti.
13. Zvidzidzo: mienzaniso yekuti ungaziva sei kuti kadhi rechikwereti nderebhangi ripi
Muchikamu chino, zvimwe zvidzidzo zvicharatidzwa zvinoratidza nzira yekuziva kuti kadhi rechikwereti nderebhangi ripi. Iyi mienzaniso inoshanda ichakubatsira iwe kunzwisisa zviri nani nhanho-ne-nhanho maitiro uye kukupa iwe yakajeka pfungwa yemagadzirirwo edambudziko iri.
Nyaya yechidzidzo 1: Kuzivikanwa uchishandisa BIN nhamba
Nhamba yeBIN (Bank Identification Number) inhamba yekutanga kana manhamba matanhatu ekutanga ekiredhiti kadhi. Bhangi rega rega rinopihwa huwandu hwehuwandu hweBIN nhamba dzinoratidza makadhi avo. Kuti uzive kuti kadhi rechikwereti nderipi kubva kuBIN nhamba yaro, unogona kushandisa maturusi epamhepo emahara kana dhatabhesi rakagadziridzwa rinopa ruzivo rwakadzama nezvezvikamu zveBIN zvakapihwa kubhangi rega rega.
Nyaya yechidzidzo 2: Kuzivikanwa uchishandisa nhamba yekadhi patani
Mamwe mabhanga ane pateni chaiyo munhamba dzemakadhi avanoburitsa. Semuenzaniso, manhamba mana ekutanga anogona kuratidza rudzi rwekadhi, ichiteverwa nedzimwe nhamba dzinoratidza bhangi rinoburitsa. Kana iwe uine ruzivo rwakakwana nezve maitiro anoshandiswa nemabhangi akasiyana, unogona kushandisa maitiro ekuongorora kuti uone bhangi rinoenderana nekadhi rakananga.
Nyaya yechitatu: Kuzivikanwa kuburikidza nekutaurirana zvakananga nebhangi
Mune zvimwe zviitiko, rinhi unofanira kuziva ripi bhengi kadhi rechikwereti ndere uye haugone kuwana ruzivo rwechokwadi uchishandisa dzimwe nzira, yakanakisa sarudzo ndeyekutaurirana zvakananga nebhangi rinoburitsa. Unogona kushandisa manhamba ekubata akapihwa nebhangi kubvunza uye kuziva nezve kubhangi uko kadhi riri kutaurwa ndere. Izvo zvakakosha kuti uzive kuti kuita uku kungada nguva nekushivirira, asi kunovimbisa kwakaringana uye kunoenderana nemhedzisiro.
14. Mhedziso uye mazano ekupedzisira ekuti ungaziva sei bhangi rinopa kadhi rechikwereti
Kuti uone bhangi rinopa kadhi rechikwereti, zvakakosha kuziva manhamba ekutanga enhamba yekadhi. Aya manhamba anozivikanwa senhamba yekuzivikanwa kwebhangi (BIN) uye anopa ruzivo nezvebhangi riri kuburitsa. Pazasi pane matanho ekutevera kuona bhanga rinoburitsa kadhi rechikwereti:
- Ziva manhamba ekutanga enhamba yekadhi. Nhamba nhanhatu dzekutanga dzenhamba yekadhi ndidzo dzinonyanya kukosha pakusarudza bhangi rinopa. Nhamba idzi dzinoenderana nekodhi yekubhanga.
- Shandisa online tool. Kune akati wandei mawebhusaiti uye zvishandiso zvepamhepo zvinopa BIN yekutarisa masevhisi. Zvishandiso izvi zvinogona kupa ruzivo rwakakwana nezvebhangi rinopa kadhi rechikwereti kubva pamanhamba ekutanga enhamba yekadhi.
- Tarisa iyo BIN rondedzero. Imwe nzira yekuona bhangi rinoburitsa ndeyekutarisa iyo BIN runyorwa. Rondedzero iyi inosanganisira nhamba dzekuzivikanwa dzakapihwa kubhangi rega rega uye inovandudzwa nguva nenguva. Nekuenzanisa manhamba ekutanga enhamba yekadhi neBIN runyorwa, zvinokwanisika kuona bhangi rinoburitsa nemazvo.
Kusarudza bhangi rinopa kadhi rechikwereti ibasa riri nyore nekutevera matanho aya. Nzira idzi dzinobvumira bhangi rinopa kuti rionekwe nekukurumidza, izvo zvinogona kubatsira kuita mabasa akasiyana-siyana emari kana kuona hutsotsi hunogona kuitika. Zvakakosha kuziva kuti mamwe mabhanga anogona kugovera kodhi imwechete yekuzivikanwa, saka zvinokurudzirwa kutarisa manhamba ekupedzisira emakadhi uye mamwe maidi akakodzera kuti anyatso kuzivikanwa.
Mukupedzisa, kuziva bhangi rine kadhi rechikwereti inzira yakakosha yekuita kutengeserana kwakachengeteka uye kunoshanda. Kuburikidza nekushandiswa kwehunyanzvi nzira uye maturusi, sangano rezvemari rinoenderana nekadhi rechikwereti riri mubvunzo rinogona kutariswa.
Kubva pakuongororwa kweBIN kusvika pakubvunza dhatabhesi remasangano ezvemari, kune mhinduro dzakasiyana siyana dziripo kuti uwane ruzivo urwu nekuvimbika. Zvakakosha kuyeuka kuti ruzivo pamusoro pebhangi rinopa kadhi rechikwereti rinobvumira vatengesi, mabhizinesi uye vashandisi vekupedzisira kuita sarudzo dzine ruzivo uye kudzivirira hutsotsi hunogona kuitika.
Izvo zvakakosha kuti ugare uchiziva nezve shanduko uye zvigadziriso muindasitiri yemakadhi echikwereti, sezvo mabhangi akasiyana anogona kushandura zviziviso zvavo uye maBIN makodhi chero nguva. Ruzivo urwu runogona kubatsira pakuita ongororo yezvemari, tsvakiridzo yemusika, uye kuve nechokwadi chekuchengetedza mukutengeserana kwemagetsi.
Muchidimbu, kuziva kuti kadhi rechikwereti nderebhangi ripi ibasa rehunyanzvi rinoda kushandiswa kwemaitiro chaiwo uye maitiro. Munyika iri kuwedzera kudhijitari uye yakanangana nekutengeserana kwepamhepo, ruzivo urwu rwakakosha kuvimbisa pachena uye kuchengetedzeka. munyika yezvemari. Kugara wakaziva nezvezvishandiso uye mhinduro dziripo zvinobvumira vashandisi kuita kutengeserana kwakachengeteka uye kuwana yakanakisa kadhi rechikwereti ruzivo.
Ini ndiri Sebastián Vidal, injiniya wekombuta anofarira nezve tekinoroji uye DIY. Uyezve, ndini musiki we tecnobits.com, kwandinogovera zvidzidzo kuti tekinoroji iwanikwe uye inonzwisisika kumunhu wese.