Ungasarudza sei pakati peakaundi yekuchengetedza uye yekutarisa account? Tsvaga misiyano yakakosha

Kugadziridzwa kwekupedzisira: 27/04/2023
Munyori: Sebastian Vidal

Nhanganyaya

Mariri hurongwa hwebhangi, kune marudzi maviri makuru emaakaundi anopa vatengi vavo: iyo akaundi yekuchengetedza uye account iripo. Kunyangwe ese ari maviri maakaundi ekubhangi, ane hunhu hwakasiyana, mabhenefiti y zvirambidzo. Muchinyorwa chino, tichaongorora misiyano yakakosha pakati pekuchengetedza uye kutarisa maakaundi.

Akaundi yekuchengetedza mari

A akaundi yekuchengetedza I akaundi yebhangi iyo inoshandiswa kuisa uye kuchengetedza mari, nechinangwa chekuwana zvido nguva refu. Aya maakaundi anopa mubereko wepamusoro pane izvo zvinopihwa pacheki account. Mhedzisiro huru yeakaundi yekuchengetedza ndeyekuti haigone kushandiswa kugadzira zvemazuva ese, sekubhadhara kwekushandisa, kutenga pamhepo kana kutumira mari.

Mabhenefiti eakaundi yekuchengetedza mari

  • Wana chimbadzo pamari yeakaundi yako
  • Kushanda kwepamusoro iyo nhoroondo dzemazuva ano
  • Flexibility yekuwedzera kana kubvisa mari chero nguva

Akaundi yazvino

A account iripo es akaundi yebhangi iyo inoshandiswa kugadzira zvemazuva ese, zvakadai sekutenga pamhepo, kubhadhara zvinoshandiswa, uye kutumira mari. Iyi account haina chero kufarira pamari yeakaunti, asi inobvumira kubvisa mari kuburikidza necheki, makadhi ekubhengi uye maATM. Maakaundi ekutarisa anowanzo bhadharisa a muripo wepamwedzi kuitira kuchengetedza account, pamwe nekutengeserana uye cheki dzakapihwa.

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Mabhenefiti echeki account

  • Kukurumidza kuwana mari uye kugona kuita zvemazuva ese kutengeserana
  • Kugona kunyora cheki uye kubhadhara online
  • Kureruka kwekutonga mari yenguva pfupi

Mhedziso

Muchidimbu, musiyano mukuru pakati peakaundi yekuchengetedza uye yekutarisa account ndeye chinangwa. Iyo saving account inoitirwa kuchengetedza uye kuwana mubereko, nepo cheki account ichishandiswa kuita zvezuva nezuva. Paunosarudza pakati peakaundi yekuchengetedza kana yekutarisa account, zvakakosha kufunga nezve zvinodiwa zvemari vanhu uye kuona zvakakosha Ndiyo yakanakisisa pamamiriro ese. Zvose zviri zviviri zvingasarudzwa mabhenefiti ayo uye zvisingakwanisi, asi kusarudza iyo account chaiyo kunogona kukubatsira iwe kubata zvirinani mari uye kuzadzisa zvinangwa zvemari zvenguva refu.