Sezvo Pay Chiedza Nekadhi: Tekinoroji shanduko yakashandura maitiro atinoita kutengeserana kwedu kwezuva nezuva. Kare, kubhadharira masevhisi akadai semagetsi aidiwa kushanyira hofisi yemuviri kana kuendesa kubhangi. parizvino, zvinokwanisika kubhadhara magetsi nenzira iri nyore uye yakachengeteka uchishandisa kadhi rechikwereti kana debit. Muchikamu chino, tichaongorora mabhenefiti uye maitiro ekubhadhara bhiri remagetsi ne kadhi, ichipa vashandisi a yakawanda inoshanda uye inoshanda sarudzo.
Zvakanakira kubhadhara magetsi nekadhi: Kubhadhara bhiri remagetsi kuburikidza makadhi echikwereti kana eredhibhiti kune zvakanakira vashandisi. Kutanga, inobvisa kudiwa kwekuenda kuhofisi yemuviri kana tumira mari kubhangi, izvo zvinochengetedza nguva nekuedza. Pamusoro pezvo, iyi nzira yekubhadhara inopa kuchengetedzeka kukuru, sezvo data remushandisi rinodzivirirwa nematanho ekuchengetedza anoitwa nemabhangi ekupedzisira, inobvumira kutonga kukuru uye kutarisa kwemitengo, sezvo vashandisi vanogona kutarisa mabatiro avo uye kuteedzera magetsi avo kubhadhara.
Nzira yekubhadhara magetsi nekadhi: Maitiro ekubhadhara bhiri remagetsi nechikwereti kana kiredhiti kadhi iri nyore uye nekukurumidza. Chekutanga, mushandisi anofanira kuona kuti vane kadhi rinoshanda uye rinoshanda. Tevere, iwe unofanirwa kuwana iyo kambani yemagetsi yepamhepo portal kana yakasarudzwa chikuva chekubhadhara utility. Paunenge uripo, sarudza sarudzo yekubhadhara kadhi uye upedze ruzivo rwunodiwa, senge nhamba yekadhi, zuva rekupera uye kodhi yekuchengetedza. Pakusimbisa kutengeserana, mari yacho inoiswa pakadhi uye kubhadhara kunoitwa ipapo.
Muchidimbu, kubhadhara bhiri rako remagetsi nekadhi kunopa sarudzo iri nyore, yakachengeteka, uye inoshanda. yevashandisi. Iye zvino, kudzivirira kushanya kwepanyama kumahofisi emakambani emagetsi kana matambudziko ekutamisa kubhangi, vashandisi vanogona kubhadhara nekukurumidza uye pasina simba ' data data. Pasina mubvunzo, sarudzo yekubhadhara magetsi nekadhi inoratidzwa seimwe nzira yemazuva ano uye inoshanda munyika yebasa revanhu.
- Zvinhu zvakakosha zvekubhadhara magetsi nekadhi
Kune vakawanda vashandisi, kubhadhara magetsi nekadhi Iri nyore uye rakachengeteka sarudzo Nekushandisa iyi nzira yekubhadhara, mitsetse mirefu pamahofisi ekutora inodzivirirwa uye kukosha kwekuve nemari kumba kunobviswa kushandiswa kwemagetsi. Zvisinei, usati wasarudza nzira iyi yekubhadhara, zvakakosha kufunga nezvezvimwe zvakakosha.
Chimwe chezvakakosha zvekufunga nezvacho kana kubhadhara magetsi nekadhi ndiyo mhando yekadhi iyo inoshandiswa. Mamwe makambani emagetsi anobvuma zvose makadhi echikwereti uye ekubhadhara, asi vamwe vanongogamuchira imwe chete kana imwe Naizvozvo, zvakakosha kutarisa nekambani yemagetsi iyo makadhi ekubhadhara anogamuchirwa. Mukuwedzera, zvinokurudzirwa kuve nechokwadi kuti kadhi iri kushanda uye ine chiyero chakakwana chekuvhara huwandu hwevhoyisi.
Chimwe chinhu chakakosha isarudzo dzekubhadhara dzinopihwa nekambani yemagetsi. Mamwe makambani anobvumidza iwe kumisikidza kubhadhara otomatiki, kuitira kuti mari yebhiri ingochajwa kune kadhi mwedzi wega wega. Sarudzo iyi yakanakira nekuti inodzivirira kukosha kwekuyeuka kubhadhara uye kuderedza njodzi yekupinda default. Nekudaro, zvakakosha kuti ucherechedze zuva rekugumisira raunofanirwa kunge uine mari yakakwana pakadhi kuti udzivise matambudziko nemabhadharo akarambwa.
-Zvakanakira kushandisa kadhi kubhadhara magetsi emagetsi
Zvakanakira kushandisa kadhi kubhadhara bhiri bhiri remagetsi
Iko kureruka uye nyore kunouya nekushandisa kadhi kubhadhara yako magetsi bhiri hazvirambike. Nekungodzvanya kushoma, unogona kuita muripo kubva mukunyaradza kwemba yako, pasina kumira mumitsetse mirefu pamahofisi ekambani yemagetsi. Uyezve, nokubhadhara nekadhi, unodzivisa kutakura mari, nokudaro uchideredza ngozi yokuba kana kuti kurasikirwa.
Imwe bhenefiti yakakosha ndeyekutonga uye kuchinjika kwaunayo paunenge uchishandisa kadhi kubhadhara yako magetsi bhiri. Inogona ziva chiyero chinowanikwa pakadhi rako nguva dzese, izvo zvinokutendera kuti uronge kubhadhara kwako zviri nyore. Pamusoro pezvo, makambani mazhinji anopa sarudzo yekubhadhara zvishoma, izvo zvinonyanya kubatsira kana iwe uchipfuura nemwedzi wemubhadharo usingatarisirwe. Nekadhi, unokwanisa kugadzirisa mari yaunobhadhara zvichienderana nekuwanikwa kwemari yako.
Pamusoro pezvo, kushandisa kadhi kubhadhara bhiri rako remagetsi kunokupa mukana we kuunganidza zvibodzwa kana mabhenefiti zvinopihwa ne kiredhiti kana makadhi ekubhengi. Aya mabhenefiti anogona kusanganisira zvidzikiso kune vatengesi, mamaira endege, kana kunyange mibairo yemari. Nekubhadhara nekadhi rako, unenge uchikwanisa kutora mukana kunze kwekungobhadhara chete, asiwo nekuwana imwe bhenefiti inogona kukubatsira mune ramangwana rekutenga kana nzendo.
-Unga sei kubhadhara magetsi nekadhi zvakachengeteka?
Nzira dzakachengeteka dzekubhadhara magetsi nekadhi nenzira iri nyore
Kana iwe uchitsvaga yakavimbika uye iri nyore nzira yekubhadhara yako magetsi bhiri nechikwereti kana debit kadhi, iwe uri munzvimbo chaiyo. Muchikamu chino, tichakupa mamwe matipi ekuita mubhadharo uyu zvakachengeteka.
Chekutanga pane zvese, zvakakosha kuve nechokwadi chekuti uri kubhadhara kuburikidza newebhusaiti yepamutemo kana kushandisa kwekambani yemagetsi. Izvi zvinosimbisa izvozvo ruzivo rwako zvemunhu uye zvemari zvichadzivirirwa uye kuti uri kuita mubhadharo wakananga kune inoenderana sangano. Dzivisa kubhadhara kuburikidza neanokahadzika malink kana maemail asina kukumbirwa.
Chimwe chinhu chakakosha kuvimbisa kuchengetedza kwekubhadhara kwako kushandisa internet yakachengeteka. . Zvinokurudzirwa kushandisa yakavimbika Wi-Fi network uye kudzivirira kushandisa veruzhinji kana asina kuchengetedzwa network., sezvo vangave vari panjodzi yekurwiswa necyber. Kana iwe uchibhadhara kubva panharembozha, ita shuwa kuti wakagadziridza antivirus yakaiswa uye uri kushandisa yakachengeteka nharembozha yekubatanidza.
Chekupedzisira, zvinokurudzirwa kugara uchiongorora zvirevo zveakaundi yako uye zvirevo zvebhangi kuona chero kutengeserana kunofungidzirwa. Kana iwe ukaona chimwe chinhu chisina kujairika, nekukasira taura nesangano rako rezvemari kana kambani yemagetsi kuti uvazivise uye tora matanho anodiwa.
- Matanho ekubhadhara bhiri remagetsi nekadhi
Uri kunetseka here kuti ungabhadhara sei bhiri rako remagetsi nechikwereti kana kadhi rechikwereti? Usanetseka, pano tichatsanangura matanho anodiwa kuti tiite nekukurumidza uye zvakachengeteka. Kukwanisa kubhadhara bhiri rako remagetsi nekadhi isarudzo iri nyore kune avo vanosarudza kusashandisa mari kana cheki.
1. Simbisa mupi wako wemagetsi uye yekubhadhara chikuva: Usati waenderera mberi nekubhadhara bhiri rako remagetsi nekadhi, ita shuwa kuti unoziva mupi webasa uye kana vachipa sarudzo yekubhadhara online. Shanyira webhusaiti yavo yepamutemo uye tsvaga yekubhadhara kana chikamu chekubhadhara kuti uwane ruzivo rwakagadziridzwa.
2. Nyorera pachikuva kubhadhara pamhepo: Kana uchinge waona chikuva chekubhadhara chemupi wako wemagetsi, unofanirwa kunyoresa uye gadzira account kana usati wava nayo. Ipa ruzivo rwakakodzera, sezita rako, kero, uye nhamba yekiredhiti kana debit card. Rangarira kuverenga mazwi nemamiriro nemazvo usati wabvuma.
3. Ita kubhadhara kwebhiri rako remagetsi: Kana uchinge wapinda papuratifomu yekubhadhara, Sarudza sarudzo yekubhadhara bhiri remagetsi uye tevera mirairo yakapihwa. Ita shuwa kuti waisa nemazvo ruzivo rwekadhi rako nemari yekubhadhara. Ndokumbira utarise kuti zvese ndezvechokwadi usati wasimbisa kubhadhara.
Kubhadhara mari yako yemagetsi nekadhi kunopa nyore uye kuchengeteka. Zvinogara zvakakosha kuti uchengete ziso pamazuva ekupera uye ita shuwa kuti une mari yakakwana pakadhi rako kuti ubhadhare. Usakanganwa kutarisa chirevo chako gare gare kuti uone kuti mubhadharo waitwa nemazvo!
- Ndeapi makadhi anogamuchirwa kubhadhara magetsi?
Kubhadhara magetsi nekadhi, zvakakosha kuziva kuti ndeapi makadhi anogamuchirwa nemakambani emagetsi. Mazhinji makambani anoshanda anogamuchira kiredhiti nemakadhi ekubhengi anopihwa neVisa neMastercard. Aya ndiwo maviri anonyanya kushandiswa makadhi network pasi rese uye anogamuchirwa zvakanyanya munzvimbo zhinji. Pamusoro pezvo, mamwe makambani emagetsi anogamuchirawo American Express neDiscover makadhi, kunyangwe izvi zvingasiyana nedunhu uye mupi webasa.
Zvakakosha kuziva kuti mamwe makambani emagetsi anogona kunge ane zvirambidzo zvakananga kana mitemo pamusoro pekushandiswa kwemakadhi ekubhengi. Mamwe mabhizinesi angangoda kuti kadhi rekubhengi ribatanidzwe neakaundi yebhangi yemuno kana kuve nezvimwe zvinhu, senge EMV chip, kuti igamuchirwe senzira yekubhadhara. Naizvozvo, zvinokurudzirwa kuti uone newako wemagetsi sevhisi kuti ndeapi makadhi ekubhengi anogamuchirwa uye chero zvimwe zvinodiwa usati waedza kubhadhara magetsi nekadhi rechikwereti.
Pamusoro pekadhi rechikwereti neredhibhiti, mamwe makambani emagetsi anogamuchirawo makadhi anobhadharwa. Aya makadhi, anogona kutakurwa nechiyero chakati, anopa sarudzo iri nyore kune avo vanoda kubhadhara magetsi vasina account yekubhangi kana kadhi rechikwereti. Nekudaro, zvakakosha kuyeuka kuti makadhi anobhadharwa anogona kuve neasingakwanisi maererano nehuwandu hwehuwandu hunobvumidzwa kana kurambidzwa kwenzvimbo. Naizvozvo, zvinogara zvichikurudzirwa kuti utarise nekambani yako yemagetsi kuti ugamuchire makadhi eprepaid uye chero zvirambidzo zvine chekuita nazvo usati waedza kubhadhara.
- Zvinokurudzirwa kuita zvakanyanya kubhadhara magetsi nekadhi
Muchikamu chino, tichakupa iwe mazano anokosha nezve maitiro ekuita zvakanyanya kubhadhara bhiri rako remagetsi uchishandisa makadhi echikwereti. Isu tinoziva kuti kubhadhara masevhisi ekutanga kunogona kuve basa rinonetesa, asi nemazano aya Iwe unozokwanisa kukwenenzvera kubhadhara kwako uye kuwana mamwe mabhenefiti.
Chekutanga, zvakakosha kuziva mitemo uye mabhenefiti iyo makadhi echikwereti anopa paunenge uchibhadhara mabhiri ako emagetsi. Mamwe masangano emari anopa mibairo kana mapoinzi zvirongwa zvaunogona kuunganidza nekutengeserana kwega kwega. Iva nechokwadi chekuziva kana kadhi rako rechikwereti richipa chero mhando yezvezve mabhenefiti paunenge uchibhadharira magetsi ako. Izvi zvinokutendera kuti uwane kuderedzwa kana mabhenefiti kuti iwe unogona kutora mukana mune mune ramangwana rekutenga.
Uyezve, tinokurudzira ronga kubhadhara otomatiki uchishandisa kadhi rako rechikwereti. Mazhinji makambani ekushandisa anopa sarudzo yekumisikidza otomatiki kubhadhara, izvo zvinokutendera iwe kuve nekutonga kurinani pamusoro pemari yako uye kudzivirira kunonoka mukubhadhara kwako. Rangarira kuti kubata nguva mukubhadhara kwako kwakakosha pakuchengetedza mukurumbira wakanaka wechikwereti. Tarisa nemupi webasa rako kuti uone kana vachipa iyi sarudzo uye ita shuwa kuti unoigadzirisa nemazvo kuti utore mukana wakazara wemabhenefiti ayo.
Pakupedzisira, tinokupa zano gadzirisa mari yako paunenge uchibhadhara mari yemagetsi nekadhi rechikwereti. Kana iwe uchikwanisa kubhadhara bhiri rako rose mubhadharo imwe chete, funga kuzviita kuti udzivise kubhadhariswa mubereko. Nenzira iyi, unogona chengetedza mari nguva refu. Kana usingakwanise kubhadhara bhiri rako zvizere, edza kubhadhara mari inopfuura shoma inodiwa, sezvo izvi zvichideredza mari yauchiri kusara nayo uye mubereko waunenge wawana kubhadhara kudzivirira kukanganisa kana kusanzwisisana.
Nekurudziro idzi, unozokwanisa kuita zvakanyanya kubhadhara bhiri rako remagetsi nekadhi rechikwereti. Rangarira kugara uchiongorora marongero nemabhenefiti ekadhi rako, kuronga kubhadhara otomatiki, uye kukwidziridza mari yako kuti uchengetedze kutonga kwakanaka kwemari. Usazeze kuita aya mazano uye unakirwe nemabhenefiti ayo kubhadhara magetsi nekadhi kunokupa iwe!
-Kuwedzera mabhenefiti kana uchibhadhara magetsi nekadhi
Mamwe mabhenefiti paunenge uchibhadhara magetsi nekadhi
Kana iwe uchitsvaga nzira iri nyore uye yakachengeteka yekubhadhara bhiri rako remagetsi, kubhadhara nekadhi kungave kwakakunakira iwe. Pamusoro pekureruka kwekutadza kubata nemari kana cheki, kune Zvimwe zvikomborero zvauri unogona kutora mukana kana uchibhadhara magetsi ako nekadhi.
Kuchengetedza nguva uye agility mukuita kubhadhara: Nokubhadhara magetsi nekadhi, iwe unodzivisa kumira mumitsara isingagumi pamahofisi ekubhadhara, izvo zvichakubvumira kuchengetedza nguva uye kukurumidzira nzira. Ingo shanyira webhusaiti yemupi wesimba rako, isa ruzivo rwekadhi rako uye ubhadhare mumaminitsi. Kwete chete iwe uchadzivisa kushungurudzika kwekumirira mumutsara, asi iwe uchaderedzawo njodzi yekurasikirwa nenguva yakakosha muzuva rako.
Chengetedzo uye dziviriro pakubiwa: Nekushandisa kadhi rako kubhadhara magetsi, uri kuchengetedza mari yako uye data rako pachako. Kutengeserana kunoitwa nekadhi kunowanzo kuve nekuwedzera kwekuchengetedza, senge chokwadi zvinhu zviviri kana data encryption. Pamusoro pezvo, nekusatakura mari newe, unoita shuwa kuti hausi wekubirwa kana kurasikirwa nemari. Izvi zvinokupa rugare rwepfungwa uye chivimbo paunenge uchibhadhara.
– Zvikonzero zvekufunga kubhadhara magetsi nekadhi
Zvikonzero zvekufunga kubhadhara magetsi nekadhi
Kubhadhara magetsi nekadhi inzira inowedzera yakakurumbira pakati pevatengi. Pazasi isu tichataura zvimwe zvikonzero nei uchifanira kufunga iyi nzira yekubhadhara:
1. Nyore uye nyaradzo: Kubhadharira magetsi nekadhi kuri nyore kwazvo uye kuri nyore. Unongoda chete kuva nekadhi paruoko uye nekudzvanya zvishoma pane yako yekubhadhara inopa simba. Hapana chikonzero chekubata nemari kana kushanya kubhangi. Mukuwedzera, iwe unogona kuita mubhadharo kubva chero kupi uye chero nguva, izvo zvinokupa iwe kushanduka kukuru.
2. Chengetedzo: Kubhadhara magetsi nekadhi a nzira yakachengeteka kuita kutengeserana kwako. Kadhi rechikwereti neredhibhiti rine matanho akasimba ekuchengetedza, akadai sechip tekinoroji uye CVV kodhi, inodzivirira yako pachako uye zvemari data. Pamusoro pezvo, kana paine hutsotsi kana dambudziko nekutengeserana, unogona kazhinji kubata bhangi rako kuti rigadzirise nekukurumidza.
3. Zvimwe zvakanakira: Makadhi echikwereti mazhinji anopa mibairo, zvirongwa zvemapoinzi, kana zvidzikiso zvakakosha kune avo vanobhadhara zvekushandisa, sekubhadhara. yechiedza. Izvi zvinoreva kuti iwe unogona kuwana mamwe mabhenefiti, sekuderedzwa pabhiri rako rinotevera kana kutodzikinura mapoinzi ako ezvigadzirwa kana masevhisi. Inzira yekuchengetedza mari uye kuwana kukosha kwakawanda kubva kadhi rako rechikwereti.
- Nzira yekudzivirira sei kukanganisa kunobvira paunenge uchibhadhara magetsi nekadhi
Paunenge uchibhadhara magetsi nekadhi, zvakakosha kutora matanho ekudzivirira kudzivirira zvinogona kuitika. Pano tinopa mamwe matipi ekuti iwe ugone kuita iyi nzira zvinobudirira uye pasina matambudziko.
1. Tarisa uone kadhi rako: Usati washandisa kadhi rako kubhadhara magetsi, zvakakosha kuve nechokwadi kuti harina kupera kana kuvharwa. Tarisa zuva rekupera uye simbisa kuti hapana zvivharo kana zvirambidzo paaccount yako. Izvi zvinodzivirira chero zvipingamupinyi panguva yekutengeserana.
2. Chengetedza ruzivo rwako ruchienderana nenguva: Ita shuwa kuti ruzivo rwune chekuita nekadhi rako, senge kero yako nenhamba dzekufonera, ndezvemazuva ano. Izvi zvakakosha kudzivirira chero kusagadzikana kana kurambwa paunenge uchibhadhara. Pamusoro pazvo, zvinokurudzirwa kuterera zviziviso zvinogona kuitika kana zviziviso kubva bazi rako rezvemari, sezvo vachikwanisa kukubata kana paine chinokanganisa.
3. Shandisa nzvimbo dzekuchengetedza: Funga kushandisa nzvimbo dzekuchengetedza paunenge uchiita zvekutengesa pamhepo. Aya mapurogiramu anochengetedza ruzivo rwako rwemunhu uye rwemari kubva pahutsotsi hwepa cyber. Zvakare, ita shuwa kuti webhusaiti yaunobhadhara yakachengeteka uye ine zvitupa zvekuchengetedza. Izvi zvinokupa runyararo rwepfungwa paunopinda kadhi rako ruzivo.
-Zvinhu zvekufunga usati wasarudza kubhadhara magetsi nekadhi
Sarudzo yekubhadhara magetsi nekadhi inogona kuve yakanakira vanhu vazhinji, sezvo inopa nyore uye nyore mubhadharo. Zvisinei, tisati tasarudza iyi sarudzo, zvakakosha kuti titarise zvimwe zvakakosha zvingakanganisa sarudzo yedu.
1. Makomisheni uye mari yekuwedzera: Chimwe chezvinhu zvikuru zvekufunga nezvazvo usati wasarudza kubhadhara magetsi nekadhi ndeye mamwe makomisheni ekuwedzera uye mari inogona kushanda. Mamwe makambani emagetsi anogona kubhadharisa komisheni yekubhadhara kadhi, izvo zvinogona kuwedzera kuhuwandu hwemari yedu yemagetsi. Naizvozvo, zvinokurudzirwa kutsvagisa uye kuenzanisa marongero nemamiriro emakambani akasiyana usati waita sarudzo.
2. Kuchengetedzwa kwedata rako pachako: Chimwe chinhu chakakosha chekufunga nezve kuchengetedzwa kwedata redu pachedu kana tichibhadhara magetsi nekadhi Zvakakosha kuve nechokwadi chekuti chikuva kana hurongwa hwekubhadhara hunoshandiswa nekambani yemagetsi ine matanho akakodzera ekuchengetedza, senge data encryption. uye zvitupa zvekuchengetedza. Pamusoro pezvo, zvakakosha kuchengetedza ruzivo rwedu rwezvakavanzika, senge data redu rekiredhiti kana kiredhiti, nekudzivisa kuigovera pamawebhusaiti kana mapuratifomu asina kuvimbika.
3. Zvimwe zvakanakira uye zvakanakira: Kunyangwe paine zvimwe zvinofanirwa kutariswa, kune zvakare mamwe mabhenefiti uye zvakanakira paunosarudza kubhadhara magetsi nekadhi. Semuenzaniso, mamwe makadhi echikwereti anopa mibairo yakakosha, mapoinzi, kana zvideredzwa pakuita idzi mhando dzekubhadhara. Saizvozvowo, maitiro ekubhadhara anoitwa nekukurumidza uye zviri nyore, kudzivirira kudiwa kwemari kana kuita nzendo kunzvimbo dzakanangana kubhadhara bhiri. Zvakakosha kuferefeta uye kutora mukana wezvinopihwa uye mabhenefiti angave aripo kubhadhara magetsi nekadhi.
Ini ndiri Sebastián Vidal, injiniya wekombuta anofarira nezve tekinoroji uye DIY. Uyezve, ndini musiki we tecnobits.com, kwandinogovera zvidzidzo kuti tekinoroji iwanikwe uye inonzwisisika kumunhu wese.