The process of pawning something, zvinoreva kupa chinhu chakakosha sechibatiso kuti uwane chikwereti, chinogona kuva kunobva mari ipapo kune avo vanoida nekukurumidza. Zvisinei, ita izvi nemazvo uye zvakachengeteka inoda ruzivo rwekutanga rwematanho akasiyana uye zvikamu zvekufunga nezvazvo maitiro aya. Ichi chinyorwa chinopa mafambiro kuburikidza neakasiyana mameseji ekuita pawn chimwe chinhu, kubva kune yakanyanya kukosha tekinoroji maficha kusvika kune yakaoma kwazvo kufunga.
La habilidad para ruramisa chinhu nenzira kwayo zvinogona kuita mutsauko pakati pekuwana chikwereti chakanaka uye kupedzisira warasikirwa nechinhu chakakosha. Nechikonzero ichi, zvakakosha kuti tinzwisise mayerero echinhu chacho, kutaurirana mamiriro echikwereti uye pakupedzisira, magadzirirwo ekubhadhara. kuitira kuti chinhu chakabatiswa chidzoke. Ichi chinyorwa chichakubatsira iwe kunzwisisa izvi zvakakosha zvepawn process.
Kunzwisisa Maitiro ePawn
El pawn chibvumirano chemari umo munhu anopa kwenguva muridzi wechimwe chinhu kuchitoro chepawn achichinjana nechikwereti. Huwandu hwechikwereti ichi huchaenderana nehuwandu hunofungidzirwa hwechinhu chiri mubvunzo. Kazhinji, zvikwereti izvi zvinogara kwemwedzi mishoma. Munguva iyi, munhu ane mukana wekubhadhara chikwereti, pamwe nemubereko wakagadzirwa, kuti adzore chinhu chavo. Kana usingakwanise kubhadhara kana kusarudza kusabhadhara, pawn shop inotora muridzi wechinhu chacho uye inogona kuchitengesa kuti udzore mari yacho.
Pane zvimwe zvakakosha zvekufunga nezvazvo usati waisa chimwe chinhu.
- Kutanga kwazvose, kudiwa kwechikwereti kunofanira kuongororwa zvichienzaniswa nekukosha kwechinhu kuti chiitwe pawn. Yeuka kuti kana ukakundikana kubhadhara, unogona kurasikirwa nayo.
- Chechipiri, zvakakosha nguva dzose kuwana fungidziro chaiyo yekukosha kwechinhu usati wapenengura. Unogona kutsvaga painternet kana kubvunza nyanzvi kuti uwane pfungwa yekuti imarii yaunofanirwa kuwana pachinhu chacho.
- Chekupedzisira, zvakakosha kuti unzwisise uye ubvumirane nematemu echibvumirano chepawn. Izvi zvinosanganisira mubereko, zvirango zvekunonoka, uye mamiriro ekudzoreredza chinhu.
Nekutevera nhanho idzi, unogona kuve nechokwadi chekuti pawn process inobatsira kune chako chaunoda zvemari.
Mabatirwo Ezvinhu Zvinokosha
Kana iwe uine zvinhu zvekukosha hukuru izvo zvauri kuda pawn nekuda kwemamiriro ehupenyu, chekutanga danho ndere Ziva zvinhu zvine kukosha kukuru kwemari. Inogona kuva zvishongo, zvemagetsi, zvishandiso, mifananidzo, kana kunyange motokari. (Iyo yekupedzisira inoda mhando yakakosha yechitoro chepawn inonzi 'monte de pieta'). Kutora hesera yezvinhu zvako kunokupa pfungwa yakajeka yezvaunogona kuenda nayo kuchitoro chepawn.
Gadzirira kutaurirana kukosha kwezvinhu zvako. Usati waenda kuchitoro chepawn, tsvaga kukosha kwemusika kwezvinhu zvako. Nenzira iyi, iwe unogona kuve neruzivo rwakajeka rwekuti iwe unofanirwa kumirira kwenguva yakareba sei. Rangarira kuti zvitoro zvepawn zviri mubhizinesi kuita purofiti, saka hazvikupe kukosha kwakazara kwezvinhu. Nekudaro, kuve neruzivo urwu rwekutanga kunokupa mukana mukutaurirana.
- Tsvakurudza zvitoro zvepawn uye tarisa ongororo yavo yepamhepo.
- Enzanisa zvakasiyana zvinopihwa.
- Sarudza imwe iri pedyo nekukosha kwayo kwemusika.
- Tarisa mareti emubereko nematemu echikwereti usati wazvipira.
Kunzwisisa maitiro ese kwakakosha kuti uve nechokwadi chekubudirira pawning chiitiko. Muzvitoro zvinotengesa zvidhori, zviri nyore kukanganwa kuti ichikwereti uye kuti chinhu chaunenge watsidza ndicho chibatiso. Nokudaro, zvakakosha Ziva zvirevo zvekubhadhara uye njodzi dzinogona kuitika dzekusabhadhara chikwereti nenguva. Zvakare, iva nechokwadi chekuwana humbowo hwepawn inotsanangura mamiriro ekondirakiti yako Iri gwaro rakakosha kudzoreredza chivakwa chako, saka chichengete munzvimbo yakachengeteka.
- Ongorora iyo nhoroondo yekondirakiti, kusanganisira amortization clauses uye kunonoka kuchaja.
- Ita shuwa kuti une chirongwa chakajeka chekubhadhara chikwereti uye kudzorera zvinhu zvako.
- Kana uine matambudziko nekubhadhara, bata pawn shop nekukurumidza kuti mutaurirane nezvesarudzo.
Kusarudza Kukosha Kwakakodzera Kwezvinhu Zvako
Paunenge uchitanga iyo pawning maitiro, chinhu chakakosha kuve nekunzwisisa kwakajeka kukosha kwechokwadi kwezvaunoda kukwenya, izvi zvinokutendera iwe kuti ukwanise kutaurirana pamusoro pechikwereti chakanakisa. Kunyatsoongorora kukosha kwechinhu chako kunobatsira kudzivirira kupihwa mari yechikwereti yakaderera zvakanyanya pane izvo chinhu chako chingave chakakodzera. Ita tsvagiridzo yako pamhepo, tarisa maokisheni akapera epamhepo ezvinhu zvakafanana nezvako uye ona kuti marii yakabhadharwa kwavari. Ndokumbira utarise kumitengo yemitengo (kana iripo) yemhando yako chaiyo yechinhu. Kana chiri chinhu chekare, zvingangobatsira kuwana ongororo yehunyanzvi.
Conocer el kukosha kwekutengesazve yechinyorwa chako yakakoshawo sezvo zvitoro zvepawn zvinowanzokweretesa 25% kusvika 60% yemutengo wekutengesazve chinhu. Izvi zvinodaro nekuti kana ukatadza kubhadhara chikwereti, chinhu chinotengeswa kuti udzore mari yacho. Zvinhu zvinogona kukanganisa kukosha kwekutengesa kwechinhu chako zvinosanganisira mamiriro acho, kushomeka kwacho, uye kudiwa kwemusika. Semuyenzaniso, kana uchikwenya chidimbu chezvishongo, kukosha kwacho kunogona kutariswa nezvinhu zvakaita serudzi rwesimbi, kunaka kwedhaimondi, uremu, mhando (kana zvichikodzera), uye kudiwa kwemusika. Kune rimwe divi, kana iwe uchida kukwenya mudziyo wemagetsi, kudiwa kwemusika, mamiriro echinhu, uye kusashanda kwetekinoroji kunogona kuita basa rakakosha mukukosha kwayo.
Kutaurirana neMitemo yePawn
Pane zvinhu zvakasiyana zvekufunga nezvazvo riinhi taurirana pawn terms. Kutanga, zvakakosha kuita ongororo yakatendeseka uye yakarurama yekuti chinhu chako chakakosha chii. Kutsvakurudza paIndaneti kana kubvunza nyanzvi inzira yakanaka yekuwana pfungwa yakaoma pamusoro pekukosha kwechinhu chako. Mushure mekunge wava neruzivo rwakajeka rwekukosha, zvakakoshawo kuti unzwisise uye uongorore marongero epawn shopu yauri kuda kushandisa. Izvi zvinofanirwa kusanganisira mubereko, muripo, uye chero mutoro wemari ungave wakabatana nechikwereti.
Kukurukurirana chinhu chakakosha kuchengeta mupfungwa mukati mekuita.. Usatya kuita nharo ne pawn shop kuti uwane yakanakisa dhizaini. Iva wakagadzirira kupindura mibvunzo pamusoro pekukosha uye mararamiro echinhu chacho, uye iva nechokwadi chokuti unonzwisisa zvizere mazwi echibvumirano usati wasayina chero chinhu. Saizvozvo, zvakakosha kufunga kana iwe uchinyatso kufanira pawn chinhu. Kana huwandu hwemari yauchagamuchira husingatsivi mutengo wepfungwa wekuparadzana nechidimbu, zvingava nani kutsvaga dzimwe nzira.
- Kutendeseka uye kwakaringana kuongororwa kwechinhu
- Nzwisisa uye ongorora marongero epawn nzvimbo
- Kugadzirira kupindura mibvunzo pamusoro pekukosha uye mavambo echinhu chacho
- Nyatsonzwisisa mazwi echibvumirano usati wasaina
- Funga kana uchinyatsoda kupinza chinhu chacho
Kusarudza Yakarurama Pawn Shop
Pakusarudza pawn shopu, zvakakosha kufunga zvakati wandei. Mukurumbira zvichida ndicho chinhu chinonyanya kukosha chokufunga nezvacho. Nzira yakajairika yekutarisa mukurumbira yeimba kukwenya kuri kuburikidza newongororo yepamhepo. Vanhu vakateya kana kutenga zvinhu munguva yakapfuura vanowanzosiya wongororo dzakakwana pamusoro pezviitiko zvavo. Chimwe chinhu chokufunga nezvacho chikwereti chibereko kuti pawn shop inochaja. Kunyangwe zvese zvitoro zvepawn zvichichaja imwe mhando yemubereko pazvikwereti, mari yacho inogona kusiyana zvakanyanya kubva kune imwe kuenda kune imwe.
- Tarisa mukurumbira kuburikidza neongororo yepamhepo.
- Ongorora chimbadzo chechikwereti chinobhadhariswa pawn shop.
Zvakare, funga nezvemhando dzezvinhu izvo pawn shop inogamuchira. Zvimwe zvitoro zvinotengesa zvidhori zvine hunyanzvi hwezvimwe zvinhu, zvakadai sezvishongo kana zvemagetsi, nepo zvimwe zvichigamuchira chero chinhu chipi zvacho chinokosha. Pakupedzisira, funga nezve kujeka kubva pawn shop. Chitoro chinovimbika pawn chichava chakavhurika uye chakavimbika nezve marongero nemaitirwo avo, kusanganisira mibairo yavo, mubhadharo, uye matemi echikwereti.
- Tarisa mhando dzezvinhu izvo pawn shop inobvuma.
- Ongorora pachena yeimba yekuzvipira maererano nemitemo yayo uye maitiro.
Kuziva Kodzero dzako seMutengi kana uchipenengura
Kana ukafunga kuita chimwe chinhu, kureva kuti, shandisa zvinhu zvako sechibatiso chechikwereti, zvakakosha kuti uzive kodzero dzako semutengi. Kutanga kwazvose, uri mukati mekodzero yako yekugamuchira kondirakiti yakanyorwa, iyo inofanirwa kusanganisira zvese zvine chekuita nechibvumirano, senge mari yechikwereti, mubereko, mazuva ekufanirwa, uye zvirango zvinogona kuitika kana ukanonoka kubhadhara. Pamusoro pezvo, kana chitoro chepawn chafunga kutengesa chivakwa chako nekutadza kubhadhara, une kodzero yekugamuchira chero yakasara inozobuda mushure mekunge chikwereti uye mari yakabatana yavharwa.
Panzvimbo yechipiri, Zvakakosha kuziva mitemo yekwaunogara inobata pawn shops., sezvo izvi zvichisiyana maererano nemutemo. Izvi zvinogona kusanganisira mitemo ine chekuita ne:
- Mbereko huru inobvumirwa.
- Iyo shoma yekuregererwa nguva.
- Zviziviso zvinodikanwa zvisati zvaitika uye mushure mekutengeswa kweiyo pawned pfuma.
Kunze kweizvozvo, unofanira kuziva kuti Pawn Shop haigone kutengesa chinhu chako kusvika mushure menguva yakatarwa zviri pamutemo yapfuura Kana uine matambudziko nePawn Shop, unogona kuve nekodzero yekumhan'ara neFinancial Protection Bureau yeConsumer Protection Agency kana yako gweta guru rehurumende.
Maitiro eKudzoreredza Zvinhu Zvako Zvepawn
Nzwisisa Matemo kubva kuChitoro wePawn Ndiro danho rakakosha rekutanga kudzoreredza zvinhu zvako, sezvo chitoro chega chega chine marongero acho uye nemazuva ekupedzisira. Yese pawn shop inokupa kondirakiti kana risiti paunenge uchiisa pawn, saka unofanirwa kuverenga gwaro iri nemazvo. Pakati pezvaunofanira kutarisa ndezvi:
- Nguva yekupedzisira yekuregererwa,
- Mari chaiyo yauchazoda kuti udzore zvinhu zvako, kusanganisira chero mubereko kana muripo wekuwedzera,
- Ruzivo nezve chero kuvandudzwa kana kuwedzera sarudzo kana usingakwanise kubhadhara nenguva,
- Mitemo nemamiriro ezvinhu anotsanangura zvichaitika kana ukatadza kudzosa zvinhu zvako nenguva.
Ita chokwadi Bhadhara nenguva, sezvo iri chikamu chechipiri chakakosha chekudzorera zvinhu zvako pasi pemutemo wepawn munzvimbo dzakawanda, kana usingakwanise kubhadhara mukati menguva yakatarwa, pawn shopu ine kodzero yekutengesa zvinhu zvako. Naizvozvo, zvakakosha kuti uchengetedze mari yakakwana kuti ubhadhare mari yaunokwereta zuva risati rasvika. Nekudaro, zvimwe zvitoro zvinogona kubvumidza iwe kuti uvandudze kana kuwedzera pawn yako kana iwe uchibhadhara mubereko kusvika parizvino, zvakare, iva nechokwadi chekuchengetedza kutaurirana kwese kwaunayo nechitoro chepawn, sezvo zvingave zvinobatsira kana kupokana kwamuka.
Ini ndiri Sebastián Vidal, injiniya wekombuta anofarira nezve tekinoroji uye DIY. Uyezve, ndini musiki we tecnobits.com, kwandinogovera zvidzidzo kuti tekinoroji iwanikwe uye inonzwisisika kumunhu wese.