- PayPal Nyika inobvumira kubhadhara kwepasirese uye kutamiswa pakati peakasiyana dhijitari wallet.
- Kudyidzana kwekutanga kunosanganisira Mercado Pago, UPI, Tenpay Global, uye Venmo.
- Kutenga kune vatengesi vepasi rese uye kubhadhara pakati pevashandisi kunorerutswa pasina kugadzira mamwe maakaundi.
- Zvinyowani uye vamwe vadyidzani vakarongerwa mwedzi iri kuuya.
PayPal yatora danho rakakura mudhijitari yekubhadhara chikamu. nekuzivisa kutangwa kwepuratifomu itsva yepasirese inovimbisa kushandura nzira iyo vashandisi nemabhizinesi vanobva kunyika dzakasiyana vanoita mubhadharo wepasi rose uye kutamisa. Chirongwa ichi, chinodaidzwa kunzi PayPal World, chinoda kufambisa mukana wekutenga, kutamisa mari, uye kubhadhara mumabhizinesi enyama uye epamhepo kubva. zvemuno digitaalinen wallet, kubvisa zvipingamupinyi zvekare zvekugadzirwa kwezvinhu.
Chikumbiro chinouya panguva iyo Kutengeserana nedzimwe nyika nekutumira mari kuri kuwedzera nekukurumidza, uye vatengi vakawanda vari kuda zvigadziriso zviri nyore uye zvakachengeteka zvekushandisa nemari yavo yemuno mumisika yepasi rose. Nepuratifomu iyi, PayPal inoteedzera chinangwa chakajeka: Ipa kudyidzana pakati peakasiyana ekubhadhara masisitimu uye emagetsi wallet kutenderera pasirese, kurerutsa ruzivo kune vese vashandisi vega uye mabhizinesi.
A global payments ecosystem
Pakati pevatambi vekutanga ve PayPal World Kune mazita akakosha munzvimbo dzakasiyana: Nhoroondo yeNational Payments Corporation yeIndia (ine mutoro weUPI system, inototonga makumi masere neshanu muzana emari yedhijitari muIndia), Mercado Pago (mutungamiri muLatin America), Tencent's Tenpay Global in China y Venmo, purogiramu yekubhadhara yakakurumbira muUnited States. Zvinoenderana nedata yakagovaniswa nekambani, vadyidzani ava vanounza pamwechete huwandu hwe 2.000 mamiriyoni evashandisi pasi rose, izvo zvinopa pfungwa yehukuru hwepurojekiti.
Kuvhiya kunenge kuri nyore: Vashandisi vachakwanisa kubhadhara, kuendesa mari uye kutenga kune vatengesi vepasi rese zvakananga nemawallet avo., pasina chikonzero chekugadzira PayPal account itsva kana kuenda kuburikidza nemaitiro akaoma ekubatanidza. Kudyidzana uku kunobvumira, semuenzaniso, mushandisi wekuArgentina Mercado Pago kubhadhara nemadhora kana pesos pachitoro chepamhepo cheUS, kana mufambi kushandisa chikwama chake cheIndia UPI pane chero PayPal-inoenderana nenzvimbo kunze kwenyika yavo.
Imwe yeakanakisa inokwezva yePayPal World iri mukureruka kwekubhadhara kuyambuka, kuvhura musuwo wekutenga kune dzimwe nyika pasina mwero wekuchinjana kana kurambidzwa kwemari kuve chipingamupinyi. Vatengi vachakwanisa kuenderera mberi vachishandisa maapplication avo emazuva ese, nehuwandu hwekuchinjana huripo, uye pasina kuisa zvishandiso zvitsva kana kufamba maitiro akaomarara.
Kubva pakuona kwevatengesi, Chikuva chinomiririra kuderedzwa kukuru kwemitengo yetekinorojiKusvikira ikozvino, kubvuma kubhadhara kubva kune akasiyana wallet uye mari kwaida mabhizinesi kuisa mari mune chaiyo kubatanidzwa, chimwe chinhu chave chabviswa. Sekureva kwePayPal, mabhizinesi anotobvuma kubhadhara kwePayPal achakwanisa kubhadharisa vashandisi vechero chikwama chakabatanidzwa nehurongwa, nekudaro vachiwedzera mukana wavo wevatengi pasina kumwe kuedza.
Diego Scotti, mukuru wePayPal, akasimbisa kuti mubatanidzwa uyu "inovhura mikova yekudyidzana kwemabhiriyoni evashandisi vewallet, mazhinjisa ayo anoshandisa zvigadzikiso zvomunzvimbomo izvo kusvikira zvino zvaunza zvinetso zvikuru mukushanda kunze kwenyika.”
Innovation uye kuwedzera kweramangwana
Kambani yakasimbisa izvozvo PayPal World ichaenda kurarama gare gare gore rino., uye hurongwa hwayo hunosanganisira kuiswa kwewallet itsva yedhijitari uye masisitimu ekubhadhara mune ramangwana. Maitiro acho achatanga nekudyidzana pakati pePayPal uye Venmo, uye vamwe vese vanobatana uye zvitsva zvichawedzerwa zvishoma nezvishoma.
Padanho retekinoroji, zvivakwa zvitsva zvakagadzirirwa kupa Low latency, kuwanikwa kwepamusoro uye kuchengetedzwa kwakasimbiswa, kuve nechokwadi chechiitiko chisina musono uye chakavimbika kune vese vatori vechikamu. PayPal inorongawo kuwedzera hungwaru hwekugadzira uye sarudzo dzekubhadhara dzakagadzikana mune ramangwana, kuchinjira kune zvichangobva kuitika muchikamu chefintech.
Mukuru weMercado Pago, Osvaldo Giménez, akasimbisa kuti chirongwa ichi "inounza pamwechete masimba akaunganidzwa evatambi vakuru mukubhadhara kwedhijitari kurerutsa kutengeserana nedzimwe nyika, kubvumira mabhizinesi madiki nemakuru kuvhura misika mitsva nekudzvanya kuri nyore. "
Mukuwedzera, chivakwa chepuratifomu ndeyegore-based, iyo inobvumira kurumidza kugadzirisa kumatunhu akasiyana uye zvishandiso, kusimbisa pfungwa yemhinduro yepasi rose uye inoshanduka.
Migumisiro uye matanho anotevera
Mercado Pago yakatopinda muzvibvumirano zviri pamutemo nePayPal, mumamiriro ekuvhurika kukuru kune mari dzepasi rose zvichitevera shanduko dzichangobva kuitika munyika dzakaita seArgentina. Mubatanidzwa uyu Ichabvumira vashandisi vari mudunhu kutumira uye kugamuchira mari uye kutenga chero kupi zvako munyika vachishandisa mari yemuno uye application..
Nekuda kwavo, UPI muIndia neTenpay Global kuChina vari kushandawo kusimbisa mari dzekunze dzekunze uye kugona kubhadhara kwevezera nekuvhura. Mikana mitsva yevashandisi vepasirese uye makambani ari kutsvaga kuwana vatengi muAsia.
Sezvo kushandiswa kwePayPal World kunofambira mberi, Mamwe madhiri uye maficha anotarisirwa kuwedzerwa, kusanganisira QR kodhi kubhadhara uye kusabatika kwekubhadhara matekinoroji.Dambudziko rekufambisa mari kuyambuka miganhu rinogona, nekuda kweiyi itsva ecosystem, kuve nyore kune vashandisi nemabhizinesi munenge chero nyika pasirese.
Iyi itsva ecosystem yedhijitari kubhadhara inobatanidza huwandu hwezvikwama zvemunharaunda pasi pepuratifomu imwe chete, kufambisa kutengeserana kwenyika uye kubvisa zvipingamupinyi zvechinyakare kumusika wepasi rose.
Ini ndiri anofarira tekinoroji akashandura zvaanofarira zve "geek" kuita basa. Ndapedza makore anopfuura gumi ehupenyu hwangu ndichishandisa tekinoroji yekucheka-kumucheto uye kutamba nemhando dzese dzezvirongwa kunze kwekuda kuziva. Iye zvino ndava nyanzvi mune zvekombiyuta uye mitambo yemavhidhiyo. Izvi zvinodaro nekuti kweanopfuura makore 10 ndanga ndichishanda kunyora kune akasiyana mawebhusaiti pane tekinoroji nemitambo yemavhidhiyo, ndichigadzira zvinyorwa zvinotsvaga kukupa ruzivo rwaunoda mumutauro unonzwisisika nemunhu wese.
Kana iwe uine chero mibvunzo, ruzivo rwangu rwunobva kune zvese zvine chekuita neWindows inoshanda sisitimu pamwe ne Android yenharembozha. Uye kuzvipira kwangu kuri kwauri, ndinogara ndakagadzirira kushandisa maminetsi mashoma uye kukubatsira kugadzirisa chero mibvunzo yaungave unayo munyika ino yeinternet.