- I-PayPal World iya kuvumela iintlawulo zamazwe ngamazwe kunye nokudluliselwa phakathi kwee-wallets zedijithali ezahlukeneyo.
- Ukusebenzisana kokuqala kuya kubandakanya iMercado Pago, i-UPI, iTenpay Global, kunye neVenmo.
- Ukuthenga kubathengisi bamazwe ngamazwe kunye neentlawulo phakathi kwabasebenzisi zenziwa lula ngaphandle kokudala ii-akhawunti ezongezelelweyo.
- Iimpawu ezintsha kunye namaqabane amaninzi acetywayo kwiinyanga ezizayo.
I-PayPal ithathe inyathelo elibalulekileyo kwicandelo leentlawulo zedijithali. ngokubhengeza ukuqaliswa kweqonga elitsha lehlabathi elithembisa ukuguqula indlela abasebenzisi kunye namashishini avela kumazwe ahlukeneyo enza iintlawulo zamazwe ngamazwe kunye nokudluliselwa. Eli nyathelo, elibizwa ngokuba yi-PayPal World, lijonge ukuququzelela ukufikelela kwiintengo, ukudluliselwa kwemali, kunye neentlawulo kumashishini aphathekayo nakwi-intanethi ukusuka izipaji zedijithali zendawo, ukuphelisa imiqobo emidala yezobuchwepheshe.
Isindululo siza ngexesha apho Urhwebo lwamazwe ngamazwe kunye nokhutshelo lwemali ethunyelwa kwamanye amazwe lwanda ngokukhawuleza, kwaye abathengi abangakumbi nangakumbi bafuna izisombululo ezilula nezikhuselekileyo zokusebenzisa imali yabo yasekhaya kwiimarike zamazwe ngamazwe. Ngeli qonga, i-PayPal ilandela injongo ecacileyo: Nikeza ukusebenzisana phakathi kweenkqubo ezahlukeneyo zokuhlawula kunye nezipaji zombane kwihlabathi liphela, ukwenza lula amava kubasebenzisi ngabanye kunye namashishini.
Inkqubo yeentlawulo zehlabathi
Phakathi kwamaqabane okuqala ka PayPal World Kukho amagama abalulekileyo kwimimandla eyahlukeneyo: INational Payments Corporation yaseIndiya (uxanduva lwenkqubo ye-UPI, esele ilawula i-85% yeentlawulo zedijithali eIndiya), UMercado Pago (inkokeli kwiLatin America), Tencent kaThixo Tenpay Global eTshayina y Venmo, usetyenziso lwentlawulo oludumileyo eMelika. Ngokutsho kwedatha ekwabelwana ngayo yinkampani, la maqabane adibanisa inani elipheleleyo 2.000 izigidi zabasebenzisi kulo lonke ihlabathi, nto leyo enika umbono wobungakanani beprojekthi.
Umsebenzi uya kuba lula: Abasebenzisi baya kukwazi ukuhlawula, ukudlulisela imali kunye nokuthenga kubathengisi bamazwe ngamazwe ngokuthe ngqo kunye nezikhwama zabo eziqhelekileyo., ngaphandle kwesidingo sokwenza i-akhawunti entsha ye-PayPal okanye uhambe kwiinkqubo zokudibanisa ezinzima. Oku kusebenzisana kuya kuvumela, umzekelo, umsebenzisi waseArgentina weMercado Pago ukuba ahlawule ngeedola okanye iipesos kwivenkile ekwi-Intanethi yase-US, okanye umhambi asebenzise isipaji sakhe se-UPI saseIndiya nakweyiphi na indawo ehambelana ne-PayPal ngaphandle kwelizwe labo.
Enye yezinto ezinomtsalane zePaypal World ilele ekukhululekeni kweentlawulo eziwela umda, ukuvula iingcango zokuthenga kumazwe ngamazwe ngaphandle komlinganiselo wotshintshiselwano okanye imiqathango yemali ibe ngumqobo. Abathengi baya kukwazi ukuqhubeka nokusebenzisa ii -apps zabo zesiqhelo, kunye nezinga lotshintshiselwano lwangoku, kwaye ngaphandle kokufaka izixhobo ezitsha okanye ukukhangela iinkqubo ezinzima.
Ngokwembono yabathengisi, Iqonga libonisa ukunciphisa okukhulu kwiindleko zobuchwephesheKuze kube ngoku, ukwamkela iintlawulo ezivela kwii-wallets ezahlukeneyo kunye neemali ezifunekayo ukuba amashishini atyale imali ekudityanisweni okuthe ngqo, into esele iphelile. Ngokutsho kwe-PayPal, amashishini asele eyamkela intlawulo ye-PayPal aya kukwazi ukuhlawulisa abasebenzisi baso nasiphi na isipaji esidityaniswe nenkqubo, ngaloo ndlela ukwandisa isiseko sabathengi babo ngaphandle komzamo ongezelelweyo.
UDiego Scotti, umphathi wePayPal, ugxininise ukuba olu manyano "ivula iingcango zokusebenzisana kwiibhiliyoni zabasebenzisi be-wallet, uninzi lwazo ezisebenzisa izicombululo zasekuhlaleni eziye zazisa ubunzima obukhulu ekusebenzeni kwamanye amazwe.”
Ukusungula izinto ezintsha kunye nokwandiswa kwexesha elizayo
Inkampani ikuqinisekisile oko I-PayPal World iya kuphila kamva kulo nyaka., kunye nesicwangciso sayo sibandakanya ukufakwa kwee-wallet ezintsha zedijithali kunye neenkqubo zokuhlawula kwixesha elizayo. Inkqubo iya kuqala ngokusebenzisana phakathi kwe-PayPal kunye Venmo, kunye namanye amaqabane kunye neempawu ezintsha ziya kongezwa ngokuqhubekayo.
Kwinqanaba letekhnoloji, isiseko esitsha senzelwe ukunika Ukubambezeleka okuphantsi, ukufumaneka okuphezulu kunye nokhuseleko olomeleziweyo, ukuqinisekisa amava angenamthungo nathembekileyo kubo bonke abathathi-nxaxheba. I-PayPal iphinda icwangcise ukongeza i-intelligence yokufakelwa kunye neenketho zokuhlawula i-stablecoin kwixesha elizayo, ukulungelelanisa kwinkqubela phambili yecandelo le-fintech.
Umphathi weMercado Pago, u-Osvaldo Giménez, ugxininise ukuba eli nyathelo "idibanisa amandla adibeneyo abadlali abaphambili kwintlawulo yedijithali ukwenza lula urhwebo lwamazwe ngamazwe, ukuvumela amashishini amancinci namakhulu ukuba avuleleke kwiimarike ezintsha ngokucofa nje ngokulula.”
Ukongezelela, i-architecture yeqonga isekelwe kwifu, evumela ngokukhawuleza ukuziqhelanisa nemimandla eyahlukeneyo kunye nezixhobo, ukuqinisa ingcamango yesisombululo sehlabathi kunye nesiguquguqukayo.
Iziphumo kunye namanyathelo alandelayo
I-Mercado Pago sele ingene kwizivumelwano ezisemthethweni kunye ne-PayPal, kwimeko yokuvuleleka okukhulu kwiintlawulo zamazwe ngamazwe emva kweenguqu zamva nje zokulawula kumazwe afana ne-Argentina. Lo mfelandawonye Iya kuvumela abasebenzisi abakummandla ukuba bathumele kwaye bafumane imali kwaye bathenge naphi na emhlabeni besebenzisa imali yasekhaya kunye nesicelo..
Kweyabo icala, i-UPI yaseIndiya kunye neTenpay Global eTshayina zikwasebenzela ukomeleza ukuthunyelwa kwemali kumazwe ngamazwe kunye nobuchule bokuhlawula oontanga ngokuvula. Amathuba amatsha kubasebenzisi behlabathi kunye neenkampani ezifuna ukufikelela kubathengi baseAsia.
Njengoko ukuphunyezwa kwe-PayPal World kuqhubeka, Amaqabane amaninzi kunye neempawu kulindeleke ukuba zongezwe, kubandakanywa iintlawulo zekhowudi ye-QR kunye nobuchwepheshe bokuhlawula ngaphandle koqhagamshelwano.Umceli mngeni wokuhambisa imali kwimida, enkosi kule ecosystem intsha, unokuba lula kakhulu kubasebenzisi nakumashishini phantse kulo naliphi na ilizwe emhlabeni.
Le ecosystem entsha yeentlawulo zedijithali idibanisa inkitha yezipaji zendawo phantsi kweqonga elinye, ukuququzelela iintengiselwano zamazwe ngamazwe kunye nokuphelisa imiqobo yemveli kwimarike yehlabathi.
Ndingumntu othanda itekhnoloji ojike umdla wakhe we "geek" waba ngumsebenzi. Ndichithe ngaphezulu kweminyaka eli-10 yobomi bam ndisebenzisa itekhnoloji yokusika kwaye ndikhenkceza ngazo zonke iintlobo zeenkqubo ngenxa yokufuna ukwazi okumsulwa. Ngoku ndiqeqeshelwe ubugcisa bekhompyutha nakwimidlalo yevidiyo. Oku kungenxa yokuba ngaphezu kweminyaka emi-5 ndibhalela iiwebhusayithi ezahlukeneyo kwitekhnoloji kunye nemidlalo yevidiyo, ndisenza amanqaku afuna ukukunika ulwazi oludingayo ngolwimi oluqondakalayo kuye wonke umntu.
Ukuba unayo nayiphi na imibuzo, ulwazi lwam lusuka kuyo yonke into enxulumene nenkqubo yokusebenza yeWindows kunye ne-Android yeefowuni eziphathwayo. Kwaye ukuzinikela kwam kukuwe, ndihlala ndikulungele ukuchitha imizuzu embalwa kwaye ndikuncede usombulule nayiphi na imibuzo onokuba nayo kweli lizwe le-intanethi.