Zeziphi iibhanki ezibonelela ngeBizum?

Zeziphi iibhanki ezibonelela ngeBizum?

I-Bizum sisicelo sentlawulo yeselula esitshintshe indlela abantu abaqhuba ngayo utshintshiselwano lwezemali eSpain. Nge-interface elula nekhuselekileyo, ivumela abasebenzisi ukuba bathumele kwaye bafumane imali ngokukhawuleza, ngaphandle kwesidingo sokuba nemali okanye ukwazi iinkcukacha zebhanki zomamkeli.

Nangona kunjalo, ayizizo zonke iibhanki eziye zamkela esi sixhobo sokuhlawula. Kweli nqaku siza kuphonononga ukuba zeziphi iibhanki eziyinxalenye yenethiwekhi yeBizum, ukuze abasebenzisi bakwazi ukuchonga ngokukhawuleza ukuba iziko labo lezemali lixhunyiwe kweli qonga.

Kwihlabathi apho iteknoloji iqhubela phambili ngokuxhuma kunye nemida, kubalulekile ukuba uqaphele iinketho ezinikezelwa ziibhanki ngokweenkonzo zedijithali. Ngaba ibhanki yakho iyahambelana neBizum? Fumana apha ngezantsi!

1. Intshayelelo kwiBizum: Isisombululo sentlawulo phakathi kweebhanki zaseSpain

I-Bizum sisisombululo sentlawulo esitsha phakathi kweebhanki zaseSpain esivumela abasebenzisi ukuba badlulise imali ngokukhawuleza, ngokukhuselekileyo nangokulula. Nge-Bizum, akusekho mfuneko yokuba neakhawunti yebhanki yomamkeli okanye usebenzise iqonga lokuhlawula elahlukileyo. Eli qonga, lixhaswa luninzi lweebhanki zaseSpain, liguqule indlela abasebenzisi abaqhuba ngayo ukuthengiselana ngemali.

Ubulula be-Bizum bokusebenzisa yinto eyahlula kwezinye iinkqubo zokuhlawula nge-elektroniki. Ukusebenzisa i-Bizum, kufuneka ube ne-akhawunti yebhanki kuphela kwenye yeebhanki zeqabane kwaye ube nesicelo se-Bizum esifakwe kwisixhobo sakho. Ngesicelo, abasebenzisi banokuthumela imali kubafowunelwa babo kwangoko, nangaliphi na ixesha nangaluphi na usuku lweveki. Ukongeza, iBizum ikwakuvumela ukuba wenze iintlawulo kwiivenkile ezibonakalayo kunye namaziko akwi-intanethi, ebonelela ngamava okuthenga akhululekileyo nakhuselekileyo.

Inkqubo yokwenza intlawulo nge-Bizum ilula kakhulu. Xa i-app ifakiwe kwaye i-akhawunti yebhanki ibhalisiwe, umsebenzisi ukhetha umfowunelwa afuna ukuthumela imali kuye. Emva koko, faka isixa semali ofuna ukuyidlulisela kwaye uqinisekise ukusebenza nge-PIN yakho yobuqu. Ummkeli uya kufumana imali kwi-akhawunti yakhe yebhanki ngoko nangoko, ngaphandle kokulinda iintsuku okanye aqhube iinkqubo zokuqinisekisa ezintsonkothileyo. I-Bizum ivezwa njengesisombululo esisebenzayo nesisebenzayo sokwenza iintlawulo phakathi kwabantu ngokukhuselekileyo kwaye ngaphandle kweengxaki.

2. Yintoni iBizum kwaye isebenza njani?

I-Bizum liqonga leentlawulo zeselfowuni ezivumela abasebenzisi ukuba bathumele kwaye bafumane imali ngokukhawuleza nangokukhuselekileyo ngeefowuni zabo eziphathwayo. I-app iyafumaneka kwizixhobo I-iOS kunye ne-Android, kwaye ibe yindlela ethandwayo yokwenza iintlawulo phakathi kwabantu, kunye nakwiivenkile kunye namaziko.

Ukuqala ukusebenzisa iBizum, kufuneka uqale ukhuphele isicelo kwi ivenkile yee-app yesixhobo sakho. Nje ukuba uyifakile, kufuneka ubhalise kunye nenombolo yakho yefowuni kwaye uqinisekise isazisi sakho usebenzisa ikhowudi yokhuseleko abaza kukuthumelela yona.

Wakuba ulugqibile ubhaliso, uya kukwazi ukuqhagamshela iakhawunti yakho yebhanki kwi-Bizum ukwenza iintlawulo. Ukwenza oku, kufuneka unikeze ulwazi lweakhawunti yakho yebhanki kwaye ulandele amanyathelo aboniswe sisicelo. Nje ukuba uqhagamshele iakhawunti yakho, ungathumela kwaye ufumane imali ngokukhawuleza nangokulula usebenzisa kuphela inombolo yefowuni ephathwayo yomamkeli.

3. Iimpawu eziphambili zeBizum njengenkonzo ehlawulwayo

I-Bizum yinkonzo yentlawulo eye yaziwa kakhulu kwaye isetyenziswa kakhulu eSpain. Iimpawu zayo eziphambili zenza kube yinto efanelekileyo kunye nekhuselekileyo yokukhetha ukwenza imali ngokukhawuleza kwaye kulula.

1. Isantya: Enye yeenzuzo eziphambili zeBizum sisantya sayo. Ngeli qonga, abasebenzisi banokuthumela kwaye bafumane imali ngokukhawuleza, kungakhathaliseki usuku okanye ixesha. Oku kuluncedo ngakumbi xa iintlawulo ezingxamisekileyo kufuneka zenziwe.

2. Ukulula kokusetyenziswa: Enye into ephawulekayo yeBizum kukulula kwayo ukuyisebenzisa. Ukusebenzisa le nkonzo, kufuneka nje ube ne-akhawunti yebhanki kunye nenombolo yefowuni ephathwayo. Ukongeza, akuyomfuneko ukukhuphela nasiphi na isicelo esongezelelweyo, kuba uninzi lwamaziko ebhanki eSpain anikezela ngenketho yokusebenzisa iBizum ngokuthe ngqo kwisicelo seselfowuni.

3. Ukhuseleko: I-Bizum liqonga elikhuselekileyo nelithembekileyo lokwenza iintlawulo. Inemilinganiselo yokhuseleko oluphezulu, njengenkqubo yokugunyazwa kwentlawulo ngekhowudi ethunyelwe ngeSMS. Ukongeza, iinkcukacha zabasebenzisi zobuqu kunye nezebhanki zikhuselwe kwaye azabelwanga nabantu besithathu.

Ngamafutshane, iBizum yinkonzo yokuhlawula ekhawulezayo, ekulula ukuyisebenzisa kwaye ekhuselekileyo. Ukuthandwa kwayo okukhulayo eSpain kubonisa intembeko abanayo abasebenzisi kweli qonga. Ukuba ujonge indlela ekhawulezayo nekhuselekileyo yokwenza utshintshiselwano ngemali, iBizum ngokuqinisekileyo lukhetho onokuthi uluqwalasele.

4. Ngaba iBizum iyahambelana nazo zonke iibhanki zaseSpain?

I-Bizum liqonga leentlawulo eziphathwayo eliseSpain, elivumela abasebenzisi ukuba bathumele kwaye bafumane imali ngokukhawuleza nangokukhuselekileyo ngefowuni yabo ephathwayo. Nangona kunjalo, ayizizo zonke iibhanki zaseSpain ezihambelana neBizum. Nangona zininzi ngakumbi iibhanki ezijoyina eli qonga, kubalulekile ukuqinisekisa ukuba ibhanki yakho iyahambelana na phambi kokuba uzame ukusebenzisa iBizum.

Ukufumanisa ukuba ibhanki yakho iyahambelana neBizum, ungandwendwela iwebhusayithi yeBizum esemthethweni okanye uqhagamshelane nebhanki yakho ngokuthe ngqo. Kwiwebhusayithi yeBizum, uya kufumana i uluhlu olupheleleyo yeebhanki ezihambelana neqonga. Ukongeza, unokufumana ulwazi olongezelelweyo malunga nendlela yokusebenzisa i-Bizum kwaye uphendule nayiphi na imibuzo onokuba unayo.

Ukuba ibhanki yakho ayihambelani neBizum, ungakhathazeki, kukho ezinye iindlela zokuhlawula ngeselfowuni ezifumanekayo eSpain. Ezinye iindlela ezidumileyo ziquka iPayPal, iApple Pay, kunye Intlawulo kaGoogle. La maqonga akuvumela ukuba uthumele kwaye ufumane imali ngokukhuselekileyo kwaye ngokulula ngefowuni yakho ephathekayo. Nangona kunjalo, kubalulekile ukukhumbula ukuba iqonga ngalinye linokuba nemida kunye neemfuno zalo, ke sicebisa ukuba wenze uphando lwakho kwaye uthelekise iinketho ezahlukeneyo ngaphambi kokuba uthathe isigqibo sokuba yeyiphi omawuyisebenzise.

5. Zeziphi iibhanki ezibonelela ngeBizum njengendlela yokuhlawula?

Ukufumanisa ukuba zeziphi iibhanki ezibonelela ngeBizum njengokhetho lokuhlawula, kuyafuneka ukuba uqhagamshelane newebhusayithi esemthethweni yeBizum okanye uqhagamshelane nebhanki yakho ngokuthe ngqo. I-Bizum liqonga lokuhlawula ngeselfowuni eSpain ekuvumela ukuba uthumele kwaye ufumane imali ngokukhawuleza nangokukhuselekileyo ngesicelo seselfowuni.

Okwangoku, uninzi lweebhanki ezinkulu zaseSpain zibonelela ngeBizum njengokhetho lokuhlawula, kubandakanya:

• IBhanco Santander: yenye yeebhanki eziphambili eSpain ebonelela ngeBizum njengendlela yokuhlawula.
• I-BBVA: enye ibhanki eyaziwayo ene-Bizum yokwenza iintlawulo zeselula.
• I-CaixaBank: enye yeebhanki ezinkulu eSpain ekwavumela ukuba iintlawulo zenziwe ngeBizum.
• IBhanco Sabadell: elinye iqumrhu lebhanki elifake iBizum njengendlela yokuhlawula.

Ukongeza kwezi, ezinye iibhanki ezinjengeBankia, Bankinter, ING, kunye nezinye ezininzi zibonelela ngeBizum njengokhetho lokuhlawula. Ukufumanisa ukuba zeziphi iibhanki ezithile ezibonelela ngeBizum kwaye ufumane ulwazi oluthe kratya malunga nendlela yokuyisebenzisa, sicebisa ukuba undwendwele iwebhusayithi yeBizum esemthethweni okanye uqhakamshelane nebhanki yakho ukujonga iindlela ezikhoyo.

6. Uhlalutyo lweebhanki ezineBizum njengenkonzo

Ukwenza uhlalutyo olubanzi lweebhanki ezineBizum njengenkonzo, kuyafuneka ukuba ulandele la manyathelo alandelayo:

1. Yenza uphando kwi-intanethi: Ungaqalisa uphando lwakho ngokubonisana kwiwebhu kunye namaqonga akhethekileyo kwiinkonzo zebhanki uluhlu lweebhanki ezibonelela ngeBizum. Kule mithombo yolwazi uya kufumana ulwazi oluneenkcukacha malunga nequmrhu ngalinye, njengeenkonzo zabo ezongezelelweyo kunye neemfuno zokusebenzisa iBizum.

2. Jonga iwebhusayithi yebhanki nganye: Wakuba uchonge uluhlu lokuqala lweebhanki ezibonelela ngeBizum, tyelela iwebhusayithi igosa lequmrhu ngalinye ukufumana ulwazi oluchanekileyo noluhlaziyiweyo malunga nenkonzo. Kwicandelo lemveliso okanye iinkonzo, khangela inketho yeBizum kwaye uqinisekise ukuba iyafumaneka kubathengi.

3. Qhagamshelana neebhanki: Ukuba emva kokwenza amanyathelo angaphambili awufumananga ulwazi oluyimfuneko, kuyacetyiswa ukuba uqhagamshelane nenkonzo yabathengi yebhanki nganye ngokuthe ngqo. Buza malunga nokufumaneka kweBizum kunye nazo naziphi na ezinye iinkcukacha ezifanelekileyo ekufuneka uzazi. Khumbula ukubhala phantsi ulwazi ukuze ukwazi ukuthelekisa kwaye kamva uhlalutye yonke idatha eqokelelweyo.

7. Izinto eziluncedo kunye nezingeloncedo zokusebenzisa iBizum kumaqumrhu ahlukeneyo ebhanki

Ukusebenzisa iBizum kubonelela ngeenzuzo ezininzi kubasebenzisi abafuna ukwenza iintlawulo ngokukhawuleza nangokukhuselekileyo ngezixhobo zabo eziphathwayo. Enye yeenzuzo eziphambili kukulula, kuba ungasebenzisa eli qonga ukusuka naphi na nangaliphi na ixesha ngaphandle kokuba uphathe imali okanye amakhadi ebhanki. Ukongeza, iBizum ifumaneka kwinani elikhulu lamaqumrhu ebhanki, okwenza kube lula ukufikelela kunye nokusetyenziswa kwinani elikhulu labantu.

Enye inzuzo ephawulekayo yokusebenzisa iBizum kukukhawuleza kwentengiselwano. Imali ethunyelwe ngeli qonga ifunyenwe ngokukhawuleza, eyenza iintlawulo ngokukhawuleza kwaye igweme ukulibaziseka okungeyomfuneko. Ngokukwanjalo, iBizum ibonelela nge-interface ecacileyo kunye nelula ukuyisebenzisa, iyenza kube lula ukuyisebenzisa nakubasebenzisi abangaqhelananga netekhnoloji.

Kwelinye icala, kubalulekile ukukhankanya ezinye izinto ezingeloncedo ezinokuvela xa usebenzisa iBizum kumaqumrhu ahlukeneyo ebhanki. Enye yazo yimfuneko yokuba noqhagamshelo lwe-Intanethi ukuze ukwazi ukwenza iintengiselwano. Ukuba uxhulumaniso oluzinzile alufumaneki, kunokubakho iingxaki zokugqiba iintlawulo okanye ukuthumela imali kwabanye abasebenzisi. Ngokunjalo, kubalulekile ukukhumbula ukuba ayingawo onke amaqumrhu ebhanki analo olu khetho, ngoko ke kuyafuneka ukuba siqinisekise ukuba ibhanki yethu iyakuvumela ukusetyenziswa kweBizum.

8. Ubhalisa njani kwi-Bizum kwaye uyidibanise nebhanki yakho

Ukubhalisa kwi-Bizum kwaye uyidibanise nebhanki yakho, kufuneka ulandele la manyathelo alandelayo:

1. Khuphela usetyenziso lweBizum kwisixhobo sakho esiphathwayo kwivenkile ehambelana nayo.
2. Vula i-app kwaye ucofe "Bhalisa."
3. Faka iinkcukacha zakho zobuqu, njengegama lakho, ifani, inombolo yefowuni kunye nedilesi ye-imeyile. Qinisekisa ukuba unikezela ngolwazi oluchanekileyo noluchanekileyo.
4. Khetha ibhanki yakho kuluhlu oluvela kwisicelo.
5. Qinisekisa isazisi sakho ngendlela oyikhethayo: ikhowudi yokhuseleko ethunyelwe ngeSMS okanye ngesicelo sebhanki ngokwaso.
6. Yenza igama eliyimfihlo elikhuselekileyo kwiakhawunti yakho yeBizum.
7. Yamkela imiqathango nemiqathango yokusetyenziswa kwesicelo.

Nje ukuba la manyathelo egqityiwe, uya kuba ubhalisile i-akhawunti yakho e-Bizum kwaye uyidibanise nebhanki yakho. Ukususela kulo mzuzu ukuya phambili, uya kukwazi ukwenza iintlawulo kunye nokudluliselwa ngokukhawuleza nangokukhuselekileyo ngesicelo.

Khumbula ukuba ukuqhagamshela iBizum kwibhanki yakho, kufuneka ihambelane nenkonzo. Amanye amaqumrhu anokufuna ukusebenza kwenkonzo ngeqonga lawo le-intanethi okanye utyelelo kwisebe elibonakalayo. Ukuba unemibuzo okanye iingxaki ngexesha lobhaliso, sicebisa ukuba uqhagamshelane nenkonzo yabathengi bebhanki yakho.

9. Uyisebenzisa njani iBizum ukwenza iintlawulo phakathi kweebhanki ezahlukeneyo?

I-Bizum liqonga elikuvumela ukuba wenze iintlawulo ngokukhawuleza nangokulula phakathi kwamaqumrhu ahlukeneyo ebhanki. Okulandelayo, siza kuchaza Inyathelo nenyathelo Uyisebenzisa njani iBizum ukwenza iintlawulo phakathi kweebhanki ezahlukeneyo:

1. Khuphela usetyenziso: Ukusebenzisa iBizum, kufuneka uqale ukhuphele usetyenziso kwifowuni yakho ephathekayo. Ungalufumana usetyenziso kwivenkile yeapp yesixhobo sakho. Nje ukuba ukhutshelwe, landela amanyathelo ofakelo ukuseta iakhawunti yakho.

2. Nxulumanisa inombolo yefowuni yakho: Nje ukuba ufake isicelo, kuya kufuneka udibanise inombolo yefowuni yakho kunye neakhawunti. Le nombolo iya kuba sisazisi sakho e-Bizum kwaye iya kukuvumela ukuba ufumane kwaye uthumele iintlawulo. Landela imiyalelo kwi-app ukugqiba le nkqubo.

3. Yenza intlawulo: Nje ukuba usete iakhawunti yakho eBizum, ukulungele ukwenza iintlawulo phakathi kweebhanki ezahlukeneyo. Ukwenza njalo, khetha ukhetho lokuthumela imali kwi-app kwaye ukhethe umfowunelwa ofuna ukwenza intlawulo kuye. Faka isixa semali kwaye uqinisekise ukusebenza. Kwaye ulungile! Intlawulo iya kwenziwa ngoko nangoko kwaye ngokukhuselekileyo.

10. Ukhuseleko kunye nokukhuselwa kwedatha kwi-Bizum: ngawaphi amanyathelo athatyathwayo?

I-Bizum ithatha ukhuseleko kunye nokhuseleko lwedatha yabasebenzisi bayo nzulu kakhulu. Ukuqinisekisa ubumfihlo kunye nemfihlo yolwazi lomntu, imilinganiselo eyahlukeneyo kunye nemigaqo yomthetho iphunyeziwe.

Okokuqala, iBizum isebenzisa uguqulelo oluntsonkothileyo ukukhusela ulwazi olubuthathaka olusasazwa ngeqonga. Oku kuthetha ukuba nayiphi na idatha yobuqu owabelana ngayo, njengenombolo yakho yefowuni okanye ulwazi lwebhanki, ikhuselwe yi-algorithm eyomeleleyo ye-encryption.

Ukongeza, iBizum inokubona ubuqhetseba kunye neenkqubo zokuthintela. Ezi nkqubo zihlala zihlalutya ukuthengiselana kunye neepatheni zokusetyenziswa kuwo nawuphi na umsebenzi okrokrelayo. Ukuba kukho nasiphi na isiphazamiso esifunyenweyo, amanyathelo ayimfuneko athatyathwe ukuthintela nasiphi na isoyikiso esinokubakho okanye ubuqhophololo.

11. Iinzuzo zeBizum kwibhanki ye-intanethi kunye ne-e-commerce

Zininzi kwaye zibonelela ngesisombululo esisebenzayo nesikhuselekileyo sokuqhuba ukuthengiselana kwedijithali. Okokuqala, iBizum ivumela abasebenzisi ukuba benze iintlawulo ngoko nangoko phakathi kwabantu, besusa isidingo sokusebenzisa amakhadi okuthenga ngetyala okanye udluliselo lwebhanki yemveli. Oku kwenza inkqubo yentlawulo ibe lula kwaye ikhawuleze, ukonga ixesha kunye nomzamo.

Ukongeza, iBizum ikuvumela ukuba uthenge kwi-Intanethi ngokukhawuleza kwaye kulula. Ngokudibanisa iBizum kwiqonga le-e-commerce, abasebenzisi banokukhetha olu khetho lokuhlawula kwaye bagqibezele ukuthengiselana ngokuchofoza kanye. Oku kulula ukusetyenziswa kukhuthaza ukuthengiswa kwe-intanethi kunye nokuphucula amava omthengi ngokususa imfuno yokufaka iinkcukacha zekhadi letyala ngokuthenga ngakunye.

Enye inzuzo ephawulekayo lukhuseleko olunikezelwa yiBizum. Zonke iintlawulo kunye neentengiselwano ezenziwe ngeli qonga zixhaswa ziziseko ezingundoqo kunye nemilinganiselo yokhuseleko oluphezulu. Oku kuquka ukusetyenziswa koguqulelo oluntsonkothileyo oluya ekupheleni ukukhusela idatha yabasebenzisi bobuqu neyemali. Ukongeza, i-Bizum inokuqinisekiswa komsebenzisi kunye nenkqubo yokuqinisekisa, eqinisekisa ukuba ukuthengiselana kusemthethweni kwaye kukhuselekile.

Ngokubanzi, zicacile: isantya, ukukhululeka kokusetyenziswa kunye nokhuseleko. Esi sisombululo sivumela abasebenzisi ukuba benze iintlawulo kunye nokuthenga ngokulula nangokukhuselekileyo, ukuphucula amava okuthenga kwi-intanethi. Nge-Bizum, abasebenzisi banokonwabela iqonga elisebenzayo nelithembekileyo ukwenza utshintshiselwano lwabo lwedijithali. Ungaphoswa lithuba lokusebenzisa izibonelelo zeBizum namhlanje!

12. Ndingenza ntoni ukuba ibhanki yam ayinayo i-Bizum njengendlela yokuhlawula?

Ukuba ibhanki yakho ayinayo iBizum njengokhetho lokuhlawula, kukho iindlela ezininzi ezizezinye kunye nezisombululo zokukwazi ukwenza intengiselwano yakho. indlela ekhuselekileyo kwaye ukhululekile. Apha sichaza amanye amanyathelo onokuwalandela:

1. Jonga ubukho bezinye izicelo zentlawulo yemfonomfono: Nokuba ibhanki yakho ayinayo i-Bizum, inokubonelela ngezinye izicelo ezifanayo ezikuvumela ukuba wenze iintlawulo kwiselula yakho. Fumana ukuba kukho iinketho ezifana nePayPal, iApple Pay, iGoogle Pay okanye amanye amaqonga iinketho intlawulo mobile ezinikezelwa yibhanki yakho. Ezi zisombululo zihlala zibonelela ngokufumaneka okubanzi kwaye ziququzelele iintengiselwano ezikhawulezayo nezikhuselekileyo..

2. Sebenzisa ukudluliselwa kwebhanki yemveli: Ukuba akukho nanye kwiinketho zentlawulo yeselula ezifumanekayo kuwe, unokuhlala ubhenela kwiintlawulo zebhanki zemveli. Ukwenza oku, kuya kufuneka ube neenkcukacha zebhanki zomamkeli, ezifana nenombolo yeakhawunti yakhe kunye nekhowudi ye-IBAN. Unokwenza utshintshiselwano kwibhanki yakho ye-intanethi, ukhetha ukhetho lokutshintshela kwaye ulandele amanyathelo aboniswe yibhanki yakho.. Nceda uqaphele ukuba le ndlela inokucotha kuneenketho zentlawulo yeselula njengoko inokufuna iintsuku ezininzi zokusebenza ukuze intengiselwano igqitywe.

3. Jonga kwibhanki yakho xa ufuna iindlela ezizezinye: Ukuba akukho nanye kwezi ndlela zingentla esebenzayo kuwe, kungcono uqhagamshelane nebhanki yakho ngokuthe ngqo. Cela ulwazi malunga nezinye iindlela zokuhlawula ezikhoyo okanye izisombululo ezinokwenzeka ukwenza utshintshiselwano lwakho lube lula. Abasebenzi bebhanki yakho baya kuqeqeshwa ukuze bakubonelele ngezona ngcebiso zilungileyo kunye nesikhokelo esisekelwe kwiimfuno zakho zemali.. Ungalibazisi ukubuza onke amathandabuzo akho kunye nemibuzo ukufumana isisombululo esifanelekileyo.

Khumbula ukuba nokuba ibhanki yakho ayinayo i-Bizum njengokhetho lokuhlawula, kukho iindlela ezininzi ezizezinye kunye nezisombululo ukuze ukwazi ukwenza intengiselwano yakho ngaphandle kweengxaki. Jonga iinketho ezahlukeneyo, dibana nebhanki yakho kwaye ukhethe eyona ndlela ifanele iimfuno zakho kunye nezinto ozikhethayo. Ungavumeli ukunqongophala kwendlela yokuhlawula kukuthintele kwiintengiselwano zakho!

13. Ukwandiswa kweBizum kwimarike yebhanki yaseSpain: iibhanki zamalungu amatsha

14. Isiphelo: Ukuvela kweBizum kunye nefuthe layo kwiintengiselwano zebhanki eSpain

Ukuqukumbela, ukuvela kweBizum kube nefuthe elibalulekileyo kwiintengiselwano zebhanki eSpain. Ukususela ekuqalisweni kwayo ngo-2016, eli qonga leentlawulo zeselula liye lafumana ukukhula okubonakalayo, libe sisisombululo esithandwayo nesisetyenziswa ngokubanzi ngabasebenzisi beebhanki.

Enye yeenzuzo eziphambili zeBizum kukulula kwayo ukusetyenziswa. Ngokucofa nje okumbalwa kwi-app yeselula, abasebenzisi banokwenza ugqithiselo olukhawulezileyo kubafowunelwa babo. Oku kuphelise imfuneko yokusebenzisa imali eziinkozo okanye ukulinda iintsuku ezininzi ukuze udluliselo lugqitywe. Ukongeza, iBizum ikwazile ukudityaniswa noninzi lweebhanki zaseSpain, eziye zaququzelela ukwamkelwa kwayo kunye nokusetyenziswa ngokubanzi.

Enye into ephawulekayo yeBizum lizinga eliphezulu lokhuseleko. Iqonga lisebenzisa itekhnoloji yoguqulelo oluntsonkothileyo ukuqinisekisa ukukhuselwa kwedatha yabasebenzisi kunye neyemali. Ngaphezu koko, ngokuqinisekisa izinto ezimbini, ukufikelela okungagunyaziswanga kwiiakhawunti zebhanki kuthintelwe. La manyathelo okhuseleko avelise ukuthembana phakathi kwabasebenzisi kwaye abe negalelo kwimpumelelo yeBizum kwimarike yebhanki yaseSpain.

Ukuqukumbela, ngoku siyazi ukuba zeziphi iibhanki eSpain ezinenkonzo yeBizum. Ngeli qonga, abasebenzisi banokwenza udluliselo ngokukhawuleza, ngokukhuselekileyo nangokulula, ngaphandle kokufuna ukwazi iinkcukacha zebhanki omnye umntu.

Siluphonononge ngokupheleleyo uluhlu lwamaziko ebhanki abonelela ngeBizum, kwaye sinokuqinisekisa ukuba zonke iibhanki eziphambili elizweni sele ziyidibanisile le nkqubo yokuhlawula ngoko nangoko kumaqonga azo.

Ngokufikelela kwi-Bizum, abathengi bezi bhanki baya kukwazi ukuthumela nokufumana imali besebenzisa inombolo yefowuni ephathwayo yomnye umntu kuphela. Ukongeza, esi sixhobo sikwakuvumela ukuba wenze iintlawulo kwiindawo zorhwebo ezigunyazisiweyo ngaphandle kokusebenzisa imali ezinkozo okanye amakhadi okuthenga ngetyala.

Kubalulekile ukuqaqambisa ukuba iBizum sisisombululo esitsha nesiluncedo kakhulu esifumene ukuthandwa kwiminyaka yakutshanje, esenza ubomi bezigidi zabantu bube lula kwaye siphucule amava okuqhuba imisebenzi yezemali kwizixhobo eziphathwayo.

Njengababukeli bolu tshintsho lwetekhnoloji, sinethemba lokuba ngakumbi nangakumbi iibhanki ziya kujoyina uluhlu lwamaqumrhu abonelela ngeBizum, ngaloo ndlela sivumela inani elikhulu labasebenzisi ukonwabela izibonelelo kunye nobutofotofo obunikezelwa leli qonga.

Isishwankathelo, iBizum iye yaba sisixhobo esibalulekileyo kumhlaba wezezimali waseSpain, ilukhetho olufanelekileyo nolukhuselekileyo lokwenza utshintshiselwano ngemali ngokukhawuleza nangokulula. Ngokubonelela ngokulula, isantya kunye nokhuseleko, iBizum iziseke njengenye yezona zisombululo zidumileyo kwicandelo leentlawulo zeselfowuni eSpain. Ngamafutshane, ukuba ujonge indlela esebenzayo kunye nekhawulezayo yokwenza iintlawulo kunye nokudluliselwa kwifowuni yakho ephathwayo, iBizum lukhetho onokuthi uluqwalasele.