Ngaba ukhe wazibuza ukuba yintoni imeko yakho yetyala? Como Checar Buro De Crédito Gratis ilula kunokuba ucinga. Ukwazi imbali yakho yetyala kubalulekile ekugcineni impilo entle yezemali, njengoko kukuvumela ukuba uchonge iimpazamo okanye ubuqhophololo obunokuchaphazela amanqaku akho. Ngethamsanqa, kukho iindlela ezininzi ezikhoyo ezinokukuvumela ukuba ufumane ingxelo yakho yetyala simahla. Kweli nqaku, siya kukunika iingcebiso khangela i-credit bureau yakho simahla kwaye ngaphandle kweengxaki. Funda ukuze ufumanise ukuba njani!
– Inyathelo ngenyathelo ➡️ Uyijonga njani iBreauh yaMahhala yeTyala
- Ekuqaleni, Ngema kwindawo esemthethweni yeKhomishoni yeSizwe yoKhuselo noKhuseleko lwabasebenzisi beeNkonzo zezeMali (CONDUSEF).
- Emva, ifuna icandelo lokucela iNgxelo yeTyala eKhethekileyo.
- Emva koko, khetha ukhetho "Ukufumana ingxelo yakho yetyala ekhethekileyo".
- Igqityiwe Ifomu eneenkcukacha zakho, kuquka igama lakho, i-RFC, idilesi nenombolo yokhuseleko loluntu.
- Kanye kanye loo nto unayo inike lonke ulwazi olufunekayo, thumela isicelo sakho kwaye yima ukufumana ingxelo yakho ye-credit bureau kwi-imeyile yakho.
Imibuzo neempendulo
Yintoni i-credit bureau?
- I-credit bureau liziko eliqokelela lize lilawule ulwazi lwamatyala abantu.
- Olu lwazi lubandakanya idatha yemboleko, amakhadi etyala, imbali yentlawulo, phakathi kwabanye.
- Amaziko emali asebenzisa olu lwazi ukuvavanya umngcipheko wamatyala wabafaki-zicelo.
Kutheni kubalulekile ukujonga i-credit bureau yam?
- Ukujonga i-credit bureau yakho kukuvumela ukuba uqinisekise ulwazi abanalo ngawe kwaye ufumanise iimpazamo ezinokwenzeka.
- Ukwazi imbali yakho yetyala kukunceda ube nomfanekiso ocacileyo wemeko yakho yezemali.
- Oku kuya kukuvumela ukuba wenze izigqibo ezinolwazi xa ufaka isicelo setyala okanye imali-mboleko.
Ndingayijonga njani i-credit bureau?
- Ngena iwebhusayithi esemthethweni yenkampani elawula i-credit bureau kwilizwe lakho.
- Khangela "isicelo sengxelo yetyala" okanye icandelo elifanayo.
- Gcwalisa ifom ngolwazi lwakho lomntu siqu olufunekayo.
- Qinisekisa ukuba ucela ingxelo yekhredithi yasimahla.
- Ngenisa isicelo kwaye ulindele ukuba bakunike ingxelo.
Kuthatha ixesha elingakanani ukufumana ingxelo yakho yetyala simahla?
- Ixesha lokuphendula linokwahluka ngokuxhomekeke kwinkampani elawula i-credit bureau kwilizwe lakho.
- Ngokubanzi, Ingxelo yakho yekhredithi yasimahla inokufumaneka ngaphakathi kwe-15 ukuya kwiintsuku zokusebenza ezingama-20.
- Ezinye iinkampani zibonelela ngokhetho lokufumana ingxelo ngedijithali ngokukhawuleza.
Ndingenza ntoni xa ndifumana impazamo kwingxelo yam yetyala?
- Ngokukhawuleza qhagamshelana "nenkampani" elawula i-credit bureau ukuze uchaze impazamo.
- Nika amaxwebhu ayimfuneko ukuxhasa ibango lakho.
- Inkampani iya kuphanda impazamo kwaye yenze izilungiso ezifanelekileyo kwingxelo yetyala lakho.
Ndingajonga i-credit bureau yam kwi-intanethi?
- Ewe, ezinye iinkampani zikuvumela ukuba ucele kwaye ufumane ingxelo yetyala ngedijithali kwiwebhusayithi yazo.
- Kuya kufuneka uqiniseke ukuba ufikelela kwiwebhusayithi ekhuselekileyo nethembekileyo ukukhusela ulwazi lwakho lobuqu.
Ngaba kukho nayiphi na imfuneko yokuba ndikwazi ukujonga i-credit bureau yam simahla?
- Ngokwesiqhelo, kufuneka ube mdala ngokusemthethweni kwaye ube namaxwebhu esazisi asemthethweni.
- Inkampani ingafuna ukuba unikezele ngolwazi olongezelelweyo ukuqinisekisa ukuba ungubani.
Kukangaphi ngonyaka ndingajonga i-credit bureau yam simahla?
- Inani lamaxesha onokuthi ujonge i-credit bureau yakho simahla inokwahluka ngokuxhomekeke kumthetho welizwe lakho.
- Ngokuqhelekileyo, uvumelekile ukuba ucele ingxelo yekhredithi yamahhala kanye ngonyaka.
- Emva kwelo xesha, kunokubakho iindleko zokucela iingxelo ezongezelelweyo kunyaka omnye.
Ngaba ndingajonga ingxelo yekhredithi yomnye umntu?
- Hayi, unokucela kuphela kwaye ujonge ingxelo yakho yetyala.
- Ulwazi oluqulethwe kwingxelo yetyala luyimfihlo kwaye kufuneka kudityanwe nalo kuphela ngumnini wolwazi.
Yintoni ukubaluleka kokugcina imbali entle yetyala?
- Imbali yetyala elungileyo inokuvula iingcango zokufumana intengo yetyala kunye neemeko mboleko ezingcono.
- Kuya kukunceda ukuba wakhe isidima semali esiqinileyo nesithembekileyo.
- Oku kunokuba yimfuneko xa ufaka isicelo senkxaso-mali yokuthenga indlu, imoto, okanye ukuqala ishishini.
NdinguSebastián Vidal, injineli yekhompyuter ethanda itekhnoloji kunye ne-DIY. Ngaphaya koko, ndingumdali we tecnobits.com, apho ndabelana ngee-tutorials ukwenza itekhnoloji ifikeleleke kwaye iqondeke kumntu wonke.