NjengeCzech Amanqaku am e-Infonavit
Iziko leNational Housing Fund for Workers (Infonavit) liziko laseMexico elijongene nokulawula izibonelelo ezijoliswe ekuboneleleni ngemali mboleko yezindlu kubasebenzi. Ukuba ungomnye wabaxhamli bale nkqubo, kubalulekile ukuba uyazi ukujonga amanqaku akho e-Infonavit. Ngenkqubo ye-intanethi ye-Infonavit, unokufikelela kolu lwazi ngokukhawuleza nangokulula. Okulandelayo, siza kuchaza amanyathelo ekufuneka uwalandele ukujonga amanqaku akho.
Ukufikelela kwinkqubo ye-intanethi ye-Infonavit
Ukuze ujonge eyakho puntos de Infonavit, kufuneka ufake inkqubo ye-intanethi yeziko. Le nkqubo ifumaneka kwiwebhusayithi esemthethweni ye-Infonavit. Idilesi yewebhu ngu www.infonavit.gob.mx. Xa ufaka iphepha, khangela icandelo elithi "Akhawunti Yam", apho uya kufumana inketho ye "Infonavit Points". Cofa kolu khetho ukufikelela kwinkqubo yothethwano.
Ubhaliso kwisistim
Ukuba awukabinayo i-akhawunti kwinkqubo ye-intanethi ye-Infonavit, kuya kufuneka ubhalise. Ukwenza oku, nqakraza kwi "Register me" ukhetho oya kulufumana kwiphepha lasekhaya lenkqubo Uya kuthunyelwa kwifestile entsha apho kufuneka "ubonelele ngenombolo yakho". Ukhuseleko lasekuhlaleni kunye nolwazi lobuqu. Nje ukuba ubhaliso lugqityiwe, uya kufumana i-imeyile eneenkcukacha zokufikelela kwiakhawunti yakho.
Jonga amanqaku akho e-Infonavit
Nje ukuba ungene kwinkqubo nge idatha yakho ukufikelela, ungajonga amanqaku akho e-Infonavit. Kwicandelo elithi "Infonavit Points", uya kufumana isishwankathelo sembali yakho yamanqaku aqokelelweyo Uya kukwazi ukuqinisekisa inani lamanqaku owaqokelele ukuza kuthi ga ngoku kwaye ubone ukuba zisetyenziswe njani. Ukongeza, uya kuba nokufikelela kuluhlu oluneenkcukacha lwembali yamanqaku akho, kubandakanya namaxesha owenze ngawo amanqaku, kunye nolwazi malunga neekhredithi ozisebenzisileyo.
Ngokwazi ukuba ujonga njani amanqaku akho e-Infonavit ungazazi iibhenefithi oziqokelele lenkqubo. Khumbula ukuba Amanqaku e-Infonavit “Zisenokusetyenziswa” ukufumana imali mboleko yezindlu, ngoko ke kubalulekile ukuba uzibeke iliso rhoqo. Landela la manyathelo akhankanywe ngasentla kwaye ugcine ulwazi lwakho luhlaziywa ngenkqubo ye-intanethi ye-Infonavit.
1. Imiyalelo yokufikelela kwiqonga le-Infonavit
Ukufikelela kwiqonga le-Infonavit kwaye ujonge amanqaku akho, kuyimfuneko ukulandela uluhlu lwemiyalelo elula kodwa ebalulekileyo. Okokuqala, kufuneka ufake i-Infonavit iwebhusayithi esemthethweni ngesikhangeli osithandayo. Kanye kwiphepha eliphambili, jonga icandelo elithi "My Infonavit Account" kwaye ucofe kuyo ukufikelela kwindawo yokungena.
Nje ukuba ungene kwindawo yokungena, kuya kufuneka ufake inombolo yakho yokhuseleko loluntu kunye negama lokugqitha. Ukuba eli lixesha lakho lokuqala usebenzisa iqonga, kunokwenzeka ukuba awunalo igama eligqithisiweyo elinikezelwe kuloo meko, kufuneka ukhethe inketho ethi "Yenza igama eliyimfihlo" kwaye ulandele amanyathelo aboniswe yinkqubo. Khumbula ukuba igama eliyimfihlo kufuneka likhuseleke kwaye kube lula ukulikhumbula, unqanda ukusebenzisa iinkcukacha zakho ezifana neyakho Usuku lokuzalwa okanye igama lezalamane zakho.
Emva kokufaka ulwazi lwakho lokungena, uya kuthunyelwa kwiprofayile yakho yobuqu kwiqonga le-Infonavit. Apha uya kufumana amacandelo ahlukeneyo kunye nezixhobo eziza kukuvumela ukuba ujonge amanqaku akho, ucele ikhredithi, ulawule iakhawunti yakho nokunye. Ukujonga amanqaku akho e-Infonavit, khangela ukhetho oluthi "Khangela amanqaku" okanye "Isimo seAkhawunti". Ngokukhetha olu khetho, ifestile entsha iya kuvula ngamanqaku akho angoku, abalwa ngokusekelwe kwizinto ezahlukeneyo ezifana neminyaka yakho yegalelo, umvuzo wakho, phakathi kwezinye.
2. Ubhalisa njani i-akhawunti kwi-portal ye-Infonavit
1. Iimfuno zokubhalisa i-akhawunti kwi-portal ye-Infonavit
Ngaphambi kokuba uqale inkqubo yokubhalisa kwi-portal ye-Infonavit, kubalulekile ukuthobela iimfuno ezimiselweyo zokuqinisekisa ukuyilwa ngokuchanekileyo kweakhawunti yakho. Okokuqala, kufuneka ube ngumxhamli we-Infonavit, nto leyo ethetha ukuba umsebenzi kubudlelwane bokuxhomekeka kunye nokuba neNombolo yoKhuseleko Loluntu (NSS) esebenzayo. Ukongeza, kuya kufuneka ube nedilesi ye-imeyile yangoku, njengoko iya kusetyenziselwa ukuqinisekisa kunye nokwenza iakhawunti yakho isebenze kwi-portal.
Ukugqiba ukubhaliswa, kufuneka ufake i-website ye-Infonavit esemthethweni kwaye ukhethe inketho ethi "Registration", eya kukukhokela kumanyathelo ayimfuneko. Enye yedatha efunekayo ngexesha le nkqubo ibandakanya igama lakho elipheleleyo, i-CURP, umhla wokuzalwa, inombolo yefowuni kunye negama eliyimfihlo elikhuselekileyo Nje ukuba yonke idatha ifakiwe kwaye imigaqo-nkqubo yabucala yamkelwe, kufuneka uqinisekise i-imeyile yakho usebenzisa ikhonkco. ithunyelwe kwi-inbox yakho. Ngale nto, iakhawunti yakho kwi-Infonavit portal iya kusebenza ngokupheleleyo kwaye uya kukwazi ukufikelela kuzo zonke iinkonzo ezikhoyo kunye nezibonelelo.
2. Imisebenzi ekhoyo kwi-portal ye-Infonavit
Nje ukuba ubhalise ngempumelelo i-akhawunti yakho kwi-portal ye-Infonavit, uya kuba nakho ukufikelela kuluhlu olubanzi lwemisebenzi kunye neenkonzo ezenzelwe ukukunika lula kunye nokukhawuleza kubudlelwane bakho ne-Infonavit. Eminye yemisebenzi ephambili ekhoyo ibandakanya ukubonisana nesiteyitimenti seakhawunti yakho, apho unokujonga ibhalansi yetyala lakho, imbali yeentlawulo ezenziweyo kunye nesixa osityalayo. Ukongeza, unokwenza iintlawulo kunye neengcaciso kwi-intanethi, ngaphandle kokuya ngokwakho kwiiofisi ze-Infonavit.
Omnye umsebenzi ophawulekayo we-portal yinto enokwenzeka yokucela kunye nokulinganisa iikhredithi, okuya kukuvumela ukuba uhlolisise iindlela ezahlukeneyo zezimali ezinikezelwa yi-Infonavit. Ukongeza, uya kuba nakho ukuhlaziya kunye nokuguqula idatha yakho yobuqu ngokulula nangokukhawuleza, kunye nokufumana izaziso kunye nokunxibelelana ngokuthe ngqo neInfonavit nge icandelo lemiyalezo. I-portal ye-Infonavit sisixhobo esisisiseko sokulawula kunye nokusebenzisa ngokupheleleyo inzuzo enikezelwa leli ziko, ukubonelela ngokufikelela ngokukhuselekileyo nangokufanelekileyo kuzo zonke iinkonzo zalo.
3. Iingcebiso zobhaliso kwi-Infonavit portal
Ukuqinisekisa ukubhaliswa okuyimpumelelo kwaye ugweme ukuhlehla, kuyacetyiswa ukuba ulandele ezinye iingcebiso ngexesha lenkqubo yokubhalisa kwi-portal ye-Infonavit. Okokuqala, qiniseka ukuba unoqhagamshelo lwe-intanethi olulungileyo kwaye usebenzise isixhobo esikhuselekileyo ukwenza inkqubo. Ngaphaya koko, kubalulekile ukubonelela ngedatha ehlaziyiweyo neyinyani, kuba nakuphi na ukungafani nokuchaphazela ukuyilwa okuchanekileyo kunye nokusebenza kweakhawunti yakho.
Enye ingcebiso ebalulekileyo kukugcina ulwazi lwakho lokungena ngokukhuselekileyo, ukuphepha ukwabelana ngayo namaqela esithathu kunye nokusebenzisa amagama ayimfihlo anamandla adibanisa oonobumba abakhulu nabancinci, amanani kunye noonobumba abakhethekileyo. Ngale ndlela, uya kuqinisekisa ubumfihlo kunye nokhuseleko lwedatha yakho yobuqu kwi-portal ye-Infonavit.
3. Amanyathelo okukhangela amanqaku akho e-Infonavit kwi-intanethi
1. Fikelela kwiwebhusayithi esemthethweni ye-Infonavit
Ukujonga amanqaku akho e-Infonavit kwi-intanethi, kuyafuneka ukuba ufikelele kwiwebhusayithi esemthethweni ye-Infonavit. Ungayenza usebenzisa nasiphi na isixhobo kunye Ukufikelela kwi-intanethi, njengekhompyuter yakho, ithebhulethi okanye ifowuni ephathwayo. Kanye kwiphepha eliphambili lesiza, khangela i "Akhawunti Yam Infonavit" ukhetho kwaye ucofe kuyo.
2. Ngena ngeakhawunti yakho ye-Infonavit
Nje ukuba ungaphakathi kwecandelo elithi "My Infonavit Account", kufuneka Ngema ngeakhawunti yakho ye-Infonavit. Ukuba awunayo i-akhawunti, unako yenza enye ngokulula kulandela amanyathelo aboniswe kwiphepha. Ukuba sele unayo iakhawunti, vele ungene nje kwi eyakho umsebenzisi y inombolo yokuvula Ukufikelela kwiprofayile yakho.
3. Jonga amanqaku akho e-Infonavit
Emva kokungena, uya kuthunyelwa kwiprofayile yakho ye-Infonavit. Kweli candelo khangela ukhetho "Khangela amanqaku". Ngokucofa kolu khetho, isishwankathelo samanqaku akho e-Infonavit siya kuboniswa, kuquka ulwazi oluneenkcukacha malunga neminikelo yakho, iikhredithi, kunye nebhalansi ekhoyo. Ungasebenzisa olu lwazi ukuze vavanya imeko yakho yetyala kunye nokwenza izigqibo zemali ezinolwazi.
Khumbula ukuba kubalulekile gcina ulwazi lwakho lusexesheni ukuqinisekisa ukuba amanqaku akho e-Infonavit abonisa ngokuchanekileyo igalelo lakho kunye neenzuzo eziqokelelweyo. Ukongeza, ukujonga amanqaku akho e-Infonavit kwi-intanethi kuyakunika ukufikelela ngokukhawuleza kwaye kulula kulwazi olufanelekileyo malunga neakhawunti yakho, ngaphandle kwesidingo sokundwendwela isebe eliphathekayo. Landela la manyathelo kwaye uhlale unolwazi malunga nezibonelelo zakho kunye nokhetho lwetyala nge-Infonavit.
4. Indlela yokutolika ulwazi kwiingongoma zakho ze-Infonavit?
Ngaphambi kokuba uqale, kufuneka wazi ukuba ukutolikwa kweengongoma zakho ze-Infonavit Kubalulekile ukwenza izigqibo ezibalulekileyo zemali.Kubalulekile ukwazi ukubala kwaye uqonde njani amanqaku akho ngokuchanekileyo. Apha siza kukubonisa ezintathu amanyathelo aphambili Ukwenza oku:
- Ngenisa iphepha le-Infonavit: Ngena kwiwebhusayithi esemthethweni ye-Infonavit kwaye uye kwicandelo elithi "Akhawunti yam". Sayina ungene ngenombolo yakho yokhuseleko loluntu kunye negama lokugqitha. Ukuba awusenayo iakhawunti, kuya kufuneka wenze enye.
- Qonda amanqaku: Wakuba ulifumene icandelo lamanqaku akho, uya kukwazi ukubona iindidi ezahlukeneyo ezinefuthe amanqaku akho okugqibela. Ezinye zezi ndidi zinokubandakanya imbali yetyala, ibhalansi yetyala lakho, iintlawulo ezenziwe ngexesha, kunye neminyaka. Ziqhelanise neqela ngalinye ukuze uqonde ukuba amanqaku akho abalwa njani kwaye ungawaphucula njani.
- Fumana iingcebiso: Ukuba ukutolikwa kweengongoma zakho ze-Infonavit kusadidekile, unganqikazi ukufuna iingcebiso zobungcali. I-Infonavit ineengcaphephe ezinokukunceda uqonde amanqaku akho ngokweenkcukacha kwaye ikunike iingcebiso zobuqu ukuphucula imeko yakho yetyala. Baya kuba nako ukucacisa nayiphi na imibuzo okanye iinkxalabo ezinokuvela ngexesha lenkqubo.
Khumbula oko ukuqonda ulwazi malunga namanqaku akho e-Infonavit Kubalulekile ukwenza izigqibo ezifanelekileyo zemali. Ukulandela la macebiso, uya kukwazi ukutolika ngokuchanekileyo amanqaku akho kwaye ufumane ukuqonda ngcono imeko yakho yetyala. Ungalibazisi ukuthatha ithuba elipheleleyo lesi sixhobo kwaye usisebenzisele inzuzo yakho ukufezekisa iinjongo kunye namaphupha akho!
5. Iingcebiso zokwandisa amanqaku akho e-Infonavit
Ngokuba ukwandisa amanqaku akho e-Infonavit Ukuze ufumane imali-mboleko yendlu kunye nezibonelelo ezingcono, kubalulekile ukulandela ezinye iingcebiso. Ekuqaleni, khangela rhoqo ubume beakhawunti yakho kwiwebhusayithi esemthethweni ye-Infonavit. Ngale ndlela uya kukwazi ukwazi amanqaku akho aqokelelweyo, kunye nazo naziphi na iimpazamo okanye ukungahambelani okunokuthi kuchaphazele amanqaku akho. Ngaphandle koko, Soloko ufumaneka kunye ne-Infonavit ngokusebenzisa imijelo yenkonzo yabathengi ukusombulula nayiphi na imibuzo okanye ukungavisisani.
Enye ingcebiso ye yandisa amanqaku akho e-Infonavit es yenza iminikelo yokuzithandela. Le minikelo ikuvumela ukuba ukwandise iakhawunti yakho kwaye ke ngoko, wongeze amanqaku akho. Unokwenza iminikelo engaqhelekanga xa unethuba, njengaxa ufumana enye inzuzo yemali eyongezelelweyo, okanye rhoqo ngeNkqubo ye-Infonavit Voluntary Savings Programme. Khumbula ukuba igalelo ngalinye linokubanakho ukunyusa amanqaku akho kunye nenzuzo yakho yexesha elizayo.
Ngaphezu koko, kubalulekile ukuba andisa ulwazi lwakho malunga nezicwangciso ezahlukeneyo kunye neenkqubo ezinikezelwa yi-Infonavit. Ukwazi iinketho zekhredithi kunye neenzuzo onokufikelela kuzo kuya kukuvumela ukuba wenze izigqibo ezinolwazi kwaye usebenzise amanqaku akho amaninzi. Ngaphandle koko, sebenzisa ikhredithi yakho ngokufanelekileyo. Liphephe ityala eligqithileyo kwaye uqiniseke ukuba wenza iintlawulo kwangexesha ukuze ugcine imbali entle yetyala ekwaphembelela amanqaku akho e-Infonavit.
6. Iinzuzo zokuba nenqaku eliphezulu le-Infonavit
Amanqaku e-Infonavit yinto ephambili kwinkqubo yokufumana imali yokubolekwa kwezindlu eMexico. Ukuba namanqaku aphezulu kunokubonelela ngeenzuzo ezahlukeneyo kunye namathuba emali. Kweli nqaku, siza kukucacisela ukuba zeziphi izibonelelo zokufumana amanqaku aphezulu kwi-Infonavit kunye nendlela onokuyiphucula ngayo.
Enye yezona nzuzo ziphambili Inzuzo yokuba namanqaku aphezulu e-Infonavit kukuba uya kukwazi ukufikelela kumathuba angcono etyala kunye nenzala encomekayo. Ngamanqaku aphezulu, iibhanki kunye namanye amaziko emali aya kukubona njengomthengi othembekileyo, ophantsi komngcipheko, oya kukuvumela ukuba ufumane iimeko ezilungele ngakumbi xa ufaka isicelo semali mboleko okanye naluphi na uhlobo lwemboleko.
Enye inzuzo ebalulekileyo Ukuba nenqaku eliphezulu le-Infonavit kuthetha ukuba uya kuba neendlela ezininzi zokukhetha ikhaya elifanele iimfuno zakho. Ngokufumana amanqaku aphezulu, uya kukwazi ukufikelela kwisixa esikhulu sekhredithi, okukuvumela ukuba uqwalasele ukhetho olubanzi ngokwexabiso, ubungakanani kunye nendawo. Oku kukunika ukuguquguquka okukhulu kwaye kukunceda ufumane ikhaya lamaphupha akho.
7. Ukulungisa njani ukungangqinelani amanqaku akho e-Infonavit
1. Jonga ubume beakhawunti
Ukulungisa nakuphi na ukungangqinelani kumanqaku akho e-Infonavit, into yokuqala ekufuneka uyenzile kukuqinisekisa ubume beakhawunti ye-akhawunti yakho ye-Infonavit. Ungayenza ngewebhusayithi esemthethweni okanye usebenzisa i-Infonavit application mobile. Faka iinkcukacha zakho zomsebenzisi kwaye uphonononge ngononophelo ulwazi olunikezelwe kwingxelo yeakhawunti. Qinisekisa ukuba ulwazi lwakho lomntu siqu kunye nomsebenzi uchanekile, kunye nebhalansi eqokelelweyo yamanqaku akho. Ukuba ufumana nakuphi na ukungangqinelani kulwazi, Kubalulekile ukuba uyixele kwangoko kwi-Infonavit para iniciar el proceso de corrección.
2. Hlaziya iSAR (iNkqubo yokuGcinwa komhlalaphantsi)
Enye indlela yokulungisa iiyantlukwano kumanqaku akho e-Infonavit kukuphonononga i-akhawunti yakho ye-SAR (Retirement Savings System). I-Infonavit ithathela ingqalelo amanqaku aqokelelwe kwi-Infonavit kunye negalelo kwi-SAR ukubala amanqaku akho ewonke. Ngoko ke, Kubalulekile ukuba uqinisekise ukuba igalelo kwi-SAR lirekhodwa ngokuchanekileyo.. Ukuba ufumana nakuphi na ukungangqinelani kwiminikelo okanye ukuba ayirekhodwa, kufuneka uqhagamshelane nomlawuli wengxowa-mali yakho yokonga imali yomhlalaphantsi kwaye ucele ulungiso oluhambelanayo.
3. Nxibelelana ne-Infonavit
Ukuba emva kokuqinisekisa ingxelo yeakhawunti yakho kunye nokuphonononga i-SAR usafumana ukungangqinelani kumanqaku akho e-Infonavit, ukhetho lokugqibela kukunxibelelana ne-Infonavit ngokuthe ngqo. Ungafowunela umgca wabo wenkonzo yabathengi okanye uthumele i-imeyile nazo zonke iinkcukacha zokungangqinelani. Kunxibelelwano, kufuneka unikeze inombolo yakho Ukhuseleko lasekuhlaleni, igama elipheleleyo kunye naluphi na olunye ulwazi olunokunceda ukuchonga imeko yakho. I-Infonavit iya kukunika imiyalelo eyimfuneko yokulungisa ukungangqinelani, nokuba kufuneka uveze amaxwebhu awongezelelweyo okanye uye kwidinga kwenye yee-ofisi zayo.
8. Ukubaluleka kokugcina esweni rhoqo amanqaku akho e-Infonavit
El esweni rhoqo amanqaku akho Infonavit Kubaluleke kakhulu ukusebenzisa ngokupheleleyo uncedo olunikezelwa yile nkqubo kubasebenzi. Ukugcina ulawulo olusebenzayo lwamanqaku akho kuya kukuvumela ukuba ucace malunga neenketho zakho zetyala kwaye wazi isixa esichanekileyo onokufikelela kuso ukuthenga ikhaya.
Esinye sezizathu eziphambili kutheni Kuya kufuneka wazi amanqaku akho e-Infonavit Kukukwazi ukuvavanya amathuba akho okufikelela kwimali mboleko yezindlu. Amanqaku e-Infonavit anikezelwa ngokusekelwe kwigalelo lakho kwiNgxowa-mali yeZindlu kunye neentlawulo zeemali mboleko zakho zangaphambili. La manqaku aya kumisela isixa setyala onelungelo lokulifumana, ngoko ke ukugcina iliso rhoqo kuya kukuvumela ukuba wazi ukuba ukufutshane na ukuhlangabezana neemfuno eziyimfuneko zokufumana ikhredithi.
Ukongeza ekufikeleleni kwikhredithi, gcina umkhondo rhoqo amanqaku akho e-Infonavit Kuya kukunceda ube nesishwankathelo esicacileyo sokhetho lokuphucula okanye ukwandisa ikhaya lakho. Njengoko uqokelela amanqaku, uya kukwazi ukuphonononga ukuba lixesha elifanelekileyo na lokuphucula ikhaya lakho okanye ukuba kunokwenzeka ukulandiswa ukuze lilungelelaniswe neemfuno ezikhulayo zentsapho yakho. Ukuzazi ngamanqaku akho e-Infonavit kuya kukunika isiqinisekiso sokwenza izigqibo ezizizo kwaye usebenzise ngokupheleleyo inzuzo le nkqubo inokukunika yona.
9. Uwasebenzisa njani amanqaku akho e-Infonavit ukuze ufumane ikhaya?
Ukusebenzisa amanqaku akho e-Infonavit ukuthenga ikhaya yinkqubo elula neluncedo kubasebenzi baseMexico. I-Infonavit liziko elibonelela ngemboleko-mali yokubambisa kubasebenzi abadibeneyo, lisebenzisa amanqaku abizwa ngokuba “ziingongoma ze-Infonavit.” La manqaku aqokelelana ngokuhamba kwexesha kwaye angasetyenziselwa ukuthenga indlu okanye indawo yokuhlala. Okulandelayo, siza kucacisa ukuba ungawasebenzisa njani amanqaku akhoInfonavit ukuthenga ikhaya.
Inyathelo lokuqala jonga amanqaku akho e-Infonavit. Ungayenza kwiwebhusayithi esemthethweni ye-Infonavit, ngokufikelela kwiakhawunti yakho ngenombolo yeakhawunti yakho. Ukhuseleko lasekuhlaleni kunye negama lokugqitha. Nje ukuba ungene kwiakhawunti yakho, uya kukwazi ukubona ukuba mangaphi amanqaku owaqokeleleyo. Oku kubalulekile kuba inani lamanqaku limisela isixa esikhulu se-mortgage credit onokufikelela kuyo.
Nje ukuba ulazi inani lamanqaku akho, ungaqala ukukhangela ikhaya ezihambelana neemfuno zakho kunye nohlahlo lwabiwo-mali. Ungasebenzisa iiphothali zezindlu ezikwi-intanethi okanye uye kwiziko lezemali ukufumana iingcebiso. Khumbula ukuba elona nani liphezulu letyala onokulifumana liya kuxhomekeka kwimali yakho puntos Infonavit, ngoko ke kubalulekile ukuqwalasela le nto xa ukhetha ipropati.
10. Amaqhinga okwandisa ukusetyenziswa kwamanqaku akho e-Infonavit
Kukho izicwangciso ezahlukeneyo onokuthi uphumeze ukwandisa ukusetyenziswa kwamanqaku akho e-Infonavit kwaye ufumane ezona nzuzo zinokwenzeka. Okokuqala, qiniseka ukuba uyazi inani lamanqaku ukuba unayo. Ungajonga ibhalansi yakho nge-Infonavit portal okanye ngokufowunela umgca wefowuni yabo. Wakuba ulazi inani lamanqaku akho, unokuqalisa ukucwangcisa indlela yokuwasebenzisa ngempumelelo.
A estrategia útil kukusebenzisa amanqaku akho ukunciphisa ibhalansi eseleyo mboleko yakho yokubambisa. Oku kuya kukuvumela hlawula inzala encinci ngalo lonke ixesha letyala, nto leyo eya kukunceda Gcina imali ixesha elide. Ukongeza, ungasebenzisa amanqaku akho ukuze hlawula ikhredithi yakho, nto leyo eya kukuvumela ukuba ucuthe ixesha lokuhlawula kwaye ugqibezele ityala lakho kwakamsinyane kunokuba bekulindelwe. Oku akuyi kukunika uxolo lwengqondo olukhulu ngokwasezimalini, kodwa kuya kongela imali kwinzala eyongezelelweyo.
Esinye isicwangciso esilumkileyo tyala amanqaku akho kuphuculo lwekhaya lakho. I-Infonavit inikezela ngeendlela ezininzi zokuphucula, ezifana nokufakela iipaneli zelanga, ukwakha ukongezwa kwikhaya lakho, okanye ukuthenga izixhobo zombane eziphuculweyo aziyi kwandisa kuphela ixabiso lepropati yakho, kodwa ziya kukugcina imali ixesha elide ixesha ngokunciphisa iindleko zakho zamandla. Khumbula ukuba, ngokutyala amanqaku akho kuphuculo lwekhaya lakho, uya kube uphucula umgangatho wobomi bakho kwaye uqinisekisa i-asethi eqinileyo yakho nosapho lwakho.
NdinguSebastián Vidal, injineli yekhompyuter ethanda itekhnoloji kunye ne-DIY. Ngaphaya koko, ndingumdali we tecnobits.com, apho ndabelana ngee-tutorials ukwenza itekhnoloji ifikeleleke kwaye iqondeke kumntu wonke.