Asebenza njani amakhadi edebhithi?

Uhlaziyo lokugqibela: 29/10/2023
Umbhali: USebastian Vidal

Asebenza njani amakhadi edebhithi? Ukuba ukhe wazibuza ukuba asebenza njani amakhadi ebhanki, ukwindawo elungileyo. Amakhadi ebhanki a indlela ekhuselekileyo kwaye kulula ukwenza intengiselwano ngaphandle kokuhamba nemali. Ngokungafaniyo namakhadi okuthenga ngetyala, amakhadi edebhithi adityaniswa ngqo neyakho i-akhawunti yebhanki, oko kuthetha ukuba Imali itsalwa ngokuzenzekelayo kwibhalansi yakho xa uthenga okanye ukhupha imali kwi-ATM. Kufana nokuba ne-wallet yakho ebonakalayo onokuyisebenzisa ukuhlawula kwiindawo ezahlukeneyo okanye thenga kwi-intanethi. Kweli nqaku, siza kuchaza Asebenza njani la makhadi kunye nendlela onokuzuza ngayo okuninzi kuwo.

– Inyathelo nenyathelo ➡️ Asebenza njani amakhadi edebhithi?

I amakhadi edebithi Ziyindlela efanelekileyo yokwenza iintlawulo ngaphandle kokuphatha imali. Emva koko, sichaza indlela abasebenza ngayo Amanyathelo ama-6 alula:

  • Inyathelo lesi-1: Primero, necesitas abrir iakhawunti yebhanki. Oku kunokwenziwa nakweyiphi na ibhanki oyikhethayo.
  • Inyathelo lesi-2: Nje ukuba unayo iakhawunti yakho yebhanki, ibhanki iya kukunika a ikhadi ekufakwa imali. Eli khadi liya kudityaniswa ngqo kwi-akhawunti yakho.
  • Inyathelo lesi-3: Phambi kokuba uqale ukusebenzisa ikhadi lakho ledebhithi, kubalulekile ukuba ulivule ikhadi. Oku Ingenziwa ebhankini okanye ngokulandela imiyalelo enikwe yibhanki.
  • Inyathelo lesi-4: Ngoku ukulungele ukusebenzisa ikhadi lakho ledebhithi. Uyakwazi ukwenza iintlawulo kwindawo ebonakalayo okanye ekwi-intanethi ngokuswayipha nje ikhadi lakho ngomfundi wekhadi okanye ngokufaka iinkcukacha zekhadi lakho kwi iwebhusayithi.
  • Inyathelo lesi-5: Xa usebenzisa ikhadi lakho lokubambisa, i ibhalansi Iya kutsalwa ngokuzenzekelayo kwiakhawunti yakho yebhanki. Awuyi kukwazi ukuchitha ngaphezulu kunakho kwiakhawunti yakho, nto leyo ikunceda ukuba ugcine ulawulo lwemali yakho.
  • Inyathelo lesi-6: Ukongeza ekwenzeni iintlawulo, unako kwakhona khupha imali ngemali usebenzisa ikhadi lakho lebhanki. Yi le ingayenza kwii-ATM okanye kwiikhawunta zebhanki.
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Imibuzo neempendulo

Asebenza njani amakhadi edebhithi?

  1. Yintoni injongo yekhadi ledebhithi?
    1. Amakhadi okuhlawula akuvumela ukuba uthenge kwaye ukhuphe imali kwiakhawunti yebhanki.
  2. Lisetyenziswa njani ikhadi ledebhithi ukuthenga?
    1. Xa uhlawula kwindawo, ikhadi lifakwe kwi-terminal kwaye ikhowudi ye-PIN ifakiwe. Isixa esithengiweyo siqinisekisiwe.
  3. Uyikhupha njani imali ngekhadi ledebhithi?
    1. Kwi-ATM, ufaka ikhadi lakho, ukhethe ukhetho lokurhoxisa, kwaye ufake imali oyifunayo. Emva koko kuqinisekiswa.
  4. Uthini umahluko phakathi kwekhadi letyala kunye nekhadi letyala?
    1. Ngekhadi lebhanki, imali ekhoyo kwi-akhawunti yebhanki yomsebenzisi isetyenziswa. Ngekhadi letyala, uthenga ngetyala kwaye kufuneka uhlawule kamva.
  5. Loluphi ulwazi olufunekayo ukuze usebenzise ikhadi lebhanki kwi-intanethi?
    1. Inombolo yekhadi, umhla wokuphelelwa kwexesha, igama lomnini kunye nekhowudi yokhuseleko (CVV) ziyafuneka.
  6. Yintoni onokuyenza ukuba ikhadi lebhanki lilahlekile okanye libiwe?
    1. Kubalulekile ukuba uqhagamshelane nebhanki ngokukhawuleza ukubika imeko kwaye uvimbele ikhadi.
  7. Ndingasebenzisa ikhadi ledebhithi phesheya?
    1. Ewe, uninzi lwamakhadi e-debit angasetyenziswa phesheya, kodwa kufuneka wazise ibhanki malunga nezicwangciso zakho zokuhamba ukuthintela ukhuseleko olunokwenzeka.
  8. Ingaba zikhona iintlawulo zokusebenzisa ikhadi ledebhithi?
    1. Ezinye iibhanki zinokuhlawulisa iintlawulo zentengiselwano ethile okanye ukulungiswa kweakhawunti. Kuyacetyiswa ukuba ujonge ibhanki ukuze ufumane imigaqo kunye nemiqathango.
  9. Ndingayijonga njani ibhalansi yekhadi ledebhithi?
    1. Ibhalansi yekhadi inokutshekishwa nge-ATM, kwi-intanethi ngebhanki ye-elektroniki okanye ngokujonga ingxelo ye-akhawunti.
  10. Oko Ndimele ndenze Kuthekani ukuba ikhadi lam lebhanki alisebenzi kwi-ATM?
    1. Qinisekisa ukuba i-ATM ikwinkonzo nokuba ikhadi lifakwe ngokuchanekileyo. Ukuba ingxaki iyaqhubeka, kuyacetyiswa ukuba uqhagamshelane nebhanki.
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