Como Mejorar Mi Score Crediticio

Ukuba ujonge ukuphucula yakho score crediticio, ufikile endaweni elungileyo. Abantu abaninzi abaqondi ukubaluleka kokuba nezinto ezintle amanqaku etyala⁢ de bafune⁢ ukuba benze isicelo semali mboleko okanye ⁢ikhadi letyala kwaye baqonde ⁤abafaneleki. Nangona kunjalo, kukho amanyathelo onokuwathatha ukuze uphucule imeko yakho amanqaku etyala kwaye uqiniseke ukuba ikwimo elungileyo xa uyifuna. Apha sabelana ngeengcebiso ukuze uqalise ukusebenza kuyo.

– Inyathelo ngenyathelo ➡️ ULiphucula Njani iNqaku lam leTyala

• Fumana ikopi yengxelo yakho yetyala linyathelo lokuqala ukuya ⁢ phucula amanqaku akho ekhredithi. Unokufumana ikopi yasimahla kanye ngonyaka kwi-arhente nganye kwii-arhente ezintathu zokunika ingxelo ngetyala.
• Hlola ngononophelo ingxelo yakho yekhredithi ukuqinisekisa ukuba akukho ziphoso.⁢ Ukuba ufumana nakuphi na ukungachaneki, yazisa i-arhente enika ingxelo ngetyala ukuze ikwazi ukuzilungisa.
• Hlawula amatyala akho ngexesha Kubalulekile ukuphucula amanqaku akho ekhredithi. Iintlawulo ngexesha elifanelekileyo zibonisa uxanduva lwezemali kwaye zinokuba nefuthe elihle kumanqaku akho ekhredithi.
• Nciphisa ibhalansi yekhadi lakho letyala ukuphucula amanqaku akho ekhredithi. Ukugcina ibhalansi ephantsi ngokumalunga nomda okhoyo wamatyala kunokuba nempembelelo entle kumanqaku akho.
• Kuphephe ukuvula⁢ amatsha⁤ amatyala angeyomfuneko. Ukuvula ii-akhawunti ezininzi⁤ ngexesha elifutshane kungabonakalisa⁢ umngcipheko wemali kwaye kuchaphazele kakubi amanqaku akho etyala.
• Sebenzisa iintlobo ezahlukeneyo zekhredithi, njengamakhadi okuthenga ngetyala, imali-mboleko yobuqu okanye imali-mboleko yokubambisa, ngokubonakalisa uxanduva lokubonisa ukwahluka kunye nokulawula ngokufanelekileyo ikhredithi yakho.
• Gcina ii-akhawunti zakho zisebenza. Ukuvala ii-akhawunti zekhredithi kunokunciphisa umlinganiselo okhoyo wamatyala, nto leyo inokuchaphazela kakubi amanqaku akho ekhredithi.
• Jonga amanqaku akho ekhredithi rhoqo ukulandelela inkqubela yakho. Ezinye ii-arhente zokunika ingxelo ngetyala zinika "iimbono" zasimahla zamanqaku akho ekhredithi, ekuvumela ukuba ubeke iliso kulo naluphi na utshintsho.

Imibuzo neempendulo

Yintoni inqaku lekhredithi kwaye kutheni ibalulekile?

1. Inqaku lekhredithi linani nto leyo emele ukufaneleka komntu.
2. Ibalulekile kuba iphembelela⁤ ukukwazi ukufumana iikhredithi kunye neemali-mboleko.

Lithini ifuthe lamanqaku am ekhredithi kwimali yam?

1. Un Amanqaku asezantsi etyala⁤ anokuba nesiphumo ngenzala ephezulu.
2. A Amanqaku aphezulu etyala anokuthetha best credit inikeza.

Ndingawaphucula njani amanqaku am amatyala?

1. Hlawula amatyala ngexesha Yinto ebalulekileyo leyo.
2. Nciphisa ibhalansi yekhadi lakho letyala ingakunceda ukuphucula amanqaku akho.

Ngawaphi amanyathelo ekufuneka ndiwalandele ukuphonononga imbali yam yetyala?

1. Cela ingxelo yetyala Linyathelo lokuqala.
2. Phonononga ngononophelo naziphi na iimpazamo kwimbali yakho yetyala.

Kuthatha ixesha elingakanani ukuphucula amanqaku am ekhredithi?

1. Kuxhomekeke kwimeko yomntu, kodwa kunokuthabatha iinyanga okanye iminyaka.
2. Landela iindlela ezilungileyo zokuthenga ngetyala inokukhawulezisa inkqubo.

Zeziphi iziphumo zokungaphuculi amanqaku am amatyala?

1. I-Can yenza kube nzima ukufumana imali-mboleko okanye amakhadi okuthenga ngetyala.
2. A Amanqaku aphantsi amatyala anokubangela iindleko eziphezulu zemali.

Ngaba imbali yam yomsebenzi inefuthe kumanqaku am amatyala?

1. Imbali yomsebenzi ayinampembelelo ngokuthe ngqo kumanqaku akho ekhredithi.
2. Nangona kunjalo, Umsebenzi ozinzileyo unokuphucula iprofayile yakho yetyala⁢.

Ngaba ukusetyenziswa kwekhadi letyala ngetyala kungawaphucula amanqaku am?

1. Ewe, ukusetyenziswa ngokufanelekileyo kwamakhadi okuthenga ngetyala kunokuphucula amanqaku akho.
2. Ukuhlawula ibhalansi yakho ngokupheleleyo ngexesha kwaye ungagqithi kwimali ebekiweyo yetyala lakho kunokuba nefuthe elihle.

Ngaba kubalulekile ukugcina umkhondo wamanqaku am amatyala rhoqo?

1. Ewe, kubalulekile ukuphonononga amanqaku akho ekhredithi rhoqo.
2. Esto le permite Khangela kwaye ulungise⁢ iimpazamo ezinokwenzeka⁢ kwimbali yakho yetyala.

Kubaluleke ngantoni ukuba nohlahlo lwabiwo-mali lokuphucula amanqaku am amatyala?

1. Ukuba ne Uhlahlo lwabiwo-mali olufanelekileyo lunokukunceda ukuba ulawule ngokufanelekileyo imali yakho.
2. Oku kusenoku ukunceda ukuhlawula amatyala ngexesha kunye nokunciphisa ibhalansi yekhadi letyala.