UHlawula njani ngeKhadi elisuka kwiMobile

Kwilizwe elikhulayo ledijithali kunye nenkqubela phambili yetekhnoloji rhoqo, ukuhlawula ngekhadi kwifowuni yakho ephathwayo kuye kwanda kakhulu kwaye kulula ukukhetha. Ndiyabulela kwinkqubela phambili yeteknoloji kunye nokufumaneka kwezicelo ezithile kunye nemisebenzi, ngoku kunokwenzeka ukwenza iintlawulo ngokukhawuleza nangokukhuselekileyo ukusuka kwinduduzo yefowuni yethu. Kweli nqaku, siza kuphonononga indlela yokuhlawula ngekhadi ukusuka kwiselula yakho, ukugqamisa izibonelelo, ukusebenza kunye nemilinganiselo yokhuseleko ekufuneka ithathelwe ingqalelo xa usenza ukuthengiselana ngale ndlela. Ukuba unomdla wokwenza lula iintlawulo zakho kwaye uthathe ithuba elipheleleyo lamathuba abonelelwa ngetekhnoloji yeselula, funda uqhubeke ufumanise yonke into ekufuneka uyazi malunga nale ndlela yokuhlawula eyandayo.

1. Intshayelelo kwiintlawulo zekhadi ukusuka kwiselula

Iintlawulo zekhadi eliphathwayo ziye zaba yinto eqhelekileyo kuluntu lwethu lwangoku. Ngokunyuka kwezicelo zeselfowuni kunye netekhnoloji, ukuthenga amakhadi kwisixhobo sethu kuye kwaba lula kwaye kukhuselekile. Kweli nqaku, siya kukunika isikhokelo Inyathelo nenyathelo ngoko unokwenza ezi ntlobo zeentlawulo ngokulula kwaye ngokukhawuleza.

Okokuqala, kufuneka ukhuphele isicelo esifanelekileyo sentlawulo kwisixhobo sakho esiphathwayo. Kukho iinketho ezininzi ezifumanekayo kwiivenkile zeapp, ngoko ke kubalulekile ukukhangela kwaye ukhethe eyona ifanele iimfuno zakho. Ezinye zezona apps zidumileyo ziquka Intlawulo kaGoogle, Apple Pay kunye Intlawulo yeSamsung. Nje ukuba isicelo sikhutshiwe, kufuneka usiqwalasele ngokulandela imiyalelo enikwe ngumphuhlisi. Oku kudla ngokubandakanya ukufaka iinkcukacha zakho kunye nokuqhagamshela ikhadi letyala okanye ledebhithi kwiakhawunti yakho.

Nje ukuba isicelo siqwalaselwe, uya kuba nakho ukwenza iintlawulo usebenzisa ikhadi lakho kwiselula yakho. Ukwenza oku, kufuneka uvule isicelo kwaye ukhethe ukhetho lokuhlawula. Emva koko, kuya kufuneka usondeze isixhobo sakho esiphathwayo kufutshane nendawo yokuhlawula okanye uskene ikhowudi ye-QR enikezwe ngumthengisi. Isicelo siya kusebenzisa ubuchwepheshe be-NFC (Near Field Communication) ukuhambisa ulwazi lwentlawulo ngokukhuselekileyo. Okokugqibela, kufuneka uqinisekise intlawulo ngokufaka igama eliyimfihlo okanye usebenzise umsebenzi wokubona ubuso okanye umnwe kwisixhobo sakho esiphathwayo.

2. Izinto eziluncedo kunye nezingeloncedo zokuhlawula ngekhadi elisuka kwiselula yakho

Inketho yokuhlawula ngekhadi kwifowuni yakho ephathekayo ineengenelo ezininzi kunye nokungalunganga ekufuneka uzithathele ingqalelo. Kubalulekile ukuba uvavanye ngononophelo ezi mpawu phambi kokuba wenze isigqibo sokuba yindlela efanelekileyo yentlawulo kuwe. Ngezantsi zezinye zezona zibonelelo zibalulekileyo:

1. Intuthuzelo: Enye yeenzuzo eziphambili zokuhlawula ngekhadi elisuka kwiselfowuni yakho luncedo olunikezelayo. Akusekho mfuneko yokuba uphathe imali okanye amakhadi aphathekayo, ufuna nje ifowuni yakho ephathwayo ukwenza iintlawulo ngokukhawuleza nangokulula.

2. Ukhuseleko: Enye inzuzo ephawulekayo lukhuseleko olunikezelwa yile ndlela yokuhlawula. Xa usebenzisa usetyenziso okanye iinkonzo ezithile ukwenza intengiselwano, iinkcukacha zekhadi lakho zigcinwa zikhuselekile kwaye akwabelwana ngazo nomntu wesithathu. Ukongezelela, ezininzi iinkqubo zisebenzisa amanyathelo okhuseleko olongezelelweyo, njengokuqinisekiswa kwe-biometric okanye ukuqinisekiswa kwezinto ezimbini, ukuqinisekisa ukukhuselwa okukhulu.

Kwelinye icala, ezinye izinto ezingeloncedo kufuneka ziqwalaselwe phambi kokuba ukhethe ukuhlawula ngekhadi elisuka kwiselula yakho:

1. Ukuxhomekeka kuqhagamshelwano: Ukuze wenze iintlawulo kwiselula yakho, kuyafuneka ukuba ube noqhagamshelo lwe-intanethi oluzinzileyo. Ukuba awukwazi ukufikelela kuthungelwano, mhlawumbi ngenxa yeengxaki ze-coverage okanye ukusilela kwenkqubo, akuyi kuba nako ukugqiba intengiselwano. Oku kunokunciphisa amathuba okuhlawula kwiindawo okanye kwiimeko ezithile.

2. Ukusilela kwezobuchwephesha: Nangona iinkqubo zentlawulo yeselula zihlala zikhuselekile kwaye zithembekile, kusoloko kukho ithuba lokujongana neempazamo zobugcisa. Oku kunokubandakanya imiba yokuhambelana phakathi kwesicelo kunye ne inkqubo yokwenza yefowuni ephathwayo, iimpazamo ekufundeni ikhadi okanye iingxaki zoqhagamshelwano. Oku kuphazamiseka kunokubangela ukulibaziseka okanye ubunzima xa kusenziwa iintlawulo.

Ukuqukumbela, ukuhlawula ngekhadi elivela kwiselfowuni yakho kunika lula kunye nokhuseleko, kodwa kusenokuxhomekeke kuqhagamshelo kunye nokusilela kobugcisa. Zivavanye ngononophelo ezi zinto zilungileyo nezingalunganga ukuze ubone ukuba ngaba olu khetho lwentlawulo lulungele wena kunye neemfuno zakho.

3. Iimfuno zokwenza iintlawulo zekhadi kwiselula yakho

Ukwenza iintlawulo zekhadi kwiselula yakho, kubalulekile ukuhlangabezana neemfuno ezithile eziqinisekisa ukhuseleko kunye nokusebenza kakuhle kwenkqubo. Ngezantsi ziimfuno eziphambili ekufuneka zithathelwe ingqalelo:

1. Isixhobo esiphathwayo esihambelanayo: Kuyimfuneko ukuba ube nefowuni okanye ithebhulethi ehambelana neendlela zokuhlawula ngeselula. Qinisekisa ukuba isixhobo sakho sineenkcukacha ezifunwa liqonga lentlawulo okanye isicelo ofuna ukusisebenzisa.

2. Uqhagamshelo lwe-intanethi oluzinzileyo: Ukwenza iintlawulo zekhadi kwiselula yakho, kubalulekile ukuba noqhagamshelo lwe-intanethi oluzinzileyo. Uxhulumaniso olucothayo okanye oluphakathi lunokubangela iingxaki kwinkqubo yokuhlawula kwaye lukhokelela ekulibazisekeni okanye kwiimpazamo.

3. Ikhadi lebhanki elidityanisiweyo: Kufuneka ube nekhadi lebhanki elisebenzayo elidityaniswe neqonga lentlawulo okanye isicelo onqwenela ukusisebenzisa. Eli khadi kufuneka lisebenze kwaye libe nebhalansi eyaneleyo yokwenza intlawulo efunekayo.

4. Inyathelo ngenyathelo: indlela yokuqwalasela ifowuni yakho ukwenza iintlawulo zekhadi

5. Itekhnoloji esemva kweentlawulo zekhadi eliphathwayo

Kwiminyaka yakutshanje, ukusetyenziswa kweentlawulo zekhadi leselula kuye kwanda kakhulu. Oku kungenxa yobuchwephesha obusemva kwale ndlela yokuhlawula, ebonelela ngokulula ngakumbi kunye nokhuseleko kubasebenzisi. Emva koko, iteknoloji ephambili eyenza le ndlela yokuhlawula inokwenzeka kwaye idibaniswe njani nezixhobo eziphathwayo ziya kuchazwa.

1. NFC (Near Field Communication): enye iteknoloji eziphambili ezivumela iintlawulo zekhadi ukusuka kwiselula yi-NFC. Le teknoloji ivumela unxibelelwano olungenacingo olufutshane phakathi kwezixhobo ehambelanayo, njengefowuni ephathwayo kunye netheminali yokuhlawula. Ngokusondeza ifowuni yakho yeselula kwi-terminal yokuhlawula, uxhulumaniso olukhuselekileyo lusekwe kwaye ulwazi oluyimfuneko ukwenza intlawulo ngokukhawuleza kwaye ngokukhuselekileyo idluliselwe.

2. Usetyenziso oluthe ngqo lweselula: ukuze wenze iintlawulo zekhadi kwiselula yakho, kuyafuneka ukuba ube nesicelo esithile esiphathwayo. Ezi zicelo, ezifana ne-Apple Pay okanye i-Google Pay, zisebenzisa ubugcisa obukhankanywe ngasentla, kunye nolwazi lomsebenzisi wekhredithi okanye ikhadi lebhanki, ukugqiba intengiselwano. Ezi zicelo zikwabonelela nangezinye izinto ezisebenzayo, ezifana nokukwazi ukugcina amakhadi okuhlawula amaninzi kunye nokulawula iintlawulo ezenziweyo.

3. I-Tokenization: enye iteknoloji ebalulekileyo kwiintlawulo zekhadi ezivela kwiifowuni eziphathwayo yi-tokenization. Ubuchwephesha buthatha indawo yedatha yekhadi ebuthathaka, njengenombolo yekhadi, umhla wokuphelelwa okanye ikhowudi yokhuseleko, kunye nethokheni eyodwa kunye nengasebenziyo ngaphandle kwendawo ekhuselekileyo yesixhobo esiphathwayo. Oku kunciphisa umngcipheko worhwaphilizo ukuba isixhobo sisengozini. Ukongezelela, i-tokenization ilungelelanisa iinkqubo zokuhlawula ngokuphepha imfuneko yokufaka iinkcukacha zekhadi kwintengiselwano nganye.

Ngamafutshane, itekhnoloji esemva kweentlawulo zekhadi eliphathwayo, elifana ne-NFC, usetyenziso olunikezelweyo lweselula kunye nethokheni, iye yatshintsha indlela esithenga ngayo. Ezi teknoloji zibonelela ngentuthuzelo enkulu kunye nokhuseleko kubasebenzisi, ukuvumela iintlawulo ezikhawulezayo nezikhuselekileyo ngokusondeza ifowuni ephathwayo kufutshane ne-terminal yentlawulo. Kubalulekile ukuthathela ingqalelo obu buchwepheshe xa ukhetha isixhobo esiphathwayo kunye nesicelo sokuhlawula ukuqinisekisa ukuba usebenzisa zonke izibonelelo ezinikezelayo.

6. Uyikhusela njani idatha yakho xa uhlawula ngekhadi kwiselula yakho

Omnye weyona miceli mngeni ibalulekileyo xa uhlawula ngekhadi kwiselula yakho kukuqinisekisa ukukhuselwa kwedatha yethu yobuqu. Ngethamsanqa, kukho amanyathelo amaninzi esinokuwathatha ukuthintela nakuphi na ukuba sesichengeni. Nanga amanye amacebiso kunye nezixhobo zokukhusela idatha yakho xa usenza iintlawulo kwisixhobo sakho esiphathwayo:

1. Gcina isixhobo sakho sihlaziyiwe: Qinisekisa ukuba usoloko unenguqulelo yamva nje yenkqubo yokusebenza kunye nohlaziyo lokhuseleko olufakwe kwisixhobo sakho esiphathwayo. Oku kuya kuqinisekisa ukuba uyazuza kuphuculo lwamva nje lokhuseleko.

2. Sebenzisa izicelo zokuhlawula ezikhuselekileyo: Khetha iiapps ezithembekileyo zentlawulo ezisebenzisa iindlela ezomeleleyo zoguqulelo oluntsonkothileyo. Kwakhona, khangela ukuba iapp oyisebenzisayo isemthethweni kwaye uyikhuphele kuphela kwimithombo ethembekileyo efana neevenkile ezisemthethweni zeapp.

3. Vumela ukuqinisekiswa kwamanyathelo amabini: Seka umaleko owongezelelweyo wokhuseleko ngokuvumela ungqinisiso olunamanyathelo amabini kwisixhobo sakho esiphathwayo okanye kwi-app yentlawulo. Ngale ndlela, ukongeza ekufakeni igama eligqithisiweyo, kuya kufuneka unikeze into yesibini yokuqinisekisa, efana neminwe okanye ikhowudi ethunyelwe ngomyalezo obhaliweyo.

7. Ababoneleli abaphambili beenkonzo zentlawulo yekhadi leselula

Namhlanje, baninzi ababoneleli ngenkonzo yentlawulo yekhadi eliphathwayo elivumela abasebenzisi ukuba benze utshintshiselwano ngokukhawuleza nangokukhuselekileyo ngezixhobo zabo eziphathwayo. Ezi nkonzo ziye zanda kakhulu ngenxa yoncedo olunikezelayo, ukuphelisa imfuno yokuphatha imali okanye amakhadi aphathekayo.

Enye yazo yiPayPal. Ngeli qonga, abasebenzisi banokuqhagamshela amakhadi abo okuthenga ngetyala okanye ebhanki kwiakhawunti yabo kwaye benze iintlawulo ngokufaka idilesi ye-imeyile kunye negama eliyimfihlo. Ukongeza, i-PayPal ibonelela ngenketho yokuhlawula nge-app yayo yeselula, ukwenza ukuthengiselana kwifowuni yakho kube lula ngakumbi.

Omnye umnikezeli obalaseleyo kwimarike yiApple Pay. Esi sisombululo sentlawulo yeselula esivela ku-Apple sivumela abasebenzisi ukuba badibanise amakhadi abo ebhanki kwizixhobo zabo ze-iOS kwaye benze iintlawulo ngokuthe ngqo kwi-iPhone yabo okanye i-Apple Watch. Ukugqibezela intengiselwano, umsebenzisi kufuneka abambe isixhobo sakhe kufutshane nomfundi ohambelana ne-Apple Pay kwaye aqinisekise ukuthengwa kwakhe. umkhondo wedijithali o Isazisi sobuso.

8. Uzenza njani iintlawulo kumaziko akhoyo ngeselfowuni yakho kunye nekhadi

Ukuqhubela phambili kwetekhnoloji kwenze ukuba ukwazi ukwenza iintlawulo kwiindawo eziphathekayo usebenzisa ifowuni yakho ephathwayo kunye nekhadi ngokukhawuleza nangokukhuselekileyo. Okulandelayo, siza kuchaza indlela yokwenza le ndlela yokuhlawula inyathelo ngenyathelo:

1. Jonga ikhadi lakho kunye nokuhambelana kwemfonomfono: Phambi kokuba uqalise, qiniseka ukuba ikhadi lakho letyala okanye idebhithi kunye nesixhobo esiphathwayo siyahambelana nobuchwepheshe bokuhlawula obungaqhagamshelwanga, obufana ne-NFC (uNxibelelwano lweNdawo ekufutshane).

2. Vula umsebenzi we-NFC kwiselula yakho: Kwifowuni yakho, yiya kwiisetingi kwaye ujonge ukhetho lwe "NFC" okanye "Unxibelelwano olungenantambo". Yenza lo msebenzi ukuvumela unxibelelwano phakathi kwefowuni yakho kunye netheminali yokusekwa.

3. Vula i-app yentlawulo: Khuphela i-app yentlawulo yeselula ehambelana nekhadi lakho kunye nenkqubo yokusebenza. Ezinye iinketho ezidumileyo yiGoogle Pay, iApple Pay, kunye neSamsung Pay. Bhalisa iinkcukacha zekhadi lakho kwisicelo ngokulandela imiyalelo yomncedisi wenyani.

Ngoku ukulungele ukwenza iintlawulo kwindawo ebonakalayo ngefowuni yakho kunye nekhadi. Sondeza nje isixhobo sakho esiphathwayo kufutshane ne-terminal yentlawulo engaqhagamshelwanga, linda unxibelelwano lusekwe kwaye uqinisekise intengiselwano kwisikrini kwifowuni yakho ephathwayo okanye ngoqinisekiso lwebhayometriki, njengophawu lweminwe okanye ukuqondwa kobuso.

Khumbula ukuba akukho mfuneko yokuba ukhuphe ikhadi lakho lomzimba kwisipaji sakho okanye kwisipaji, esikhawulezisa inkqubo kwaye sikunika lula kunye nokhuseleko. Qala ukuthatha ithuba lobu buchwepheshe kwaye wenze lula iintlawulo zakho kwiindawo ezibonakalayo ngefowuni yakho kunye nekhadi!

9. Ukuvela kweentlawulo zekhadi kwiifowuni eziphathwayo kwimarike yangoku

Ukuvela kweentlawulo zekhadi eliphathwayo lifumene ukukhula okubalulekileyo kwimarike yangoku. Abantu abaninzi ngakumbi basebenzisa izixhobo zabo eziphathwayo ukwenza intengiselwano ekhuselekileyo nefanelekileyo. Ngaloo ndlela, ukuqhubela phambili kwezobuchwepheshe kuye kwavumela ukudalwa kwezicelo kunye neendlela zokuhlawula ezenza le ndlela yokuthenga isebenze.

Enye yeendlela eziqhelekileyo zokwenza iintlawulo zekhadi kwiselula yakho kukusebenzisa usetyenziso oluthile lweselula. Ezi zicelo zikuvumela ukuba ugcine idatha yekhredithi okanye ikhadi lebhanki ngokukhuselekileyo, kwaye uyisebenzise xa uthenga kwi-intanethi okanye kwivenkile ebonakalayo eyamkela iintlawulo zeselula. Ezinye ii -apps zikuvumela ukuba wongeze amakhadi amaninzi kwaye ukhethe elona lifanelekileyo kwintengiselwano nganye.

Ukongeza kwizicelo zeselfowuni, zikho ezinye iindlela onokukhetha kuzo ukwenza intlawulo yekhadi kwiselfowuni yakho, njengetekhnoloji yokuhlawula ngaphandle koqhagamshelwano. Ezi teknoloji, ezifana ne-NFC (kufuphi nentsimi yonxibelelwano), ivumela isixhobo esiphathwayo ukuba sinxibelelane ngaphandle kwamacingo kunye ne-terminal yentlawulo ehambelanayo. Ngokusondeza ifowuni yakho yeselula kwi-terminal, ukuthengiselana kwenziwa ngokukhawuleza nangokukhuselekileyo, ngaphandle kwesidingo sokufaka iinkcukacha zekhadi ngesandla. Le ndlela yokuhlawula iye yathandwa kakhulu kulo nyaka uphelileyo ngenxa yeendlela zokungena eluntwini eziphunyeziweyo ukuphendula lo bhubhani.

10. Ukhuseleko lwentengiselwano xa uhlawula ngekhadi elisuka kwiselula yakho

Xa usenza ukuthengiselana xa uhlawula ngekhadi ukusuka kwiselula, ukhuseleko luyinkxalabo enkulu. Ngethamsanqa, kukho amanyathelo amaninzi esinokuwathatha ukuqinisekisa ukuba intengiselwano yethu ikhuselekile.

Okokuqala, kubalulekile ukusebenzisa usetyenziso oluthembekileyo kunye namaqonga ukwenza intengiselwano kwiselfowuni yethu. Kufuneka sisoloko sikhuphela ii-apps kwimithombo ethembekileyo, efana neevenkile zeapps ezisemthethweni, kwaye siqinisekise ukuba iqonga linophononongo oluhle kunye nodumo oluqinileyo lokhuseleko.

Ukongeza, omnye umba ophambili kukusebenzisa amagama ayimfihlo anamandla kwaye awodwa kwiiakhawunti zethu zentlawulo yeselula. Kubalulekile ukunqanda ukusebenzisa amagama ayimfihlo ekulula ukuwaqikelela, njengemihla yokuzalwa okanye amagama aqhelekileyo. Kucetyiswa ukuba usebenzise indibaniselwano yoonobumba abakhulu nabancinci, amanani, kunye nabalinganiswa abakhethekileyo. Ngokukwanjalo, kuyacetyiswa ukuba ungasebenzisi igama eliyimfihlo kuzo zonke iiakhawunti zethu kwaye, endaweni yoko, sebenzisa isisombululo solawulo lokugqitha ukuze uzigcine zikhuselekile kwaye zicwangcisiwe.

11. Imida kunye neekhomishini ezinxulumene neentlawulo zekhadi ezivela kwiiselfowuni

Ukwenza iintlawulo zekhadi kwiselula yakho, kubalulekile ukuqwalasela imida kunye neekomishini ezinxulumene nale ndlela. Imida emiselweyo kufuneka ihlonitshwe ukuthintela ukuphazamiseka kunye nokuqinisekisa ukhuseleko lwentengiselwano. Ukongeza, imirhumo esebenzayo inokwahluka ngokuxhomekeke kwibhanki okanye kwiqonga lokuhlawula elisetyenzisiweyo.

Okokuqala, kuyimfuneko ukwazi imida esekwe yibhanki yethu kwiintlawulo zekhadi kwiifowuni eziphathwayo. Le mida inokuba yimihla ngemihla, ngeveki okanye ngenyanga kwaye ichazwe ukwenzela ukukhusela umnini-khadi kunye nokuthintela ubuqhetseba. Kubalulekile ukuba uqaphele ukuba le mida ingahluka ngokuxhomekeke kuhlobo lwekhadi kunye nenqanaba lokhuseleko eliye lasekwa.

Ngakolunye uhlangothi, iikhomishini ezinxulumene neentlawulo zekhadi kwiifowuni eziphathwayo nazo zifanelekile. Amanye amaqonga entlawulo anokubiza umrhumo kwintengiselwano nganye eyenziweyo, ngelixa ezinye zinokubonelela ngeendlela ezingahlawulelwayo. Kubalulekile ukuba ufunde ngokucophelela imigaqo kunye neemeko ngaphambi kokusebenzisa iqonga lokuhlawula ukwazi iikhomishini ezisebenzayo kwaye wenze isigqibo sokuba yeyiphi eyona ndlela ifanelekileyo.

12. Iindlela ezizezinye kwiintlawulo zekhadi ezivela kwiiselfowuni: zeziphi ezinye iindlela ezikhoyo?

Kukho iindlela ezahlukeneyo zokuhlawula amakhadi ukusuka kwiiselfowuni ezikuvumela ukuba wenze intengiselwano ngokukhuselekileyo Kwaye ilula. Nazi ezinye iindlela onokuziqwalasela:

1. Iintlawulo ngamakhadi e-NFC: Itekhnoloji yoNxibelelwano lweNdawo ekufutshane (NFC) ivumela ukuba iintlawulo zoqhagamshelwano zenziwe ngezixhobo eziphathwayo ezihambelanayo. Udinga nje ukusondeza ifowuni yakho kwi-terminal yentlawulo kwaye intengiselwano iya kwenziwa ngokukhawuleza nangokukhuselekileyo. Olu khetho lusetyenziswa ngokubanzi kwaye luxhaswa ngobuninzi bee-smartphones zanamhlanje.

2. Izicelo zentlawulo yeselula: Kukho iintlobo ngeentlobo zezicelo ezilungiselelwe ngokukodwa ukuququzelela iintlawulo zeselula. Ngezi zicelo, unokudibanisa amakhadi akho etyala okanye ebhanki kwiakhawunti yakho kwaye wenze iintlawulo ngokukhawuleza nangokukhuselekileyo kumaziko okanye kumashishini e-intanethi. Ezinye zezona zixhobo zidumileyo yiApple Pay, iGoogle Pay, kunye neSamsung Pay.

3. Izipaji zeDijithali: Izipaji zedijithali, ezikwabizwa ngokuba zii-e-wallet, yindlela efanelekileyo yokwenza iintlawulo kwiselula yakho. Ezi zicelo zikuvumela ukuba ugcine ulwazi malunga nekhredithi okanye amakhadi ebhanki. indlela ekhuselekileyo kwaye wenze intengiselwano kwiivenkile eziphathekayo okanye ezikwi-intanethi. Ezinye zezona zipaji zedijithali zaziwa kakhulu yiPayPal, iVenmo kunye ne-Alipay.

Kubalulekile ukuqaphela ukuba olu khetho lunokwahluka ngokuxhomekeke kummandla kunye nokufumaneka kweenkonzo. Nangona kunjalo, ngokwanda kokwamkelwa kwetekhnoloji yeselula, kunokwenzeka ukuba ukhetho oluninzi luya kufumaneka ukwenza iintlawulo ngokukhawuleza nangokufanelekileyo kwisixhobo sakho esiphathwayo. Jonga ezi ndlela kwaye ukhethe eyona ifanele iimfuno zakho!

13. Ikamva leentlawulo zekhadi leselula: iintsingiselo kunye noqikelelo

Ikamva leentlawulo zekhadi leselula litshintsha ngokukhawuleza, kwaye kubalulekile ukuba uqaphele iintsingiselo kunye noqikelelo oluphuhlayo kule ntsimi. Njengoko itekhnoloji iqhubeka nokuhambela phambili, kuyacaca ukuba iintlawulo zeselula ziya kuthandwa kakhulu kwaye zifikeleleke kubathengi. Apha sinika isishwankathelo seendlela zamva nje kunye noqikelelo kule ndawo.

1. Ukwamkelwa okukhulu kweentlawulo eziphathwayo: Bayanda abantu abalindeleke ukuba basebenzise iiselfowuni zabo ukuze bahlawule endaweni yokusebenzisa amakhadi aphathekayo. Ukulungeleka kunye nokulula kokusetyenziswa kweentlawulo zeselula, kunye nokunyuka kokhuseleko lwale ntengiselwano, kuya kwenza le ndlela yokuhlawula ibe yindlela ekhethwayo kubathengi abaninzi.

2. Ukunyuka kobuchwephesha be-NFC: Itekhnoloji yoNxibelelwano olukufuphi neNFC (NFC) iya kudlala indima ebalulekileyo kwixesha elizayo leentlawulo zeselula. Ivumela unxibelelwano olungenazingcingo phakathi kwezixhobo ezibini kumgama omfutshane, ukuqinisekisa ukhuseleko lweentengiselwano. Amashishini amaninzi kunye neenkampani zamkela obu buchwepheshe kwiinkqubo zabo zokuhlawula ukubonelela ngamava akhawulezayo nalunge ngakumbi kubathengi babo.

3. Ukuphuhliswa kwee-wallet zedijithali: Izikhwama zedijithali ziba yinxalenye ebalulekileyo yeentlawulo zeselula. Ezi zicelo zivumela abasebenzisi ukugcina ngokukhuselekileyo idatha yakho imali kwaye wenze iintlawulo ezikhawulezayo nezikhuselekileyo kwifowuni yakho ephathekayo. Iinkampani ezifana ne-Apple, i-Google kunye ne-Samsung ziphuhlisa i-wallet yazo yedijithali, ebonisa imfuno ekhulayo yale ndlela yokuhlawula.

Ngamafutshane, ikamva leentlawulo zekhadi leselula lithembisa ukuba linomdla kwaye lizele ngamathuba. Ngokwamkelwa okukhulayo kweentlawulo eziphathwayo, ukunyuka kweteknoloji ye-NFC kunye nophuhliso lwezipaji zedijithali, abathengi banokulindela amava okuhlawula ngokukhawuleza, okukhuselekileyo kunye nokufanelekileyo. Ilizwe leentlawulo zeselfowuni liza kuqhubeka livela kwaye liguqule indlela esenza ngayo!

14. Izigqibo kunye neengcebiso zokwenza iintlawulo zekhadi kwifowuni yakho ephathekayo ngempumelelo

Isishwankathelo, ukwenza iintlawulo zekhadi kwiselfowuni yakho kunokuba lukhetho olulula kakhulu nolukhuselekileyo, kodwa kubalulekile ukuba uthathele ingqalelo ezinye iingcebiso ukuze ukwandise ukusebenza kwale nkqubo.

Okokuqala, kubalulekile ukuba nesixhobo esiphathwayo esihlaziyiweyo nesikhuselekileyo. Qinisekisa ukuba unohlaziyo lwenkqubo yokusebenza yamva nje kunye neeapps ezinxulumene neentlawulo zeselula ezifakiweyo. Ukongeza, sebenzisa amagama ayimfihlo anamandla kwaye wenze ukuqinisekiswa kwebhayometriki, okufana nokubonwa kobuso okanye umnwe, ukongeza umaleko owongezelelweyo wokhuseleko.

Kwakhona, ziqhelanise namanyathelo okhuseleko aphunyezwe ngababoneleli ngeenkonzo zentlawulo yeselula. Qiniseka ukuba uqinisekisa ubunyani bezicelo kunye neewebhusayithi ozisebenzisayo ukwenza iintlawulo zakho, ukuphepha ukunika ulwazi oluyimfihlo kumaphepha akrokrisayo. Gcina irekhodi yentengiselwano yakho kwaye ujonge rhoqo ingxelo yeakhawunti yakho malunga nezitenxo ezinokubakho. Ukuba ubona izenzo zobuqhophololo, qhagamshelana nomboneleli wakho wenkonzo ngoko nangoko ukuze uchaze isiganeko eso.

Ukuqukumbela, njengoko besesitshilo kulo lonke eli nqaku, ukwenza intlawulo yekhadi kwiselfowuni yakho iye yaba lukhetho oluya luthandwa kwaye luluncedo. Siyabulela ekuguqukeni kweenkqubo zokuhlawula, namhlanje sinokufikelela kwiintlobo ngeentlobo zezicelo kunye neenkonzo ezivumela ukuba senze ukuthengiselana ngokukhuselekileyo nangokukhawuleza.

Itekhnoloji ye-NFC, izipaji zedijithali kunye nezicelo eziphuhliswe ziibhanki zezinye zezixhobo ezenza lo msebenzi ube lula kuthi. Nangona kunjalo, kubalulekile ukuthatha amanyathelo okhuseleko ukuqinisekisa ukhuseleko lwentengiselwano yethu, efana nokugcina iinkqubo zokusebenza yezixhobo zethu, sebenzisa amagama ayimfihlo anamandla kwaye uphephe ukunxibelelana neenethiwekhi zeWi-Fi ezingakhuselekanga.

Ukongeza, ukuqwalasela isidima kunye nokuthembeka kwezicelo kunye neenkonzo esizikhethayo ukwenza iintlawulo zethu kwakhona ngumlinganiselo obalulekileyo ekufuneka siwuthathele ingqalelo. Asingabo bonke ababoneleli abalinganayo malunga nokhuseleko lwedatha kunye nobumfihlo.

Ngamafutshane, ukubhatala ngekhadi kwiselfowuni yakho kusinika amava agugileyo nakhululekileyo kwintengiselwano yethu yemihla ngemihla. Nangona kunjalo, kubalulekile ukwaziswa ngezona ndlela zokhuseleko zingcono kwaye sithathe amanyathelo okhuseleko ayimfuneko ukukhusela idatha yethu kunye nokuphepha ubuqhophololo obunokwenzeka. Ngolawulo olululo kunye noxanduva lokuphendula, le ndlela yokuhlawula inokuphucula amava ethu njengabathengi kwaye yenze lula imisebenzi yethu yezemali.