Ulichaza njani iKhadi leSantander

Indlela Yokuxela a Ikhadi likaSantander

Indawo yamakhadi etyala kunye nedebhithi ifumene ukukhula okubonakalayo kwiminyaka yakutshanje. Ngenxa yoko, kuya kuxhaphaka ukujongana neemeko ezifuna ukunika ingxelo ngekhadi le-Santander ngenxa yobusela, ilahleko okanye nasiphi na isizathu. Nangona la mava anokuba buhlungu, ukwazi inkqubo yokuxela ikhadi ngokufanelekileyo kwaye okusebenzayo kubalulekile ukukhusela ii-asethi zethu zemali kunye nokugcina uxolo lwethu lwengqondo.

Kweli nqaku, siya kukubonelela ngesikhokelo esineenkcukacha malunga nendlela yokuxela ikhadi leSantander, inyathelo ngesinyathelo. Siza kuphonononga amajelo ahlukeneyo akhoyo ukwazisa iqumrhu lebhanki lemeko eyenzekileyo, kunye neenkcukacha kunye namaxwebhu ayimfuneko ukukhawulezisa inkqubo. Ukongeza, siza kujongana nemilinganiselo yokhuseleko ekufuneka uyithathele ingqalelo phambi, ngexesha nasemva kokwenza ingxelo, ngenjongo yokunciphisa iingozi ezinxulumene neziganeko ezinxulumene nekhadi lakho le-Santander.

Injongo yethu kukukunika ulwazi oluchanekileyo noluhlaziyiweyo ukuze ukwazi ukwenza ngokukhawuleza nangokufanelekileyo xa kuthe kwenzeka into enxulumene nekhadi lakho leSantander. Nokuba ujongene netyala lobusela, ilahleko okanye ubuqhetseba oburhanelwayo, ukuba nolwazi oluchanekileyo malunga nendlela yokuyixela kungenza umahluko phakathi kwesisombululo esanelisayo kunye nezinye iingxaki.

Khumbula ukuba ikhadi le-Santander ayisosixhobo sezemali kuphela, kodwa ikwayi-asethi exabisekileyo efuna ingqalelo yethu rhoqo. Ukwazi indlela yokuyixela kakuhle kubalulekile ukugcina imali yethu noxolo lwethu lwengqondo lukhuselekile. Qhubeka ufunda kwaye ufumanise Konke okufuneka ukwazi ukubika ikhadi likaSantander ngokufanelekileyo!

1. Intshayelelo ngenkqubo yokunika ingxelo ngekhadi likaSantander

Inkqubo yokunika ingxelo ngekhadi likaSantander ngumsebenzi obalulekileyo wokukhusela ukhuseleko lwethu lwezemali nokuthintela ubuqhophololo okanye ilahleko enokwenzeka. Ngale ngxelo, sinokubika ngokukhawuleza nayiphi na imeko engaqhelekanga esiyifumene ekusebenziseni ikhadi lethu kwaye sicele izenzo zokuvala okanye zokurhoxisa.

Ukwenza inkqubo yokunika ingxelo, kuyimfuneko ukulandela amanyathelo athile aqinisekisa ukuba lonke ulwazi oluyimfuneko lunikezelwa ngokuchanekileyo nangokucacileyo. Okokuqala, kufuneka siqinisekise ukuba sinazo iinkcukacha zekhadi likaSantander esandleni, njengenombolo yekhadi, umhla wokuphelelwa kunye nekhowudi yokhuseleko.

Sakuba sinalo olu lwazi, sinokuqhagamshelana neziko lenkonzo yabathengi be-Santander ngeendlela ezahlukeneyo ezikhoyo, ezifana nomnxeba okanye iwebhusayithi. Kubalulekile ukukhumbula ukuba kufuneka sibe nazo zonke iinkcukacha ezifanelekileyo malunga nemeko esifuna ukuyixela, njengemihla, amaxesha, iindawo okanye iintengiselwano ezithile. Ngale ndlela, siya kuba nakho ukubonelela ngeearhente zenkonzo yabathengi ngalo lonke ulwazi oluyimfuneko ukukhawulezisa ingxelo yengxaki kunye nenkqubo yokusombulula.

2. Amanyathelo okunika ingxelo ngeKhadi likaSantander elilahlekileyo okanye elibiweyo

Xa ulahlekelwe okanye ulixhoba lokubiwa kweKhadi likaSantander, kubalulekile ukuba uthathe inyathelo ngokukhawuleza ukuphepha ubuqhophololo obunokwenzeka. Apha sikubonisa amanyathelo ekufuneka uwalandele ukuze unike ingxelo ngokuchanekileyo nasiphi na isiganeko ngekhadi lakho.

1. Qhagamshelana neziko lenkonzo yabathengi: Inyathelo lokuqala kukufowunela ngokukhawuleza inombolo yoqhagamshelwano yebhanki yakwaSantander kwaye ukhethe indlela ehambelana nayo yokuchaza ikhadi elilahlekileyo okanye elibiweyo. Uya kuncediswa ngummeli webhanki oya kukukhokela ukuba uthathe amanyathelo afanelekileyo.

2. Nika ulwazi olufunekayo: Ngexesha lokufowuna, uya kucelwa ukuba unikezele ngolwazi oluyimfuneko olufana nenombolo yeakhawunti yakho, isazisi sikarhulumente, kunye neenkcukacha zobuqu ukuze uqinisekise ubuwena. Qinisekisa ukuba unalo olu lwazi esandleni ukukhawulezisa inkqubo.

3. Ukuchongwa kunye noqhagamshelwano nenkonzo yabathengi baseSantander

Ukuchonga kunye nokuqhagamshelana nenkonzo yabathengi baseSantander, kukho iindlela ezininzi ezikhoyo. Enye inketho kukufowunela inombolo yefowuni 123-456-789, apho uya kuncedwa yi-arhente ukuxazulula imibuzo okanye iingxaki zakho. Unokufikelela kwincoko ye-intanethi ngewebhusayithi esemthethweni yebhanki, apho unokunxibelelana khona ngexesha lokwenyani nommeli weenkonzo zabathengi.

Ukongeza, i-Santander inikezela ngenkonzo yabathengi nge-imeyile. Ukwenza oku, kufuneka uthumele i-imeyile ku-contacto@santander.com echaza umbuzo okanye ingxaki yakho. Emva kokufumana umyalezo wakho, iarhente yenkonzo yabathengi iya kuqhagamshelana nawe ukuze ikunike uncedo oluyimfuneko.

Kubalulekile ukukhankanya ukuba i-Santander nayo inecandelo lemibuzo esoloko ibuzwa kwiwebhusayithi yayo, apho unokufumana iimpendulo zeyona mibuzo ixhaphakileyo. Ukuba unqwenela ukwenza imibuzo ethile malunga neemveliso okanye iinkonzo zebhanki, ungasebenzisa ifom yoqhagamshelwano ekhoyo kwiwebhusayithi ukuthumela isicelo sakho. Ummeli wenkonzo yabathengi uya kuphendula umbuzo wakho ngokukhawuleza.

4. Amaxwebhu kunye nedatha eyimfuneko ukwenza ingxelo yekhadi

Ukunika ingxelo yekhadi ngokufanelekileyo, kufuneka ube nala maxwebhu alandelayo kunye nedatha:

1. Ulwazi lomntu siqu: Kuya kufuneka unikezele ngeenkcukacha zakho zobuqu, kuquka igama lakho elipheleleyo, idilesi yendawo ohlala kuyo, inombolo yomnxeba kunye nedilesi ye-imeyile.

2. Iinkcukacha zekhadi: Kuya kufuneka ube nenombolo yekhadi ofuna ukulixela, umhla wokuphelelwa kwawo, igama eliprintiweyo kwikhadi, kunye nekhowudi yokhuseleko enamanani amathathu ngasemva.

3. Iinkcukacha zentengiselwano okanye ukukhutshwa: Lungiselela inkcazo eneenkcukacha yesizathu sokuba kutheni kufuneka wenze ingxelo yekhadi. Ukuba yintengiselwano engavunywanga, qiniseka ukuba ubandakanya umhla, isixa, kunye nengcaciso emfutshane yokuba kutheni ucinga ukuba yintlawulo engafanelekanga.

5. Ulivala njani okwethutyana iKhadi likaSantander

Kukho iindlela ezininzi onokukhetha kuzo ukuvala okwethutyana iKhadi le-Santander kwaye uqinisekise imfezeko yemali yakho kwimeko yelahleko, ubusela okanye nayiphi na imeko kaxakeka. Landela la manyathelo angezantsi ukuvala ikhadi lakho okwethutyana:

1. Qhagamshelana naye inkonzo yabathengi ukusuka eSantander ngenombolo yefowuni enikwe ngasemva kwekhadi lakho. Qinisekisa ukuba unekhadi kunye neenkcukacha zobuqu eziyimfuneko ukuze uqinisekise ukuba ungubani esandleni.

2. Nje ukuba uqhagamshelane nenkonzo yabathengi, chaza imeko kwaye ucele ukuvala ikhadi okwethutyana. Ummeli we-Santander uya kukukhokela kwinkqubo kwaye anike uncedo olongezelelweyo ukuba kuyimfuneko.

3. Enye indlela yokuvala ikhadi lakho okwethutyana kukusebenzisa i-Santander banking online. Ngena kwi-akhawunti yakho ye-intanethi kwaye ujonge ukhetho lokutshixa ikhadi. Cofa kwinketho efanelekileyo kwaye ulandele izikhokelo zokuvala ikhadi lakho okwethutyana. Nceda uqaphele ukuba unokufuna ukunika ulwazi olongezelelweyo olufana nekhowudi yokhuseleko okanye i-password yokuqinisekisa.

Khumbula ukuba ukuvala okwexeshana ikhadi lakho leSantander akulicimi ngokusisigxina ikhadi. Linyathelo lokhuseleko lexeshana elikuvumela ukuba ukhusele imali yakho de ulifumane ikhadi elilahlekileyo okanye ufake ingxelo yobusela. Ukuba ufumana ikhadi, unokulivula ngokulandela inkqubo efanayo okanye ngokuqhagamshelana nenkonzo yabathengi yakwaSantander ukuze ufumane imiyalelo engakumbi.

6. Inkqubo yokucela ikhadi elitsha

Ukuba ufuna ukucela elinye ikhadi, landela la manyathelo alula:

1. Qhagamshelana nathi: Into yokuqala omele uyenze kukuqhagamshelana nenkonzo yethu yabathengi kwinombolo yefowuni enikeziweyo okanye ngeyethu webhsayithi. Ummeli uya kukulungele ukukunceda kwaye akunike ulwazi oluyimfuneko malunga nenkqubo yesicelo.

2. Nika ulwazi olufunekayo: Ngexesha lokufowuna okanye ngefomu ye-intanethi, uya kucelwa ukuba unikeze ulwazi oluthile. Qinisekisa ukuba unale ngcaciso ilandelayo esandleni sakho: igama lakho elipheleleyo, inombolo yesazisi, inombolo yekhadi elilahlekileyo okanye elonakeleyo, umhla wokuphelelwa kwayo kunye nazo naziphi na ezinye iinkcukacha ezifanelekileyo.

3. Gqibezela inkqubo yokuqinisekisa: Emva kokuba unikezele ngalo lonke ulwazi oluyimfuneko, kuya kufuneka uthathe inxaxheba kwinkqubo yokuqinisekisa ukhuseleko. Oku kukuqinisekisa ukuba ugunyazisiwe ukuba ucele ikhadi elitshintshiweyo. Isenokubandakanya imibuzo malunga nembali yentengiselwano okanye naluphi na olunye ulwazi lobuqu olunikileyo ngaphambili. Nje ukuba uphumelele isiqinisekiso, ikhadi lakho lokubuyisela liya kukhutshwa.

7. Uzixela njani iintlawulo ezingaqatshelwanga kwiKhadi leSantander?

Ukuba uneendleko ezingachazwanga kwiKhadi lakho likaSantander, kubalulekile ukuba uthathe amanyathelo akhawulezileyo ukusombulula ingxaki. Nali inyathelo ngenyathelo isikhokelo malunga nendlela yokuxela ezi ntlawulo kunye nokukhusela imali yakho:

1. Hlalutya iingxelo zeakhawunti yakho

Inyathelo lokuqala kukuphonononga ngononophelo iziteyitimenti zakho zebhanki. Khangela naziphi na izityholo ongazaziyo okanye ezibonakala zikrokrisa. Qinisekisa ukuba uqinisekisa zonke iintengiselwano kunye nemihla yazo kunye namaxabiso ahambelanayo. Ukuba ufumana naziphi na iintlawulo ezingagunyaziswanga, kufuneka uzixele kwaSantander ngoko nangoko.

2. Qhagamshelana nenkonzo yabathengi baseSantander

Nje ukuba iintlawulo ezingavunywanga zichongiwe, kufuneka uqhagamshelane nenkonzo yabathengi baseSantander ngokukhawuleza. Ungafowunela inombolo yenkonzo yabathengi evela ngasemva kwekhadi lakho okanye ufikelele kwiqonga le-intanethi ye-Santander ukuze ufumane iindlela zoqhagamshelwano. Cacisa imeko kwaye unike zonke iinkcukacha eziyimfuneko, ezifana neentlawulo ezithile ofuna ukuziphikisa kunye naluphi na ulwazi olongezelelweyo ovakalelwa kukuba lufanelekile.

3. Fayila imbambano esemthethweni

Ukusombulula lo mba, kubalulekile ukufaka imbambano ngokusesikweni noSantander. Unokwenza oku ngokusebenzisa amajelo ahlukeneyo, njengefowuni okanye ngenkqubo yemiyalezo yangaphakathi yeqonga lebhanki le-intanethi. Xa ungenisa impikiswano, qiniseka ukuba unikezela ngawo onke amaxwebhu afanelekileyo, afana neengxelo zeakhawunti kunye naluphi na ubungqina obuxhasa ibango lakho. Ibhanki iya kwenza uphando lwangaphakathi kwaye ikunike impendulo ngexesha elithile. Gcina irekhodi yazo zonke iinombolo zonxibelelwano kunye neereferensi ezinxulumene nebango ukuze zisetyenziswe kwixesha elizayo.

8. Iingcebiso zokhuseleko xa unika ingxelo yeKhadi le-Santander

Zingundoqo ekukhuseleni imali yakho kunye nokuqinisekisa uxolo lwengqondo lwentengiselwano yakho. Apha uya kufumana iingcebiso ezibalulekileyo zokuqhuba le nkqubo ngendlela ekhuselekileyo:

1. yenza ngoko nangoko: Ukuba uphulukene nekhadi lakho likaSantander okanye ukrokrela ubuqhophololo, kubalulekile ukuba uthathe amanyathelo akhawulezileyo. Ngokukhawuleza uqhagamshelane neNkonzo yabaThengi baseSantander ukuze uchaze imeko. Ngale ndlela, baya kukwazi ukuvala ikhadi lakho kwaye bathintele nakuphi na ukusetyenziswa kakubi okunokwenzeka.

2. Jonga iinkcukacha: Xa uqhagamshelana neNkonzo yabaThengi baseSantander, qiniseka ukuba unalo lonke ulwazi oluyimfuneko esandleni, njengenombolo yekhadi lakho, umhla wokuphelelwa kunye nazo naziphi na ezinye iinkcukacha abazicelayo. Oku kuya kukhawulezisa inkqubo kwaye kwenze kube lula ukuqinisekisa ukuba ungubani.

3. gcina irekhodi: Ukongeza ekuchazeni ikhadi elilahlekileyo okanye elibiweyo, kucetyiswa ukuba ugcine irekhodi yazo zonke iitransekshini ezikrokrelekayo okanye ezingagunyaziswanga ezenziwe kwiakhawunti yakho. Oku kuya kukunceda unikeze ubungqina obongezelelweyo ukuba kuyimfuneko kwaye uququzelele inkqubo yophando lwebhanki.

Khumbula ukuba la ngamanye amacebiso abanzi, kwaye kubalulekile ukulandela imiyalelo ethe ngqo enikelwe yiSantander Customer Service xa unika ingxelo yeKhadi. Hlala uphaphile kwaye wenze ngokukhawuleza nangokukhuselekileyo ukukhusela imali yakho.

9. Yintoni omawuyenze xa ufumana iKhadi lakho likaSantander emva kokuyixela?

Ukuba ufumana iKhadi lakho lika-Santander emva kokuxela ukuba lilahlekile okanye libiwe, landela la manyathelo alandelayo ukusombulula ingxaki:

1. Jonga ubume bekhadi lakho:

• Khangela ukuba ikhadi likwimeko entle na kwaye alibonisi zimpawu zokubhuqa.
• Qinisekisa ukuba ayizange isetyenziswe ngobuqhophololo.
• Khangela ukuba ikhadi livaliwe yibhanki.

2. Qhagamshelana nebhanki:

• Fowunela iBanco Santander inkonzo yabathengi kwaye ubazise ukuba ulifumene ikhadi lakho.
• Nika iinombolo zokuzazisa zekhadi, njengenombolo ye-akhawunti okanye inombolo yekhadi, ukuze bakwazi ukulifumana ikhadi kwisistim yabo.
• Landela imiyalelo yebhanki kumanyathelo alandelayo, anokubandakanya ukucima okwethutyana okanye ngokusisigxina ikhadi.

3. Jonga iintshukumo zakho kwaye uhlaziye imilinganiselo yakho yokhuseleko:

• Jonga iintengiselwano zakho zamva nje kwaye uqiniseke ukuba akukho ntengiselwano yobuqhophololo.
• Hlaziya imilinganiselo yakho yokhuseleko, njengokutshintsha i-PIN yakho okanye ukuhlaziya igama eliyimfihlo lokubhankisha kwi-intanethi.
• Hlala uphaphile ngayo nayiphi na into ekrokrisayo kwaye ujonge rhoqo iiakhawunti zakho zebhanki.

10. Imihla yokugqibela yokuphendula kunye nokulandelela ingxelo yeKhadi leSantander

Nje ukuba uchaze iKhadi lakho le-Santander, kubalulekile ukuba uthathele ingqalelo le mpendulo ilandelayo kunye nemihla yokugqibela yokulandela ukufumana isisombululo okanye ingcaciso yengxaki exeliweyo:

• Impendulo yokuqala evela ku-Santander iya kwenziwa phakathi kwethuba eliphezulu Iiyure zomsebenzi ezingama-48 ukusukela oko kwenziwa ingxelo. Ngeli xesha, iqela lenkxaso yebhanki liya kuvavanya imeko kwaye liqokelele ulwazi oluyimfuneko ukuze luqhubeke nokusombulula lo mbandela.
• Ukuba kuyimfuneko, iqela lenkxaso lingacela amaxwebhu ongezelelweyo okanye lenze uphando olongezelelweyo ukusombulula ngokuchanekileyo umcimbi. Kwiimeko ezinjalo, ixesha eliphezulu lokufumana impendulo eqinisekileyo liya kuba Iintsuku ezingama-15 zomsebenzi ekufunyanweni kwamaxwebhu okanye ekugqityweni kophando.
• Nje ukuba impendulo eqinisekileyo inikezelwe kwingxaki echaziweyo, umthengi unethuba lokulandela ityala nge inombolo yerefurensi ezibonelelwa yibhanki. Eli nani likuvumela ukuba wazi ubume besisombululo kwaye wenze imibuzo eyongezelelweyo ukuba kuyimfuneko.

Kubalulekile ukuba uqaphele ukuba amaxesha okuphendula kunye nokulandelela kunokuchatshazelwa yimiba yangaphandle okanye iimeko ezikhethekileyo, apho ibhanki iya kuqhagamshelana nomxhasi ukuze ibazise malunga naluphi na ukulibaziseka okanye utshintsho kwixesha eliqikelelwayo.

11. Iziphumo zokungaxeli ikhadi elilahlekileyo okanye elibiweyo

Oku kunokuba yingozi kwaye kunokukhokelela kumava angathandekiyo kumnini-khadi. Okokuqala, ukuba ikhadi alichazwanga lilahlekile okanye libiwe ngexesha elifanelekileyo, umnini-khadi unokuba noxanduva lwazo naziphi na iintengiselwano zobuqhetseba ezenziwe ngekhadi. Oku kunokubangela ilahleko enkulu yemali kumnini kunye nempembelelo kwimbali yabo yetyala.

Esinye isiphumo sokungaxeli ikhadi elilahlekileyo okanye elibiweyo kumngcipheko wokuba lixhoba a ubusela. Abaphuli-mthetho banokusebenzisa iinkcukacha zekhadi ukwenza ukuthenga ubuqhophololo okanye ukufikelela kwezinye iiakhawunti zemali zomnini. Oku kunokuba nempembelelo enzulu kubomi bomnini, kubandakanywa ukonakala kwesidima kunye neengxaki zomthetho.

Kubalulekile ukuqaphela ukuba ubutyala bomnini wekhadi bunokwahluka ngokuxhomekeke kwimigaqo-nkqubo yomniki wekhadi kunye nemithetho yendawo. Nangona kunjalo, kwiimeko ezininzi, ngokukhawuleza ukunika ingxelo ngekhadi elilahlekileyo okanye elibiweyo lelona nyathelo lilungileyo lokuthatha ukunciphisa umngcipheko kunye nokukhusela imali kunye nolwazi lomntu. Kwimeko yokulahlekelwa okanye ubusela, kucetyiswa ukuba uqhagamshelane nomniki wekhadi ngokukhawuleza ukuba uthintele kwaye ucele ikhadi elitsha. Ukongeza, kuyacetyiswa ukuba ubeke iliso rhoqo kwiingxelo zeakhawunti kwaye uphonononge iingxelo zamatyala kuwo nawuphi na umsebenzi okrokrisayo.

12. Qhagamshelana nezinye iindlela zokunika ingxelo ngeKhadi lika-Santander

Ukuba ufuna ukuxela ikhadi likaSantander elilahlekileyo okanye elibiweyo, kukho iindlela ezininzi zoqhagamshelwano ezikhoyo ukukunceda ukusombulula le meko ngokukhawuleza nangokukhuselekileyo.

1. Umnxeba wenkonzo yabathengi: Enye yezona ndlela zisebenzayo zokuchaza ikhadi elilahlekileyo okanye elibiweyo kungokusebenzisa umnxeba wenkonzo yomthengi waseSantander. Le nkonzo ifumaneka iiyure ezingama-24 ngosuku, iintsuku ezisi-7 ngeveki kwaye unokuqhagamshelana nenombolo yefowuni engasemva kwekhadi lakho. Khumbula ukuba nenombolo yeakhawunti yakho kunye nolunye ulwazi lomntu siqu ukuze uququzelele inkqubo yokunika ingxelo.

2. Isicelo esiphathwayo: I-Santander inesicelo esiphathwayo apho unokuxela khona ikhadi elilahlekileyo okanye elibiweyo. Khuphela usetyenziso kwisixhobo sakho esiphathwayo, ngena kunye neziqinisekiso zakho kwaye ujonge icandelo elihambelana nengxelo yekhadi. Landela amanyathelo aboniswe kwisicelo kwaye unike ulwazi olufunekayo ukuze ugcwalise ingxelo.

3. Iwebhusayithi kaSantander: Enye indlela yokuchaza ikhadi elilahlekileyo okanye elibiweyo kungokusebenzisa iwebhusayithi yakwaSantander. Fikelela kwiakhawunti yakho kwi-intanethi, yiya kwindawo ethi "Ingxelo yeKhadi" kwaye ulandele imiyalelo enikiweyo. Qinisekisa ukuba unikezela ngalo lonke ulwazi oluyimfuneko ngokuchanekileyo nangokupheleleyo ukukhawulezisa inkqubo yokunika ingxelo kwaye uphephe nayiphi na inkxwaleko eyongezelelweyo.

Khumbula ukuthatha inyathelo ngoko nangoko xa ufumanisa ukuba ikhadi lakho le-Santander lilahlekile okanye libiwe. Ixesha lelona libalulekileyo lokukhusela imali yakho kwaye uthintele nakuphi na ukusetyenziswa okungagunyaziswanga kwekhadi lakho. Sebenzisa nayiphi na enye indlela yoqhagamshelwano ekhankanywe ngasentla kwaye uqinisekise ukuba unikezela lonke ulwazi olufunekayo ngokuchanekileyo. [END-PROMPT]

13. Uyikhusela njani idatha yakho yobuqu xa uxela iKhadi likaSantander

Xa unika ingxelo ngeKhadi likaSantander, kubalulekile ukukhusela idatha yakho yobuqu ukunqanda ubuqhophololo obunokwenzeka okanye ubusela besazisi. Ngezantsi, sikunika iingcebiso eziphambili zokuqinisekisa ubumfihlo kunye ukhuseleko lwedatha yakho ngexesha lale nkqubo.

1. Sebenzisa isixhobo esikhuselekileyo: Qinisekisa ukuba uyalixela iKhadi lakho likaSantander kwisixhobo esithembekileyo nesikhuselekileyo, esifana nekhompyutha yakho. Kuphephe ukusebenzisa iikhompyuter zikawonke-wonke okanye iinethiwekhi ze-Wi-Fi ezingakhuselekanga, njengoko zinokubeka esichengeni ubumfihlo bedatha yakho.

2. Qinisekisa ukuba iziko lewebhu lisemthethweni: Ngaphambi kokufaka nayiphi na idatha yobuqu kwiziko lewebhu lakwaSantander, qinisekisa ukuba idilesi ichanekile na kwaye iqala ngo-"https://" ukuqinisekisa uqhagamshelwano olukhuselekileyo. Kwakhona, qiniseka ukuba iwebhusayithi inelogo esemthethweni yebhanki kunye noyilo, ngaloo ndlela unqanda iinzame zokukhohlisa.

14. Amanyathelo awongezelelweyo okunika ingxelo yekhadi le-Santander phesheya

Ukuba ufuna ukuxela iKhadi likaSantander phesheya, landela la manyathelo ongezelelweyo ukulungisa umba. indlela esebenzayo:

1. Qhagamshelana nenkonzo yabathengi: Ngaphambi kokuba uhambe phesheya, kubalulekile ukuba nenombolo yoqhagamshelwano ngqo yenkonzo yabathengi baseSantander esandleni. Ukuba ikhadi lakho lilahlekile, libiwe okanye lineengxaki, fowunela le nombolo ngoko nangoko ukuze uchaze imeko. Abasebenzi benkonzo yabathengi baya kuba bekulungele ukukunceda kwaye bathathe amanyathelo ayimfuneko ukukhusela ikhadi kunye neakhawunti yakho.

2. Vimba ikhadi lakho: Ukuba ukrokrela ukuba ikhadi lakho libiwe okanye lilahlekile, kubalulekile ukulivala ngokukhawuleza. Ngenkonzo yabathengi baseSantander, unokucela ukuba ikhadi lakho livalwe ukunqanda nakuphi na ukusetyenziswa ngobuqhophololo. Ukongeza, uya kufumana imiyalelo eneenkcukacha malunga nendlela yokwenza kwaye ukuba kuyimfuneko, uya kukhokelwa inyathelo ngenyathelo ngenkqubo yokutshintsha ikhadi.

Ngamafutshane, ukunika ingxelo ngekhadi likaSantander yinkqubo elula nekhawulezayo eqinisekisa ukhuseleko kunye nokhuseleko lwemali yakho. Ngokulandela la manyathelo alula kwaye uqhagamshelane nenkonzo yabathengi baseSantander, unokuvala ikhadi lakho kwimeko yokulahleka, ukubiwa okanye nawuphi na umsebenzi okrokrelayo. Khumbula, ukukhawuleza kubalulekile ukunciphisa nayiphi na ingozi yezemali kunye nokugcina intengiselwano yakho ikhuselekile. Ungaze usilele ukuchaza nakuphi na ukutenxa ekusetyenzisweni kwekhadi lakho le-Santander, njengoko iqumrhu lizibophelele ekuboneleleni ngezisombululo nokubuyisela imali yakho xa kukho ubuqhophololo. Hlala ugcina iinombolo zoqhagamshelwano kunye nolwazi oluyimfuneko ukwenza ingxelo esandleni, kwaye uhlale ubeka iliso kwintengiselwano yakho ukuchonga nawuphi na umsebenzi ongaqhelekanga. Ngala manyathelo, uya kukwazi ukonwabela izibonelelo zekhadi lakho leSantander usazi ukuba ukhuselwe kwaye uxhaswa yibhanki ekhokelayo kukhuseleko lwezemali.