Ngendlela yobugcisa kunye nethoni engathathi hlangothi, eli nqaku lijongene nombuzo oqhelekileyo phakathi kwabathengi: "Indlela yokufumana ikhredithi eWalmart?" IWalmart, njengenye yeevenkile ezinkulu kunye neevenkile zokuthengisa emhlabeni, inika ithuba lokuthenga ngetyala kwabo bathengi bafuna indlela efanelekileyo yokuxhasa ngemali ukuthenga kwabo. Kweli nqaku, siza kuphonononga inkqubo yokufumana ikhredithi eWalmart ngokweenkcukacha, sivavanya iimfuno, izibonelelo, kunye namanyathelo ayimfuneko ukuthatha ithuba lolu khetho lwenkxaso-mali. Nokuba unomdla ekuthengeni iimveliso zabathengi bemihla ngemihla okanye ukuthenga okukhulu, ukwazi ukuba ungayifumana njani ikhredithi eWalmart kuya kukunika ulwazi oluxabisekileyo ukwenza izigqibo zemali ezinolwazi. Funda kuzo zonke iinkcukacha!
1. Intshayelelo kwinkqubo yesicelo setyala eWalmart
Ukuququzelela inkqubo yokufaka isicelo setyala e-Walmart, siphuhlise inkqubo elula nesebenzayo eya kukuvumela ukuba isicelo sakho samkelwe ngokukhawuleza. Ngezantsi siza kukwazisa kumanyathelo afunekayo ukugqiba inkqubo yesicelo kunye neengcebiso eziluncedo zokwandisa amathuba akho okuphumelela.
1. Qokelela amaxwebhu afunekayo: Phambi kokuba uqalise inkqubo yokwenza isicelo, kubalulekile ukuba ube namaxwebhu athile esandleni aya kuba yimfuneko ukugcwalisa isicelo. Oku kubandakanya ukuchongwa okusebenzayo, ubungqina bengeniso, kunye nembali ehlaziyiweyo yekhredithi. Qinisekisa ukuba unazo ezi amaxwebhu askeniweyo kwaye ilungele umboniso.
2. Fikelela kwifomu yesicelo se-intanethi: Wakuba unawo onke amaxwebhu ayimfuneko, unokufikelela kwifomu yesicelo se-intanethi ngokusebenzisa yethu iwebhusayithi. Le fomu iya kukucela ukuba unikezele ngeenkcukacha zakho zobuqu, iinkcukacha zengqesho, umvuzo kunye neendleko zenyanga. Nceda uqiniseke ukuba uzalise ngokuchanekileyo yonke imimandla efunekayo kwaye uphonononge ngononophelo ulwazi ngaphambi kokuba ufake isicelo.
2. Iimfuno zokufumana ikhredithi eWalmart
Ukucela ikhredithi kwi-Walmart, kuyimfuneko ukuhlangabezana neemfuno ezithile ezisekwe yivenkile. Ngezantsi, sinikezela ngoluhlu lwamaxwebhu kunye neemeko eziyimfuneko ukuze ufumane imali-mboleko:
- Yiza nesazisi esisemthethweni esisemthethweni, esifana nekhadi lobumi okanye incwadi yokundwendwela.
- Presentar un ubungqina bedilesi kutshanje, njengetyala elisetyenziswayo egameni lakho.
- Ubuncinci ubuneminyaka eyi-18 kwaye ube ngumhlali waseMexico.
- Yiba nembali yetyala encomekayo kwaye ungabi nambali yokungahlawuli.
Kubalulekile ukuqaphela ukuba ezi mfuno zinokwahluka ngokuxhomekeke kuhlobo lwetyala onqwenela ukufaka isicelo kulo. Ukongeza kula maxwebhu akhankanywe ngasentla, kungafuneka ukuba unikezele ngolwazi malunga nomsebenzi wakho wangoku kunye nomvuzo wenyanga. I-Walmart iya kuvavanya ukukwazi kwakho ukubuyisela ikhredithi kwaye wenze isigqibo ngokusekelwe kolu lwazi.
Khumbula ukuba kubalulekile ukufunda nokuqonda imigaqo nemiqathango yekhredithi phambi kokuba wenze isicelo sayo. Oku kuya kukunceda uphephe izinto ezimangalisayo kwaye wenze isigqibo esinolwazi. Ukuba uyahlangabezana neemfuno ezikhankanywe ngasentla kwaye unembali eqinileyo yetyala, usendleleni yokufumana ikhredithi eWalmart ukonwabela iimveliso kunye neenkonzo zabo. Ungalibazisi ukuqhagamshelana nenkonzo yabathengi ngolwazi oluthe kratya!
3. Amanyathelo aneenkcukacha zokufumana ikhredithi eWalmart
Kule posi, siya kukubonelela ngamanyathelo aneenkcukacha ekufuneka uwalandele ukuze ufumane ikhredithi eWalmart ngokukhawuleza nangokufanelekileyo. Ukulandela la manyathelo kuya kukunceda ufumane ikhredithi oyidingayo ukuze uthenge evenkileni.
1. Iimfuno zokucela ikhredithi: Ngaphambi kokuqala inkqubo, kubalulekile ukuba uhlangabezane nazo zonke iimfuno eziyimfuneko. Kufuneka ube mdala ngokusemthethweni, ube nengeniso engqinisisekayo kwaye ube nesazisi esisemthethweni esisemthethweni. Ukongeza, kuyacetyiswa ukuba ube nembali yetyala elungileyo, nangona kungeyomfuneko ukwenza isicelo setyala eWalmart.
2. Cela ikhadi letyala: Nje ukuba uqokelele zonke iimfuno, yiya kwicandelo lenkonzo yabathengi kwivenkile yakho ekufutshane yeWalmart. Apho, cela ikhadi letyala uze ugcwalise iifom ezihambelanayo. Kusenokufuneka unikezele ngamaxwebhu athile, afana nobungqina bengeniso, ukuxhasa isicelo sakho.
3. Esperar la aprobación: Emva kokuba usigqibile isicelo ngempumelelo, kuya kufuneka ulinde iWalmart ukuba ivume ikhredithi yakho. Amaxesha okulinda anokwahluka, kodwa uya kufumana impendulo ngaphakathi 7 ukuya kwi-10 iintsuku zokusebenza. Kwezinye iimeko, i-Walmart inokukunika impendulo ngokukhawuleza kwaye ikunike ikhadi letyala kwangoko.
Nceda ukhumbule ukuba la manyathelo sisikhokelo kuphela kwaye inkqubo echanekileyo inokwahluka ngokuxhomekeke kwindawo yakho kunye nemigaqo-nkqubo yeWalmart. Sicebisa ukuba undwendwele ivenkile ekufutshane okanye uqhagamshelane nenkonzo yabathengi beWalmart ukuze ufumane ulwazi oluhlaziyiweyo kunye nolwazi oluthe vetshe malunga nendlela yokufumana ikhredithi eWalmart.
4. Uvandlakanyo lwetyala: Indlela abafaki-zicelo bahlelwa ngayo eWalmart
Uvavanyo lwetyala eWalmart Yinkqubo kubalulekile ekumiseleni ukufaneleka kwabafaki-zicelo. Ebudeni bale nkqubo, izinto ezininzi ziyahlalutywa ukuze kubonwe amandla omntu ngamnye okuhlawula kunye noxanduva lwetyala. Abafaki-zicelo bafanelekile ngokusekelwe kwimbali yabo yetyala, umvuzo, amatyala kunye nezinye iindlela ezifanelekileyo.
Elinye lamanyathelo okuqala kuvavanyo lwetyala kukujonga imbali yomenzi-sicelo yetyala. Oku kubandakanya ukuphonononga amanqaku akho etyala kunye nembali yentlawulo yangaphambili. Imbali yetyala elungileyo, kunye neentlawulo ngexesha kwaye akukho matyala angekahlawulwa, yinto ebalulekileyo kwisiqinisekiso. Inqanaba lomvuzo womfaki-sicelo nalo liyathathelwa ingqalelo, njengoko oku kuthathwa njengophawu lokukwazi kwabo ukuthatha ityala elitsha.
Enye into ebalulekileyo kuvavanyo lwetyala eWalmart lubudlelwane phakathi kwetyala elikhoyo kunye nomvuzo womfaki-sicelo. Oku kunceda ukufumanisa ukuba ingaba umenzi-sicelo unamatyala agqithisileyo ngokunxulumene nomvuzo wakhe. Ukongeza, ukukwazi komenzi-sicelo ukulawula iimali zabo ngokuchanekileyo kunye nokuhlangabezana neentlawulo kuyavavanywa. Ingqwalasela encomekayo inikwa abafaki-zicelo ababonakalisa uxanduva lwemali kunye nolawulo olululo lwamatyala.
5. Amaxwebhu ayimfuneko ukucela ikhredithi eWalmart
Ukucela imali-mboleko kwi-Walmart, kuyimfuneko ukubonisa uluhlu lwamaxwebhu afunwa liziko lezemali. La maxwebhu ayimfuneko ekuphononongeni amandla okuhlawula umfaki-sicelo kwaye aqinisekise ukuba ayahlangabezana na neemfuno zokunika ikhredithi. Ngezantsi ngamaxwebhu ayimfuneko:
1. Ukuchonga okusemthethweni: Kuyimfuneko ukuba uveze isazisi esisemthethweni esisemthethweni, esifana nekhadi lobumi okanye incwadi yokundwendwela. Isazisi kufuneka sibe ikwimeko entle kwaye ifundeke.
2. Ubungqina bedilesi: Kufuneka ubonise ubungqina bedilesi yamva nje, njengetyala elisetyenziswayo (amanzi, umbane, umnxeba) okanye isitatimenti sebhanki. Irisithi mayibonise ngokucacileyo igama nedilesi yomenzi-sicelo.
3. Comprobante de ingresos: Kuyimfuneko ukubonisa ukukwazi ukuhlawula ngobungqina bengeniso, njengobungqina bomsebenzi okanye i-stubs yokuhlawula kwiinyanga ezimbalwa ezidlulileyo. La maxwebhu kufuneka abonise umvuzo wenyanga womfaki-sicelo.
6. Izibonelelo kunye neenzuzo zokuba nekhredithi eWalmart
Zininzi, ezinokuba lula kakhulu kubathengi abahlala bethenga kule venkile. Ngezantsi sikhankanya iinzuzo eziphawulekayo:
- Ukufikelela kwinkxaso-mali: Ngokuba netyala eWalmart, abathengi banethuba lokufikelela kwinkxaso-mali ukwenza ukuthenga kwabo kube lula ngakumbi. Oku kubavumela ukuba bathenge ngexabiso elikhulu ngaphandle kwemfuneko yokuhlawula yonke imali ngokukhawuleza.
- Iindlela zokuhlawula ezilula: IWalmart ibonelela ngeendlela ezahlukeneyo zokuhlawula, inika abathengi ukuguquguquka xa behlawula amatyala abo. Banokukhetha ukwenza iintlawulo zenyanga okanye basebenzise ezinye iindlela zokuhlawula ezihambelana neemfuno zabo.
- Ezinye iingenelo: Ukongeza kwinkxaso-mali kunye nokhetho lokuhlawula, ukuba nekhredithi eWalmart kunokubonelela abathengi ngezibonelelo ezongezelelweyo. Oku kunokubandakanya izaphulelo ezikhethekileyo, iinkqubo zokuwonga kunye nonyuselo olulodwa lwabanini bamakhadi.
Kubalulekile ukuqaphela ukuba xa ufaka isicelo kunye nokusebenzisa ikhredithi kwi-Walmart, abathengi kufuneka babe noxanduva kwaye baqinisekise ukuba benza iintlawulo ngexesha ukuphepha iifizi ezongezelelweyo kunye nokugcina ikhredithi efanelekileyo. Ukuthatha ithuba kubo kunokuba lukhetho olukhulu kwabo bafuna ukuguquguquka okukhulu kunye nokulula xa uthenga!
7. Unyino kunye nezithintelo kwikhredithi eWalmart
Ukufumana ikhredithi eWalmart kunokuba nemida kunye nezithintelo ezibalulekileyo ukugcina engqondweni. Ezi zithintelo ziyilelwe ukuqinisekisa ukhuseleko kunye nokhuseleko lwabathengi kunye nenkampani. Apha ngezantsi zezona mida zixhaphakileyo ngetyala eWalmart:
1. Imida yetyala: I-Walmart ibeka elona xabiso liphezulu letyala kumthengi ngamnye. Lo mda unokwahluka ngokuxhomekeke kwimbali yetyala lomfaki-sicelo, ukukwazi ukuhlawula, kunye nezinye izinto ezimiselayo. Kubalulekile ukugcina lo mda engqondweni xa usenza ukuthenga ngetyala ukuphepha ukugqithisa kwaye kufuneka wenze iintlawulo ezongezelelweyo.
2. Izithintelo zemveliso: Ezinye iimveliso zinokuthintelwa ekuthengeni ngetyala eWalmart. Oku kungenxa yokuba izinto ezithile zexabiso eliphezulu okanye ezilinganiselweyo estokhweni zinokufuna imvume eyongezelelweyo okanye iwaranti eyongezelelweyo. Kucetyiswa ukuba uhlolisise izithintelo ezisebenzayo ngaphambi kokuthenga ukuze ugweme ukuphazamiseka.
3. Requisitos de elegibilidad: Ukufumana ikhredithi eWalmart, iimfuno ezithile zokufaneleka kufuneka zifezekiswe. Oku kunokuquka ukuba nobudala obuncinane, ukuba nesazisi esisebenzayo, ukuba nembali yetyala eyanelisayo, phakathi kwezinye. Ngaphambi kokucela ikhredithi, kuyacetyiswa ukuba uphonononge kwaye uhambelane neemfuno ezisekwe yinkampani.
8. Uwonyusa njani umgca wetyala eWalmart
Ukuba ungomnye wabathengi beWalmart abanomgca wetyala kwaye unomdla wokuyandisa, ukwindawo elungileyo. Okulandelayo, siza kubonisa amanyathelo ekufuneka uwalandele ukuphumeza oku:
1. Gcina imbali eqinileyo yekhredithi: Isitshixo ekwandiseni umgca wakho wetyala kukubonisa imbali entle yokuhlawula kwaye ugcine amatyala akho esexesheni. Oku kuthetha ukuhlawula amatyala akho ngexesha kwaye uphephe ukulibaziseka okanye ukuhlawula inxalenye. Ukuba unenye ikhredithi, njengamakhadi okuthenga ngetyala okanye iimali-mboleko, qiniseka ukuba uyahlangabezana nezibophelelo zakho kwaye ugcine inqanaba eliphantsi letyala.
2. Sebenzisa icandelo lakho letyala ngentembeko: I-Walmart ivavanya indlela osebenzisa ngayo ikhredithi yakho ekhoyo ngaphambi kokuqwalasela ukunyuka. Kuhlala kucetyiswa ukuba usebenzise kuphela isiqingatha semali emiselweyo yetyala lakho kwaye uhlawule ibhalansi ngokupheleleyo nyanga nganye. Oku kubonisa uxanduva lwemali kwaye kwandisa amathuba akho okufumana umgca ophezulu wetyala kwixesha elizayo.
3. Cela umgca wokunyuswa kwetyala: Nje ukuba ugcine imbali eyomeleleyo yetyala kwaye usebenzise ikhredithi yakho ngokuthembekileyo, ungacinga ngokufaka isicelo somgca wokonyuswa kwetyala eWalmart. Ukwenza oku, qhagamshelana ne inkonzo eyenzelwe Walmart okanye undwendwele iwebhusayithi yabo kwaye ufumane icandelo lezicelo zokunyuswa kwetyala. Nika ulwazi oluceliweyo kwaye ulinde impendulo kaWalmart.
9. Amacebo okuthintela iingxaki zetyala eWalmart
Kukho iindlela ezininzi onokuthi uzisebenzise ukunqanda iingxaki zetyala eWalmart. Ngezantsi, sibonisa ezinye iingcebiso ezinokukunceda ugcine imbali entle yetyala kwaye uthintele iingxaki zemali:
- Lawula iintlawulo zakho ngexesha: Kubalulekile ukwenza iintlawulo zekhadi lakho letyala leWalmart ngexesha, njengoko iintlawulo zasemva kwexesha zingenza inzala kwaye zichaphazele imbali yakho yetyala. Sebenzisa izixhobo ezifana nezikhumbuzi okanye usete iintlawulo ezizenzekelayo ukunqanda ukulibala.
- Misela uhlahlo lwabiwo-mali: Ngaphambi kokuba uthenge ngetyala lakho eWalmart, kubalulekile ukuba ube nohlahlo lwabiwo-mali olucacileyo. Hlalutya umvuzo wakho wenyanga kunye neendleko ukuze ubone ukuba yimalini onokuyaba ukuze uhlawulele ukuthenga ngekhadi letyala ngaphandle kokubeka esichengeni imali yakho.
- Jonga iindleko zakho: Gcina iirekhodi ezineenkcukacha zokuthenga kwakho ikhadi letyala eWalmart. Oku kuya kukuvumela ukuba ube nolawulo oluchanekileyo lweendleko zakho kwaye uya kukuphepha ukugqithisa izinto ozithengayo. Sebenzisa izixhobo ezinje ngezixhobo eziphathwayo okanye iinkonzo zebhanki ezikwi-Intanethi ukujonga ibhalansi yakho kunye neentshukumo kancinci.
Ukuba ujongene nobunzima bokuhlawula iikhredithi zakho eWalmart, kuyacetyiswa ukuba uqhagamshelane nenkonzo yabathengi baseWalmart ukuze ucele iinketho zokuhlawula okanye ukuphinda uxoxisane namatyala. Baza kukwazi ukukunika iingcebiso ezifanelekileyo kwaye bafumane izisombululo ezilungelelaniswe nemeko yakho yemali.
10. Yintoni omawuyenze kwimeko yobunzima bokuhlawula ityala eWalmart?
Ukuba ujongene nobunzima bokuhlawula ityala lakho eWalmart, ungakhathazeki, kukho iindlela ezininzi onokuthi uziqwalasele ukusombulula le meko. Okulandelayo, siza kukubonisa amanyathelo onokuwalandela:
1. Qhagamshelana nenkonzo yabathengi: Into yokuqala into omele uyenze kukuqhagamshelana nenkonzo yabathengi beWalmart. Baya kuba nakho ukukunika isikhokelo kunye neendlela zokulawula ubunzima bakho bentlawulo.
2. Uphononongo lwemigaqo-nkqubo yentlawulo: Kubalulekile ukuba ujonge kwakhona imigaqo-nkqubo yentlawulo yetyala eWalmart ukuze uqonde iinketho kunye nezinye iindlela ezikhoyo. Ungalufumana olu lwazi kwiwebhusayithi yeWalmart okanye ngokufowunela inkonzo yabathengi.
3. Phonononga iinketho zokurhoxiswa kwentlawulo: Ukuba awukwazi ukwenza intlawulo ngexesha, phanda ukuba ngaba iWalmart ikunika ithuba lokurhoxisa intlawulo. Oku kuya kukuvumela ukuba wandise ixesha lokuhlawula kwaye uphephe imirhumo enokwenzeka kade.
11. Iinkqubo zokuvuza kunye nezaphulelo ezikhethekileyo ngetyala eWalmart
Ngetyala eWalmart, ungonwabela yeenkqubo zemivuzo emangalisayo kunye nezaphulelo ezikhethekileyo eziza kukuvumela ukuba wonge imali ekuthengeni kwakho. Ezi nkqubo ziyilelwe ukuvuza ukunyaniseka kwabathengi bethu kwaye zibanike izibonelelo ezongezelelweyo xa besebenzisa ikhredithi yabo kwiivenkile zethu. Ngezantsi sichaza eminye yemivuzo ephambili kunye neenkqubo zezaphulelo ezikhoyo:
1. Inkqubo yamanqaku:
Ngokusebenzisa ikhredithi yakho eWalmart, uqokelela amanqaku kuyo yonke into oyithengayo. Amanqaku anokuthengwa ngezaphulelo okanye imivuzo ekuthengeni kwixesha elizayo. Umzekelo, nge-$10 nganye oyichitha ngetyala lakho, uya kufumana inqaku eli-1. Nje ukuba uqokelele amanqaku aneleyo, unokuwakhulula ekuphumeni okanye kwiwebhusayithi yethu. Oku kuya kukuvumela ukuba ufumane izaphulelo ezikhethekileyo kwiimveliso ezahlukeneyo kunye neenkonzo.
2. Izaphulelo eziZodwa:
Ukongeza kumanqaku okuqokelela, njengomthengi onekhredithi eWalmart uya kuba nokufikelela kwizaphulelo ezikhethekileyo kwiimveliso okanye iindidi ezithile. Ezi zaphulelo zinokwahluka ngokuxhomekeke kwixesha lonyaka okanye iminyhadala ekhethekileyo, ngoko ke kubalulekile ukuba sibeke iliso kwiintengiso kunye nezibonelelo zethu. Uya kukwazi ukonwabela amaxabiso athotyiweyo kwizinto ezikhethiweyo kwaye, ngezihlandlo ezikhethekileyo, izaphulelo ezongezelelweyo kubathengi bethu betyala. Yenza kangangoko la mathuba ukuze ufumane amaxabiso angcono!
3. Beneficios adicionales:
Ngaphandle kwemivuzo kunye neenkqubo zezaphulelo, njengomthengi wetyala eWalmart unokukonwabela izibonelelo ezongezelelweyo, njengeenkonzo ezongezelelweyo zewaranti okanye inkxaso yabathengi bomntu. Sizimisele ukukunika amava okuthenga awodwa nanelisayo, yiyo loo nto sizama ukukunika izibonelelo ezikhethekileyo eziya kwenza amava akho okuthenga abe lula kwaye athandeke. Zive ukhululekile ukubuza abaxhasi bethu benkonzo yabathengi ukuba bafunde ngakumbi ngezi zibonelelo zongezelelweyo.
12. Uyisebenzisa njani ikhredithi eWalmart ngobulumko nangenkathalo
Ukusebenzisa ikhredithi eWalmart ngobulumko nangenkathalo kubalulekile ukwenza uninzi lweebhenefithi ezinikezelwa lolu khetho lwentlawulo. Ngezantsi, sinikezela ngeengcebiso kunye neengcebiso zokulawula ikhredithi yakho ngokufanelekileyo:
1. Beka uhlahlo lwabiwo-mali: Ngaphambi kokuba uthenge ngetyala, kubalulekile ukuvavanya umvuzo wakho wenyanga kunye neendleko ukuze ubone ukuba yimalini onokuyabela ukuhlawula ityala lakho. Ngale ndlela, uya kukuphepha ukungena ematyaleni amaninzi kunokuba kuyimfuneko kwaye uya kuba nakho ukusebenzisa ikhredithi yakho ngoxanduva eWalmart.
2. Yazi imiqathango kunye nemigaqo: Ngaphambi kokufaka isicelo setyala eWalmart, kubalulekile ukufunda nokuqonda zonke iimeko kunye nemigaqo yekhontrakthi. Nika ingqwalasela eyodwa kumlinganiselo wenzala, imiqathango yentlawulo kunye nezohlwayo zokuhlawula kade. Ezi nkcukacha ziya kukuvumela ukuba wenze izigqibo ezinolwazi kwaye uphephe izinto ezimangalisayo kwixesha elizayo.
13. Ukuxhasa ngemali ezinye iindlela eWalmart ngaphandle kwekhredithi yemveli
EWalmart, kukho iindlela ezahlukeneyo zenkxaso-mali ezihamba ngaphaya kwetyala lemveli. Olu khetho luvumela abathengi ukuba bafumane izisombululo eziguquguqukayo nezilungele ukufumana iimveliso abazidingayo. Apha ngezantsi kukho iindlela ezintathu zokuxhasa ngemali ezikhoyo eWalmart:
- Ukuxhaswa ngemali ngamakhadi etyala eWalmart: IWalmart ibonelela ngamakhadi ayo etyala abonelela ngeenzuzo ezikhethekileyo kubasebenzisi. La makhadi akuvumela ukuba uxhase ngemali ukuthenga evenkileni nakwi-intanethi, kwaye unikezele ngeenkqubo zemivuzo kunye nezaphulelo ezikhethekileyo. Ukongeza, kunokwenzeka ukufikelela kwiintengiso zezemali sin intereses ngexesha elithile, elilungele ukuthenga iimveliso zexabiso eliphezulu ngaphandle kokuhlawula iintlawulo ezongezelelweyo.
- Ukuxhasa ngemali mboleko: I-Walmart nayo inenkonzo yemali-mboleko yobuqu, ngokubambisana namaziko emali, avumela abathengi ukuba bafumane imali yokuhlawula iimfuno ezahlukeneyo. Ezi mboleko zingasetyenziswa ukwenza ukuthenga kwivenkile, ukuhlawula amatyala okanye nayiphi na enye injongo, ukubonelela ukuguquguquka ekusebenziseni imali kunye nemigaqo yokuhlawula efanelekileyo.
- Inkxaso-mali ngokuqeshisa ngenketho yokuthenga: I-Walmart inikeza ukhetho lokuthenga iimveliso ngesivumelwano sokuthenga. Esi sikimu sivumela umxhasi ukuba asebenzise imveliso ngokuhlawula iirenti zenyanga, kunye nethuba lokuyithenga ekupheleni kwesivumelwano. Olu khetho lulungele ngakumbi abo bathengi bafuna ukuba nemveliso ixesha elide, kodwa abangakwaziyo ukuyihlawula ngokupheleleyo ngokukhawuleza.
Ezi ndlela zokuxhasa ngemali eWalmart zinika abathengi ithuba lokuthenga iimveliso ngendlela efikelelekayo ehlangabezana neemfuno zabo zemali. Nokuba kungekhadi letyala leWalmart, iimali-mboleko zobuqu, okanye ukuqeshisa-ngokwabo, abathengi banokufumana ukhetho olufanelekileyo olubavumela ukuba bathenge ngokulula kwaye ngaphandle kokubeka esichengeni imali yabo.
14. Imibuzo ebuzwa rhoqo malunga nenkqubo yokufumana ikhredithi eWalmart
Kweli candelo, siza kuphendula eminye yemibuzo eqhelekileyo malunga nenkqubo yokufumana ikhredithi eWalmart. Ukuba unomdla wokufaka isicelo sekhadi letyala leWalmart okanye ufumane imali yokuthenga okuthile, olu lwazi luya kuba luncedo:
1. Ziziphi iimfuneko zokufumana ikhredithi eWalmart?
Ukucela ikhredithi eWalmart, kufuneka uhlangabezane nezi mfuno zilandelayo:
- Yiba ngaphezulu kwe-18 leminyaka ubudala
– Yiba nomvuzo omncinci oqinisekisiweyo
– Nika isazisi esisemthethweni esisemthethweni
– Yiba nobungqina bedilesi
– Gcwalisa isicelo setyala
2. Kuthatha ixesha elingakanani ukwenza isicelo setyala eWalmart?
Nje ukuba usingenise isicelo sakho setyala eWalmart, inkqubo yovavanyo inokuthatha ukuya kwiiveki ezimbini. Ngeli xesha, iWalmart iya kujonga imbali yakho yetyala, umvuzo, kunye nezinye izinto ukufumanisa ukuba ufanelekile na ukufumana ikhredithi. Kubalulekile ukubonelela ngayo yonke ingcaciso eceliweyo kwaye uqinisekise ukuba ichanekile ukuthintela ukulibaziseka kwinkqubo.
3. Yintoni umda wetyala xa ufumana ikhadi letyala leWalmart?
Umda wetyala wekhadi letyala leWalmart unokwahluka ngokuxhomekeke kwimbali yakho yetyala kunye novavanyo olwenziwe yiWalmart. Okubalulekileyo, ukugcina imbali entle yokuhlawula kunye nokusetyenziswa kwekhadi ngenkathalo kunokunyusa umlinganiselo wakho wetyala ekuhambeni kwexesha. Ungajonga kunye neWalmart ngolwazi oluchanekileyo malunga nemida ekhoyo yetyala.
Ngamafutshane, i-Walmart inikezela abathengi babo uluhlu olubanzi lweenketho zetyala ezivumela ukuba bathenge iimveliso ngendlela efanelekileyo nefikelelekayo. Ngenkqubo yekhadi letyala leWalmart, abasebenzisi banokonwabela izibonelelo ezikhethekileyo ezinje ngezaphulelo, unyuso olukhethekileyo, kunye nokhetho lwenkxaso-mali engenanzala.
Ukufaka isicelo sekhredithi eWalmart, kubalulekile ukulandela amanyathelo achanekileyo kwaye uhlangabezane neemfuno ezimiselweyo. Oku kubandakanya ukubonelela ngolwazi lomntu siqu kunye nemali, kunye nokuhlangabezana neendlela ezithile zokufaneleka. Nje ukuba isicelo samkelwe, abathengi banokusebenzisa ikhredithi yabo kwiivenkile eziphathekayo okanye kwi-intanethi, bethatha inzuzo kunye noncedo olunikezelayo.
Kubalulekile ukukhumbula ukuba ukusetyenziswa kwetyala ngenkathalo kubalulekile ekugcineni impilo eyomeleleyo yezemali. Ukuhlala ngoku ngeentlawulo kunye nokuphepha amatyala agqithisileyo ngundoqo wokwenza uninzi lweenketho zetyala ezinikezelwa yiWalmart. Ukongeza, kuyacetyiswa ukuba uphonononge imimiselo kunye neemeko zekhadi letyala leWalmart ukuze uqaphele utshintsho olunokwenzeka okanye uhlaziyo.
Ekugqibeleni, ukuthatha ikhredithi eWalmart kunokubonelela abathengi ngokuguquguquka kunye nokulula okufunekayo ukuze bathenge kwaye bahlangabezane neemfuno zabo. Ngeenketho ezahlukeneyo zetyala ezikhoyo kunye neenzuzo ezikhethekileyo, abathengi banokwenza uninzi lwamava abo okuthenga eWalmart. Ngalo lonke ixesha khumbula ukuvavanya iimfuno zakho zemali kwaye usebenzise ikhredithi ngokufanelekileyo ukugcina uzinzo olwaneleyo lwemali.
NdinguSebastián Vidal, injineli yekhompyuter ethanda itekhnoloji kunye ne-DIY. Ngaphaya koko, ndingumdali we tecnobits.com, apho ndabelana ngee-tutorials ukwenza itekhnoloji ifikeleleke kwaye iqondeke kumntu wonke.