Udluliselo lwetyala yeselfowuni komnye iye yaba ngumsebenzi obalulekileyo kwixesha ledijithali. Ngokuthembela okwandayo kwiifowuni eziphathwayo ukwenza umnxeba, ukuthumela imiyalezo kunye nokufikelela kwi-Intanethi, ukukwazi ukudlulisa ibhalansi ukusuka kumgca omnye ukuya komnye ngokukhawuleza nangokukhuselekileyo kubalulekile. Kweli nqaku, siza kuphonononga indlela yokwenza le nkqubo yobugcisa, sikunika zonke izitshixo zokwenza ugqithiso lwetyala oluyimpumelelo. phakathi kwezixhobo eziphathwayo. Ukusuka kwiindlela ezahlukeneyo ezikhoyo ukuya kwingqwalasela ebalulekileyo ekufuneka uyigcine engqondweni, uya kufumanisa ukuba ungayidlulisela njani ikhredithi ukusuka kwiselfowuni enye ukuya kwenye. ngokufanelekileyo kwaye iyasebenza.
1. Intshayelelo: Inkqubo yokudluliselwa kwetyala phakathi kweeselfowuni
Inkqubo yokudluliselwa kwetyala phakathi kweeselfowuni ngumsebenzi ovumela abasebenzisi ukuba babelane ngebhalansi yetyala labo nezinye izixhobo eziphathwayo. Olu phawu luluncedo ngakumbi kwiimeko apho umsebenzisi kufuneka athumele ngetyala kumhlobo okanye ilungu losapho elikwimeko yonxunguphalo okanye elingakwaziyo ukutshaja kwakhona. Siza kunika iinkcukacha ngamanyathelo ekufuneka siwalandele ukwenza olu dluliselo ngempumelelo.
Ukwenza ukuhanjiswa kwetyala phakathi kweeselfowuni, kubalulekile ukujonga kuqala ukuba umqhubi wakho weselula unikezela ngolu khetho, kuba akubona bonke ababoneleli benkonzo yeselula abaxhasayo. Nje ukuba uqinisekise ukuba olu khetho lukhona, kuya kufuneka ulandele la manyathelo alandelayo:
- Qinisekisa ukuba unemali eyaneleyo yetyala kwi-akhawunti yakho ukuze ugqibezele udluliselo.
- Faka imenyu yeenketho kwiselfowuni yakho kwaye ukhethe umsebenzi wotshintshiselwano ngetyala.
- Uya kucelwa ukuba ufake inombolo yefowuni yomamkeli onqwenela ukuthumela kuye ikhredithi.
- Faka isixa setyala ofuna ukusidlulisela.
- Qinisekisa ukudluliselwa kwaye uqinisekise ukuba iinkcukacha ezifakiweyo zichanekile phambi kokuba uqhubeke.
- Nje ukuba uqinisekise ukudluliselwa, zombini izixhobo ziya kufumana isaziso esiqinisekisa ukuthengiselana okuyimpumelelo.
Nceda ukhumbule ukuba, kwezinye iimeko, kusenokubakho izithintelo okanye imida kwisixa-mali kunye namaxesha okudluliselwa kwetyala okunokwenziwa. Kubalulekile ukuba udibane nemigaqo kunye nemiqathango enikwe ngumqhubi weselula yakho ngolwazi olungakumbi malunga nale mida. Ngala manyathelo alula, unokwenza udluliselo lwetyala ngokulula kwaye ngokukhawuleza, ukunika inkxaso kubathandekayo bakho xa beyifuna kakhulu.
2. Iimfuno ezifunekayo zokudlulisa ikhredithi phakathi kweeselfowuni
Phambi kokwenza utshintshiselwano ngetyala phakathi kweeselfowuni, kubalulekile ukuqinisekisa ukuba uyahlangabezana neemfuno eziyimfuneko. Ngezantsi ziimfuno eziphambili ekufuneka zithathelwe ingqalelo:
1. Jonga ukuhambelana kwabaqhubi: Ukuze udlulise ikhredithi phakathi kweeselfowuni, zombini izixhobo kufuneka zibe zezomsebenzisi wefowuni enye. Kubalulekile ukuqinisekisa ukuba zombini inombolo yemvelaphi kunye nenombolo yendawo ekuyiwa kuyo zisuka kumsebenzisi ofanayo, kungenjalo udluliselo alunakwenziwa.
2. Yiba nebhalansi eyaneleyo: Ngaphambi kokuqala ukudluliselwa, kuyimfuneko ukuqinisekisa ukuba unebhalansi eyaneleyo kwifowuni yeselula ngubani oza kwenza udluliselo. Kubalulekile ukukhumbula ukuba abanye abaqhubi banokuhlawulisa ikhomishini kule nkonzo, ngoko ke iindleko ezongezelelweyo kwibhalansi eza kudluliselwa kufuneka ziqwalaselwe.
3. Yazi ikhowudi yokudlulisela: Umsebenzisi ngamnye unokuba nekhowudi ethile okanye umyalelo wokwenza udluliselo lwetyala. Le khowudi inokwahluka, ngoko ke kubalulekile ukuyazi phambi kokuba uzame ukwenza ugqithiselo. Ngokubanzi, le khowudi yenziwe ngokudityaniswa kwamanani kunye nabalinganiswa abakhethekileyo obafakayo kwikhibhodi kwiselfowuni kwaye ithunyelwa njengomyalezo obhaliweyo.
3. Amanyathelo ekufuneka uwalandele ukudlulisela ikhredithi ukusuka kwiselfowuni enye ukuya kwenye
Ukudlulisela ikhredithi kwiselfowuni enye ukuya kwenye, landela la manyathelo alandelayo:
1. Jonga ukuhambelana: Ngaphambi kokuba uqhubele phambili nokudlulisela ityala, qiniseka ukuba zombini iiselfowuni ziyahambelana nalo msebenzi. Utshintshiselwano ngetyala lunokwahluka ngokuxhomekeke kumboneleli wenkonzo kunye nelizwe okulo. Jonga iimeko kunye nezithintelo kunye nomboneleli wakho wefowuni ephathwayo.
2. Fikelela kwimenyu yokudlulisela ngetyala: Kwiselfowuni yakho, khangela i-"Dlulisa ikhredithi" okanye "ibhalansi yokuGqithisela" kwimenyu ephambili. Olu khetho luqhele ukubekwa kwiinkonzo okanye icandelo lezicwangciso. Ukuba awukwazi kulufumana olu khetho, jonga incwadi yomsebenzisi yeselula yakho okanye uqhagamshelane ne inkonzo eyenzelwe kumboneleli wakho wefowuni ephathwayo.
3. Ingresa los datos requeridos: Nje ukuba ufikelele kukhetho lokudlulisela ngetyala, kufuneka ufake idatha eyimfuneko ukuze ugqibezele udluliselo. Oku kunokubandakanya inombolo yeselula ofuna ukuthumela kuyo ngetyala, isixa sekhredithi ekufuneka idluliselwe, kunye nekhowudi yokhuseleko okanye i-PIN. Qinisekisa ukuba ufaka idatha efunekayo ngokuchanekileyo kwaye uqinisekise ulwazi ngaphambi kokuqinisekisa ukudluliselwa.
4. Iinketho zokutshintshiselana ngetyala ezifumaneka kwiinkampani ezahlukeneyo zeefowuni eziphathwayo
Kukho ezininzi. Ezi zikhetho zikuvumela ukuba wabelane ngebhalansi yakho nabanye abasebenzisi okanye uyidlulisele komnye umgca onawo. Apha ngezantsi zezinye zeenkampani ezinkulu zeefowuni eziphathwayo kunye nokhetho lokudlulisela ngetyala abalunikezelayo:
1. Inkampani A: Le nkampani ikuvumela ukuba uthumele ityala phakathi kwemigca yeakhawunti enye. Ukwenza oko, kufuneka ufikelele kwi-portal ye-intanethi yenkampani kwaye ulandele amanyathelo abonisiwe. Ungathumela kwakhona ngekhowudi ye-USSD ngokucofa indibaniselwano yamanani kwifowuni yakho. Jonga iwebhusayithi yenkampani ngolwazi oluthe kratya kunye neemfuno ezithile.
2. Inkampani B: Kule nkampani, ukuhanjiswa kwetyala kunokwenziwa ngemiyalezo ebhaliweyo. Kufuneka uthumele umyalezo kunye nenombolo yefowuni yomamkeli kunye nesixa setyala ofuna ukusithumela. Nceda uqaphele ukuba utshintshiselwano luxhomekeke kwizithintelo ezithile, njengobuncinane kunye nesixa esikhulu sekhredithi esinokugqithiselwa. Jonga iwebhusayithi yenkampani ngeenkcukacha ezithe vetshe.
3. Inkampani C: Kule nkampani, ukuhanjiswa kwetyala kwenziwa ngesicelo seselula. Kuya kufuneka ukhuphele isicelo, ungene ngeakhawunti yakho kwaye ukhethe ukhetho lokudlulisela ngetyala. Apho ungafaka inombolo yefowuni yomamkeli kunye nesixa setyala ofuna ukusidlulisela. Khumbula ukujonga ukuhambelana nesixhobo sakho esiphathwayo kwaye ujonge kwakhona isikhokelo somsebenzisi esinikezwe yinkampani.
5. Iingcebiso zokuqinisekisa ukudluliselwa kwetyala ngempumelelo
La macebiso alandelayo aya kukunceda uqinisekise ukuba ugqithiselwa ngetyala ngempumelelo:
1. Phanda ngemigaqo-nkqubo yokudluliselwa kwamatyala kwiziko elifumanayo: Phambi kokuba uqalise inkqubo yodluliselo, kubalulekile ukuba uzazise ngemigaqo-nkqubo ethile yeziko onqwenela ukuthumela kulo iikhredithi zakho. Fumanisa ukuba bayayamkela na ikhredithi kwiziko lakho langoku kunye nokuba kukho naziphi na iimfuno ezongezelelweyo zokudluliselwa.
2. Hlaziya isicwangciso sakho sokufunda kwaye usithelekise neemfuno zeziko elifumanayo: Yenza uthelekiso olucokisekileyo phakathi kwezifundo ozifundileyo kunye nezo zifunwa liziko elifumanayo. Chonga naziphi na iiyantlukwano kwaye uqinisekise ukuba unokuhlangabezana nemigaqo emiselweyo yokudlulisela. Ukuba ufumanisa ukungangqinelani, ungaqhagamshelana nomcebisi wezemfundo ukuze ufumane isikhokelo.
3. Lungiselela kwaye ulungiselele onke amaxwebhu ayimfuneko: Qikelela kwaye uqokelele onke amaxwebhu afunekayo ukuze kudluliselwe iikhredithi. Oku kunokubandakanya imibhalo ebhaliweyo esemthethweni, iinkcazo zezifundo, isilabhasi, kunye nawo nawaphi na amaxwebhu ongezelelweyo axhasa isicelo sakho. Wagcine onke la maxwebhu kwindawo ekhuselekileyo kwaye uqiniseke ukuwangenisa egqityiwe yaye ngokungqinelana nemiyalelo yeziko eliwafumanayo.
Khumbula ukuba iziko ngalinye linemigaqo-nkqubo yalo kunye neemfuno zokudlulisela iikhredithi, ngoko ke kubalulekile ukuba udibane ngqo neziko onqwenela ukutshintshela kulo amatyala akho. Landela ezi ngcebiso ukuze uqinisekise ukuba unokudluliselwa okugudileyo nokuphumelela. Ithamsanqa kwinkqubo yakho yokudlulisela ngetyala!
6. Inkcazo ebanzi yeekhowudi kunye nemiyalelo yokudlulisa ikhredithi phakathi kweeselfowuni
Kweli candelo, siya kunika inkcazo ecacileyo yeekhowudi kunye nemiyalelo eyimfuneko yokudlulisa ikhredithi phakathi kweefowuni. Ngezantsi, iinketho ezahlukeneyo kunye neendlela ziya kuboniswa eziya kukuvumela ukuba wenze ugqithiselo oluyimpumelelo kunye nolungenangxaki.
1. Ukusebenzisa ikhowudi ye-USSD: Iinkampani ezininzi zefowuni zibonelela ngekhowudi ethile ye-USSD ekufuneka uyifowunele ukuze udlulise ityala. Okokuqala, kuya kufuneka ujonge ukuba inkampani yakho inikezela ngale nkonzo kwaye yeyiphi ikhowudi ekufuneka uyifowunele. Umzekelo, ukuba ungumthengi wenkampani XYZ, ungacofa ikhowudi *123# ilandelwa yinombolo yefowuni ofuna ukuyidlulisela kuyo ikhredithi. Khumbula ukuba imiyalelo inokwahluka ngokwenkampani, ngoko ke kubalulekile ukujonga amaxwebhu anikezelwe ngumsebenzisi wakho.
2. Ngesicelo esiphathwayo: Enye inketho kukusebenzisa usetyenziso olusemthethweni lweselula olunikezwe ngumsebenzisi wakho. Ezi apps zihlala zinento eyakhelweyo yokudlulisela ngetyala ekuvumela ukuba ukhethe umfowunelwa kuluhlu lwakho lomfowunelwa okanye ufake ngesandla inombolo yefowuni ofuna ukuyidlulisela kuyo ikhredithi. Landela imiyalelo enikwe yi-app ukugqiba ugqithiselo.
3. Ngomyalezo obhaliweyo: Ezinye iinkampani zikuvumela ukuba uthumele ikhredithi ngokuthumela umyalezo obhaliweyo. Ukwenza oku, kuya kufuneka uthumele umyalezo kwinombolo echongwe ngumsebenzisi wakho ngefomathi ethile eboniswe ngabo. Qinisekisa ukuba ulandela imiyalelo ngononophelo ukuphepha iimpazamo zokudlulisela.
Ngalo lonke ixesha khumbula ukujonga ubukho kunye neemfuno ezithile ezibonelelwa yinkampani yefowuni yakho, njengoko ukhetho kunye neendlela zinokwahluka. Landela imiyalelo enikiweyo kwaye uqiniseke ukuba unekhredithi eyaneleyo kwi-akhawunti yakho ukwenza ugqithiselo ngaphandle kweengxaki. Ukuba unayo nayiphi na imibuzo ngexesha lenkqubo, nceda uqhagamshelane nenkxaso yobuchwephesha yomphathi wakho ngoncedo olongezelelweyo.
7. Ukuhambelana phakathi kweemodeli ezahlukeneyo kunye neempawu zeefowuni eziphathwayo zokudluliselwa kwetyala
Ukudlulisela ngetyala phakathi kweemodeli ezahlukeneyo zeefowuni eziphathwayo kunye neempawu kunokuba ngumngeni njengoko ingezizo zonke izixhobo ezihambelanayo. Nangona kunjalo, kukho iindlela ezithile ezinokukunceda wenze olu dluliselo ngempumelelo. Apha siza kukuchazela indlela yokwenza Inyathelo nenyathelo:
Indlela yoku-1: Ukudluliselwa nge-App yeQela leSithathu
Indlela eqhelekileyo yokudlulisela ngetyala phakathi kweemodeli ezahlukeneyo zefowuni ephathwayo kunye neempawu kukusebenzisa isicelo somntu wesithathu esenzelwe ngokukodwa lo msebenzi. Ezinye zezona zicelo zidumileyo zokwenza olu dluliselo yi-Xender, Shareit kwaye Thumela Naphi na. Landela la manyathelo:
- Khuphela kwaye ufake usetyenziso olukhethileyo kuzo zombini iiselfowuni.
- Vula usetyenziso kuzo zombini izixhobo.
- Khetha ukhetho lotshintshiselwano ngetyala kwifowuni ofuna ukuthumela kuyo ngetyala.
- Landela imiyalelo kwi-app ukuseka uqhagamshelwano phakathi kwezixhobo ezibini.
- Nje ukuba uqhagamshelo lusekiwe, khetha ukhetho lokudlulisela ngetyala kwaye ukhethe imali ofuna ukuyidlulisela.
- Confirma la transferencia y espera a que se complete.
Indlela yesi-2: Ukudluliselwa ngenkonzo yabathengi bomsebenzisi wefowuni
Ukuba awufuni ukusebenzisa usetyenziso lomntu wesithathu, enye indlela kukuqhagamshelana nenkonzo yabathengi bomsebenzisi wefowuni yakho. Uninzi lwabaqhubi banikezela ngamathuba okudlulisela ngetyala phakathi kweemodeli ezahlukeneyo kunye neempawu zeeselfowuni. Landela la manyathelo:
- Fumana inombolo yenkonzo yabathengi yomqhubi weselula. Ungayifumana kwiwebhusayithi esemthethweni yenkampani okanye kumaxwebhu abakunike wona xa uthenge ifowuni.
- Fowunela inkonzo yabathengi kwaye uchaze ukuba ufuna ukudlulisela ngetyala phakathi kweemodeli ezahlukeneyo zefowuni ephathwayo kunye neempawu.
- Nikeza ulwazi olufunekayo, olufana neenombolo zefowuni ephathwayo kunye nezixa zekhredithi onqwenela ukuzidlulisela.
- Landela imiyalelo abayinikezelayo kwaye uqinisekise ugqithiselo.
- Lindela umsebenzisi ukuba aqhubekisele phambili ugqithiselo, olungathatha imizuzu embalwa.
Ngokulandela ezi ndlela, uya kukwazi ukudlulisela ngetyala phakathi kweemodeli ezahlukeneyo kunye neempawu zeselfowuni ngempumelelo. Ngalo lonke ixesha khumbula ukujonga ukuhambelana kwezixhobo kwaye uqinisekise ukuba unonxibelelwano lwe-intanethi oluzinzileyo ukwenza olu dluliselo ngokuchanekileyo.
8. Ukusombulula iingxaki eziqhelekileyo ngexesha lenkqubo yokudluliselwa kwetyala
Xa kuziwa kwinkqubo yokudluliselwa kwetyala, kuqhelekile ukuhlangabezana neengxaki ezithile ezinokuthintela inkqubo. Nangona kunjalo, ngamanyathelo afanelekileyo kunye nezixhobo ezifanelekileyo, ezi ngxaki zinokusombululeka. indlela esebenzayo. Apha ngezantsi kukho izisombululo kwezona ngxaki zixhaphakileyo kuhlangatyezwana nazo kwinkqubo yodluliselo lwetyala:
- Impazamo yesicelo sokutshintshela: Ukuba ngexesha lenkqubo yokudluliselwa kwetyala kwenziwa impazamo xa kunikezelwa ulwazi okanye naluphi na uxwebhu olufunekayo lulahlekile, kubalulekile ukuba uqhagamshelane ngokukhawuleza nesebe elifanelekileyo leziko lemfundo. Baya kuba nako ukunika imiyalelo ecacileyo malunga nendlela yokulungisa impazamo kwaye bazalise isicelo ngokufanelekileyo.
- Ukunqongophala kokulingana kwetyala: Xa udlulisa iikhredithi ukusuka kwelinye iziko ukuya kwelinye, ingxaki inokuvela ukuba ezinye iikhosi azithathwa njengezilingana. Kule meko, kuyacetyiswa ukuba kuqokelelwe onke amaxwebhu afanelekileyo, anjengeenkcazo zezifundo kunye neenkqubo zemfundo, kwaye zinike ikomiti yokudluliselwa kwetyala. Ikomiti iya kuphonononga ulwazi kwaye, ngokusekelwe kuvavanyo lwayo, inqume ukuba ngaba kunokwenzeka ukunika ikhredithi elinganayo kwiikhosi ezichaphazelekayo.
- Imibuzo malunga nenkqubo yogqithiselo: Ukuba unayo nayiphi na imibuzo okanye iinkxalabo malunga nenkqubo yokudluliselwa kwetyala, kungcono ukuba uqhagamshelane nomcebisi wezemfundo okanye ummeli wokwamkelwa kwabafundi kwiziko onqwenela ukutshintshela kulo. Baza kukwazi ukukunika isikhokelo esilungiselelwe wena kwaye basombulule zonke iinkxalabo zakho, bekukhokele kumanyathelo ayimfuneko ukuze ugqibezele ngempumelelo ugqithiselo lwetyala.
9. Izinto eziluncedo kunye nezingeloncedo zokudlulisa ityala phakathi kweeselfowuni
Ukudluliselwa kwetyala phakathi kweeselfowuni yindlela efanelekileyo kwabo basebenzisi abafuna ukwabelana ngebhalansi kunye nosapho okanye abahlobo. Nangona kunjalo, ngaphambi kokukhetha le ndlela, kubalulekile ukuqwalasela zombini iingenelo kunye nokungonakali eziza nayo.
Enye yeenzuzo eziphambili zokudlulisa ityala phakathi kweeselfowuni kukukwazi ukunceda abanye abantu ukuba bahlaziye ibhalansi yabo, ngakumbi kwiimeko ezingxamisekileyo. Ngaphezu koko, le nkqubo ikhawuleza kwaye ilula, ifuna amanyathelo ambalwa kuphela ukugqiba. Ikwayindlela eluncedo kwabo basebenzisi bangakwaziyo ukufikelela kwivenkile ebonakalayo ukuba baphinde batshaje ifowuni yabo.
Nangona kunjalo, kukwakho nezinto ezingeloncedo ezinxulumene nokuhanjiswa kwetyala phakathi kweeselfowuni. Okokuqala, abanye abaqhubi banokubiza umrhumo ngokwenza ezi ntlobo zentengiselwano. Ngoko ke, kuyacetyiswa ukuba ujonge imigaqo-nkqubo kunye neentlawulo zabasebenzi ngaphambi kokuba wenze naluphi na utshintshelo. Ngaphezu koko, kufuneka kuqatshelwe ukuba xa ikhredithi idlulisiwe, ayinakufunyanwa kwakhona xa kukho ukuzisola.
Isishwankathelo, ukuhanjiswa kwetyala phakathi kweeselfowuni lukhetho olusebenzayo noluluncedo lokwabelana nabanye abantu. Nangona kunjalo, kubalulekile ukuthathela ingqalelo imirhumo enokubakho enxulumene kwaye ucinge ukuba ikhredithi edluliselweyo ayinakufunyanwa kwakhona.
10. Iindlela ezizezinye zokudluliselwa kwetyala ukwabelana ngebhalansi nabanye abasebenzisi beefowuni eziphathwayo
Xa ufuna ukwabelana ngetyala nabanye abasebenzisi befowuni ephathwayo, kukho ezinye iindlela zokudlulisela ngetyala ezinokuba luncedo. Olu khetho lukuvumela ukuba uncede abafowunelwa bakho ngamaxesha kaxakeka okanye xa kufuneka benze umnxeba ongxamisekileyo. Apha ngezantsi, sibonisa iindlela ezintathu zokwabelana ngebhalansi ngaphandle kokubhenela kutshintshiselwano lwetyala.
1. Recarga en línea: Uninzi lweenkampani zeselfowuni zibonelela ngenketho yokongeza ibhalansi yakho kwi-Intanethi. Oku kukuvumela ukuba utshaje ifowuni yomnye umntu usebenzisa ibhalansi yakho. Ukwenza oko, yiya kwiwebhusayithi yomboneleli wakho wenkonzo kwaye ujonge inketho yokutshaja kwakhona kwi-intanethi. Apho, kufuneka ufake inombolo yefowuni yomntu ofuna ukumnceda kwaye ukhethe imali oza kuyitshaja kwakhona. Nje ukuba uqinisekise intengiselwano, ibhalansi iya kuthunyelwa ngokuzenzekelayo kwifowuni yomnye umntu.
2. Izicelo zentlawulo yeselula: Enye indlela kukusebenzisa usetyenziso lwentlawulo yeselula ekuvumela ukuba uthumele imali phakathi kweeakhawunti. Ezi apps zihlala zisimahla kwaye ziyafumaneka ukuba zikhutshelwe kwii-smartphones ezininzi. Kuya kufuneka kuphela ukuba ube neakhawunti enebhalansi kwisicelo kunye nenombolo yefowuni yomntu ofuna ukwabelana naye ngebhalansi. Faka imali ofuna ukuyigqithisela kwaye uqinisekise itransekshini. Umamkeli uya kufumana imali eseleyo ngoko nangoko kwiakhawunti yakhe yesicelo.
3. Cela ukongezwa kwebhalansi: Ukuba awukwazi ukugcwalisa ibhalansi yakho okanye usebenzise ii-apps zentlawulo yeselula, unokucela nje abanye abasebenzisi befowuni ukuba bakuncede wabelane ngebhalansi yakho. Amaxesha amaninzi, abantu bazimisele ukukuboleka ngetyala kwiimeko ezingxamisekileyo. Cacisa imeko yakho kwaye ucele ngobubele ukuba bagcwalise ifowuni yakho. Khumbula ukubathembisa ukubahlawula imali eseleyo ngekheshi okanye uyibuyisele kwakamsinyane ukuze ugcine ubudlelwane obulungileyo bokuthembana.
11. Imigaqo-nkqubo yeenkampani zeefowuni eziphathwayo malunga nokudluliselwa kwetyala phakathi kweeselfowuni
Iinkampani zeeselfowuni zihlala zinemigaqo-nkqubo yazo xa kufikwa ekudluliseleni ngetyala phakathi kweeselfowuni. Le migaqo-nkqubo isekwe ukuqinisekisa ukhuseleko kunye nemfihlo yabasebenzisi, kunye nokuphepha ubuqhetseba obunokwenzeka okanye ukuxhatshazwa. Apha ngezantsi zezona migaqo-nkqubo ixhaphakileyo eyamkelwa ziinkampani zemfonomfono:
1. Izithintelo zokuGqithisela: Uninzi lweenkampani zibeka imida kwisixa setyala elinokudluliselwa kunye nokuba ukhutshelo lunokwenziwa kangaphi. Ezi zithintelo ziyahluka ngokwenkampani nganye kwaye zichazwe ngokubanzi ngokwemigaqo nemiqathango yenkonzo.
2. Inkqubo yokuTshintshela: Ukwenza i-credit transfer phakathi kweeselfowuni, kuyimfuneko ukulandela inkqubo ethile. Ngokuqhelekileyo, le nkqubo ibandakanya ukuthumela umyalezo obhaliweyo ngekhowudi ethile okanye igama elingundoqo kwinombolo yefowuni echongwe yinkampani. Kubalulekile ukulandela imiyalelo echanekileyo enikwe yinkampani ukuqinisekisa ukuba ukudluliselwa kuphumelele.
3. Iindleko ezinxulumeneyo: Ezinye iinkampani zinokubiza umrhumo okanye ikhomishini ngokwenza utshintshiselwano ngetyala phakathi kweeselfowuni. Ezi ndleko zongezelelweyo zinokwahluka kwaye kubalulekile ukujonga imigaqo-nkqubo yenkampani nganye malunga neentlawulo ezinokuthi zenziwe ngaphambi kokuba wenze udluliselo.
12. Ukhuseleko kunye nokukhuselwa kwedatha yomntu ngexesha lokudluliselwa kwetyala
Kwinkqubo yokudluliselwa kwetyala, ukhuseleko kunye nokukhuselwa kwedatha yomuntu siqu kubaluleke kakhulu ukuphepha ubuqhetseba obunokwenzeka okanye ukubiwa kolwazi. Nanga amanye amanyathelo kunye nezenzo ezilungileyo onokuthi uzilandele ukuqinisekisa ukhuseleko ngexesha lale nkqubo:
1. Sebenzisa uqhagamshelwano olukhuselekileyo: Qinisekisa ukuba uthumela ikhredithi ngoqhagamshelwano olukhuselekileyo, ngokukhethekayo usebenzisa iprotocol yeHTTPS. Oku kuqinisekisa ukuba ulwazi oluthumelayo lufihliwe kwaye lukhuselwe kuhlaselo olunokwenzeka okanye uthintelo.
2. Jonga ubunyani bewebhusayithi: Phambi kokuba uqalise nayiphi na inkqubo yokudlulisela ngetyala, qiniseka ukuba ukwiwebhusayithi esemthethweni nesemthethweni yemali okanye iziko elithembekileyo. Kuphephe ukucofa iilinki ezikrokrisayo okanye ukunika iinkcukacha zakho kumaphepha angakhuselekanga.
3. Gcina isoftwe yakho ihlaziywa: Qinisekisa ukuba uneenguqulelo zamva nje ze inkqubo yakho yokusebenza, isikhangeli sewebhu kunye ne-antivirus. Ukugcina isoftware ihlaziywa kunceda ukulungisa ubuthathaka obunokuthi buxhatshazwe ngabaphuli-mthetho be-cyber. Ukongeza, yenza uhlaziyo oluzenzekelayo ukuze uqinisekise ukuba ukhuselekile ngamaxesha onke.
Khumbula ukuba ukugcina idatha yakho yobuqu ikhuselekile luxanduva lomntu wonke. Landela ezi ngcebiso kwaye ugcine isimo sengqondo esilumkileyo ukuphepha ingozi enokwenzeka ngexesha lokudluliselwa kwetyala. Ukuthatha amanyathelo okhuseleko ayimfuneko kuya kukuvumela ukuba ube noxolo lwengqondo kunye nokuzithemba xa usenza iintengiselwano zakho zemali. Sukuyeka ukukhusela iinkcukacha zakho!
13. Izinto ezintsha zobuchwepheshe ekudluliseleni ngetyala phakathi kweeselfowuni
Inkqubela phambili yezobuchwephesha iyiguqule indlela esiqhuba ngayo iintengiselwano zethu zemihla ngemihla, kuquka indlela esidlulisela ngayo ityala phakathi kweeselfowuni. Ngoku, enkosi kubuchwephesha obutsha, sinokudlulisela ikhredithi ngokukhawuleza nangokufanelekileyo, ngaphandle kokusebenzisa iindlela zemveli ezifana neekhowudi zokutshaja kwakhona. Okulandelayo, siza kukubonisa indlela onokulusebenzisa ngayo olu tshintsho ukuze udlulisele ityala phakathi kweeselfowuni ngendlela elula nesebenzayo.
1. Sebenzisa izicelo zokudlulisela ngetyala: Kukho izicelo ezahlukeneyo mobile ekuvumela ukuba uthumele ngetyala phakathi cell phones kubaqhubi ezahlukeneyo. Ezi zicelo zisebenza njenge-wallet ebonakalayo, apho unokugcina khona ikhredithi yakho kwaye uyithumele kwabanye abasebenzisi ngoko nangoko. Kufuneka nje ukhuphele usetyenziso kwisixhobo sakho, ubhalise ngolwazi lwakho lobuqu kwaye unxulumanise inombolo yakho yeselfowuni. Nje ukuba kwenziwe oku, uya kuba nakho ukuqalisa ukudluliselwa kwetyala ngokukhawuleza nangokukhuselekileyo.
2. Yazi imigaqo-nkqubo yokudluliselwa komsebenzisi ngamnye: Ngaphambi kokuba wenze utshintshiselwano lwekhredithi, kubalulekile ukuba uziqhelanise nemigaqo-nkqubo kunye nezithintelo zomqhubi ngamnye. Ezinye iinkampani zinokunciphisa isixa setyala onokulidlulisela yonke imihla, ngelixa ezinye zinokubiza imali yokudlulisela. Kubalulekile ukuba uqinisekise ezi nkcukacha phambi kokuba wenze nayiphi na intengiselwano ukunqanda ukuphazamiseka.
3. Gcina izixhobo zakho zikhuselekile: Ukhuseleko ngumba obalulekileyo xa usenza naluphi na uhlobo lwentengiselwano kwi-intanethi. Ukuqinisekisa ukuba idatha yakho yobuqu neyezemali ikhuselwe, qiniseka ukusebenzisa izixhobo ezikhuselekileyo, gcina i-apps yakho isexesheni, kwaye unqande ukuqhagamshelwa kwiinethiwekhi zeWi-Fi zoluntu ezingakhuselekanga. Ukongeza, kuyacetyiswa ukuba usebenzise amagama ayimfihlo aqinileyo kwaye uvule ungqinisiso lwezinto ezimbini kwizicelo ozisebenzisayo ukudlulisela ikhredithi. Ngokulandela ezi ndlela zokhuseleko, uya kuba nako ukonwabela zonke izibonelelo ezinikezelwa ngokudlulisela ngetyala phakathi kweeselfowuni.
14. Izigqibo: Iingqwalasela zokugqibela malunga nokudluliselwa kwetyala phakathi kweeselfowuni
Ukuqukumbela, ukuhanjiswa kwetyala phakathi kweeselfowuni sisisombululo esiluncedo nesisebenzayo sokwabelana ngebhalansi phakathi kwabasebenzisi. Kulo lonke eli nqaku, siye saphonononga iingcamango ezahlukeneyo kunye neengcebiso ukuze siqhube le nkqubo ngempumelelo.
Okokuqala, kubalulekile ukuqinisekisa ukuba bobabini abantu ababandakanyekayo kudluliselo banomsebenzi ofanayo weselula. Oku kuya kuqinisekisa ukuhambelana okufanelekileyo kwenkqubo yokudluliselwa. Ukongeza, kuyacetyiswa ukuba ujonge imigaqo kunye neemeko zenkampani yomboneleli wenkonzo ukuqonda imida kunye nezithintelo ezinxulumene neli nqaku.
Nje ukuba olu qinisekiso lwenziwe, inkqubo yokudlulisa ilula. Ngokubanzi, inokwenziwa ngemiyalelo ye-USSD efakwe kwi ikhibhodi yeselula. Le miyalelo ikhethekileyo, inikezelwe ngumsebenzisi, ikuvumela ukuba ubonise inani letyala eliza kudluliselwa kunye nenombolo yefowuni efunyenweyo. Kubalulekile ukuqaphela ukuba abanye abaqhubi banokubiza umrhumo wokwenza lo msebenzi, ngoko kusoloko kucetyiswa ukuba uphonononge imigaqo-nkqubo yomrhumo ngaphambi kokwenza udluliselo.
Ngamafutshane, ukudlulisa ikhredithi ukusuka kwiselfowuni enye ukuya kwenye yinkqubo elula kwaye elula evumela abasebenzisi ukuba babelane ngezixhobo zabo zonxibelelwano ngokufanelekileyo. Ngeendlela ezinje ngebhalansi yokuthengisa, ukudluliselwa ngokuthe ngqo okanye isicelo setyala, abasebenzisi banokwenza uninzi lwezixhobo zabo eziphathwayo kwaye baqinisekise ukuba akukho mntu ushiywe ngasemva. akukho bhalansi. Kubalulekile ukukhumbula ukuba umsebenzisi ngamnye unemigaqo-nkqubo yakhe kunye neenkqubo zokwenza olu dluliselo, ngoko ke kubalulekile ukudibana nezikhokelo kunye nemigaqo-nkqubo yenkampani phambi kokuba wenze naluphi na utshintsho. Ngamafutshane, ukudlulisa ikhredithi ukusuka kwiselfowuni enye ukuya kwenye kunika ukuguquguquka kunye nokusebenziseka lula kubasebenzisi, okubavumela ukuba bahlale benxibelelene ngamaxesha onke. Nokuba ufuna ukunceda umhlobo osweleyo okanye ufuna nje ukwabelana ngebhalansi yakho nomntu omthandayo, le nkqubo ibonelela ngesisombululo esigqibeleleyo. Sukulinda kwakhona kwaye uqalise ukudlulisela ngetyala ngoku!
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