Kuya kufuneka uyenze iMercado Crédito ingasebenzi.

Uhlaziyo lokugqibela: 30/08/2023
Umbhali: USebastian Vidal

Ukukhula okubonakalayo kwamaqonga okubolekisa ngemali kwi-intanethi kuye kwavelisa uluhlu olubanzi lweenkonzo zemali ezifikelelekayo yabasebenzisi evela kwiMercado Libre. Olunye lolu khetho yiMercado Crédito, isixhobo esiphuhliswe yinkampani eyaziwayo ye-e-commerce efuna ukuququzelela ukufikelela kwityala kumawakawaka abantu. Nangona kunjalo, kubalulekile ukwaziswa malunga neziphumo ezinokwenzeka kunye neengcamango zobugcisa xa usebenzisa eli qonga. Kweli nqaku, siza kuphonononga izizathu zokuba kutheni kufuneka ucinge ngokuvala iMercado Crédito, kwaye oku kunokuchaphazela njani imeko yakho yezemali. Sijoyine kolu hlalutyo ukwenza izigqibo ezinolwazi malunga nezezimali zakho ze-intanethi.

1. Ubhaliso kunye nokusebenza kweMercado Crédito kwiakhawunti yakho

Ukubhalisa kunye nokwenza iMercado Crédito isebenze kwiakhawunti yakho, landela la manyathelo alula:

  1. Ngena kwiakhawunti yakho Imakethi yasimahla kwaye uye kwindawo ethi "Useto".
  2. Kwicandelo loSeto, jonga ukhetho "lweNtengiso yetyala" kwaye ucofe kuyo.
  3. Xa sele ukwiphepha leMercado Crédito, siya kukucela iinkcukacha zakho zobuqu nezemali ukuze sivavanye ukufaneleka kwakho kwaye sigqibe ngetyala esinokukunika lona.
  4. Gcwalisa zonke iindawo ezifunekayo kwaye uqiniseke ukuba unikezela ngolwazi oluchanekileyo noluhlaziyiweyo.
  5. Qhoboshela amaxwebhu aceliweyo ukuqinisekisa ubuwena kunye nentlawulo yemali. Unokulayisha iifoto okanye iskena ngokukhuselekileyo, kuba sikhusela iinkcukacha zakho.
  6. Ngenisa isicelo kwaye ulinde impendulo yethu. Siya kusivavanya isicelo sakho kwisithuba seeyure ezingama-48 ukuya kwezingama-72. Khumbula ukuba olu vavanyo lwekhredithi aluyi kuchaphazela imbali yakho yekhredithi.
  7. Nje ukuba isicelo sakho samkelwe, uya kufumana i-imeyile enemiyalelo yokuvula iakhawunti yakho yeMercado Crédito.
  8. Landela imiyalelo enikwe kwi-imeyile kwaye ungaqala ukusebenzisa ikhredithi yakho kwiMercado Libre ngoko nangoko.

Ukuba unayo nayiphi na imibuzo okanye ufuna isikhokelo esingaphezulu ngexesha lenkqubo, nceda uzive ukhululekile ukuqhagamshelana neqela lethu lenkonzo yabathengi. Sifumaneka iiyure ezingama-24 ngosuku, iintsuku ezisi-7 ngeveki.

2. Ziziphi iimpawu zeMercado Crédito?

I-Mercado Crédito liqonga lezemali elibonelela ngemali mboleko ngokukhawuleza nangokulula kubasebenzisi beMercado Libre eLatin America. Ngezantsi ziimpawu eziphambili zeMercado Crédito:

1. Inkqubo yesicelo e-Agile kunye nephepha: Ungafaka isicelo semali-mboleko eMercado Crédito ngokupheleleyo ngedijithali, ngaphandle kwesidingo sokubonisa amaxwebhu aphathekayo okanye uqhube iinkqubo ezinzima.. Yonke le nkqubo iqhutywa ngeqonga leMercado Libre ngokukhawuleza nangokukhuselekileyo.

2. Uvavanyo lwetyala olusekwe kwimbali yokuthengisa: IMercado Crédito ivavanya imbali yakho yokuthengisa kwiMercado Libre ukumisela umthamo wakho wentlawulo. Oku kuthetha ukuba awusayi kubuzwa ngembali yetyala lemveli, ikwenza kube lula ukufikelela kwimali-mboleko nokuba awunawo amanqaku angaphambili okanye ukuba imbali yakho ilinganiselwe.

3. Amazinga enzala akhuphisanayo nabhetyebhetye: Inzala ebonelelwa nguMercado Crédito iyakhuphisana kwaye ihlengahlengiswa kumxhasi ngamnye ngokwenqanaba letyala kunye nokuziphatha kwabo kwiMercado Libre.. Oku kuthetha ukuba ukuba unembali efanelekileyo yokuthengisa kunye nentlawulo kwiqonga, unokukwazi ukufikelela kumaxabiso aphantsi.

Isishwankathelo, iMercado Crédito iququzelela ukufikelela kwimali mboleko yedijithali kubasebenzisi beMercado Libre eLatin America. Inkqubo yesicelo sayo i-agile kwaye ayinamaphepha, ngokusekelwe kwimbali yokuthengisa yomsebenzisi ukuvavanya umthamo wabo wokuhlawula. Ukongeza, ibonelela ngexabiso lenzala elikhuphisanayo neliguquguqukayo ngokusekelwe kumanqaku omthengi wetyala kunye nokuziphatha eqongeni. Lukhetho olufanelekileyo kwabo bafuna inkxaso-mali ekhawulezayo nethembekileyo ngaphandle kokujongana neenkqubo zemveli..

3. Uhlalutyo lweengozi kunye neenzuzo zeMercado Crédito

Kweli candelo, siya kwenza uhlalutyo olubanzi lweengozi kunye neenzuzo zeMercado Crédito, iqonga lokuboleka imali likaMercado Libre. Ukwenza izigqibo ezizizo, kubalulekile ukuqonda zombini iingozi kunye neenzuzo ezinxulumene nale nkonzo.

Ngokubhekiselele kwimingcipheko, enye yezona zinto ziphambili ekufuneka ziqwalaselwe kukuba kunokwenzeka ukusilela kwiintlawulo-mboleko. Kubalulekile ukuvavanya ngononophelo umthamo wethu wentlawulo phambi kokuba ucele imali-mboleko ngeMercado Crédito. Ukongeza, kufuneka sithathele ingqalelo ukuba inzala kunye neefizi ezinxulumene nazo zinokunyusa iindleko zizonke zemboleko.

Kwelinye icala, izibonelelo zokusebenzisa iMercado Crédito zahlukene. Enye yeenzuzo eziphawulekayo kukukhululeka kunye nesantya senkqubo yesicelo. Ukongeza, ukuhlanganiswa kunye neMercado Libre, iimali-mboleko zomntu zinokufumaneka ngokusekelwe kwimbali yokuthenga kunye nokuthengisa kwiqonga. Oku kunokubonelela ngamava okuboleka aluncedo kwaye abhetyebhetye.

4. Uyenza njani iMercado Crédito ingasebenzi kwiakhawunti yakho

Yenza iMercado Crédito isebenze kwiakhawunti yakho

Ukuba ufuna ukuvala ukusebenza kweMercado Crédito kwiakhawunti yakho yeMercado Libre, apha sikubonisa ukuba uyenza njani Inyathelo nenyathelo:

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1. Ngena kwi-akhawunti yakho ye-Mercado Libre ukusuka isiphequluli sakho sewebhu o la aplicación móvil.

2. Yiya kwindawo ethi "Useto" okanye "Useto" kwiakhawunti yakho. Olu khetho luqhele ukufunyanwa kwimenyu eyehlayo ebekwe phezulu ekunene kwesikrini.

3. Ngaphakathi kwecandelo loqwalaselo, khangela i "Credit Market" okanye "Credit" ukhetho. Nqakraza kolu khetho ukufikelela kwizicwangciso zeMercado Crédito.

Okulandelayo, iinketho ezininzi ezinxulumene neMercado Crédito ziya kuboniswa. Ukuba ufuna ukuwucima ngokupheleleyo lo msebenzi, khetha ukhetho "Deactivate Mercado Crédito" okanye "Disable Crédito". Cofa olu khetho kwaye ulandele nayiphi na imiyalelo eyongezelelweyo enokuvela kwisikrini.

Khumbula ukuba xa iMercado Crédito yenziwe yangasebenzi, awuzukwazi ukusebenzisa izibonelelo kunye neenkonzo ezinxulumeneyo. Ukuba uthatha isigqibo sokuyivula kwakhona kwixa elizayo, landela la manyathelo mnye kwaye ukhethe ukhetho olufanelekileyo lokuyenza kwakhona.

5. Amanyathelo okucima iMercado Crédito kwisicelo esiphathwayo

Ukwenza iMercado Crédito ingasebenzi kwisicelo seselfowuni yinkqubo elula onokuyenza ngokulandela la manyathelo:

Inyathelo lesi-1: Vula iMercado Libre usetyenziso lweselfowuni kwisixhobo sakho.

Inyathelo lesi-2: Ngena kwiakhawunti yakho yeMercado Libre, usebenzisa igama lomsebenzisi kunye negama lokugqitha.

Inyathelo lesi-3: Yiya kwicandelo lezicwangciso ze-app. Ungayifumana kwimenyu eyehlayo, edla ngokumelwa yimigca emithathu ethe tye kwikona ephezulu ngasekhohlo kwesikrini.

6. Yenza iMercado Crédito ingasebenzi kwaye ulawule imali yakho

Ukwenza iMercado Crédito ingasebenzi kwaye uthathe ulawulo olupheleleyo lwemali yakho, landela la manyathelo alula:

  1. Fikelela kwiakhawunti yakho yeMercado Libre kwaye uye kwicandelo loSeto.
  2. Kwimenyu eyehlayo, khetha u-"Credit Market" ukufikelela useto lwenkonzo.
  3. Kwinketho ethi "Yenza iMercado Crédito isebenze", cofa kwiqhosha elithi "Yenza kusebenze" ukugqiba inkqubo.

Nje ukuba la manyathelo egqityiwe, uya kukhululeka kwi-Mercado Crédito kwaye uya kukwazi ukulawula iimali zakho ngokuzimeleyo. Khumbula ukuba ngokuvala le nkonzo, uya kuphulukana nofikelelo kuyo nayiphi na ikhredithi okanye inkxaso-mali enikezelwa yi-Mercado Libre.

Ukuba unomdla wokufunda ngakumbi malunga nendlela yokugcina ulawulo olungcono lwemali yakho, sincoma ukukhangela izixhobo ezikhethekileyo kunye nezicelo kwimarike ukwenza uhlahlo lwabiwo-mali lwenyanga, ukulandelela iindleko zakho kunye nengeniso, kwaye usete iinjongo zemali ezifutshane kunye nexesha elide. . Ezi zixhobo ziya kukunceda ube nombono ocacileyo wemali yakho kwaye wenze izigqibo ezinolwazi malunga nenkcitho yakho kunye notyalo-mali.

7. Iimpembelelo zokuvala iMercado Crédito kwimbali yakho yetyala

Ukucima iMercado Crédito kunokuba nefuthe elibalulekileyo kwimbali yakho yetyala. Nangona kunokubonakala kuyindlela efanelekileyo kwiimeko ezithile, kubalulekile ukuqonda iimpembelelo ezinokuthi zibe nazo ekukwazini kwakho ukufumana ityala kwixesha elizayo.

Enye yeziphumo eziphambili zokuvala iMercado Crédito kukuba awuzukwenza imbali yetyala ngale nkonzo. Imbali yetyala idlala indima ebalulekileyo xa ufaka isicelo semali-mboleko okanye amakhadi okuthenga ngetyala kwixesha elizayo. Ngaphandle kwezi nkcukacha, ababolekisi kunye namaziko emali anokuba nobunzima ekuhloleni amandla akho okwenza iintlawulo.

Ukongeza, ukwenza iMercado Crédito isebenze kunokuchaphazela amanqaku akho etyala. Amanqaku okuthenga ngetyala linani elibonisa ukufaneleka kwetyala kunye noxanduva lwetyala yomntu. Ngokukhubaza esi sixhobo, uya kube unciphisa inani ledatha ekhoyo ukubala amanqaku akho etyala, nto leyo enokubangela ukuhla kwamanqaku akho ewonke. Oku kunokwenza kube nzima ukufumana inzala efanelekileyo kwixesha elizayo.

8. Izimvo kunye namava omsebenzisi xa uvala iMercado Crédito

Abasebenzisi babelane ngamagqabantshintshi kunye namava abo xa bevala iMercado Crédito. Abanye bafumene inkqubo ilula kwaye ikhawuleza, ngelixa abanye baye bajongana nobunzima. Ngezantsi, sibonisa amanye amava abasebenzisi abelane ngawo:

  • Omnye wabasebenzisi ukhankanye ukuba ukucima iMercado Crédito kulula kakhulu. Ungene nje kwiakhawunti yakho yeMercado Libre, ujonge kwicandelo lezicwangciso zentlawulo, kwaye ufumene inketho yokuvala iMercado Crédito. Uye waqinisekisa ukuba le nkqubo ayithathanga ngaphezu kwemizuzu emibini kwaye ayinangxaki.

Omnye umsebenzisi wabelane ngamava ahlukileyo. Uqaphele ukuba unobunzima bokufumana inketho yokucima eqongeni. Emva kokukhangela kumacandelo ahlukeneyo, ekugqibeleni wafumana ukhetho kwiisetingi zeprofayile yakhe. Nangona kunjalo, ukhankanye ukuba inkqubo yokucima ilula nje xa efumene inketho elungileyo.

  • Umsebenzisi wesithathu ukhankanye ukuba uthathe isigqibo sokuyivala iMercado Crédito ngenxa yenzala ephezulu. Ulandele izifundo ze-intanethi ezibonelelwe ngabanye abasebenzisi kwaye wafumana iingcebiso eziluncedo zokuvala inkonzo ngempumelelo. Uye wacebisa abanye abasebenzisi ukuba bajonge izikhokelo ze-intanethi kwaye basebenzise izixhobo ezikhoyo ukwenza lula inkqubo yokucima.
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9. Imibuzo ebuzwa rhoqo malunga nendlela yokuyivala iMercado Crédito

Ngezantsi, sikubonelela ngeempendulo kwezinye zeqonga letyala leMercado Libre:

1. Ndingayivala njani iakhawunti yam yeMercado Crédito?

Ukuze uvale iakhawunti yakho yeMercado Crédito, kufuneka ulandele la manyathelo alandelayo:

  • Ngena kwiakhawunti yakho yeMercado Libre kwaye uye kwicandelo elithi “Mercado Crédito”.
  • Cofa "Useto" kwaye ukhethe "Yenza iakhawunti ingasebenzi."
  • Qinisekisa ukuvalwa kweakhawunti yakho yeMercado Crédito.

Khumbula ukuba ngokuvala iakhawunti yakho, awusayi kuphinda ube nakho ukufikelela kwizibonelelo kunye neenkonzo ezibonelelwa nguMercado Crédito.

2. Ngaba ndingayivala okwethutyana iakhawunti yam yeMercado Crédito?

Ewe, kuyenzeka ukuba uvale iakhawunti yakho yeMercado Crédito okwethutyana. Ukuze wenze oku, landela la manyathelo alandelayo:

  • Ngena kwiakhawunti yakho yeMercado Libre kwaye uye kwicandelo elithi "Mercado Crédito".
  • Cofa kwi "Settings" kwaye ukhethe "Yenza kungasebenzi okwethutyana iakhawunti".
  • Qinisekisa ukuvalwa okwethutyana kweakhawunti yakho yeMercado Crédito.

Nceda uqaphele ukuba ngokuvala iakhawunti yakho okwethutyana, awuzukwazi ukusebenzisa izibonelelo kunye neenkonzo zeMercado Crédito ngexesha lokuvalwa. Nangona kunjalo, ungayivula kwakhona nangaliphi na ixesha.

10. Uvavanyo lwezinye iindlela zeMercado Crédito emva kokuvalwa kwayo

Kwindawo yezemali, kuqhelekile ukudibana nokuvalwa kweenkonzo okanye iimveliso ebeziyinxalenye yomsebenzi wemihla ngemihla. Injalo imeko kaMercado Crédito, iqonga elisandula ukuvalwa ukusebenza. Ngenxa yale meko, kuyimfuneko ukwenza uphononongo lwezinye iindlela ukuze kuqhutyekwe nemisebenzi yezemali. ngokufanelekileyo. Ngezantsi kukho ezinye iinketho onokuziqwalasela.

1. Ukhetho lophando kwimarike: Ukuqala, kubalulekile ukwenza uphando olucokisekileyo lwezinye iindlela ezikhoyo kwimarike. Kukho iinkampani ezahlukeneyo kunye namaqonga abonelela ngeenkonzo ezifanayo neMercado Crédito, ngoko ke kubalulekile ukwazi ukuba yeyiphi na kuzo ehambelana neemfuno ezithile zombutho. Kucetyiswa ukuba uphonononge iimpawu zomntu ngamnye, kunye nezimvo zabanye abasebenzisi okanye abathengi.

2. Uhlalutyo lwentsebenzo: Nje ukuba kuchongwe iindlela ezizezinye ezinokubakho, kuyafuneka ukuba kwenziwe ucazululo olunzulu lwemisebenzi abayenzayo. Kubalulekile ukuvavanya ukuba ezi zisombululo zineempawu eziphambili ezifana nolawulo lwemali-mboleko, ingxelo yezemali, kunye nokudibanisa nezinye iinkqubo ezisetyenziswa kumbutho. Kuyimfuneko ukuqinisekisa ukuba enye indlela ekhethiweyo iyakwazi ukuhlangabezana neemfuno ezithile kunye nokuphumeza inguqu egudileyo esuka kwiMercado Crédito.

3. Ukuthelekiswa kweendleko kunye neenzuzo: Ukongeza kwizinto ezisebenzayo, kubalulekile ukuvavanya iindleko kunye neenzuzo zendlela enye. Oku akubandakanyi kuphela iindleko zokuqala zokuphunyezwa, kodwa kunye neendleko eziphindaphindiweyo ezinxulumene neqonga. Ngokufanayo, kubalulekile ukuqwalasela izibonelelo ezongezelelweyo abazinikezelayo, njengenkxaso yobugcisa, ukudibanisa nezinye izixhobo zemali okanye ukukwazi ukulinganisa inkqubo njengoko umbutho ukhula. Uthelekiso oluneenkcukacha luya kukuvumela ukuba wenze isigqibo esinolwazi kwaye ukhethe enye indlela ebonelela ngeyona ndlela ilungileyo yeendleko-inzuzo.

Ekugqibeleni, ukuvalwa kweMercado Crédito kubonisa umngeni kwimibutho eyayisebenzisa eli qonga kwimisebenzi yabo yezemali. Nangona kunjalo, ngophando olunzulu lwezinye iindlela, uhlalutyo olusebenzayo kunye nokuthelekiswa kweendleko kunye neenzuzo, kunokwenzeka ukufumana isisombululo esifanelekileyo esivumela ukusebenza okuqhubekayo indlela esebenzayo. Khumbula ukuba umbutho ngamnye wahlukile, ngoko ke kubalulekile ukukhetha enye indlela efanele iimfuno kunye neenjongo ezithile.

11. Iingcebiso zokulawula imali yakho emva kokuvala iMercado Crédito

Emva kokuvala iMercado Crédito, kubalulekile ukuba uthathele ingqalelo iingcebiso zokulawula imali yakho ngokufanelekileyo. Okokuqala, cwangcisa umvuzo wakho wenyanga kunye neendleko. Yenza uhlalutyo olucacileyo lweentshukumo zakho zemali ukuchonga iipatheni zenkcitho kunye nokuseka uhlahlo lwabiwo-mali. Oku kuya kukuvumela ukuba ube nolawulo oluchanekileyo ngakumbi lwemali yakho.

Ukongezelela, kuyacetyiswa ukuba uzibekele usukelo olusengqiqweni lwemali. Chaza ukuba ufuna ukufezekisa ntoni na kwixesha elifutshane, eliphakathi kunye nexesha elide, nokuba kukugcina ukuthenga iimpahla okanye kwiimeko ezingxamisekileyo. Ukubeka iinjongo kuya kukunceda ugcine ugxininiso kunye nokuziphatha imali yakho yobuqu.

Elinye icebiso elibalulekileyo kukuphepha amatyala angeyomfuneko kwaye usebenzise ityala ngokufanelekileyo. Zivavanye ngenyameko iimeko kunye nenzala phambi kokuba ufake isicelo semali-mboleko. Ukuba ufuna inkxaso-mali, cinga ngezinye iindlela ezifana nemali-mboleko yobuqu okanye ibhanki yetyala, endaweni yokubhenela kwiinkonzo zangaphandle.

12. Khusela idatha yakho kunye nobumfihlo ngokuvala iMercado Crédito

Kubalulekile ukukhusela idatha yakho kunye nobumfihlo xa uvala iMercado Crédito kwiakhawunti yakho. Ngezantsi, sichaza indlela ongayenza ngayo ngokulula nangokukhuselekileyo.

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Inyathelo 1: Fikelela kwiakhawunti yakho yeMercado Libre. Ngenisa iinkcukacha zakho kwiphepha lokungena kwaye ucofe "Ngena." Ukuba awunayo iakhawunti, ungenza enye simahla kwimizuzu nje embalwa.

Inyathelo 2: Yiya kwicandelo elithi "Imalike yetyala". Nje ukuba ungene, yiya kwimenyu enkulu kwaye ucofe ikhonkco elithi "Akhawunti yam". Kwiphepha leakhawunti yakho, skrolela ezantsi de ufumane icandelo elithi "Intengiso yetyala".

Inyathelo lesi-3: Vala iMercado Crédito. Ngaphakathi kwecandelo elithi "iMarike yeTyala", fumana inketho yokuvala kwaye ucofe kuyo. Qiniseka ukuba ufunda imiyalelo enikiweyo ngononophelo ukuze uqonde iziphumo zesi senzo.

Ngokulandela la manyathelo alula unokukhusela idatha yakho kunye nobumfihlo ngokuvala iMercado Crédito kwiakhawunti yakho yeMercado Libre. Khumbula ukuba, ukuba nangaliphi na ixesha ufuna ukusebenzisa le nkonzo kwakhona, unokuyivula kwakhona ngokulandela amanyathelo afanayo. Ukugcina idatha yakho kunye nobumfihlo bukhuselekile kubalulekile kwihlabathi lanamhlanje ledijithali.

13. Uwufumana njani kwakhona umthamo wakho wokuthenga ngaphandle kweMercado Crédito

Ukuba ufuna ukubuyisela amandla akho okuthenga ngaphandle kweMercado Crédito, nanga amanye amanyathelo aphambili onokuthi uwalandele:

1. Lungiselela imali yakho: Into yokuqala ekufuneka uyenzile kukuvavanya imeko yakho yemali ngoku. Hlalutya umvuzo wakho wenyanga kunye neendleko, khangela iindawo onokunciphisa kuzo iindleko, uze wenze uqingqo-mali olusengqiqweni. Oku kuya kukunceda ube nombono ocacileyo wemali yakho kwaye wenze izigqibo ezinengqondo zemali.

2. Yonga imali: Wakuba uyilungelelanisile imali yakho, kubalulekile ukuba uqale ukonga imali. Zibekele usukelo lokonga olusengqiqweni kwaye ujonge iindlela zokunciphisa iindleko zakho. Unokukhetha ukhetho olunjengokuthenga iimveliso ngobuninzi, ukuthelekisa amaxabiso phambi kokuthenga, okanye ukurhoxisa imirhumo engeyomfuneko. Imali oyilondolozileyo inokusetyenziselwa ukuthenga ngaphandle kokuxhomekeka kwiMercado Crédito.

14. Izigqibo: isigqibo sokuvala iMercado Crédito

Ukuqukumbela, isigqibo sokuvala iMercado Crédito senziwe emva kohlalutyo olupheleleyo lwemarike kunye nokuqwalaselwa kwezinto ezininzi. Nangona eli qonga libe luncedo kakhulu kumawaka abasebenzisi, sigqibe kwelokuba kuyimfuneko ukuthatha amanyathelo okuqinisekisa uzinzo lwemali yenkampani yethu.

Kubalulekile ukuphawula ukuba isigqibo sokuvala iMercado Crédito ayithethi ukuba siyakuyeka ukubonelela abasebenzisi bethu ngeemveliso zemali. Ngokuchasene noko, siya kuqhubeka sijonga ezinye iindlela ezintsha kwaye siphucule izisombululo zethu ukuze sinikeze iinketho zetyala ezisebenzayo nezikhuselekileyo I-Mercado Pago.

Sibulela bonke abasebenzisi bethu ngokusithemba nenkxaso yabo ngeli xesha uMercado Crédito wayesebenza. Siza kuqhubeka sisebenza nzima ukukhuthaza ukubandakanywa kwezemali kunye nokuququzelela ukufikelela kwityala kwabo balidingayo, sihlala siziqhelanisa neenguqu kwiimarike kunye neemfuno zabasebenzisi bethu.

Isishwankathelo, sithathela ingqalelo iingqwalasela ezahlukeneyo kunye nezinto ezibonisiweyo, ukwenza iMercado Crédito ingasebenzi ivela njengokhetho olusebenzayo kwabo basebenzisi bafuna ukulawula iimali zabo ngokupheleleyo kwaye baphephe ukuphazamiseka okunokwenzeka. Nangona esi sixhobo sibonelela ngeenzuzo ezingenakuphikiswa, ezifana nokufikelela ngokukhawuleza kwimali-mboleko, ukuguquguquka kwentlawulo kunye nokukhushulwa okukhethekileyo, akukho mngcipheko kunye nemida ekufuneka iqwalaselwe.

Ukuvalwa kweMercado Crédito kuya kuvumela abasebenzisi ukuba babe nolawulo olukhulu kuqoqosho lwabo, bathintele isilingo sokufumana amatyala angeyomfuneko okanye ukudlula amathuba abo okuhlawula. Ngokunjalo, ngokukhubaza lo msebenzi, amathuba okuba lixhoba lobuqhophololo okanye ubuqhophololo obubandakanya ukuqhathwa kwedatha yezemali acuthiwe.

Kubalulekile ukukhumbula ukuba umsebenzisi ngamnye kufuneka avavanye imeko yakhe yobuqu kunye neyemali phambi kokuba enze isigqibo sokuvala iMercado Crédito. Kwabo bakholelwa ukuba bangakwazi ukulawula iimali-mboleko kunye nezibonelelo ezinikezelwayo, esi sixhobo sinokuba luncedo kwaye siluncedo. Nangona kunjalo, kwabo bafuna ukhuseleko olukhulu kunye nolawulo lwemali yabo, ukwenza iMercado Crédito ingasebenzi inokuba yinto onokuyiqwalasela.

Ekugqibeleni, isigqibo sokuvala iMercado Crédito silele kumsebenzisi ngamnye kunye neemfuno zabo. Ukuba ukhetha ukuyivala, kubalulekile ukuba uthathele ingqalelo amanyathelo kunye nezinto eziqwalaselweyo Kuyimfuneko ukwenza le nkqubo, ngaloo ndlela iqinisekisa ukumiswa okuchanekileyo kwesixhobo.

Ukuqukumbela, ukwenza iMercado Crédito ingasebenzi isenokuba yenye indlela efanelekileyo kwabo basebenzisi bafuna ukuba nolawulo oluthe kratya kwiimali zabo kunye nokunciphisa imingcipheko eyayanyaniswa nokufumana ityala. Nangona kunjalo, kubalulekile ukuhlalutya ngenyameko imeko yakho yobuqu ngaphambi kokuba wenze isigqibo sokugqibela, ukuvavanya iingenelo kunye neengozi ezibandakanyekayo kwesi senzo. Ngokwenza njalo, abasebenzisi baya kuba nakho ukwenza isigqibo esinolwazi ngokweemfuno zabo zemali.