Fumana imali ngokuthenga kwi-intanethi: isikhokelo sobugcisa kwabo bangamaxhoba orhwaphilizo okanye abathe bangakwazi ukuthenga kwi-intanethi. Emhlabeni Iya ifakwa kwidijithali namhlanje, ukuthenga kwi-Intanethi kuye kwaxhaphaka kwaye kulungele izigidi zabantu. Nangona kunjalo, kukho umngcipheko wendalo worhwaphilizo onokuthi ukhokelele ekulahlekelweni yimali. Kwesi sikhokelo, siza kuphonononga amanyathelo anokulandelwa buyisela imali yokuthenga ingxaki kwi-intanethi kwaye ufumane izisombululo kwabo bawele kwiimeko ezimbi.
Ukuqaphela ingxaki: ukuze kuthathwe amanyathelo afanelekileyo kunye buyisela imali yokuthenga kwi-intanethi, kubalulekile ukuqaphela xa ulixhoba lobuqhophololo. Ezinye izikhombisi eziqhelekileyo zinokuthi zingabikho ukuhanjiswa kwemveliso ethengiweyo okanye inkonzo, irisithi yemveliso ineziphene okanye ayihambelani nenkcazo enikiweyo, okanye iintlawulo ezongezelelweyo ezenziwe ngobuqhetseba kwi i-akhawunti yebhanki okanye ikhadi letyala lomthengi. Ukuchonga nokubhala iinkcukacha zengxaki iyakuba yimfuneko ekuyisombululeni.
Ukuqhagamshelana nomthengisi okanye iwebhusayithi: inyathelo lokuqala ukulandela buyisela imali yokuthengwa kwe-intanethi kukuqhagamshelana nomthengisi okanye iqonga apho intengiselwano yenziwe khona. Kwiimeko ezininzi, inokuba yimpazamo, umba wokuthumela, okanye umba onokusonjululwa ngokuthe ngqo kunye nabo. Kubalulekile ukusebenzisa iindlela zonxibelelwano ezinokulandeleka kwaye ugcine iirekhodi zazo zonke iindibano, njengee-imeyile, iinombolo zefowuni, okanye iingxoxo ze-intanethi. Qiniseka ukuba uyichaza ngokucacileyo ingxaki kwaye ucele isisombululo.
Ukuphikisana nentlawulo kwiziko lezemali: Ukuba uthethathethwano kunye nomthengisi okanye iqonga alinelisekanga okanye akukho zimpendulo zifunyenweyo, inyathelo elilandelayo liya kuba liphikisana nentlawulo kunye neziko lezemali apho intlawulo yenziwe khona. Amakhadi amaninzi okuthenga ngetyala kunye namaqonga okuhlawula e-intanethi abonelela ngokhuseleko lwabathengi kwimeko yokuthenga ngobuqhetseba okanye enganelisiyo. Banike zonke iinkcukacha ezifanelekileyo kunye nobungqina, obufana nee-invoyisi, ii-imeyile kunye imifanekiso yesikrini, iya kunceda ukuxhasa ibango.
Isishwankathelo, buyisela imali ekuthengeni i-intanethi Ingaba yinkqubo yobugcisa efuna umonde kunye nenkuthalo kwicala lomthengi. Ukuqaphela ingxaki, ukuqhagamshelana nomthengisi okanye iqonga lokuthenga kwaye, ukuba kuyimfuneko, ukuphikisa intlawulo kunye neziko lezemali ngamanyathelo aphambili okufumana isisombululo. Nangona kungekho ziqinisekiso zempumelelo kuzo zonke iimeko, kubalulekile ukwenza ngokukhawuleza kwaye ubhale inyathelo ngalinye ukwandisa amathuba okufumana imbuyiselo okanye isisombululo esanelisayo.
1. Ukuchonga iimpazamo eziqhelekileyo ekuthengeni kwi-intanethi
Isiqendu 1: Xa sithenga kwi-intanethi, kubalulekile ukuba siqaphele ukuchonga ezona mpazamo zixhaphakileyo ezinokuvela. Enye yeempazamo eziqhelekileyo kukwenza impazamo xa unikezela ngedilesi yethu yokuthumela. Kubalulekile ukuphonononga ngononophelo idatha efakiweyo phambi kokuba kugqitywe ukuthenga, kuba nayiphi na impazamo kwidilesi inokubangela ukulahleka kwepakethe, kwaye yenze kube nzima ukubuyiswa kwayo. Ukongeza, kufuneka silumke xa sifaka inombolo yethu yefowuni kunye ne-imeyile, kuba nayiphi na impazamo kwezi datha inokwenza kube nzima ukunxibelelana nomnikezeli kunye nokusombulula iingxaki ezinokubakho.
Isiqendu 2: Enye impazamo eqhelekileyo ekuthengeni i-intanethi kukuyeka ukufunda imbuyekezo kunye nomgaqo-nkqubo wembuyekezo ngokweenkcukacha. Ngaphambi kokugqiba ukuthenga, kubalulekile ukuphonononga iimeko zokubuyisela kwaye uqinisekise ukuba umthengisi unikezela ngeendlela zokubuyisela imali kwimeko apho imveliso ifika yonakaliswe, ihluke kwinto echazwe okanye ayihambelani nokulindela kwethu. Ukungaphumeleli ukunikela ingqalelo kolu lwazi kunokubangela ilahleko yemali etyaliweyo kunye nobunzima ekuyibuyiseni.
Isiqendu 3: Ukongeza kwiimpazamo ezikhankanyiweyo, kubalulekile ukuba uqaphele xa usenza iintlawulo ze-intanethi. Enye yezona mpazamo zixhaphakileyo kukubonelela ngebhanki okanye ulwazi lwekhadi letyala kwiiwebhusayithi ezingakhuselekanga. Kubalulekile ukuqinisekisa ukuba iwebhusayithi evela evenkileni kwi-intanethi inamanyathelo okhuseleko, afana ne-HTTPS protocol, ukukhusela iinkcukacha zethu zobuqu nezemali. Ngokufanayo, simele sikuphephe ivenkile kwiiwebhusayithi ezingaziwayo okanye ezithandabuzekayo, njengoko sinokuba ngamaxhoba obuqhetseba okanye ubuqhetseba. Ngokuziqonda ezi mpazamo ziqhelekileyo kunye nokuthatha amanyathelo okhuseleko ayimfuneko, singakwazi thenga kwi-intanethi ngokukhuselekileyo kwaye unciphise umngcipheko wokuphulukana nemali yethu.
2. Wazi amalungelo akho njengomthengi kwiintengo ze-intanethi
Amalungelo akho njengomthengi xa uthenga kwi-intanethi
Kwihlabathi lanamhlanje ledijithali, kuya kuxhaphaka kakhulu ukuthenga nge-intanethi. Nangona kunjalo, kubalulekile ukuba njengabathengi siwazi amalungelo ethu okuba namava akhuselekileyo nakhuselekileyo. Ngezantsi, sinikezela ngamalungelo abalulekileyo ekufuneka uyazi:
1. Ilungelo lokucacisa kunye nolwazi oluchanekileyo: Ngaphambi kokuthenga, unelungelo lokufumana ulwazi olupheleleyo noluneenkcukacha malunga nemveliso okanye inkonzo oyithengayo. Oku kubandakanya idatha efana nexabiso, iimpawu zemveliso, ixesha lokuhambisa, imigaqo kunye neemeko zentengiselwano, phakathi kwabanye. Musa ukuthandabuza ukucela lonke ulwazi oluyimfuneko phambi kokuthenga.
2. Ilungelo lokukhusela idatha yobuqu: Xa uthenga kwi-intanethi, wabelana ngolwazi lomntu siqu olufana negama lakho, idilesi, kunye nenombolo yekhadi letyala. Kubalulekile ukuba iivenkile ze-intanethi zithobele umthetho wangoku wokhuseleko lwedatha kwaye ziqinisekise ukhuseleko lolwazi lwakho. Qinisekisa ukuba iwebhusayithi inesatifikethi se-SSL kwaye ufunde umgaqo-nkqubo wayo wabucala ngononophelo.
3. Ilungelo lokurhoxa kunye nokubuyisela: Kumaxesha amaninzi, xa sifumana imveliso ethengwe kwi-intanethi, siyaqonda ukuba ayifikeleli esikulindeleyo. Kwezi meko, unelungelo lokuyibuyisela ukuze ibuyiswe. Kubalulekile ukufunda iimeko zokubuyiswa kunye nokurhoxiswa ngaphambi kokuthenga, njengoko zinokwahluka ngokuxhomekeka kumthengisi. Ngaphaya koko, ixesha lokusebenzisa eli lungelo ziintsuku ezili-14 ukusuka ekufumaneni imveliso.
3. Amanyathelo angundoqo ukucela ukubuyiselwa imali ngokuthenga kwi-intanethi
Yenza ibango lemali yakho ngokulandela la manyathelo abalulekileyo
Ukubuyisela imali ekuthengeni i-intanethi kunokuba yinkqubo enzima, kodwa ngamanyathelo afanelekileyo, kunokwenzeka ukucela ukubuyiselwa imali ngempumelelo. Okokuqala, Jonga imbuyekezo yomthengisi okanye iipolisi zembuyekezo. Ivenkile nganye ekwi-intanethi inemithetho yayo kunye nemihla ebekiweyo yokucela ukubuyiselwa imali, ke qiniseka ukuba uyayithobela. Ezinye iivenkile zinokufuna ukuba ubuyise imveliso ngaphambi kokuba ufumane imbuyiselo, ngelixa ezinye zinokubonelela ngenkqubo yokubuyisela lula.
Nje ukuba uyazi imigaqo-nkqubo yokubuyisela umthengisi, jonga kwakhona amalungelo akho njengomthengi. Kumazwe amaninzi, abathengi banamalungelo asemthethweni akhusela ukuthenga kwabo kwi-Intanethi. Umzekelo, unelungelo lokufumana imveliso echazwe, kwaye ukuba akunjalo, unokucela ukubuyiselwa imali. Funda malunga nemithetho yokhuseleko lwabathengi kwilizwe lakho ukuze wazi ukuba ngawaphi amalungelo onawo xa uthenga kwi-intanethi.
Emveni ukuba uqinisekise iipolisi zembuyekezo zomthengisi kunye namalungelo akho njengomthengi, qokelela lonke ulwazi olufanelekileyo olunxulumene nokuthenga kwakho. Oku kunokubandakanya: umhla kunye nexesha lentengiselwano, inombolo yomyalelo, inkcazo yemveliso, imali ehlawulweyo, kunye nayiphi na imbalelwano okanye ubungqina boqhagamshelwano nomthengisi. Ukuba nalo lonke olu lwazi esandleni kuya kukunceda unxibelelane ngokufanelekileyo nangokucacileyo nomthengisi xa ucela ukubuyiselwa imali.
4. Indlela yokufaka isikhalazo esisebenzayo kumthengisi okanye iqonga
Ngamanye amaxesha, ukuthenga kwi-Intanethi kunokubangela amava angalunganga xa imveliso ethengiweyo ingahambelani nolindelo lwethu okanye, okubi nakakhulu, ingaze ifike. Kwezi meko, kubalulekile ukwazi indlela yokubonisa isikhalazo esisebenzayo kumthengisi okanye iqonga apho sithenga khona. Ukubuyisela imali etyaliweyo, kubalulekile ukulandela la manyathelo alandelayo:
1. Qokelela zonke iinkcukacha ezifanelekileyo: Ngaphambi kokuqalisa nayiphi na inkqubo yesikhalazo, kubalulekile ukuqokelela zonke iinkcukacha ezinxulumene nokuthenga. Oku kubandakanya umhla kunye nexesha lentengiselwano, inombolo ye-odolo, inkcazo yemveliso, ixabiso elihlawulweyo, kunye naluphi na olunye ulwazi olunokuxhasa ibango lakho. Ukuba nalo lonke olu lwazi lukhoyo kuya kuququzelela inkqubo yokufaka isikhalazo.
2. Qhagamshelana nomthengisi okanye iqonga: Emva kokuba uqokelele ulwazi oluyimfuneko, qhagamshelana nomthengisi okanye iqonga apho uthenge khona. Sebenzisa amajelo onxibelelwano abawanikezelayo, anjengee-imeyile, iifomu zoqhagamshelwano okanye incoko ye-intanethi. Cacisa ngokucacileyo nangokufutshane ingxaki oye wadibana nayo kwaye unike zonke iinkcukacha ezixhasa ibango lakho.
3. Funa isisombululo kwaye ubonise ubungqina: Xa ufaka isikhalazo sakho, kubalulekile ukufuna isisombululo esaneleyo kwingxaki yakho. Ungacela imbuyiselo epheleleyo, utshintshiselwano ngemveliso, okanye nayiphi na imbuyekezo oyibona ifanelekile. Qinisekisa ukuxhasa ibango lakho ngobungqina obufanelekileyo, obufana nescreenshots zencoko okanye ii-imeyile, iifoto ze esisiphene imveliso, okanye nayiphi olunye uxwebhu ebonisa ubunyani besikhalazo sakho.
Ukufakela isikhalazo esisebenzayo kumthengisi okanye iqonga kubalulekile ukubuyisela imali ekuthengeni i-intanethi engazange ihlangabezane nokulindela kwethu. Ngokulandela la manyathelo, siya kulungeleka ngakumbi ukujongana nezi meko kwaye sifumane isisombululo esifanelekileyo. ukukhutshwa kwebango. Khumbula, amalungelo akho njengomthengi abalulekile, kwaye xa kukho into engahambi kakuhle, ungalibazisi ukuthatha ukuwakhusela.
5. Ukusebenzisa iindlela zokuhlawula ezikhuselekileyo kunye nokukhuselwa kwabathengi
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Kwihlabathi lanamhlanje apho utshintshiselwano lwe-intanethi luxhaphake kakhulu, kubalulekile ukukhusela imali yethu xa sithenga kwi-intanethi. Kuba buyisela imali ekuthengeni i-intanethi, kubalulekile ukusebenzisa iindlela zokuhlawula ezikhuselekileyo ezibonelela ngokhuseleko lwabathengi. Ukukhetha amaqonga athembekileyo njengePayPal okanye amakhadi etyala anokhuseleko lobuqhophololo anikezela ngokhuseleko olongezelelweyo xa uthenga kwi-Intanethi. Ezi ndlela zinika ukhetho lokufaka iingxabano kunye nokucela ukubuyiselwa imali kwimeko yokungathobeli umthengisi okanye iingxaki ngokuthenga.
Ukongeza kokukhetha i iindlela ezifanelekileyo zokuhlawula, kubalulekile ukuqonda kunye nokusebenzisa inzuzo ye ukhuseleko lwabathengi. Imimandla emininzi inemithetho ethile kunye nemimiselo ekhusela abathengi xa bethenga kwi-intanethi. Ukwazi amalungelo ethu njengabathengi, sinokufuna ukubuyiselwa imali okanye isisombululo esifanelekileyo kwimeko yeengxaki zokuthengwa kwe-intanethi. Amanye amaqonga anikezela ngeenkonzo zokuqinisekisa ukuthenga eziqinisekisa ukukhuselwa kweentengiselwano zethu. Masihlale sikhumbula ukujonga igama lomthengisi kwaye sifunde ngokucophelela imigaqo-nkqubo yokukhusela abathengi ngaphambi kokuthenga nayiphi na i-intanethi.
Ukuba sizifumana sikwimeko apho siye sangamaxhoba obuqhophololo okanye asizange sifumane izinto esithenjisiweyo okanye iinkonzo, kubalulekile thatha inyathelo ngoko nangoko ngenxa sibuyise imali yethu. Okokuqala, kuyacetyiswa ukuba uqhagamshelane nomthengisi ukuzama ukusombulula ingxaki ngoxolo. Ukuba oku akunakwenzeka okanye akusebenzi, kufuneka sazise umboneleli wethu wenkonzo yentlawulo kwaye sicele ukuvula ingxabano. Le nkqubo ibandakanya ngokubanzi ukubonelela ubungqina kunye namaxwebhu anxulumene nokuthenga ukuxhasa ibango lethu. Ekugqibeleni, ukuba isisombululo esanelisayo asifumanekanga, sinokubhenela kwiinkonzo zolamlo okanye sifake isikhalazo kwabasemagunyeni abafanelekileyo.
Ngamafutshane, ukukhusela iimali zethu kunye buyisela imali ekuthengeni i-intanethi, kufuneka sisebenzise iindlela zokuhlawula ezikhuselekileyo, sazi kwaye sinyanzelise amalungelo ethu njengabathengi kwaye senze ngokukhawuleza xa kukho iingxaki. Ngokuthatha amanyathelo asebenzayo kunye nokwaziswa malunga nokhetho olukhoyo, singonwabela ukuthenga okukhuselekileyo nokuthembekileyo kwi-intanethi.
6. Iingcebiso zokuthintela ubuqhophololo xa uthenga kwi-Intanethi
Ukhuseleko ekuthengeni kwi-Intanethi kubaluleke kakhulu ukunqanda ukuba ngamaxhoba obuqhophololo. Ngezantsi, sinikezela ngeengcebiso zokuzikhusela:
1. Qinisekisa ubunyani bewebhusayithi: Phambi kokwenza nayiphi na ukuthenga, qinisekisa ukuba iwebhusayithi ithembekile kwaye ikhuselekile. Khangela ukuba inezatifikethi zokhuseleko kunye nophononongo oluhle. abanye abasebenzisi. Kwakhona, kuphephe ukuthenga kwiindawo ezingaziwayo okanye ezo zibonakala zikrokrisa kuwe.
2. Sebenzisa amaqonga okuhlawula akhuselekileyo: Ngalo lonke ixesha khetha amaqonga entlawulo akhuselekileyo kunye awaziwayo, afana nePayPal okanye amakhadi okuthenga ngetyala abonelela ngeenkqubo zokukhusela umthengi. Khumbula ukuba ungaze unike iinkcukacha ezibuthathaka zemali nge-imeyile okanye ngeelinki ezingakhuselekanga.
3. Gcina uhlaziyo izixhobo zakho: Qinisekisa ukuba une-antivirus elungileyo efakiweyo kwizixhobo zakho, zombini kwikhompyuter yakho nakwiselfowuni yakho. Ngamaxesha athile yenza uhlaziyo lwesoftware kunye iinkqubo zokusebenza ukukukhusela kubuthathaka obunokwenzeka. Kwakhona, kunqande ukuqhagamshela kwiinethiwekhi zeWi-Fi zoluntu kwaye soloko usebenzisa uqhagamshelo olukhuselekileyo.
7. Iingcebiso zokulandelela ngokufanelekileyo isicelo sakho sembuyiselo
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Nje ukuba uthenge kwi-intanethi kwaye unqwenela ukucela ukubuyiselwa imali, kubalulekile ukuba ulandele ngokufanelekileyo ukuqinisekisa ukuba isicelo sakho siyahoywa. ngempumelelo. Nanga amanye amacebiso ukukunceda kule nkqubo:
1. Gcina onke amaxwebhu ngokulandelelana: Hlala ugcina iikopi zeerisithi zakho zokuthenga, iziqinisekiso zokuthumela ngenqanawa, kunye nalo naluphi na olunye unxibelelwano olunxulumene nentengiselwano. Olu xwebhu luya kubaluleka xa ungenisa isicelo sakho sembuyiselo.
2. Qhagamshelana nomthengisi okanye inkonzo yabathengi: Ngaphambi kokuba uthumele isicelo sakho sembuyiselo ngokusesikweni, kuyacetyiswa ukuba uqhagamshelane nomthengisi okanye inkonzo yabathengi ngokuthe ngqo ukuzama ukusombulula nayiphi na imiba ngoxolo. Nika zonke iinkcukacha ezifanelekileyo zentengiselwano kwaye uchaze ngokucacileyo isizathu sesicelo sakho.
3. Landela inkqubo yembuyekezo yewebhusayithi: Ukuba awukwazi ukusombulula umcimbi ngokuthe ngqo nomthengisi, qiniseka ukuba ulandele inkqubo yokubuyisela imali esekwe yiwebhusayithi yokuthenga kwi-intanethi. Oku kubandakanya ukugcwalisa ifom yesicelo, ukuncamathisela amaxwebhu afunekayo, kunye nokungenisa isicelo sokuphononongwa. Qinisekisa ukuba ulandela yonke imiyalelo enikiweyo kwaye unike ulwazi oluceliweyo ngokuchanekileyo.
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