Indlela yokufumana iTyala kwiMercado Libre

Ityala sisixhobo sezemali esinika abasebenzisi ithuba lokufumana inkunzi ukuze bathenge izinto ngendlela ebhetyebhetye nefanelekileyo. Kwinkalo yorhwebo lwe-elektroniki, Imakethi yasimahla iye yazibeka njengeqonga eliphambili kwiLatin America, inika abasebenzisi ithuba lokufikelela kwiimveliso kunye neenkonzo ezahlukeneyo. Kweli nqaku, siza kuphonononga amanyathelo kunye neemfuno eziyimfuneko ukuze sifumane kwaye sithathe ithuba letyala kwiMercado Libre, inkqubo eya kuvumela abasebenzisi ukuba bandise ukhetho lwabo lokuthenga kwaye bafumane inzuzo eyongezelelweyo kweli qonga. Qhubeka ufunda ukuze ufumane zonke izitshixo zendlela yokufumana ikhredithi kwiMercado Libre.

1. Intshayelelo kwinkqubo yesicelo setyala kwiMercado Libre

Kweli nqaku, siya kukubonelela ngesikhokelo esipheleleyo malunga nenkqubo yesicelo setyala kwiMercado Libre. Ukuba unomdla wokufumana imali yokuthenga kwakho, le nkqubo iya kukuvumela ukuba ufikelele kumgca wetyala onokuwusebenzisa ngaphakathi kweqonga.

Ukuze uqalise, kufuneka ungene kwi-akhawunti yakho evela kwiMercado Libre kwaye uye kwicandelo elithi "Ukuthenga kwam". Kweli candelo, uya kufumana inketho ethi "Cela ikhredithi". Cofa kuyo ukuqalisa inkqubo.

Emva koko uya kucelwa ukuba unikezele ngolwazi lwakho kunye nemali, njengegama lakho, idilesi, inombolo yomnxeba kunye nedilesi ye-imeyile. Ukongeza, kufuneka unikeze iinkcukacha malunga nemeko yakho yengqesho, kubandakanywa umqeshi wakho, umvuzo wenyanga, kunye nobude benkonzo. Zakuba zigqityiwe ezi nkcukacha, kufuneka uqhoboshele amaxwebhu afunekayo, afana nesazisi sakho kunye nobungqina bengeniso.

2. Iimfuno ezisisiseko zokufumana ikhredithi kwiMercado Libre

Ukufumana ikhredithi kwiMercado Libre, kuyimfuneko ukuhlangabezana neemfuno ezisisiseko ezisekwe yiqonga. Ezi mfuno ziyimfuneko ukuqinisekisa ukhuseleko kunye nokuthembeka kwentengiselwano yezemali eyenziwa ngesayithi.

Omnye wabo ungaphezu kweminyaka eyi-18. Esi sithintelo sinxulumene nemithetho ekhoyo ngoku malunga namandla asemthethweni okwenza ikhontrakthi yelizwe. Ukongeza, kuyafuneka ukuba ube nesazisi esisemthethweni esikwimeko entle ukuze ukwazi ukuqinisekisa ukuba ngubani lowo ucela ikhredithi.

Enye imfuneko ebalulekileyo kukuba negama elihle kwisiza. I-Mercado Libre isebenzisa inkqubo yokulinganisa evumela abasebenzisi ukuba bahlole abathengi kunye nabathengisi abathe bathengiselana nabo. Ukufaka isicelo sekhredithi, kuyimfuneko ukuba ube nodumo oluhle kwaye ungabi namabango alindileyo okanye izohlwayo kwinkqubo.

3. Amanyathelo aneenkcukacha zokucela ikhredithi kwiMercado Libre

4. Uvavanyo lwetyala kwiMercado Libre: Kumiselwa njani ukufaneleka kwakho

Kukho inkqubo yovavanyo lwetyala kwiMercado Libre emisela ukufaneleka kwabasebenzisi ukufikelela kwimali-mboleko kunye nenkxaso-mali. Le nkqubo isekelwe kwizinto ezahlukeneyo kunye neendlela ezihlalutywayo kwaye ziqinisekiswe ngendlela ezenzekelayo. Apha ngezantsi, siza kuchaza ngokweenkcukacha ukuba lwenziwa njani olu vavanyo kunye nendlela onokukufumanisa ngayo ukufaneleka kwakho.

1. Ukuthenga kunye nembali yokuthengisa: Ukumisela ukufaneleka kwakho ngetyala, iMercado Libre ivavanya imbali yakho njengomthengi kunye nomthengisi. eqongeni. Oku kubandakanya inani lentengiselwano eyenziweyo, iireyithingi kunye nezimvo ezifunyenweyo abanye abasebenzisi, kunye nobuninzi kunye nokuqheleka kwemisebenzi yakho kwisiza.

2. Ukuqinisekiswa kwesazisi: Kubalulekile ukuba isazisi sakho siqinisekiswe kwiMercado Libre ukuze ukwazi ukufikelela kwiimali-mboleko kunye nenkxaso-mali. Ukwenza oku, kufuneka unikeze ulwazi oluyimfuneko kunye namaxwebhu kwaye uhambisane neemfuno zokhuseleko ezisungulwe yiqonga.

3. Uhlalutyo lwengeniso kunye nemvelaphi: I-Mercado Libre iphinda yenza uhlalutyo lwengeniso yakho kunye nemvelaphi yezemali ukumisela ukufaneleka kwakho. Oku kubandakanya ukuvandlakanywa kwamandla akho okuhlawula kunye nelungelo lokutyala ngetyala ngokuqinisekisa umvuzo, imbali yetyala, kunye nezinye izinto ezifanelekileyo.

Khumbula ukuba uvavanyo lwetyala kwiMercado Libre lwenziwa ngokuzenzekelayo kwaye akunakwenzeka ukulungisa okanye ukuphembelela iziphumo. Nangona kunjalo, ukuba awufaneleki ngeli xesha, ungakhathazeki, njengoko iqonga lizihlaziya rhoqo iinqobo zalo kwaye unokufaneleka kwixesha elizayo. Hlala usebenza kwiMercado Libre, wenze iitransekshini ngokukhuselekileyo kwaye iyahlangabezana neemfuno ezimiselweyo ukuze ube nethuba elingcono lokufaneleka kuvavanyo lwexesha elizayo.

5. Ukuqonda amazinga enzala kunye nemigaqo yokuhlawula kwiikhredithi zeMercado Libre

Kwimali-mboleko ye-Mercado Libre, kubalulekile ukuqonda amazinga enzala kunye nemigaqo yokuhlawula ukwenza izigqibo zemali ezinolwazi. Apha siza kuchaza ngokweenkcukacha ukuba ezi ziguquguqukayo zisebenza njani ukuze ukwazi ukuvavanya ngokuchanekileyo ukhetho lwakho lwekhredithi.

1. Amazinga enzala: Inzala imisela ixabiso letyala kwaye ichazwa njengepesenti yonyaka. KwiMercado Libre, iireyithi zinokwahluka ngokuxhomekeke kuhlobo lwemveliso yezemali kunye nenqanaba letyala lomfaki-sicelo. Kubalulekile ukuqaphela ukuba inzala inokuchaphazela isixa esipheleleyo osihlawulayo, ngoko ke kubalulekile ukuthelekisa iinketho ezahlukeneyo kwaye uhlalutye ifuthe lemali elide.

2. Imiqathango yokuhlawula: Imiqathango yokuhlawula ibhekisa kwixesha ekufuneka ubuyise ngalo imali oyibolekiweyo kunye nenzala efunyenweyo. I-Mercado Libre inikezela ngeendlela ezahlukeneyo zamagama alungelelanisa iimfuno ezahlukeneyo, ukusuka kumagama amafutshane ukuya kumaxesha amade. Xa ukhetha ixesha, kubalulekile ukuqwalasela amathuba akho kunye nokukwazi kwakho ukuhlawula ngenyanga. Khumbula ukuba ixesha elide linokuthetha iintlawulo eziphantsi zenyanga, kodwa liya kwandisa ixabiso lilonke letyala ngenxa yenzala eyongeziweyo.

3. Iingcebiso: Ukuqonda ngcono izinga lenzala kunye nemigaqo yokuhlawula kwiikhredithi zeMercado Libre, kuyacetyiswa ukuba ulandele la manyathelo alandelayo:

– Phanda: Phanda iinketho zetyala ezifumaneka kwiMercado Libre kwaye uthelekise inzala kunye nemigaqo enikezelwa ngamaqumrhu ahlukeneyo emali. Jonga iimeko kunye nezithintelo zokhetho ngalunye ukwenza isigqibo esinolwazi.
-Bala iintlawulo: Sebenzisa izixhobo zokubala zemali ezikhoyo kwi-intanethi ukubala iintlawulo zenyanga kunye neendleko zizonke zetyala ngokusekelwe kumazinga enzala kunye nemiqathango yokuhlawula.
-Vavanya umthamo wakho wentlawulo: Hlalutya umvuzo wakho wenyanga kunye neendleko ukuze ubone ukuba yimalini onokuyabela ukuhlawula imali-mboleko. Qwalasela ukuhamba kwakho kwemali yangoku kunye naluphi na utshintsho olunokwenzeka kwixesha elizayo olunokuchaphazela amandla akho okuhlawula.

Khumbula ukuba ukuqonda inzala kunye nemigaqo yokuhlawula kubalulekile ngaphambi kokufaka isicelo semali-mboleko kwiMercado Libre. Ukuba nokuqonda okucacileyo kwezi ziguquko kuya kukuvumela ukuba wenze izigqibo ezifanelekileyo zemali kwaye uphephe izinto ezimangalisayo kwixesha elizayo.

6. Izibonelelo kunye nemida yokufumana ikhredithi kwiMercado Libre

Ukufumana ikhredithi kwiMercado Libre kunokuba lukhetho olulungele abo bafuna ukuxhasa ngemali ukuthenga kwabo kwi-Intanethi. Apha ngezantsi zizibonelelo eziphambili kunye nemida ekufuneka uyithathele ingqalelo ngaphambi kokuba ucele imali-mboleko kweli qonga:

• Iingenelo:
• Ukufikelela kwinkxaso-mali yokuthenga iimveliso ngaphandle kokuhlawula yonke imali ngoko nangoko.
• Iintlawulo eziguquguqukayo nezikhululekileyo, kunye nethuba lokukhetha ixesha kunye nezavenge ezilungele iimfuno zakho.
• Isantya sokwamkelwa kwetyala, ngaphandle kwesidingo sokuthobela iinkqubo ezibanzi ze-bureaucratic.
• Ukhuseleko kunye nokuthembeka kwintengiselwano, exhaswa sisidima seMercado Libre njengeqonga eliphambili lorhwebo lwe-elektroniki.
• Imida:
• Ayizizo zonke iimveliso kunye nabathengisi abathatha inxaxheba kwiprogram yekhredithi, ngoko kubalulekile ukujonga ukufumaneka ngaphambi kokuthenga.
• Iindleko zekhredithi zinokuba phezulu kunexabiso lemali yemveliso ngenxa yenzala kunye neentlawulo ezongezelelweyo.
• Kuyimfuneko ukuhlangabezana neemfuno ezithile kwaye ube nenqanaba letyala elifanelekileyo ukufikelela kwityala kwiMercado Libre.
• Amandla etyala kufuneka avavanywe ngononophelo ukuthintela iingxaki zemali kwixesha elizayo.

Ngokufutshane, ukufumana ikhredithi kwiMercado Libre kunokukunika ithuba lokuxhasa ngemali ukuthenga kwakho ngokulula. Nangona kunjalo, kubalulekile ukuqwalasela zombini iingenelo kunye nemida ngaphambi kokuba wenze isigqibo. Vavanya iimfuno zakho kunye nokukwazi kwakho ukuhlawula ukufumanisa ukuba olu khetho lulungile kuwe.

7. Uyisebenzisa njani ikhredithi kwiMercado Libre ukwenza ukuthenga

Enye yeenzuzo zokusebenzisa iMercado Libre kukukwazi ukuthenga ngetyala. Ukusebenzisa ikhredithi kwiMercado Libre, kufuneka ulandele la manyathelo alula:

1. Ngena kwiakhawunti yakho yeMercado Libre. Ukuba awunayo i-akhawunti, bhalisa simahla.

2. Bhrawuza isiza kwaye ukhethe imveliso ofuna ukuyithenga. Nje ukuba ukhethe imveliso, cofa kwiqhosha elithi "Thenga ngoku". Qinisekisa ukuba umthengisi uyazamkela iintlawulo zetyala.

3. Kwiphepha lentlawulo, khetha ukhetho lokuhlawula "Ityala" kwaye ukhethe inani lezavenge ofuna ukuzisebenzisa. Ukuba unemali eseleyo kwiakhawunti yakho I-Mercado Pago, unokuyisebenzisa kwakhona ukuhlawula inxalenye yokuthenga. Ekugqibeleni, cofa kwiqhosha elithi "Qhubeka". Nje ukuba la manyathelo egqityiwe, ukuthenga kwakho kuya kwenziwa usebenzisa ikhredithi kwiakhawunti yakho ukusuka eMercado Pago.

8. Ukulawula ikhredithi yakho kwi-Mercado Libre: iingcebiso kunye neendlela ezingcono

Ulawulo olululo lwetyala lakho kwiMercado Libre lubalulekile ukuqinisekisa amava alungileyo eqongeni. Nazi iingcebiso kunye neendlela ezingcono zokulawula ikhredithi yakho ngokufanelekileyo kwaye uxhamle kangangoko kwiinketho ezikhoyo:

1. Yazi imida yakho: Phambi kokwenza nayiphi na ukuthenga ngetyala, kubalulekile ukuqonda imida yakho kunye namandla okuhlawula. Vavanya ukuba yimalini onokuyaba nyanga nganye ukuze uhlawule imirhumo yakho ngaphandle kokubeka esichengeni iimali zakho zobuqu. Ukuseka uqingqo-mali kuya kukuvumela ukuba uphephe ukungena ematyaleni kwaye ube nolawulo olusebenzayo kwiindleko zakho.

2. Cwangcisa izinto ozithengileyo: Ngaphambi kokuba uthenge nayiphi na imveliso okanye inkonzo ngetyala, hlalutya ngocoselelo ukuba kukuthenga okuyimfuneko ngokwenene kwaye unokukwazi ukuyihlawula kwixesha elide. Khumbula ukuba ikhredithi sisixhobo esiluncedo kodwa ifuna uxanduva. Yenza uluhlu lwezinto eziphambili kwaye uphonononge ukhetho oluhambelana neemfuno zakho kunye namathuba emali.

3. Yenza iintlawulo ngexesha: Ukugcina ixesha kwiintlawulo zakho kunempembelelo entle kwimbali yakho yetyala kwaye kukunika ithuba lokufikelela kwiimeko ezingcono kwixesha elizayo. Izikhumbuzi zeshedyuli kwaye usete ii-alam ukuze uqiniseke ukuba unamathela kwizibophelelo zakho zentlawulo. Ukuba ngenxa yaso nasiphi na isizathu awukwazi ukwenza intlawulo ngomhla ekuvunyelwene ngawo, nceda uqhagamshelane ne inkonzo eyenzelwe ukusuka eMercado Libre ukufuna isisombululo okanye ukwenza amanye amalungiselelo entlawulo.

Khumbula ukuba ulawulo olululo lwetyala lakho kwiMercado Libre luya kukuvumela ukuba usebenzise ngokupheleleyo iingenelo kunye neenzuzo zeqonga. Ukulandela la macebiso kunye neendlela ezizezona zilungileyo, uya kukwazi ukugcina ulawulo oluluqilima lwemali yakho kwaye wonwabele amava awonelisayo kwinkqubo yakho yokuthenga ngetyala.

9. Ulihlawula njani kwaye ulihlawule ityala lakho kwiMercado Libre

Ngezantsi sichaza. Landela la manyathelo ukusombulula nayiphi na imiba yentlawulo:

1. Ngena kwi-akhawunti yakho ye-Mercado Libre kwaye uye kwicandelo elithi "Ukuthenga kwam". Apho uya kufumana uluhlu lwazo zonke izinto ozithengileyo kunye neekhredithi. Khetha ikhredithi ofuna ukuyihlawula okanye ukuyihlawula.

2. Emva kokuba ukhethe ikhredithi, uya kubona ukhetho "Hlawula ngoku" okanye "Zilungise." Cofa kolu khetho ukuqhubeka nentlawulo. Khumbula ukuba kufuneka ube nemali eyaneleyo kwi-akhawunti yakho ukuze uhlawule isixa esipheleleyo sekhredithi.

3. Ngokucofa ku-"Hlawula ngoku" okanye "zinza" ukhetho, uya kuthunyelwa kwiphepha lentlawulo le-Mercado Libre. Apho unokukhetha indlela yentlawulo oyikhethayo, nokuba likhadi letyala, ikhadi lebhanki okanye utshintshelo lwebhanki. Landela imiyalelo ekwisikrini ukuze ugqibezele inkqubo yentlawulo.

10. Uphononongo lweenkonzo ezongezelelweyo ezibonelelwa yinkampani yemali yakwaMercado Libre

Injongo yesi sithuba kukuhlalutya ngokweenkcukacha iinkonzo ezongezelelweyo ezinikezelwa yinkampani yemali yeMercado Libre. Ezi nkonzo ziinketho ezikhethekileyo abasebenzisi abanokusebenzisa ithuba lokwandisa amava abo emali eqongeni. Ngezantsi sidwelisa ezinye zezi nkonzo kwaye zingakunceda njani:

1. Imali mboleko ekhawulezileyo: Iziko lezemali leMercado Libre libonelela ngamathuba okufumana imali-mboleko ngokukhawuleza nangokulula. Le nkonzo ilungele loo maxesha xa ufuna imali eyongezelelweyo ngokukhawuleza. Landela ngokulula amanyathelo aboniswe eqongeni kwaye ngemizuzu embalwa uya kuba nemali kwiakhawunti yakho. Khumbula ukufunda iimfuno kunye nemiqathango ngononophelo ukuqinisekisa ukuba uyahlangabezana nazo zonke iikhrayitheriya eziyimfuneko.

2. Utyalo-mali olukhuselekileyo: Olunye ukhetho olunika umdla olunikezelwa liziko lezemali leMercado Libre kukukwazi ukutyala imali yakho ngokukhuselekileyo. Unokukhetha phakathi kweendlela ezahlukeneyo zotyalo-mali, nganye ineempawu zayo kunye namanqanaba omngcipheko.. Ngaphambi kokuba wenze isigqibo, sincoma ukuba ufunde ngononophelo ulwazi olunikezelweyo malunga nokhetho ngalunye ukuze uvavanye ukuba yeyiphi eyona ifanele iimfuno zakho kunye neenjongo zemali.

3. Iingcebiso zemali ezenzelwe wena: Ngaba ufuna uncedo lokucwangcisa imali yakho? Inkampani yezemali iMercado Libre ikwabonelela ngenkonzo yokucebisa ngezezimali. Iqela leengcali liya kufumaneka ukuhlalutya imeko yakho kwaye likunikeze iingcebiso ezithile ezisekelwe kwiimfuno zakho.. Ungalibazisi ukusebenzisa olu khetho ukuba unemibuzo okanye ufuna isikhokelo kwimiba yezemali.

Ukuqukumbela, iinkonzo ezongezelelweyo ezibonelelwa yinkampani yezemali yeMercado Libre lukhetho olukhulu lokuphucula nokuphucula amava akho emali eqongeni. Nokuba ufuna imali-mboleko ekhawulezayo, ufuna ukutyala imali yakho okanye ufuna ingcebiso yezemali, iziko lezezimali leMercado Libre linokukunceda. Ungalibazisi ukuphonononga olu khetho kwaye wenze uninzi lwayo yonke into eliziko lezemali elinokukunika lona..

11. Imibuzo ebuzwa rhoqo malunga nenkqubo yesicelo setyala kwiMercado Libre

Kweli candelo, uya kufumana iimpendulo kwimibuzo edla ngokubuzwa malunga nenkqubo yesicelo setyala kwiMercado Libre. Ukuba unayo nayiphi na imibuzo okanye iinkxalabo, sincoma ukuba uphonononge le mibuzo ngaphambi kokuba uqhagamshelane neqela lenkxaso. Ngezantsi kukho izihloko ezibalulekileyo ezinxulumene nenkqubo yesicelo setyala:

• Ziziphi iimfuno eziyimfuneko zokucela imali-mboleko kwiMercado Libre?
• Ubalwa njani umlinganiselo wetyala okhoyo?
• Leliphi ixesha eliphezulu lokuhlawula imali-mboleko?
• Kwenzeka ntoni xa ndingenzi iintlawulo zam zemali-mboleko ngexesha elibekiweyo?
• Ndingasifumana njani isimo sesicelo sam setyala?

Ukucela imali-mboleko kwiMercado Libre, kubalulekile ukuhlangabezana neemfuno ezithile. Kuya kufuneka ube neminyaka esemthethweni, ube neakhawunti esebenzayo kwiMercado Libre kwaye ube nodumo oluhle njengomthengi okanye umthengisi eqongeni. Ukongeza, ezinye izinto ezinje ngembali yakho yokuthenga, umvuzo kunye nenqanaba lomsebenzi kwisiza ziya kuthathelwa ingqalelo.

Umda wetyala okhoyo ubalwa kuthathelwa ingqalelo izinto ezininzi, ezifana nembali yokuthenga kwakho, umvuzo, kunye nenqanaba lomsebenzi kwiMercado Libre. Lo mda unokwahluka kwaye uxhomekeke kutshintsho ngokusekelwe kuvavanyo oluqhubekayo lweprofayile yakho yomsebenzisi. Khumbula ukuba umlinganiselo wetyala luxanduva kwaye kufuneka uwusebenzise ngenkathalo, ucingela umvuzo wakho kunye namandla okuhlawula.

12. Iingcebiso zokwandisa amathuba akho okufumana imvume yetyala kwiMercado Libre

Ukuba ujonge ukwandisa amathuba akho okufumana imvume yetyala kwiMercado Libre, nanga amanye amacebiso anokukunceda ufezekise injongo yakho. Kubalulekile ukukhumbula ukuba ezi ngcebiso ziqhelekileyo kwaye zinokwahluka ngokuxhomekeke kwimeko yakho yezemali kunye nohlalutyo olwenziwa yimarike.

1. Gcina imbali entle yetyala: Ukwandisa amathuba akho okufumana imvume, kubalulekile ukuba nembali yetyala eliqinisekileyo. Oku kuthetha ukuhlawula amatyala akho ngexesha, ukuphepha ukuhlawula kade kunye nokugcina izinga eliphantsi letyala. Imbali yetyala elungileyo ibonisa uxanduva kunye ne-solvency yezemali.

2. Qinisekisa kwaye uhlaziye idatha yakho yobuqu: Qinisekisa ukuba iinkcukacha zakho zobuqu zihlaziywe kwiMercado Libre. Nikeza ngedatha engqinisisekayo njengedilesi yakho, inombolo yefowuni kunye nedilesi ye-imeyile. Oku kunceda ukwakha ukuthembana kwaye kwenza kube lula ukuba iqonga liqinisekise ubuwena.

13. Uzisombulula njani iingxaki okanye iingxabano ezinxulumene netyala lakho eMercado Libre

Ukuba uye waba neengxaki okanye iingxabano ezinxulumene nekhredithi yakho eMercado Libre, ungakhathazeki, kukho izisombululo onokuthi uziphumeze ukuzisombulula. ngempumeleloOkulandelayo, siza kubonisa Inyathelo nenyathelo Indlela yokujongana nezi ntlobo zeemeko:

1. Chonga ingxaki: into yokuqala ekufuneka uyenzile kukuqinisekisa ngokucacileyo ukuba yeyiphi ingxaki okanye ingxabano ojongene nayo malunga nekhredithi yakho eMercado Libre. Isenokuba yintlawulo engachanekanga, intengiselwano engaqondwayo, okanye nawuphi na umba onxulumene nembali yakho yetyala.

2. Hlaziya idatha yakho kunye nokuthengiselana: ukuze ucombulule ingxaki, kubalulekile ukuba ube nolwazi olufanelekileyo. Fikelela kwi-akhawunti yakho yeMercado Libre kwaye uphonononge ngokweenkcukacha iintengiselwano zakho, ukuthenga, iintlawulo kunye nayo nayiphi na enye idatha enokukunceda uqonde kwaye uyisombulule imeko. Ukuba kuyimfuneko, thatha isikrini okanye amanqaku ezona nkcukacha zibalulekileyo.

14. Uvavanyo lwamava ehlabathi okufumana ikhredithi kwiMercado Libre

Amava ewonke okufumana ikhredithi kwiMercado Libre yinkqubo elula nefanelekileyo kwabo bafuna inkxaso-mali yokuthenga kwabo eqongeni. Ngolu khetho, abasebenzisi banokufumana imigca yekhredithi evunywe kwangaphambili kwaye ebhetyebhetye, ngaphandle kokubhenela kumaziko ebhanki okanye iinkqubo ezintsonkothileyo. Kolu vavanyo, eyona miba ifanelekileyo yale nkonzo iya kuhlalutywa, kubandakanywa iinzuzo zayo, iimfuno kunye neengqwalasela eziphambili.

Olona ncedo luphambili lokuthatha ikhredithi kwiMercado Libre sisantya onokufumana ngaso imali. Abasebenzisi abanomgca wekhredithi ovunyiweyo ngaphambili bangayisebenzisa ngokukhawuleza ukuthenga kwiqonga, ngaphandle kokulinda imvume evela kwibhanki okanye kwelinye iziko lezemali. Ukongezelela, olu khetho lunikeza ukuguquguquka kwimimiselo yokuhlawula, evumela umsebenzisi ukuba alungelelanise izavenge ngokwamathuba abo.

Ukuze ufikelele kwikhredithi kwi-Mercado Libre, kuyimfuneko ukuhlangabezana neemfuno ezithile ezincinci. Phakathi kwazo kukuba neakhawunti esebenzayo kunye neqinisekisiweyo eqongeni, ukuba nodumo oluhle njengomthengi, kwaye wenze ubuncinci bokuthenga okanye ukuthengisa kwiinyanga zamva nje. Ezi mfuno ziqinisekisa ukuthembela kunye nokhuseleko zombini yabasebenzisi malunga neMarike eSimahla ngokwayo. Ngakolunye uhlangothi, kubalulekile ukukhumbula ukuba ubuninzi bemali yekhredithi enokufumaneka iya kuxhomekeka kuvavanyo lwekhredithi olwenziwa yiqonga.

Ngamafutshane, ukufumana ikhredithi kwiMercado Libre kunokuba lukhetho olulungele abo bafuna ukuxhasa ngemali ukuthenga kwabo eqongeni. NgeMercado Crédito, abasebenzisi banokuthatha ithuba leentlobo ezahlukeneyo zeemali-mboleko ezihambelana neemfuno zabo kunye namandla okuhlawula.

Kubalulekile ukukhumbula ukuba ukufikelela kwezi nkonzo, iimfuno ezithile kunye neemeko ezisekwe yiMercado Libre kufuneka zifezekiswe. Ukongeza, kubalulekile ukwenza uhlalutyo olucokisekileyo lwemigaqo yemali-mboleko, efana neendleko zenkxaso-mali iyonke kunye nezinga lenzala, ukuqinisekisa ukuba wenza isigqibo esinolwazi.

Ngakolunye uhlangothi, i-Mercado Libre inikeza iqonga elikhuselekileyo nelithembekileyo lokuqhuba ukuthengiselana ngemali, enika abasebenzisi uxolo lwengqondo. Kubalulekile ukuba silumkele ubuqhophololo obunokwenzeka, kuba kusoloko kukho umngcipheko kwi-Intanethi.

Ngamafutshane, ukuthatha ikhredithi kwiMercado Libre kunokuba yeyona ndlela inomdla kwabo bafuna ukuxhasa ngemali ukuthenga kwabo ngokukhawuleza nangokufanelekileyo. Nangona kunjalo, kubalulekile ukuhlalutya ngokucophelela iimeko, ukuvavanya umthamo wokuhlawula kwaye uthathele ingqalelo amanyathelo okhuseleko ayimfuneko ukuphepha nayiphi na ingxaki okanye ukuphazamiseka. Njengakuso nasiphi na isigqibo sezemali, ubulumko nolwazi lungundoqo ekwenzeni olona khetho lungcono.