Uyenza njani imali ebhankini?

Indlela yokwenza oko udluliselo lwebhanki? Ukuba ukhe wazibuza ukuba ungayidlulisela njani imali kwiakhawunti enye uye kwenye ngebhanki yakho, ukwindawo elungileyo. Yenza imali yebhanki Yinkqubo Kulula kwaye kukhuselekile okukuvumela ukuba uthumele imali nge-elektroniki kuye nawuphi na umntu okanye iziko, nokuba umgama. Ngesi sikhokelo sisebenzayo, siya kukufundisa Inyathelo nenyathelo Indlela yokwenza imali yebhanki ngokulula kwaye ngokukhawuleza. Akukhathaliseki ukuba ufuna ukuthumela imali kwilungu losapho, uhlawule ibhilikhwe, okanye wenze intlawulo kwishishini, eli nqaku liza kukunika zonke izixhobo eziyimfuneko ukuze wenze ukudluliselwa kwakho ngempumelelo. Sijoyine kwaye siqale ukudlulisela imali ngokufanelekileyo!

Inyathelo ngenyathelo ➡️ Uyenza njani imali ebhankini?

• Uyenza njani imali ebhankini?

1. Ngena kwi-akhawunti yakho i-akhawunti yebhanki kwi-intanethi.
2. Khetha ukhetho ukwenza ugqithiselo.
3. Khetha uhlobo lweakhawunti yendawo: eyakho, enye iakhawunti kwibhanki yakho enye okanye kwi-akhawunti otro banco.
4. Ngenisa ulwazi lweakhawunti yendawo yokufikela:
1. Nombre y apellido del beneficiario.
2. Inombolo yeakhawunti okanye i-IBAN.
3. Ikhowudi ye-SWIFT okanye ye-BIC ukuba yiakhawunti ekwelinye ilizwe.
5. Bonisa isixa onqwenela ukusidlulisela.
6. Qinisekisa ukuba uqinisekisa ukuba zonke iinkcukacha zichanekile phambi kokuba uqhubeke.
7. Qinisekisa ukudluliselwa kwaye wamkele imiqathango kunye neentlawulo, ukuba zikhona.
8. Faka ikhowudi yokhuseleko okanye igama eliyimfihlo elinikezelwe yibhanki yakho ukugunyazisa ukudluliselwa.
9. Uya kufumana isiqinisekiso sokudluliselwa kwaye ungagcina irisithi ukuze uyisebenzise kwixesha elizayo.

Imibuzo neempendulo

1. Ndingayenza njani intlawulo yebhanki?

1. Ngena kwiakhawunti yakho yebhanki ye-intanethi.
2. Khetha "Udluliselo" okanye "Thumela imali" ukhetho.
3. Khetha iakhawunti ofuna ukuthumela kuyo imali.
4. Faka iinkcukacha ze-akhawunti efumanayo, njengegama lomxhamli kunye nenombolo ye-akhawunti.
5. Ingresa la cantidad que deseas transferir.
6. Hlaziya ulwazi olunikiweyo kwaye uqinisekise ukudluliselwa.

2. Loluphi ulwazi endiludingayo ukwenza imali yebhanki?

1. Nombre completo del beneficiario.
2. Número de cuenta del beneficiario.
3. Igama lebhanki yomxhamli.
4. Ikhowudi ye-SWIFT okanye ye-IBAN (kwimeko yokudluliselwa kwamanye amazwe).
5. Isixa semali ofuna ukusithumela.

3. Kuthatha ixesha elingakanani ukugqitywa kokudluliselwa kwebhanki?

1. Ixesha lokucubungula linokwahluka ngokuxhomekeke kwiibhanki ezibandakanyekayo.
2. Ngokuqhelekileyo, ukudluliselwa ngaphakathi kwebhanki enye kwenziwa ngokukhawuleza okanye kwimizuzu embalwa.
3. Udluliselo lwe-Interbank lungathatha iiyure ezimbalwa okanye ukuya kuthi ga kwi-1-2 yeentsuku zokusebenza.
4. Udluliselo lwamazwe ngamazwe ludla ngokuthatha i-1 ukuya kwiintsuku ze-5 zokusebenza, ngokuxhomekeke kwilizwe kunye nendlela esetyenziswayo.

4. Zithini iindleko zetransfer yebhanki?

1. Iindleko zokudluliselwa kwebhanki ziyahluka ngokuxhomekeke kwibhanki kunye nohlobo lweakhawunti onayo.
2. Ezinye iibhanki azihlawulisi mali ngokutshintshela kwibhanki enye.
3. Utshintshelo lwamazwe ngamazwe ludla ngokuba neendleko ezongezelelweyo ngenxa yemali yebhanki ephakathi kunye namaxabiso otshintshiselwano.

5. Ngaba ndingayenza intlawulo yebhanki kwifowuni yam yeselula?

1. Ewe, iibhanki ezininzi zibonelela ngeeapps eziphathwayo ezikuvumela ukuba wenze udluliselo lwebhanki.
2. Khuphela isicelo sebhanki yakho ivenkile yee-app kwisixhobo sakho esiphathwayo.
3. Sayina ungene kwi-app ngeenkcukacha zakho zebhanki.
4. Khetha "Udluliselo" okanye "Thumela imali" ukhetho.
5. Landela amanyathelo afunekayo ukugqiba ugqithiselo.

6. Ngaba ndingayirhoxisa intlawulo yebhanki emva kokuba ndiyithumele?

1. Kuxhomekeke kwibhanki kunye nemigaqo-nkqubo abayisekileyo.
2. Kwezinye iimeko, kunokwenzeka ukurhoxisa ukudluliselwa kwebhanki ukuba kwenziwa ngexesha elithile emva kokuba ithunyelwe.
3. Kuya kufuneka uqhagamshelane nebhanki yakho ngokukhawuleza ukuze ucele ukurhoxiswa kwaye ulandele imiyalelo yabo.

7. Ngaba kukhuselekile ukwenza imali yebhanki kwi-Intanethi?

1. Ewe, ukudluliselwa kwebhanki kwi-Intanethi kukhuselekile ngokubanzi.
2. Iibhanki zisebenzisa itekhnoloji yofihlo kunye namanyathelo okhuseleko ukukhusela idatha yakho financieros.
3. Qinisekisa ukusebenzisa uqhagamshelwano olukhuselekileyo, olufana nothungelwano lwabucala okanye uqhagamshelo lwe-HTTPS, xa usenza umsebenzi kwi-intanethi.
4. Gcina iinkcukacha zakho zobuqu kunye neephasiwedi ziyimfihlo.

8. Ngaba ndingayenza imali yebhanki ngeempelaveki okanye ngeeholide?

1. Ezinye iibhanki zivumela ukuba utshintshelo lwenziwe ngeempelaveki okanye ngeeholide.
2. Jonga imigaqo-nkqubo yebhanki yakho malunga neeyure zokutshintshela.
3. Ukuba wenza utshintshiselwano ngosuku olungelulo oloshishino, lunokwenziwa ngosuku olulandelayo lomsebenzi.

9. Ndingenza ntoni ukuba ndifake ulwazi olungelulo kwi-transfer yebhanki?

1. Qhagamshelana nebhanki yakho ngoko nangoko ukuze ubazise ngempazamo.
2. Nika iinkcukacha ezichanekileyo kwaye ucele uncedo lwabo ukulungisa ugqithiselo.
3. Ngokuxhomekeke kwiimeko, banokukwazi ukumisa okanye ukuguqula ukudluliselwa ngaphambi kokuba kugqitywe.

10. Ngaba ndingayenza imali yebhanki ngaphandle kokuba neakhawunti yebhanki?

1. Hayi, ngokubanzi kuya kufuneka ukuba ube nayo una cuenta bancaria ukwenza imali ebhankini.
2. Ukuba awunayo i-akhawunti yebhanki, cinga ngokuvula iziko lezemali olithandayo ngaphambi kokuba wenze utshintsho.