Ndingenza njani ukuba imali yam idluliselwe kwi-intanethi ndisebenzisa ifowuni yam?

Uhlaziyo lokugqibela: 30/08/2023
Umbhali: USebastian Vidal

Namhlanje, itekhnoloji isinika uluhlu lweenkonzo zebhanki eziya zisiba lula, ezinjengokwenza udluliselo lwebhanki ngokuthe ngqo kwiselfowuni yethu. Oku kusebenza, okusivumela ukuba senze utshintshiselwano ngokukhawuleza nangokukhuselekileyo, ibe sisixhobo esiyimfuneko kwihlabathi lanamhlanje lezemali. Kweli nqaku, siza kuphonononga ngokweenkcukacha kunye nobuchwephesha ukuba ukudluliselwa kwebhanki kwenziwa njani kwifowuni yeselula, ukuqinisekisa ukuqonda okupheleleyo kwenkqubo kunye nokunika abasebenzisi ukuzithemba ukusebenzisa olu khetho ngokufanelekileyo.

Intshayelelo yokudluliselwa kwebhanki kwiselfowuni yakho

Udluliselo lwebhanki olusuka kwiselula lu indlela ekhuselekileyo kwaye kulula ukuthumela imali naphi na emhlabeni. Enkosi kwinkqubela phambili yetekhnoloji, ngoku unokwenza udluliselo ngokukhawuleza nangokulula ukusuka kuthuthuzelelo lwesixhobo sakho esiphathwayo. Akusekho mfuneko yokuba uye ebhankini ngokwasemzimbeni okanye ulinde kwimigca emide, ngokucofa nje okumbalwa, uya kuba nolawulo olupheleleyo lweentengiselwano zakho zemali.

Enye yeenzuzo eziphambili zokusebenzisa ibhanki ephathwayo ukwenza ukudluliselwa kufikeleleko. Unokwenza utshintshiselwano ngalo naliphi na ixesha kwaye naphi na, okoko nje unoqhagamshelo lwe-intanethi. Kwaye, akukhathaliseki nokuba umamkeli ukwelinye ilizwe, ukudluliselwa kwamanye amazwe kukwasemnweni wakho.

Umba obalulekileyo wodluliselo lwebhanki ephathwayo lukhuseleko. Iibhanki zisebenzisa amanyathelo okhuseleko olomeleleyo ukukhusela ukuthengiselana kwakho kunye neenkcukacha zomntu. Xa usenza utshintshelo kwiselfowuni yakho, kuyenzeka ukuba uqinisekise isazisi somsebenzisi ngokuqinisekiswa kwezinto ezimbini, njengokusetyenziswa kwezitshixo zethutyana ezithunyelwe ngeSMS okanye izicelo zokuqinisekisa ngeselula. Ngalo lonke ixesha khumbula ukugcina isixhobo sakho sihlaziywa kwaye sikhuselwe ngamagama ayimfihlo aqinileyo ukuqinisekisa ukhuseleko lwentengiselwano yakho. Dlulisa imali ngoxolo lwengqondo olupheleleyo!

Iimfuno ezibalulekileyo zokwenza⁤ utshintshiselwano lwebhanki ephathwayo

Ukwenza udluliselo lwebhanki ephathwayo ngokukhuselekileyo kwaye ngokufanelekileyo, kubalulekile ukuhlangabezana neemfuno ezithile ezibalulekileyo. Ezi mfuno ziqinisekisa ukukhuselwa kwedatha yakho yezemali kunye nesiqinisekiso sokuba intengiselwano igqitywe ngempumelelo. Ngezantsi, sinikezela ngezona mfuno zibalulekileyo ekufuneka zithathelwe ingqalelo:

  • Yiba neakhawunti yebhanki esebenzayo: Phambi kokwenza utshintshiselwano ngemfonomfono,⁢ kufuneka ube neakhawunti yebhanki esebenzayo kwiziko lezemali elithembekileyo. Kufuneka uqinisekise ukuba i-akhawunti yakho isexesheni kwaye ivulelwe ukwenza intengiselwano.
  • Isixhobo esiphathwayo esihambelanayo: Ukwenza ukudluliselwa kwebhanki yeselula, kuyimfuneko ukuba nesixhobo esiphathwayo (i-smartphone okanye ithebhulethi) ehambelana nesicelo sebhanki esihambelanayo. Qinisekisa ukuba isixhobo sakho sineenkcukacha zobugcisa ezifunwa sisicelo ukuqinisekisa ukusebenza ngokupheleleyo.
  • Khusela uQhakamshelwano lwe-Intanethi: Ukwenza utshintshiselwano lwebhanki ephathwayo kufuna uqhagamshelo lwe-Intanethi olukhuselekileyo. Qinisekisa ukuba unothungelwano olukhuselekileyo lwe-Wi-Fi okanye ukhuseleko olululo lwedatha yeselula ukunqanda uphazamiseko kwaye uqinisekise ubungasese bedatha yakho.

Ukukhuphela kunye nokuqwalasela isicelo sebhanki ephathwayo

Ukuze ukonwabele zonke izibonelelo kunye noncedo lwebhanki ephathwayo, kuya kufuneka ulandele amanyathelo alula ukukhuphela kunye nokuqwalasela usetyenziso kwisixhobo sakho. Apha sikubonisa indlela yokwenza ngokukhawuleza nangokulula:

1. Yiya kwivenkile yeapp kwisixhobo sakho esiphathwayo, nokuba kuGoogle Play kwizixhobo ze-Android okanye iApp Store yezixhobo ze-iOS. Jonga isicelo sebhanki ephathwayo yeziko lakho lemali kwaye uqiniseke ukuba luguqulelo olusemthethweni. Nje ukuba ifunyenwe, cofa iqhosha lokukhuphela kwaye uyifake kwisixhobo sakho.

2. Xa isicelo sifakiwe, yivule kwaye ukhethe "Useto" okanye "Useto" ukhetho. Kweli candelo, unokwenza izinto ezinje ngolwimi, uhlobo lwezaziso ofuna ukuzifumana, kunye nokhetho lokhuseleko. Qiniseka ukuba uphonononga ngononophelo ukhetho ngalunye kwaye ululungelelanise neemfuno zakho kunye nezinto ozikhethayo.

3. Ukuseta iakhawunti yakho yebhanki kwi-app yeselula, kuya kufuneka ukuba ufake igama lakho lomsebenzisi kunye negama lokugqitha. Amanye amaziko emali⁤ anokufuna⁤ ikhowudi yofikelelo eyongezelelweyo okanye asebenzise iindlela zoqinisekiso lwebhayometriki, njenge umkhondo wedijithali okanye ukubonakala kobuso. Landela imiyalelo enikwe yi-app kwaye uqinisekise ukuba ufaka ulwazi ngokuchanekileyo nangokukhuselekileyo.

Ukufikelela kwinketho yogqithiselo ngaphakathi kwesicelo

Nje ukuba ungene kwi-app, uya kukwazi ukufikelela kukhetho lokutshintshela ngokulula. Ukwenza oku, kufuneka ulandele la manyathelo alula:

Inyathelo lesi-1: Kwisikrini Ukusuka kwiphepha eliphambili lesicelo,⁤ skrolela ezantsi de ufumane icandelo elithi "IiNkonzo".

Inyathelo lesi-2: Ngaphakathi kwecandelo elithi "IiNkonzo", jonga kwaye ukhethe "Udluliselo" ukhetho. Olu khetho luqhele ukumelwa yi icon enentolo ezimbini ezithungelanayo.

Inyathelo lesi-3: Emva kokuba ukhethe "Udluliselo" ukhetho, uya kuboniswa isikrini esitsha kunye neentlobo ezahlukeneyo zokudluliselwa ezikhoyo. Apha ungakhetha phakathi koweliselo lwebhanki, utshintshelo kwiiakhawunti phesheya okanye udlulisele kubantu besithathu kwiqumrhu elinye lebhanki.

Kwakhona, khumbula ukuba ukwenza ukudluliselwa okuyimpumelelo, kufuneka ubonise idatha efunekayo, njengenombolo ye-akhawunti yomxhamli okanye i-IBAN, isixa esimele sidluliselwe kunye nereferensi yentengiselwano. Nceda uqinisekise ingcaciso ngononophelo phambi kokuba uqinisekise ukudluliselwa ukuphepha iimpazamo kwaye uqinisekise ukuba imali ithunyelwa ngokuchanekileyo.

Ngamafutshane, ukhetho lokudlulisela lusesandleni sakho kwisicelo sethu. Landela la manyathelo alula akhankanywe ngasentla kwaye uya kukwazi ukwenza imisebenzi yakho yebhanki ngokukhawuleza nangokukhuselekileyo. Ungalibali ukuhlangabezana nazo zonke iimfuno zolwazi oluyimfuneko kwaye uphonononge ngocoselelo iinkcukacha phambi kokuqinisekisa ukudluliselwa. Ukuba unayo nayiphi na imibuzo okanye iingxaki, ungalibazisi ukuqhagamshelana nenkonzo yethu yabathengi ukuze ufumane uncedo olulolwakho.

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Ukukhetha umthombo kunye neakhawunti yendawo⁢ yogqithiselo

Ukwenza udluliselo, kubalulekile ukuba ukhethe ngokuchanekileyo umthombo kunye neeakhawunti zendawo. Oku kuya kuqinisekisa ukuba imali ihamba ngokufanelekileyo kwaye ngokukhuselekileyo. Ngezantsi ngamanyathelo okukhetha umthombo kunye neeakhawunti zendawo kwiqonga lethu:

1. Fikelela kwiakhawunti yakho kwiwebhusayithi yethu kwaye uye kwicandelo lodluliselo.
2. Uya kufumana⁤ amaqela amabini okhetho: "Iakhawunti yoMthombo" kunye "neAkhawunti yendawo".
3. Ukukhetha iakhawunti yemvelaphi, cofa⁢ kuhla oluhambelanayo. Uluhlu lwazo zonke iiakhawunti zakho ezibhalisiweyo ziya kuboniswa. Khetha leyo ufuna ukuyisebenzisa. Khumbula ukuba unokukhetha kuphela iakhawunti yomthombo omnye.
4. Okulandelayo, khetha iakhawunti yendawo. Kanye njengakwinyathelo langaphambili, cofa kwindawo eyehlayo kwaye ukhethe iakhawunti ofuna ukuthumela kuyo imali. Unokukhetha i-akhawunti ekhoyo okanye wongeze entsha, ukuba kuyimfuneko.

Kubalulekile ukuqinisekisa ukuba ukhethe⁤ ii-akhawunti ezichanekileyo phambi kokuba uqhubeke nodluliselo. Nje ukuba ulugqibile olu khetho, cofa u-“Qhubeka”ukuphonononga iinkcukacha zodluliselo. Khumbula ukuba ukwenza ukudluliselwa kwi-akhawunti engalunganga kunokubangela iingxaki kunye nokulibaziseka kwinkqubo. ⁢Qiniseka ukuba uphonononga lonke ulwazi ngononophelo phambi kokuqinisekisa intengiselwano!

Ngokufutshane, ukukhetha umthombo ochanekileyo kunye neakhawunti yendawo yokufikela linyathelo eliphambili kulo naluphi na ugqithiselo. Ngokulandela la manyathelo alula, uya kukwazi ukukhetha ii-akhawunti ngokuchanekileyo kwaye uqinisekise ukuba imali yakho ifika apho ufuna khona ngaphandle kokuphazamiseka. Ngalo lonke ixesha khumbula ukuphonononga kwaye uqinisekise phambi kokuqinisekisa naluphi na utshintshelo ukunqanda iimpazamo ezinexabiso elikhulu.

Ukufaka imali kunye nolwazi olongezelelweyo olufunekayo

Ukugqiba inkqubo yokufaka imali kunye nolwazi olongezelelweyo olufunekayo, landela la manyathelo alandelayo:

Inyathelo lesi-1: Ukufikelela kwiphepha eliphambili kwaye uye kwindawo ethi "Faka isixa". Apha uyakufumana uxwebhu oluya kucela ulwazi⁢ oluyimfuneko.

Inyathelo lesi-2: Kwifom, kufuneka ufake imali ofuna ukuyidlulisela. Khumbula ukuba onke amabala aphawulwe ngeenkwenkwezi (*) ayafuneka kwaye kufuneka⁤ azaliswe ngokuchanekileyo.

Inyathelo lesi-3: Wakuba uyifakile imali, kufuneka unikezele ngolwazi olongezelelweyo olufunekayo. Oku kunokubandakanya inombolo ye-akhawunti yendawo, ingcamango yokudluliselwa, phakathi kwezinye iinkcukacha ezifanelekileyo. Nceda uqinisekise ubunyani bezi nkcukacha phambi kokuba uqhubeke.

Ukuqinisekisa kunye nokuqinisekisa iinkcukacha zodluliselo

Emva kokuba ugqibile inkqubo yokudlulisa, kubalulekile ukuba uqinisekise kwaye uqinisekise iinkcukacha ukuqinisekisa ukuthengiselana okuyimpumelelo. Ngezantsi, sikubonisa amanyathelo ekufuneka uwalandele ukwenza olu qinisekiso:

1. Qinisekisa ulwazi lwabaxhamli:

  • Hlola ngononophelo igama lomamkeli kunye neakhawunti yebhanki ukuqinisekisa ukuba ichanekile.
  • Qinisekisa idilesi kunye nezinye iinkcukacha zomxhamli ukuba kuyimfuneko.
  • Jonga ukuba iakhawunti yebhanki isuka kwilizwe elinye okanye ummandla apho ugqithiselo lwamazwe ngamazwe luvumelekile⁢.

2. Jonga iinkcukacha zodluliselo:

  • Jonga imali yotshintshiselwano ukuze uqiniseke ukuba iyahambelana naloo nto ufuna ukuyithumela.
  • Qinisekisa imali esetyenzisiweyo ekugqithiseleni kwaye uqinisekise ukuba ichanekile.
  • Phonononga amaxabiso afanelekileyo kunye neentlawulo zokuqinisekisa ukuba uyazazi iindleko ezinxulunyaniswa⁢ nodluliselo.

3. Qinisekisa umhla kunye nendlela yokudlulisela:

  • Jonga umhla utshintshelo oluya kwenzeka ngalo kwaye uqinisekise ukuba lufanelekile kwiimfuno zakho.
  • Qinisekisa indlela yokudlulisela esetyenzisiweyo, nokuba kungentlawulo yebhanki, inkonzo yentlawulo ye-intanethi, okanye ezinye iindlela.
  • Qinisekisa ukuba uneenkcukacha eziyimfuneko ukuze ugqibezele ukudluliselwa, njengeqhosha lokuqinisekisa okanye naziphi na iikhowudi ezifunekayo.

Ngokulandela la manyathelo, uya kuba ⁢ okuya kukunika uxolo lwengqondo kunye nokhuseleko kwintengiselwano yakho. Ngalo lonke ixesha khumbula ukuqinisekisa iinkcukacha ngokweenkcukacha kwaye unikel' ingqalelo kwiimpazamo okanye ukungangqinelani okunokwenzeka.

Ukusebenzisa imilinganiselo yokhuseleko eyongezelelweyo, ukukhusela ukudluliselwa

Xa kuziwa ekukhuseleni ukuhanjiswa kolwazi, kubalulekile ukuphumeza amanyathelo okhuseleko olongezelelweyo ukuphepha naluphi na ubuthathaka. Nazi ezinye iingcebiso zokuqinisekisa ugqithiso lwedatha ngokufanelekileyo:

Isebenzisa iiprothokholi zoguqulelo oluntsonkothileyo: Uguqulelo oluntsonkothileyo ⁤yindlela esebenzayo yokukhusela ubumfihlo bedatha ngexesha logqithiselo. Qinisekisa ukuba usebenzisa iiprothokholi ezikhuselweyo zoguqulelo oluntsonkothileyo, ezifana ne-SSL (i-Secure Socket Layer) okanye i-TLS (uKhuseleko loMaleko wezoThutho), ukuqinisekisa ukuba idatha ihanjiswa ngokukhuselekileyo kwaye ayinakuthatyathwa ngabantu besithathu.

Sebenzisa uqinisekiso lwezinto ezimbini: Ukuqinisekiswa kwezinto ezimbini kunika uluhlu olongezelelweyo lokhuseleko ngokufuna iindlela ezimbini zokuqinisekisa ngaphambi kokuvumela ukufikelela kwidatha. Oku kunokubandakanya indibaniselwano yamagama ayimfihlo, iikhowudi zokuqinisekisa ezithunyelwa ngeSMS okanye nge-imeyile, okanye ukusetyenziswa kweziqinisekiso zeapp yeselula. Ngokuphumeza lo mlinganiselo, umngcipheko wokufikelela okungagunyaziswanga kulwazi olugqithiselweyo uyancipha kakhulu.

Jonga kwaye urekhode ⁢udluliselo: Kubalulekile ukugcina iinkcukacha ⁢irekhodi yalo lonke ugqithiselo lolwazi olwenziwayo ukuze ⁤ubhaqe nawuphi na umsebenzi okrokrelekayo okanye ongagunyaziswanga. Ukongeza, kuyacetyiswa ukuba kubekho iinkqubo zokubeka iliso ngexesha langempela esisilumkiso malunga nezinto ezingaqhelekanga okanye iinzame zokungena. Ezi zilogi kunye nokubeka iliso kusivumela ukuba sichonge naluphi na ulwaphulo lokhuseleko kwaye sithathe amanyathelo ayimfuneko ukukhusela ukudluliselwa.

Ukujonga isimo sodluliselo kunye nokuqinisekiswa

uQinisekiso lokuGqithisela:

Nje ukuba udluliselo lwenziwe, kubalulekile ukujonga ukuba lugqitywe ngokuchanekileyo na, ukwenza oku, unokulandela la manyathelo alandelayo:

  • Qinisekisa kwi-akhawunti yakho yebhanki ukuba ukuphuma kweemali ezingqamene nodluliselo olwenziweyo zirekhodwe. Kubalulekile ukuqaphela ukuba le nkqubo inokuthatha imizuzu embalwa okanye iiyure, kuxhomekeke kwiziko lebhanki.
  • Qhagamshelana nomxhamli wogqithiselo ukuqinisekisa ukuba uyifumene ngempumelelo imali. Qinisekisa ukuba ufumana uqinisekiso lwabo ⁢ngokubhaliweyo okanye kwimeko yokudluliselwa kwamanye amazwe, cela ubungqina.
  • Jonga ibhalansi ye-akhawunti yomxhamli ukuqinisekisa ukuba imali ifakwe ngokufanelekileyo⁤ kwaye khange kubekho zihixa ngexesha lenkqubo yokudluliselwa.
Umxholo okhethekileyo- Cofa Apha  Uluhlu olugqibeleleyo lweNqanaba lwe-SWGoH yeeNqanawa zeNkunzi

Ukuba nangaliphi na kwezi zigaba ufumana nakuphi na ukungangqinelani okanye ingxaki ekutshintshelweni, sicebisa ukuba uqhagamshelane nebhanki yakho ngokukhawuleza ukuze ucele uphando kunye nesisombululo kwimeko.

Iingqwalasela ezibalulekileyo xa usenza imali ebhankini kwiselfowuni yakho

Ukhuseleko kuqala: Xa usenza imali ebhankini kwiselfowuni yakho, kubalulekile ukuba uqiniseke ukuba usebenzisa uqhagamshelo olukhuselekileyo noluthembekileyo ukukhusela idatha yakho yobuqu neyezemali. Kuphephe ukuqhagamshelwa kuthungelwano lweWi-Fi lukawonke-wonke, njengoko olu luthanda ukungakhuseleki kangako kwaye lunokwenza kube lula uhlaselo lwe-cyber. Kwakhona, qiniseka ukusebenzisa i-app yebhanki ethembekileyo nehlaziyiweyo, njengoko ezi zihlala zinemilinganiselo yokhuseleko eyongezelelweyo, njengobungqina bezinto ezimbini.

Qinisekisa ulwazi phambi kokuqinisekisa: Phambi kokuba ugqibezele utshintshiselwano, kubalulekile ukuba uphonononge ngononophelo ulwazi lwendawo, njengenombolo ye-akhawunti kunye negama lomxhamli. Impazamo kwidijithi enye inokubangela iingxaki kunye nokulibaziseka kwintengiselwano. Kwakhona, qiniseka ukuba uyayiqinisekisa imali eza kudluliselwa kunye neentlawulo ezinxulumene noko, ukuthintela ukothuka okungemnandanga kwisiteyitimenti sakho sebhanki.

Yenza⁤ utshintshiselwano ngeeyure zebhanki: Ukuqinisekisa ukuba udluliselo lwakho lulungiswa ngokukhawuleza, kuyacetyiswa ukuba ulwenze kwiiyure zebhanki ezimiselweyo. Ukuba wenza utshintshiselwano ngaphandle kwezi yure, kungafuneka ulinde de kube lusuku olulandelayo lomsebenzi ukuze luqhutywe ngokuchanekileyo. Ke ngoko, kuhlala kucetyiswa ukuba uthathele ingqalelo iiyure zokusebenza zeziko lakho lebhanki phambi kokuba uqalise utshintshelo kwiselfowuni yakho.

Iingcebiso zokuphepha iimpazamo eziqhelekileyo xa uhambisa i-mobile transfer

Nazi ezinye iingcebiso eziya kukunceda uphephe iimpazamo eziqhelekileyo xa usenza udluliselo oluphathwayo:

1. Qinisekisa ulwazi phambi kokuba uthumele: ⁤Phambi kokuqinisekisa naluphi na utshintshelo, qiniseka ukuba uphonononga ngocoselelo iinkcukacha zomamkeli kunye nemali ekufuneka idluliselwe. Imposiso kwenye⁤ ⁢kule mihlaba inokubangela ugqithiselo ukuya⁢ kwi umntu ongalunganga okanye kwisixa esingachanekanga.

2. Sebenzisa amagama agqithisiweyo aqinileyo: Ukukhusela intengiselwano yakho yeselula, kubalulekile ukusebenzisa amagama ayimfihlo awomeleleyo. Kuphephe ukusebenzisa amagama ayimfihlo afana nomhla wakho wokuzalwa okanye amanani alandelelanayo. Endaweni yoko, sebenzisa indibaniselwano yoonobumba abakhulu nabancinci, amanani, kunye neesimboli.

3. Gcina izixhobo zakho zihlaziyiwe: ⁢ Ukuqinisekisa ukhuseleko logqithiselo lwakho oluphathwayo, kubalulekile ukugcina izixhobo zakho eziphathwayo kunye izicelo zebhanki ihlaziywe. Uhlaziyo lubandakanya izilungiso zokhuseleko ezikhusela idatha yakho kunye neentengiselwano.

Ukuqinisekisa ubumfihlo kunye nokhuseleko lwedatha yomntu

Kwinkampani yethu, sigxile ekuqinisekiseni ubumfihlo kunye nokhuseleko lwedatha yabasebenzisi bethu. Ukuzinikela kwethu kukuphumeza imilinganiselo yokhuseleko oluphezulu kwaye silandele iindlela ezifanelekileyo malunga nokukhuselwa kwedatha. Ukufezekisa oku, sineqela elikhethekileyo kukhuseleko lwekhompyuter kwaye siyayithobela yonke imimiselo yangoku kunye nemigangatho malunga nobumfihlo.

Sisebenzisa iindlela ezahlukeneyo zokuqinisekisa ubumfihlo bedatha yabasebenzisi bethu. Le milinganiselo ibandakanya:

  • Ukubethela idatha: Sisebenzisa i-encryption algorithms ukukhusela ulwazi olubuthathaka lwabasebenzisi bethu. Oku kuqinisekisa ukuba idatha ifihliwe kwaye ayifikeleleki kubantu besithathu abangagunyaziswanga.
  • Ukuqinisekiswa kwezinto ezimbini: Siphumeza inkqubo yokuqinisekiswa kwezinto ezimbini ukuze abasebenzisi abagunyazisiweyo kuphela bafikelele kwidatha yomntu. Oku kongeza umaleko owongezelelweyo wokhuseleko kwiiakhawunti zabasebenzisi bethu.
  • Uhlaziyo oluqhelekileyo lokhuseleko: Sigcina iinkqubo zethu zisexesheni ngohlaziyo lokhuseleko lwamva nje ukukhusela idatha yabasebenzisi bethu kwiingozi ze-cyber.

Sinolawulo olungqongqo lokufikelela kwidatha yomntu kwaye ngabaqeshwa abagunyazisiweyo kuphela abavumelekileyo ukuba bafikelele kuyo. Ukongeza, siqhuba uphicotho rhoqo ukuqinisekisa ukuthotyelwa kwemigaqo-nkqubo yethu yabucala, kwaye nakuphi na ukwaphulwa kokhuseleko okanye ukwaphulwa kokhuseleko kujongwana nako ngokufanelekileyo nangokufanelekileyo. ⁤Ukugcinwa kwemfihlo kwedatha yabasebenzisi bethu⁢ yeyona nto iphambili kuthi kwaye sihlala sizama ukugcina imigangatho ephezulu ngokwemigaqo yabucala kunye nokhuseleko lwedatha.

Ukusombulula iingxaki eziqhelekileyo ngexesha lokudluliselwa kweselula

Xa usenza ⁤udluliselo lwemobile, kuqhelekile ukudibana nezinye iingxaki ezinokwenza inkqubo ibenzima. Ngezantsi, sibonisa ezinye⁤ zezona ngxaki zixhaphakileyo kunye nendlela yokuzisombulula:

1. UQhagamshelwano lwe-Intanethi olungazinzanga:

Enye yeengxaki ezixhaphakileyo luqhagamshelo lwe-Intanethi olungazinzanga, olunokubangela ukuba ugqithiselo luphazamiseke okanye luthathe ixesha elide kunoko kulindelekileyo. Ukulungisa oku, landela la manyathelo:

  • Qiniseka ukuba ukwindawo enenethiwekhi elungileyo kunye nesignali eyomeleleyo yeWiFi.
  • Jonga ukuba idatha yakho okanye isicwangciso WiFi ayiphelelwanga. Ukuba kuyimfuneko, gcwalisa kwakhona okanye utshintshe isicwangciso sakho.
  • Qala kwakhona isixhobo sakho ukuze uhlaziye uqhagamshelo lwe-Intanethi.
  • Ukuba ingxaki iyaqhubeka, zama ukusebenzisa i Inethiwekhi ye-WiFi eyahlukileyo okanye usondele ngakumbi kwi-router ukuphucula umqondiso.

2. Impazamo yoQinisekiso:

Kungenzeka ukuba ngexesha lokudluliselwa kweselula ungadibana nephutha lokuqinisekisa, elithintela ukusebenza ekugqityweni. Landela la manyathelo ukulungisa lo mba:

  • Qinisekisa ukuba usebenzisa iinkcazi ezichanekileyo, kuquka igama lomsebenzisi kunye negama lokugqitha.
  • Qinisekisa ukuba uneemvume ezaneleyo kunye nezigunyaziso zokwenza ugqithiselo kwisixhobo kunye nesicelo esisetyenzisiweyo.
  • Ukuba ingxaki iyaqhubeka, zama ukuqalisa kwakhona i-app okanye isixhobo kwaye uzame kwakhona.
  • Ukuba konke oku kungasentla kuyasilela, qhagamshelana nenkonzo yabathengi kumboneleli we-app okanye isixhobo sakho esiphathwayo ukuze ufumane uncedo olongezelelweyo.
Umxholo okhethekileyo- Cofa Apha  Samsung Cell Phone Caps

3. Imiba yokuhambelana:

Enye ingxaki eqhelekileyo kukungahambelani phakathi kwezixhobo o iinkqubo zokusebenza ngexesha lokudluliselwa kweselula. Landela la manyathelo ukulungisa lo mba:

  • Qinisekisa ukuba izixhobo okanye usetyenziso olubandakanyekayo kudluliselo luhlaziywa kwinguqulelo yamva nje.
  • Khangela ukuhambelana phakathi kweendlela zokusebenza zesixhobo. Kusenokuba yimfuneko ukusebenzisa ezinye izicelo okanye iindlela zokuqinisekisa ugqithiselo oluyimpumelelo.
  • Ukuba ingxaki iyaqhubeka, khangela kwi-intanethi okanye uqhagamshelane nabavelisi bezixhobo okanye ii -apps ezibandakanyekayo ngoncedo oluthile malunga nokuhambelana.

Izibonelelo kunye neenzuzo zokutshintshelwa kwebhanki kwiselfowuni yakho

Ugqithiselo lwebhanki olusuka kwiiselfowuni lubonelela ngothotho lweenzuzo kunye neenzuzo eziququzelela kwaye zikhawulezise ukuthengiselana kwethu ngemali. Okulandelayo, siza kukhankanya ezinye zezibonelelo eziphambili zokusebenzisa le modyuli:

Isantya kunye nokulula: Ngokucofa nje okumbalwa kwisixhobo sakho esiphathwayo, ungathumela imali ngoko nangoko. Akuyi kufuneka ulinde emigceni ebhankini okanye ulinde ukuba iintlawulo ziqwalaselwe. Unokwenza utshintshelo lwakho nangaliphi na ixesha kwaye naphi na. Imali yakho iya kufumaneka ngoko nangoko kumamkeli!

Ukhuseleko: Udluliselo lwebhanki olusuka kusetyenziso lweselfowuni yakho kunye nobuchwephesha bokuqinisekisa ukuqinisekisa ukhuseleko lwentengiselwano yakho. Ukongeza, ii-apps ezininzi zebhanki kunye namaqonga anikezela ukuqinisekiswa kwamanyathelo amabini ukukhusela ngakumbi idatha yakho yezemali. Ungaphumla ngokulula usazi ukuba ukudluliselwa kwakho kuyimfihlo kwaye kukhuselekile.

Iinketho zokwenza ngokwezifiso: Ngolu hlobo logqithiselo, unokwenza iintlawulo zakho zibe nguwe ngokuquka imiyalezo okanye iimbekiselo ukuze uzichonge ngokulula. ⁢Ukwengeza, uninzi lwee-apps zibonelela ngenketho yokugcina abamkeli bakho rhoqo, ukuphelisa imfuno yokufaka idatha ngesandla ngalo lonke ixesha usenza udluliselo. Oku kukhawulezisa inkqubo kwaye kuthintele iimpazamo ezinokubakho xa ufaka idatha yabaxhamli.

Imibuzo neempendulo

Umbuzo: Zeziphi iindlela endinokuthi ndenze utshintshiselwano ngazo ebhankini? kwifowuni yam yeselula?
A: Ukwenza imali ebhankini kwiselfowuni yakho, unokhetho oluninzi. Unokusebenzisa usetyenziso lwebhanki yeselula yakho, ungene kwiwebhusayithi yeziko lakho lezemali kwibhrawuza yeselfowuni yakho, okanye usebenzise iinkonzo zentlawulo yeselula ezifana nePayPal okanye iVenmo.

Umbuzo: Ndingayidlulisela njani imali kwenye iakhawunti kwi-app yebhanki yeselula yam?
A: ⁤Ukudlulisela imali kwenye iakhawunti esuka kwi-app yebhanki yeselula, ⁤kufuneka uqale ungene kwi-app ngeenkcukacha zakho. Emva koko, khangela inketho ethi "Udluliselo" okanye ⁤"Thumela imali" kwimenyu engundoqo. Faka iinkcukacha ze-akhawunti efumanayo, njengenombolo ye-akhawunti okanye inombolo yefowuni ehambelana ne-akhawunti. Ekugqibeleni, faka isixa semali ofuna ukuyidlulisela kwaye uqinisekise ukusebenza.

Umbuzo: Zeziphi iimfuno zokhuseleko ekufuneka ndihlangabezane nazo xa ndisenza utshintshiselwano ngebhanki ngeselfowuni yam?
A: Kubalulekile ukuqinisekisa ukuba i-app yebhanki yefowuni yakho ikhutshelwe kumthombo othembekileyo, njengevenkile esemthethweni ye-app yebhanki. inkqubo yakho yokusebenza. Kwakhona, qiniseka ukusebenzisa uqhagamshelo olukhuselekileyo, olufana nephasiwedi ekhuselweyo yenethiwekhi ye-Wi-Fi okanye idatha yeselula. Ungaze wabelane ngeenkcukacha zakho zebhanki nomntu wesithathu kwaye ugcine usetyenziso lwakho lweselula luhlaziyiwe ukuze uxhamle kuphuculo lokhuseleko lwamva nje.

Umbuzo: Ngaba kunokwenzeka ukwenza utshintshiselwano lwebhanki kwiselfowuni yakho ngaphandle kokukhuphela isicelo?
A: Ewe, kuyenzeka ukuba wenze utshintshiselwano lwebhanki kwiselfowuni yakho ngaphandle kwesidingo sokukhuphela isicelo esithile. ⁤Iibhanki ezininzi zibonelela ngenketho yokufikelela kwiwebhusayithi yazo kwi-browser yeselfowuni yakho, apho ungenza yonke imisebenzi yebhanki, kuquka nokudluliselwa. Nangona kunjalo, nceda uqaphele ukuba ukufikelela kwesikhangeli kunokuba nemida xa kuthelekiswa ne-app yeselula.

Umbuzo: Ndingenza njani ukuba ndibe nolawulo olungaphezulu kutshintshiselwano lwebhanki lwam kwiselfowuni yam?
A: Ukuze ube nolawulo oluthe kratya kutshintshiselwano lwebhanki olusuka kwiselfowuni yakho, kuyacetyiswa ukuba uqwalasele izilumkiso kunye nezaziso kwisicelo sakho esiphathwayo sebhanki. Ngale ndlela, uya kufumana i-imeyile okanye izilumkiso ezibhaliweyo ngalo lonke ixesha utshintshiselwano lwenziwa okanye kukho utshintsho kwiiakhawunti zakho. Ukongeza, unokuseta imida yokudluliselwa kwemihla ngemihla okanye ucele iziqinisekiso ezongezelelweyo, njengeekhowudi zeXesha elinye (OTP), ukwandisa ukhuseleko.

Umbuzo: Ingathatha ixesha elingakanani ukudluliselwa kwebhanki okwenziwa kwiselfowuni?
IMPENDULO: Ixesha elifunekayo ukuze igqitywe imali yebhanki yeselula inokwahluka ngokuxhomekeke kwizinto ezininzi. Ngokubanzi, ukuhanjiswa kwe-elektroniki kwibhanki enye kudla ngokukhawuleza, kuthatha imizuzu embalwa okanye kwangoko. Nangona kunjalo, ukudluliselwa kwezinye iibhanki okanye ii-akhawunti zamazwe ngamazwe kunokuthatha phakathi kosuku olunye ukuya kwezintathu zokusebenza ngenxa yoqinisekiso lwe-interbank kunye neenkqubo zokucocwa.⁤ Kubalulekile ukuba sithathele ingqalelo amaxesha esikiweyo kunye neeholide, njengoko zinokuchaphazela iintlawulo.

Iimbono zexesha elizayo

Isishwankathelo, ukwenza imali yebhanki kwiselfowuni yakho yinkqubo elula nekhuselekileyo. Ngokulandela nje amanyathelo ambalwa alula, ungathumela imali kuyo nayiphi na iakhawunti yebhanki ngokufanelekileyo kwaye ukhululekile. Ngalo lonke ixesha khumbula ukuqinisekisa iinkcukacha zentengiselwano kunye neakhawunti efumanayo ukunqanda naziphi na iimpazamo okanye iimpazamo. Ukuba usenemibuzo okanye ufuna uncedo, ungalibazisi ukuqhagamshelana inkonzo eyenzelwe kwiziko lakho lebhanki. Beka ithemba lakho kwitekhnoloji ephathwayo kwaye ukonwabele ukukhululeka kwebhanki entendeni yesandla sakho.