I-inshurensi yeselula yeAmerican Express lukhetho lokhuseleko olubonelela ngoxolo lwengqondo kubasebenzisi besixhobo esiphathwayo. Kweli nqaku, siya kuhlalutya ngokweenkcukacha iimpawu kunye neenzuzo zolu luhlu, sinikezela ngendlela yobugcisa kunye nokungathathi hlangothi. Ukusuka kwindlela esebenza ngayo ukuya kwiimfuno kunye nemida, siza kuphonononga yonke into kufuneka wazi malunga malunga ne-inshurensi yefowuni ye-American Express. Ukuba ujonge ukukhusela i-smartphone yakho ngokuthembekileyo nangokufanelekileyo, qhubeka ufunda ukuze ufumanise ukuba olu khetho luyazifanela na iimfuno zakho.
Ukubaluleka kwe-inshurensi yefowuni ye-American Express
I-inshurensi yeselula yeAmerican Express sisixhobo esibalulekileyo sokukhusela isixhobo sakho esiphathwayo kuwo nawuphi na umonakalo okanye ilahleko. Oku kubaluleke ngakumbi okwangoku, apho iifowuni zethu ziye zaba lulwandiso lwethu kwaye sigcina ulwazi oluninzi lomntu kunye noluyimfihlo. Nazi ezinye izizathu zokuba kutheni le-inshurensi ibalulekile:
1. Ingxelo ebanzi: I-inshurensi yeselfowuni yeAmerican Express ikubonelela ngokhuseleko olupheleleyo xa ubusela, ilahleko, umonakalo ngengozi okanye wonakele. Kungakhathaliseki ukuba kwenzeka njani isiganeko, uya kukhuselwa kwaye unokufumana ukutshintshwa okanye ukulungiswa ngaphandle kokufumana iindleko ezongezelelweyo Ngolu luhlu olubanzi, unokunandipha uxolo lwengqondo lokwazi ukuba ifowuni yakho ikhuselwe kuyo nayiphi na imeko.
2. Uncedo lweeyure ezingama-24: Enye imbalasane yale inshorensi kukuba ibonelela ngoncedo iiyure ezingama-24 ngosuku, iintsuku ezisi-7 ngeveki. Ukuba ujongene nengxaki ngeselfowuni yakho, ungamane uqhagamshelane nenkonzo yabathengi be-American Express kwaye uya kufumana inkxaso efunekayo nangaliphi na ixesha. Nokuba ufuna ukuxela ingozi, ucele ukutshintshwa okanye ufumane ingcebiso, uyakuhlala ekhona umntu wokukunceda.
3. Ukuba bhetyebhetye kwintlawulo: I-American Express iyaqonda ukuba wonke umthengi wahlukile, yiyo loo nto sinikezela ngeendlela zokuhlawula eziguquguqukayo kwi-inshurensi yeselfowuni yakho. Unokukhetha phakathi kweentlawulo zenyanga okanye zonyaka, kuxhomekeke kwizinto ozikhethayo kunye neemfuno. Ukongeza, unokwenza intlawulo ngokulula ngeqonga le-intanethi le-American Express, ikunika lula kunye nokulula kolawulo.
Gqibezela ukhuseleko ukukhusela isixhobo sakho esiphathwayo
Isixhobo sakho esiphathwayo sisixhobo esixabiseke kakhulu kubomi bakho bemihla ngemihla! Ngoko ke, kubalulekile ukuyikhusela kulo naluphi na uhlobo lomonakalo okanye ilahleko. Ngokhuseleko lwethu olupheleleyo, ungaphumla lula ukwazi ukuba isixhobo sakho siya kuhlala sikhuselekile.
Lubandakanya ntoni ukhuseleko lwethu olupheleleyo?
- Ukulungiswa kunye nokutshintshwa: Ukuba isixhobo sakho esiphathwayo siphathwa kakubi ngumzimba okanye iyeka ukusebenza ngokuchanekileyo, sihlawulela iindleko zokulungisa okanye sikubonelele ngesixhobo sokubuyisela.
- Umonakalo ngengozi: Nokuba uyasiwisa isixhobo sakho, usintywilisele emanzini, okanye nayiphi na enye ingozi engalindelekanga, ukhuseleko lwethu luyakukhusela kwiindleko zokusilungisa okanye ukusitshintsha.
- Ubusela okanye ilahleko: Kwimeko apho isixhobo sakho sibiwe okanye silahlekile, i-inshorensi yethu ikunika isixhobo esitshintshileyo, ukuze uhlale uqhagamshelwe ngaphandle kokuphazamiseka.
Ungashiyi nto ngethuba xa kuziwa ekukhuseleni isixhobo sakho esiphathwayo. Ukugubungela kwethu okubanzi kukunika uxolo lwengqondo oludingayo ukuze wonwabe zonke iimpawu kunye neenzuzo yesixhobo sakho ngaphandle kwamaxhala. Sukulinda kwakhona kwaye ukhusele utyalo-mali lwakho oluxabiseke kakhulu namhlanje!
Izibonelelo ezikhethekileyo ze-inshurensi yeselfowuni yaseMelika Express
I-American Express inikeza uluhlu olubanzi lweenzuzo ezikhethekileyo kwabo bakhetha i-inshurensi yeselula. Ngokhuseleko oluvela kwiAmerican Express, unokuba noxolo lwengqondo ukwazi ukuba isixhobo sakho esixabisekileyo siya kukhuselwa kwimeko yokulahleka, ukubiwa, okanye umonakalo ngengozi. Apha ngezantsi, sibonisa ezinye zezona zibonelelo zibalaseleyo onokuzonwabela xa ufumana le inshurensi:
Ukugubungela ihlabathi: Nokuba uphi na emhlabeni, uya kukhuselwa. I-American Express ibonelela ngokhuseleko lwamazwe ngamazwe kwiselfowuni yakho, into ethetha ukuba unokuba noxolo lwengqondo kuhambo lwakho usazi ukuba isixhobo sakho sikwi-inshurensi.
Ukutshintshwa ngokukhawuleza kwaye kulula: Ukuba iselfowuni yakho ibiwe okanye yonakele, iAmerican Express iya kuyibuyisela ngokukhawuleza. Ngenkqubo yebango egugileyo nesebenzayo, unokuba nesixhobo esitsha ezandleni zakho kungekudala.
Uncedo olukhethekileyo: Ukongeza kukhuseleko lwezemali, iAmerican Express ibonelela ngoncedo olukhethekileyo ukukunceda ngayo nayiphi na ingxaki enxulumene neselfowuni yakho. Nokuba ufuna uncedo lokuseta isixhobo sakho esitsha okanye unemibuzo malunga neempawu zaso, iqela labo leengcaphephe liya kufumaneka ukusombulula naziphi na iinkxalabo onokuba nazo.
Iinkcukacha zepolisi: imigaqo nemiqathango ye-inshorensi
Olu xwebhu lujolise ekunikezeni iinkcukacha ezithe vetshe malunga nemigaqo nemiqathango yepolisi ye-inshorensi. Ngezantsi yimiba ephambili ekufuneka ithathelwe ingqalelo:
- Ugutyungelwe: Lo mgaqo-nkqubo ubonelela ngokhuseleko olubanzi xa kukho iingozi, izigulo kunye nomonakalo wepropathi. Imingcipheko echaphazelekayo, kunye nemida ehambelanayo kunye nokungabandakanywa, kucacisiwe ngokukodwa.
- Intlawulo yeepremiyamu: Isixa sepremiyamu kunye neendlela zokuhlawula ezikhoyo zisekiwe. Ukongeza, ixesha leentlawulo kunye neenkqubo eziza kulandelwa kwimeko yokungathotyelwa zichazwe.
- Imiqathango ngokubanzi: Eli candelo lichaza iimeko eziqhelekileyo zekhontrakthi, njengexesha le-inshurensi, ukuhlaziywa ngokuzenzekelayo okanye ukupheliswa kwangaphambili. Kukwaqukwe nezibophelelo zomntu ofakwe kwi-inshorensi, njengesaziso esikhawulezileyo samabango okanye utshintsho kwimeko ye-inshorensi.
Kubalulekile ukuba uqaphele ukuba esi sishwankathelo asithathi indawo yomxholo opheleleyo wepolisi. Kwimeko nayiphi na intandabuzo eyongezelelweyo okanye imibuzo, nceda ungathandabuzi ukuqhagamshelana nesebe lethu lenkonzo yabathengi, oya kukuvuyela ukukunceda nangaliphi na ixesha.
Inkqubo yebango kunye noncedo olukhoyo
Ukuqinisekisa inkqubo esebenzayo nefanelekileyo xa usenza ibango, sibonelela abathengi bethu ngenkqubo yamabango efikelelekayo neselubala. Iqela lethu lenkonzo yabathengi liya kuba sezandleni zakho ukukubonelela ngalo lonke uncedo oluyimfuneko kuyo yonke inkqubo yebango.
Ngezantsi siza kukubonelela ngesikhokelo senyathelo nenyathelo malunga nendlela yokufaka ibango ngempumelelo:
- Qokelela onke amaxwebhu afanelekileyo axhasa ibango lakho, elifana ne-invoyisi, iirisithi, iifoto, iingxelo zonyango, phakathi kwezinye.
- Nceda uqhagamshelane neqela lethu lenkxaso yabathengi nge-imeyile okanye ngefowuni kwaye unikeze inkcazo ecacileyo neneenkcukacha malunga nomba ojongene nawo. Abasebenzi bethu abafanelekileyo baya kuvavanya imeko yakho kwaye bakunike isikhokelo kumanyathelo alandelayo omawuwathathe.
- Ngenisa onke amaxwebhu afanelekileyo kwisebe lethu lamabango ngokulandela imiyalelo enikiweyo. Qiniseka ukuba ufaka inombolo yakho yebango eyabelwe kunye naluphi na olunye ulwazi oluceliweyo.
Sakuba silifumene ibango lakho, iqela lethu leengcaphephe liza kuphonononga ngocoselelo kwaye liqhagamshelane nawe ukuze likunikeze uhlaziyo ngobume bebango lakho. Sizama ukusombulula zonke izikhalazo ngexesha kwaye siqinisekise ukwaneliseka kwabathengi.
Iingqwalasela ezibalulekileyo phambi kokuba wenze isivumelwano se-inshurensi yeselula
Iimpawu ze-inshurensi yeselula:
Ngaphambi kokuthatha i-inshurensi yeselula, kubalulekile ukuthathela ingqalelo iimpawu ezithile ezinokwahluka ngokuxhomekeke kwi-inshurensi kunye nohlobo lwepolisi oyikhethayo.
- Ugutyungelwe: Khangela ukuba zeziphi iimeko ezikhuselwe yi-inshurensi, njengokubiwa, ukonakala ngengozi, ilahleko okanye ukungasebenzi kakuhle kwesixhobo.
- I-Franchise kunye ne-deductible: Khangela ukuba ipolisi inemali etsalwayo okanye exhuzulwayo ekufuneka uyihlawule ukuba wenza ibango. Oku kunokuchaphazela ixabiso lilonke le-inshurensi.
- Ixesha lokulinda: Abanye abanini beinshorensi banokuba nexesha lokulinda phambi kokuba ukhuseleko luqale ukusebenza. Qinisekisa ukuba uyazi ukuba kufuneka ulinde ixesha elingakanani ngaphambi kokuba wenze nawaphi na amabango.
Ixabiso kunye nothelekiso lweempawu:
Musa ukukhetha i-inshurensi yokuqala oyifumanayo. Thelekisa iindlela ezahlukeneyo zokukhetha ukuchonga ukuba yeyiphi ibhalansi engcono phakathi kweendleko kunye neenzuzo. Qwalasela ezi ziguquguqukayo zilandelayo:
- Ixabiso lenyanga okanye ngonyaka: Jonga iindleko ezipheleleyo ze-inshurensi, iintlawulo zenyanga nezonyaka, kwaye uvavanye ukuba iyahambelana nohlahlo lwabiwo-mali lwakho.
- Ushicilelo lwamazwe ngamazwe: Ukuba uceba ukuhamba ngeselfowuni yakho, kubalulekile ukuqinisekisa ukuba uya ku-inshorwa phesheya. Khangela ukuba i-inshorensi ibonelela ngokhuseleko lwamazwe ngamazwe nokuba yeyiphi na imiqobo enokuba nayo.
- Inkonzo eyenzelwe: Phanda ngodumo lwe-inshurensi kunye nomgangatho wenkonzo yabathengi bayo. Qinisekisa ukuba bathembekile kwaye baziphathe izikhalazo ngokufanelekileyo.
Okushiyiweyo kunye nezithintelo:
Zonke iipolisi ze-inshorensi zinezithintelo kunye nezithintelo ekufuneka zithathelwe ingqalelo. Eminye imiba ebalulekileyo yile:
- Umonakalo ngabom: Khangela ukuba i-inshurensi iyawukhusela na umonakalo owenziwe ngabom ngumnini wesixhobo.
- Ukusetyenziswa okungafanelekanga: Qiniseka ukuba uyaziqonda ukuba zeziphi iintlobo zokuziphatha okanye iimeko ezinokuthi angasebenzisi ukhuselo, olufana nokusetyenziswa ngokungafanelekanga kweselfowuni okanye ukuthatha inxaxheba kwimisebenzi eyingozi.
- Ubudala kunye nemeko yeselula: Abanye abanini-inshorensi banokubeka imiqathango kwiminyaka okanye imeko yeselfowuni enokufakwa kwi-inshorensi. Qinisekisa ukuba uyazifezekisa ezi mfuno.
Iingcebiso zokwenza uninzi lwe-inshurensi yeselula ye-American Express
Khusela ifowuni yakho nge-inshurensi ye-American Express
Ukuba ungumnikazi we-inshurensi yefowuni ye-American Express, wenze esona sigqibo sibalaseleyo sokukhusela isixhobo sakho Apha sikunika izindululo ukuze wenze uninzi lwaso:
- Funda ipolisi yakho ngononophelo: Phambi kokuba usebenzise i-inshurensi yakho, kubalulekile ukuba uphonononge imigaqo nemiqathango yepolisi yakho. Ngale ndlela uya kwaziswa malunga nokuba zeziphi iimeko ezigutyungelweyo nezingabandakanywanga. Ukongeza, uya kuba nakho ukwazi iimfuno eziyimfuneko ukwenza ibango eliyimpumelelo.
- Bhalisa iselfowuni yakho: Ukusebenzisa i-inshurensi, kufuneka ubhalise iselfowuni yakho kwiqonga le-American Express. Oku kuya kuvumela ukuba, kwimeko yobusela okanye umonakalo, ungafaka ibango ngokukhawuleza kwaye ngokulula. Khumbula ukugcina olu lwazi luhlaziyiwe ngamaxesha onke.
- Qhagamshelana neNkonzo yabaThengi: Ukuba ufuna ukuchaza ilahleko, ubusela, okanye umonakalo, nceda uzive ukhululekile ukuqhagamshelana ne-American Express Customer Service. Baya kukukhokela kwinkqubo yebango kwaye bakunike yonke inkxaso eyimfuneko ukusombulula nakuphi na ukuphazamiseka.
Ungalibali ukuba i-inshurensi yeselula ye-American Express luncedo oluxabisekileyo olukunika uxolo lwengqondo xa kuthe kwenzeka. Landela ezi ngcebiso kwaye uya kusebenzisa ngokupheleleyo olu khuseleko lwesixhobo sakho.
Ukuthelekiswa kwe-inshurensi yeselula: kutheni ukhetha i-American Express?
Ukuba ujonge uthelekiso lwe-inshurensi yeselula kwaye uyazibuza ukuba kutheni ukhetha i-American Express, apha sikunika ezona zizathu zifanelekileyo.
1. I-Inshorensi ebanzi: I-American Express ibonelela nge-inshurensi yeselula equka uluhlu olubanzi lweziganeko, ezinjengomonakalo wengozi, ubusela, ilahleko kunye nokungasebenzi kakuhle. Ngolu khuselo lubanzi, ungaphumla ngokulula ukwazi ukuba ifowuni yakho ikhuselwe kwiimeko ezahlukeneyo.
2. 24/7 Inkxaso: Enye yezinto ezilungileyo zokukhetha iAmerican Express kukuba nenkxaso ye-24/7. Ukuba unengxaki ngeselfowuni yakho, nokuba iyenzeka nini na, ungaqhagamshelana neqela labo lenkxaso ukuze ufumane ingqalelo efunekayo. Nokuba ngumbuzo malunga nepolisi yakho okanye isicelo sokutshintshwa, ziya kuhlala zikhona ukukunceda.
3. Inkqubo yebango elula: I-American Express iqulunqe inkqubo yebango ekhawulezayo nelula. Ngokuzalisa nje iifom ezimbalwa ze-intanethi, uncamathisela amaxwebhu ayimfuneko kwaye ulandele imiyalelo, uya kuba nako ukuqalisa ukubuyisela imali yakho okanye ukukhanda isicelo ngokukhawuleza, uneziko lenkonzo yomnxeba elikhethekileyo eliya kuphendula imibuzo yakho wena kuyo yonke inkqubo.
Amanyathelo okufaka isicelo se-inshurensi yeselula evela kwi-American Express
Ukuba ungumnikazi wekhadi letyala le-American Express kwaye ufuna ukufaka isicelo se-inshurensi yeselfowuni, landela la manyathelo alula ukufumana ukhuseleko oludingayo:
1. Jonga iimfuno:
- Qinisekisa ukuba unekhadi letyala le-American Express elisebenzayo kwaye ikwimeko entle.
- Khangela ukuba ifowuni yakho ephathwayo iyahlangabezana nemigaqo yokufaneleka esekwe yinkampani yeinshurensi.
- Qinisekisa ukuba i-inshurensi yekhadi lakho letyala ibandakanya ukhuseleko lwezixhobo eziphathwayo.
2. Qhagamshelana nenkonzo yabathengi:
- Qhagamshelana neziko lokufowuna le-American Express kwaye ucele ukuba i-inshurensi isebenze kwiselfowuni yakho.
- Nika ulwazi olufunekayo, olufana negama lakho elipheleleyo, inombolo yekhadi letyala, kunye nemodeli yefowuni yakho ephathekayo.
- Buza ngawo nawaphi na amaxwebhu ongezelelweyo ekufuneka uwaveze ukuze ugqibezele inkqubo.
3. Gcwalisa inkqubo yesicelo:
- Thumela amaxwebhu aceliweyo, afana neekopi zesazisi sakho esisemthethweni kunye ne-invoyisi yokuthenga ngefowuni, ukuba kuyimfuneko.
- Yenza intlawulo ehambelanayo, ukuba i-premium eyongezelelweyo iyadingeka ukuze kusebenze i-inshurensi.
- Nje ukuba isicelo sakho samkelwe, uya kufumana isiqinisekiso esivela kwi-American Express kwaye uya kuba nakho ukonwabela uxolo lwengqondo olubonelela ngokhuseleko lwe-inshurensi yeselula.
Imiba ekufuneka ithathelwe ingqalelo xa ufaka ibango
Xa ufaka ibango, kubalulekile ukuthathela ingqalelo imiba eyahlukeneyo ukuqinisekisa ukuba sisebenza ngokufanelekileyo kwaye sisebenza ngempumelelo kwinkqubo yethu. Ngezantsi, siza kukhankanya iingongoma eziphambili ekufuneka siziqwalasele:
1. Amaxwebhu afunekayo:
- Kubalulekile ukuqokelela nokunikezela onke amaxwebhu anxulumene nengxaki okanye imeko ekukhalazwa ngayo.
- Oku kuquka ii-invoyisi, iikhontrakthi, ii-imeyile, iifoto, okanye naluphi na olunye uhlobo lobungqina obuxhasa ibango lethu.
2. Imihla ebekiweyo esemthethweni:
- Ibango ngalinye linomhla omisiweyo osemthethweni ekufuneka lingeniswe, emva koko lingabikho.
- Kubalulekile ukuba sizazise kwaye siqinisekise ukuba sifaka ibango ngexesha elimisiweyo elimiselwe ngumthetho ukunqanda naziphi na iingxaki okanye ukwaliwa.
3. Inkqubo eyiyo:
- Uhlobo ngalunye lwebango lunenkqubo yalo ethile.
- Kuyimfuneko ukufunda kwaye uqonde iprotocol efanelekileyo ukuze ubonise ibango ekuthethwa ngalo.
- Oku kubandakanya ukwazi iifomu zokuzisebenzisa, amaxesha okuphendula, amajelo onxibelelwano kunye nazo naziphi na ezinye iimfuno eziyimfuneko ukuze kugqitywe inkqubo ngokuchanekileyo nangempumelelo.
Ukuthathela ingqalelo le miba kuya kusinceda ukuba sinikezele ibango ngendlela enempumelelo ngakumbi, sandise amathuba ethu okufumana impendulo eyakhayo. Khumbula ukuba imeko nganye inokwahluka kwaye kuyacetyiswa ukuba ufune ingcebiso yezomthetho ukuba iyafuneka. Musa ukuthandabuza ukulandela la macebiso ukuze ibango lakho liphumelele!
Inkonzo yabathengi: inkxaso esebenzayo kunye nengqalelo yomntu
Ukuzinikela kwethu kukubonelela ngenkonzo esemgangathweni kubathengi, siqinisekisa inkxaso efanelekileyo kunye nengqalelo yobuqu kulo lonke unxibelelwano. Kwiqela lethu, sineqela leengcali eziqeqeshwe kakhulu, ezilungele ukusombulula nayiphi na imibuzo okanye iingxaki onokuba nazo.
Ukuqinisekisa inkxaso ekhethekileyo, sinikezela ngeendlela ezininzi zonxibelelwano. Umnxeba wethu ufumaneka iiyure ezingama-24 ngosuku, iintsuku ezisi-7 ngeveki, ngoko ke ungafumana uncedo olukhawulezileyo, ukongeza, unenkqubo yendlela eya kukudibanisa neyona ngcaphephe ifanelekileyo kumbuzo wakho.
Unokuqhagamshelana nathi nge-imeyile, apho iqela lethu lenkxaso lizama ukuphendula imibuzo yakho ngaphakathi kweeyure zokusebenza ezingama-24. Kwimpendulo nganye, siya kukunika isisombululo esicacileyo nesicacileyo. Ukongeza, sinenkqubo yokuthengisa amatikiti eya kukuvumela ukuba ulandelele imibuzo yakho kwaye ufumane uhlaziyo ngexesha langempela.
Iikhrayitheriya zokumisela ukufaneleka kwe-inshurensi kunye nokhuseleko
Xa ufaka isicelo se-inshurensi, kubalulekile ukuqonda imigaqo esetyenziswayo ukumisela ukufaneleka kunye nokhuseleko olunikezelwayo. Ezi iikhrayitheriya zisekwe kuvandlakanyo oluneenkcukacha lwemiba emininzi ukuqinisekisa ukuba ziyahambelana nemigangatho kunye neemeko ezisekwe ngumkhuseli. Iikhrayitheriya eziphambili eziqwalaselwayo zinikwe ngezantsi:
- Ubudala: Ngokutsho kwe-inshurensi, ubudala bunokuba yinto emisela ukufaneleka. Enye i-inshorensi inobuncinane okanye imida yeminyaka yobudala, kuxhomekeke kuhlobo lokhuseleko olufunekayo.
- Imbali yonyango: Umenzi we-inshurensi uya kuphonononga imbali yempilo yomfaki-sicelo ukuze avavanye naziphi na iimeko zonyango esele zikho okanye imiba esemngciphekweni enokuchaphazela ukufaneleka kwe-inshorensi kunye nokhuseleko.
- Ingqesho kunye nomsebenzi: Uhlobo lomsebenzi kunye nomsebenzi womfaki-sicelo nawo unokuthathelwa ingqalelo xa kumiselwa ukufaneleka kunye nokhuseleko Eminye imisebenzi esemngciphekweni omkhulu inokufuna i-inshurensi ekhethekileyo.
Nje ukuba ezi khrayitheriya zivavanyiwe, umkhuseli unokumisela ukufaneleka kwaye abonelele ngeendlela ezahlukeneyo zokhuseleko, ngokuxhomekeke kwimeko yomfaki-sicelo. Kubalulekile ukuqonda ukuba i-inshurensi nganye ingaba nemilinganiselo eyahlukeneyo kunye nemigaqo-nkqubo, ngoko kuyacetyiswa ukuba ufunde ngokucophelela imigaqo kunye neemeko ngaphambi kokuba wenze isigqibo sokugqibela.
Ukuguquguquka ekukhuselweni: iinketho kunye nokwenza ngokwezifiso ezikhoyo
Kwintsimi yokukhusela, ukuguquguquka kuyinkalo ebalulekileyo yokulungelelanisa iimfuno zomsebenzisi ngamnye. Ngesi sizathu, inkampani yethu inikezela ngoluhlu olubanzi lweenketho zokwenza ngokwezifiso kunye nezixhobo eziqinisekisa umgangatho ophezulu wokhuseleko kunye nokhuseleko.
Enye yokhetho olukhoyo kukukwazi ukukhetha phakathi kwamaqondo okhuseleko awahlukeneyo. Ukusuka ekukhuseleni okusisiseko kubasebenzisi abafuna isisombululo esikhawulezayo nesilula, ukuya kukhuseleko oluphezulu olubonelela ngokhuselo olupheleleyo ngokuchasene nezoyikiso ze-cyber eziyinkimbinkimbi. Uthatha isigqibo ngenqanaba lokhuseleko oludingayo.
Ukongeza, enye imbalasane kukukwazi ukwenza ukhuseleko ngokwezidingo zakho ezithile. Iqonga lethu likuvumela ukuba unyenyise useto lokhuseleko ngokulula nangokukhawuleza. Uya kukwazi ukuseka imithetho yesiko kunye nezithintelo, ukulawula ukufikelela kumxholo othile kwaye uchaze imigaqo-nkqubo yokhuseleko yesiko. Konke oku ngenjongo yokulungelelanisa ukhuseleko okusingqongileyo kunye neemfuno zobugcisa.
Iingcebiso zokugcina ifowuni yakho ikhuselekile kwaye unciphise umngcipheko womonakalo
Ukuqinisekisa ukhuseleko kunye nokunciphisa umngcipheko womonakalo kwiselfowuni yakho, kubalulekile ukulandela ezi ngcebiso:
- Isikrini esikhuselweyo: Faka umkhuseli owomeleleyo wesikrini ukukhusela imikrwelo kunye nokwaphuka kwimeko yokuwa ngengozi.
- Iphasiwedi ekhuselekileyo: Seta igama eligqithisiweyo elintsonkothileyo ukuvula isixhobo sakho kunye nokukhusela idatha yakho yobuqu.
- Gcina uhlaziyo lusexesheni: Soloko ufaka iinguqulelo zamva nje ze-del inkqubo yokwenza kunye nezicelo zokuqinisekisa ulungiso lobuthathaka obunokubakho.
Ukongeza, cinga ukusebenzisa ezi ngcebiso njengenxalenye yemikhwa yakho yemihla ngemihla:
- Yenza ikopi yedatha yakho: Yenza iikopi zedatha iincwadana zakho iifayile ezibalulekileyo ukuthintela ukulahleka kolwazi kwimeko yobusela okanye umonakalo ongenakulungiseka kwisixhobo.
- Lumka xa ukhutshelwa: Khuphela kuphela usetyenziso olusuka kwimithombo ethembekileyo, efana neevenkile ezisemthethweni, kwaye uphephe amakhonkco arhanelekayo kwimiyalezo okanye ii-imeyile.
- Kuphephe ukutshisa ngokugqithisileyo: Musa ukubeka ifowuni yakho kubushushu obuphezulu okanye ukukhanya kwelanga ngokuthe ngqo ixesha elide, njengoko oku kunokuchaphazela ukusebenza kwayo kunye nokonakalisa izinto zangaphakathi.
Khumbula ukuba ukukhusela ifowuni yakho kumonakalo onokwenzeka kunye nezisongelo zokhuseleko akuqinisekisi ukusebenza kwayo ngokupheleleyo, kodwa kunye nokuthembeka kwedatha yakho yobuqu. Landela ezi ngcebiso kwaye ugcine isixhobo sakho sikhuselekile!
Imibuzo neempendulo
IMIBUZO NEEMPENDULO: I-Inshurensi ye-Inshurensi yeSelfowuni ye-American Express
1. Yintoni i-Inshurensi yefowuni ye-American Express?
I-Inshurensi yeSelfowuni ye-American Express yinzuzo eyongezelelweyo enikezelwa kubanini bamakhadi be-American Express ebonelela ngokhuseleko ngokuchasene nomonakalo wengozi kunye nokubiwa kweeselfowuni.
2. Ziziphi iingenelo ezibandakanyiweyo kwi-Inshurensi yeSelfowuni ye-American Express?
I-inshurensi ihlawula iindleko zokulungiswa okanye ukutshintshwa kweselfowuni efanelekileyo, ukuya kuthi ga kwixabiso eliphezulu elimiselwe kwipolisi. Ikwabonelela ngokhuseleko kubusela befowuni, kokubini ekhaya naxa ungekho ekhaya.
3. Loluphi uhlobo lomonakalo i-Inshurensi ye-Inshurensi yeSeli ye-American Express?
I-inshorensi ihlawula umonakalo owenziwe ngengozi ofana nokuwa, ukunkqonkqozwa, ukuchitheka kolwelo kunye nomonakalo obangelwe yimililo, ugqabhuko-dubulo kunye neziganeko zendalo.
4. Ngaba kukho nakuphi na okukhutshiweyo kwi-Inshurensi ye-Inshurensi yeSeli ye-American Express?
Ewe, kukho ukukhutshwa okuqhelekileyo kumgaqo-nkqubo, njengokunxiba okuqhelekileyo kunye nokukrazula, ukusetyenziswa kakubi kwefowuni ngabom, ukubiwa kwesithuthi ngaphandle kokungena ngenkani, umonakalo omncinci wokuthambisa, kunye nomonakalo obangelwa zizixhobo ezingezona zokwenyani.
5. Ndingasifaka njani isicelo se-Inshurensi yeSelfowuni ye-American Express?
Ukuvula i-inshorensi, kuya kufuneka ubhalise ifowuni yakho efanelekileyo ngokusebenzisa i iwebhusayithi okanye ngokufowunela iAmerican Express inkonzo yabathengi. Kubalulekile ukukhumbula ukuba kuyimfuneko ukusebenzisa ikhadi elibhalisiweyo ukwenza ukuthengwa kwefowuni okanye ukuhlawulwa kwebhilikhi yesicwangciso senyanga.
6. Ngaba kukho naziphi na iindleko ezongezelelweyo zokuvula i-Insurance ye-Inshurensi ye-Cell ye-American Express?
Ukhuseleko lwe-inshurensi lubandakanyiwe simahla kubanini bamakhadi abafanelekileyo baseMelika. Akukho ntlawulo yongezelelweyo yokuyivula.
7. I-Inshorensi ye-Inshurensi yeSeli ye-American Express ihlala ixesha elingakanani?
Ukhuseleko luhlaziywa ngokuzenzekelayo nyanga nganye ukuba nje umnini-khadi uhlala efanelekile kwaye ehlangabezana neemfuno zomgaqo-nkqubo.
8. Yeyiphi eyona mali iphezulu ye-inshorensi ye-inshurensi ye-American Express Cellular?
Isixa esiphezulu se-insured sihluka ngokuxhomekeke kwilizwe kunye nekhadi elithile, ngoko kuyacetyiswa ukuba uhlolisise imigaqo kunye neemeko ze-inshurensi ukuze wazi iinkcukacha ezichanekileyo.
9. Ngaba kuyimfuneko ukungenisa amaxwebhu ongezelelweyo xa kukho ibango?
Kwimeko yebango, amaxwebhu axhasa ubunini befowuni kunye nesiganeko esenzekayo, njengengxelo yamapolisa okanye irisithi yokuthengisa, iyafuneka. I-American Express iya kunika imiyalelo ethile kumaxwebhu afunekayo kwinkqubo yebango.
10. Ndingenza ntoni ukuba ndinengxaki okanye umbuzo onxulumene ne-American Express Cellular Insurance?
Ukuba unayo nayiphi na imibuzo, iingxaki, okanye ufuna ukwenza ibango, ungaqhagamshelana nenkonzo yabathengi be-American Express ngokusebenzisa amajelo oqhagamshelwano anikwe kwiwebhusayithi okanye ngasemva kwekhadi lakho. Abasebenzi baya kukuvuyela ukukunceda kwaye bakunike isikhokelo esiyimfuneko.
Ukuququmbela
Ukuqukumbela, ukuba ne-inshurensi yeselfowuni ye-American Express lukhetho olucetyiswayo kakhulu lokuqinisekisa ukhuseleko olubanzi lwezixhobo zethu eziphathwayo ezixabisekileyo. Ngombulelo kukhuselo lwayo olubanzi nolukhethekileyo, oluxhaswa ludumo oludumileyo lweAmerican Express, sinokuba noxolo lwengqondo lokwazi ukuba nasiphi na isiganeko okanye ilahleko iya kusonjululwa ngokufanelekileyo. Ukufikelela ngokulula kwayo nge-Amex Mobile app ivumela ulawulo olukhawulezayo nolulula, luququzelela inkqubo yokungenisa amabango kunye nokufumana uncedo nanini na, naphi na. Ukongeza, iingcebiso zabo zobuqu zibonelela ngenkxaso eyongezelelweyo ngokusikhokela malunga nezona ndlela zibalaseleyo zokhuseleko kunye nokuthintela. Ngamafutshane, i-inshurensi yeselula ye-American Express yeyona ndlela ifanelekileyo kwabo bafuna ukhuseleko oluthembekileyo, olusebenzayo nolupheleleyo lwezixhobo zabo eziphathwayo Ungaphoswa lithuba lokukhusela izixhobo zakho ezixabisekileyo ngenkxaso yenkampani ehamba phambili kwiinkonzo zemali. ngaloo ndlela iqinisekisa ukusebenza kwayo ngokupheleleyo kunye nokuqina kwexesha elide.
NdinguSebastián Vidal, injineli yekhompyuter ethanda itekhnoloji kunye ne-DIY. Ngaphaya koko, ndingumdali we tecnobits.com, apho ndabelana ngee-tutorials ukwenza itekhnoloji ifikeleleke kwaye iqondeke kumntu wonke.