Carding: yini leyo

Kwenzekani uma ngikhokha ngekhadi elintshontshiwe? Isibopho sisebhange elikhiphe ikhadi lomnikazi wekhadi, futhi uma ukuthenga kamuva kuthathwa njengokukhwabanisa, umthengisi akanasibopho sokubuyisela imali ikhasimende.

Ikhadi: kuyini nokuthi ungazivikela kanjani kulolu songo lwe-cyber

Cabanga ukuthi ngolunye usuku, lapho uhlola isitatimende se-akhawunti yakho yasebhange, uthola izinkokhiso ongazazi. Ukuthenga ezitolo ongakaze uye kuzo, ukubhalisela izinsiza ongazisebenzisa... isiphithiphithi sezezimali esikushiya udidekile. Kungaleso sikhathi lapho uqaphela khona ukuthi uke waba yisisulu sezenzo eziyingozi kakhulu emhlabeni wobugebengu be-inthanethi: the⁢ amakhadi, uhlobo lokukhwabanisa olungakushiya unama-akhawunti angenalutho kanye nekhanda elibuhlungu.

Kuyini amakhadi?

Ukwenza amakhadi kuwuhlobo lokukhwabanisa oluhlanganisa usebenzisa amakhadi esikweletu noma edebhithi antshontshiwe ukuze uthenge okungagunyaziweIzigebengu zithola ulwazi lwekhadi ngezindlela ezihlukahlukene, ezinjengobugebengu bokweba imininingwane ebucayi, ukushushuluza noma ukuthenga idatha emakethe emnyama.

Uma sebenemininingwane yekhadi (inombolo, usuku lokuphelelwa yisikhathi kanye nekhodi yokuvikela) ezandleni zabo, izigebengu zingathenga ku-inthanethi noma ezitolo ezibonakalayo, eshiya umnikazi wekhadi nesikweletu⁤ abangangenanga.

Izigebengu ziluthola kanjani ulwazi lwamakhadi?

Kunezindlela ezimbalwa izigebengu ze-inthanethi ezizisebenzisayo⁤ ukuze zithole idatha yekhadi lesikweletu noma lasebhange:

• • Ubugebengu bokweba imininingwane ebucayi: iqukethe ukuthumela ama-imeyili omgunyathi noma imilayezo elingisa ubunikazi bamabhizinisi amabhange noma amabhizinisi, ukuze akhohlise umsebenzisi ukuthi anikeze ulwazi lwakhe lwezezimali.

• • Skimming: Lokhu kuhilela ukufakwa kwamadivayisi kuma-ATM⁤ noma kumatheminali okukhokha, akwazi ukukopisha idatha yekhadi uma ifakiwe.

• • Ukuthenga idatha emakethe emnyama: Izigebengu⁢ zingaphinda zithole ulwazi lwekhadi elintshontshiwe kumaforamu amnyama ewebhu nasezimakethe ezingaphansi komhlaba.

Ungazivikela kanjani emakhadini?

Ukuze ugweme ukuba yisisulu samakhadi, kubalulekile ukulandela izincomo zokuphepha:

1. • Gcina isofthiwe yakho ye-antivirus kanye ne-firewall isesikhathini samanje.

• • Ungawavuli ama-imeyili noma izixhumanisi ezisolisayo.

• • Njalo hlola i-URL yamakhasi ewebhu lapho ufaka khona idatha yakho yezezimali.

• • Sebenzisa amaphasiwedi aqinile futhi uwashintshe ngezikhathi ezithile.

• • Yenza kusebenze izaziso zebhange lakho ukuze uthole izexwayiso zokunyakaza okusolisayo.

• • Unganikezi ulwazi olubucayi ngocingo noma nge-imeyili.

Yini okufanele uyenze uma uke waba yisisulu sokunikwa amakhadi?

Uma usola ukuthi ube yisisulu sokunikwa amakhadi, kubalulekile ukuthi uthathe isinyathelo ngokushesha:

• • Xhumana nebhange lakho noma ibhizinisi elikhipha ikhadi ukuze likuvimbele futhi ubike izinkokhiso ezingagunyaziwe.

• • Faka isikhalazo kuziphathimandla ezinekhono.

• • Buyekeza ngokucophelela izitatimende ze-akhawunti yakho futhi ubike noma yikuphi ukuthengiselana okusolisayo.

• • Cabangela ukuthenga umshwalense wokukhwabanisa.

Ukwenza amakhadi kuwusongo lwangempela nolukhulayo emhlabeni wedijithali. Ukuhlala unolwazi, ukusebenzisa izinyathelo zokuphepha nokuthatha isinyathelo ngokushesha kunoma yiluphi uphawu lokukhwabanisa kuyisihluthulelo sokuvikela izimali zethu nokuthula kwengqondo. Ungavumeli izigebengu zibaleke nakho; lawula ukuphepha kwakho ku-inthanethi futhi uvikele amakhadi akho ekhadini.