Indlela Yokusebenzisa Ikhadi lami le-BBVA
Uma usanda kuthola idebhithi ye-BBVA noma ikhadi lesikweletu futhi udinga ukwazi ukuthi ungalenza lisebenze kanjani ukuze uqale ukulisebenzisa, usendaweni efanele. Kulesi sihloko, sizokukhombisa izinyathelo ezidingekayo ukuze uvule i-akhawunti yakho Ikhadi le-BBVA ngokushesha futhi kalula.
Isinyathelo 1: Qinisekisa ulwazi
Ngaphambi kokuvula ikhadi lakho le-BBVA, kubalulekile ukuthi uqinisekise yonke imininingwane nolwazi lwekhadi lakho. Lokhu kuhlanganisa ukuqinisekisa ukuthi inombolo yekhadi, idethi yokuphelelwa yisikhathi, namagama kulungile. Uma uthola noma yiliphi iphutha, xhumana nebhange ngokushesha ukuze ulixazulule ngaphambi kokuqhubeka nokuvula.
Isinyathelo sesi-2: Ukwenza kusebenze ku-inthanethi
Enye yezindlela ezisheshayo nezilula kakhulu zokwenza ikhadi lakho le-BBVA lisebenze ngokusebenzisa iwebhusayithi yebhange bese ubheka inketho ethi “Vuselela ikhadi” noma “Izinkonzo Zekhadi” lapho uzothola khona ifomu okufanele ufake kulo imininingwane yekhadi lakho, njengenombolo kanye nosuku lokuphelelwa yisikhathi. Uma sekuqediwe, vele ulandele imiyalelo esesikrinini ukuze uqedele inqubo yokwenza kusebenze.
Isinyathelo sesi-3: Ukwenza kusebenze ngocingo
Uma ukhetha ukwenza ikhadi lakho le-BBVA lisebenze ngocingo, ungashayela ulayini wesevisi yamakhasimende webhange. Qiniseka ukuthi unenombolo yekhadi lakho kanye nanoma yiluphi olunye ulwazi oludingekayo esandleni. Omele ibhange uzokuqondisa ohlelweni lokuvula futhi akunikeze imininingwane eyengeziwe, efana nosuku ikhadi lakho elizolungela ngalo ukusetshenziswa.
Isinyathelo sesi-4: Ukuqinisekisa ukwenza kusebenze
Uma usuqedile ukwenza kusebenze, kubalulekile ukuthi uqinisekise ukuthi ikhadi lakho le-BBVA lenziwe lasebenza ngendlela efanele. Ukuze wenze lokhu, thenga kancane noma ukhiphe imali ku-ATM usebenzisa ikhadi lakho. Uma umsebenzi ucutshungulwa ngaphandle kwezinkinga, lokhu kubonisa ukuthi ikhadi lakho liyasebenza futhi lilungele ukusetshenziswa.
Manje njengoba usuzazi izinyathelo ezidingekayo ukuze uvule ikhadi lakho le-BBVA, ungaqala ukujabulela zonke izinzuzo nokunethezeka elikunikeza khona. Ngaso sonke isikhathi khumbula ukugcina imininingwane yekhadi lakho ivikelekile futhi ulandele imihlahlandlela yezokuphepha ehlinzekwa yibhange. Siyakuhalalisela ngokuthola ikhadi lakho elisha le-BBVA!
1. Ulenza lisebenze kanjani ikhadi le-BBVA: Umhlahlandlela ophelele kanye nesinyathelo ngesinyathelo
Uma uyikhasimende le-BBVA futhi usanda kuthola ikhadi lakho elisha, kubalulekile ukuthi ulivule ngokushesha ukuze uqale ukujabulela izinzuzo namasevisi eliwanikezayo. Kulo mhlahlandlela ophelele kanye Igxathu emvakwe gxathu, sizokuchazela ngokuningiliziwe ulenza lisebenze kanjani ikhadi lakho le-BBVA ngendlela elula nesheshayo.
Isinyathelo 1: Ngaphambi kokusebenzisa ikhadi lakho le-BBVA, qiniseka ukuthi unamadokhumenti alandelayo esandleni:
- Ikhadi lakho le-BBVA
- I-DNI yakho noma umazisi ovumelekile
- Inombolo yakho yeselula ebhaliswe ne-BBVA
Isinyathelo 2: Uma usunayo imibhalo edingekayo, ngena ekhasini lokungena ngemvume kuwebhusayithi ye-BBVA noma landa uhlelo lweselula lwe-BBVA ku-smartphone yakho.
Isinyathelo 3: Ngena ngemvume ku-akhawunti yakho usebenzisa igama lakho lomsebenzisi nephasiwedi. Uma ungakabi nayo i-akhawunti, bhalisa bese udala eyodwa.
Uma usungene ku-akhawunti yakho ye-BBVA, landela imiyalelo engezansi ukuze uvule ikhadi lakho:
- Khetha inketho ethi "Amakhadi" kumenyu enkulu.
- Khetha inketho "Yenza ikhadi lisebenze" bese ukhetha uhlobo lwekhadi ofuna ukulenza lisebenze.
- Faka imininingwane eceliwe, njengenombolo yekhadi nosuku lokuphelelwa yisikhathi.
- Qinisekisa ulwazi olunikeziwe bese uchofoza inkinobho ethi "Cupha".
!!Halala!! Manje ikhadi lakho le-BBVA selicushiwe futhi selilungele ukuthi ulisebenzise ekuthengeni kwakho nasekuthengeni kwakho. Khumbula ukuthi uma unemibuzo noma izinkinga ngesikhathi sokwenza kusebenze, ungaxhumana nesevisi yamakhasimende ye-BBVA ukuze uthole usizo lomuntu siqu.
2. Amadokhumenti adingekayo ukuze uvule ikhadi le-BBVA
Ukwenza ikhadi lakho le-BBVA lisebenze kuyisinyathelo esibalulekile sokuqala ukujabulela zonke izinzuzo namasevisi anikezwa yileli bhange. Ukuze wenze kanjalo, uzodinga ukuthi ube nalokhu okulandelayo imibhalo:
1. Ukuhlonza okusemthethweni: Kufanele wethule umazisi osemthethweni osemthethweni, ofana neyakho I-INE, ipasipoti noma i-ID yobungcweti. Kubalulekile ukuthi idokhumenti ibe eyamanje futhi iqukethe isithombe sakho, igama eliphelele nesiginesha.
2. Ubufakazi bekheli: Kudingeka ukuthi ube ne-a ubufakazi obusha bekheli, njenge umthethosivivinywa, isitatimende sasebhange noma irisidi yentela. Le dokhumenti kufanele ibonise igama lakho eliphelele nekheli, futhi akufanele ibe ngaphezu kwezinyanga ezintathu.
3. Imininingwane yebhange: Ukuze wenze ikhadi lakho le-BBVA lisebenze, kuzodingeka ukuthi unikeze okuthile imininingwane yasebhange okubalulekile, njengenombolo ye-akhawunti yakho kanye nekhodi ye-interbank. Le datha iyadingeka ukuze uxhumanise ikhadi lakho ne-akhawunti yakho yasebhange futhi ikuvumele ukuthi wenze indlela ephephile.
Ungakhohlwa ukuthi, ngaphezu kwemibhalo edlule, kungenzeka ukuthi uzocelwa ezinye izidingo ethize yibhange. Sincoma ukuthi uxhumane ngokuqondile ne-BBVA ukuze uqiniseke ukuthi unawo wonke amadokhumenti adingekayo ngaphambi kokuyovula ikhadi lakho. Uma usuyiqedile le nqubo, uzobe ulungele ukuqala ukusebenzisa ngokugcwele izinzuzo zekhadi lakho le-BBVA!
3. Vula ikhadi le-BBVA ku-inthanethi: izincomo nezinyathelo zokuphepha
Ngoba yenza kusebenze ikhadi lakho le-BBVA ku-inthanethi, kubalulekile ukulandela izincomo ezithile futhi uthathe izinyathelo zokuphepha ezengeziwe ukuze uqinisekise ukuphepha kwedatha yakho yezezimali. . I-BBVA inikeza inqubo elula nesheshayo yokwenza ikhadi lakho lisebenze ngokusebenzisa inkundla yalo eku-inthanethi, kodwa kubalulekile ukuqaphela izici ezithile ezibalulekile ngaphambi kokuthi uqale.
Okokuqala, qiniseka ukuthi unayo uxhumano oluvikelekile ku-inthanethi ngaphambi kokuqala inqubo. Sebenzisa inethiwekhi yangasese eyimfihlo noma ebonakalayo (i-VPN) ukuze uvikele ulwazi lwakho lomuntu siqu ekuhlaselweni okungaba khona noma ukwephulwa kwezokuphepha. Futhi, ungalokothi wabelane ngoxhumano lwakho nezinkampani zangaphandle ukuze uvimbele ukukhwabanisa okungaba khona.
Ngaphambi kokwenza ikhadi lakho lisebenze, qinisekisa ubuqiniso be iwebhusayithi. Qiniseka ukuthi ukusayithi elisemthethweni le-BBVA futhi uhlole ukuthi i-URL iqala ngokuthi “https” ukuze uqinisekise ukuthi uxhumano luvikelekile. Gwema ukuchofoza izixhumanisi ezisolisayo noma ukunikeza ulwazi lomuntu siqu kumasayithi angathembekile. Hlala ukhumbula ukuthi i-BBVA ayisoze yakucela iphasiwedi yakho noma idatha eyimfihlo nge-imeyili, imiyalezo yombhalo noma izingcingo.
4. Vula ikhadi le-BBVA ngocingo: inqubo neziphakamiso
Ngoba vula ikhadi lakho le-BBVA ngocingo, mane ulandele lezi zinyathelo ezilula. Okokuqala, qiniseka ukuthi unekhadi lakho kanye nenombolo yocingo yesevisi yamakhasimende ye-BBVA esandleni. Bese, shayela inombolo yesevisi yekhasimende bese ukhetha inketho yokuvula ikhadi elisha. Ummeleli uzokusiza futhi akubuze igama lakho, inombolo yekhadi nolunye ulwazi lokuqinisekisa. Uma ubunikazi bakho buqinisekisiwe, omele ikhadi lakho uzovula ikhadi lakho ngokushesha.
Uma usebenzisa ikhadi lakho ngocingo, kubalulekile ukunaka okunye amathiphu abalulekile. Okokuqala, qinisekisa ngokucophelela lonke ulwazi olunikeza ummeleli ukuze ugweme amaphutha phakathi nokuvula. Qiniseka ukuthi ulwazi lwakho lomuntu siqu lusesikhathini samanje kusistimu ye-BBVA, njengoba lokhu kuzosheshisa inqubo yokuqinisekisa. Futhi, gcina noma yimiphi imibhalo eyengeziwe noma ulwazi ongase uludinge ngesikhathi socingo.
Ukwenza ikhadi lakho le-BBVA lisebenze ngocingo kuyindlela ephephile futhi elula. Nokho, qiniseka ukuthi ushaya ucingo usendaweni eyimfihlo nevikelekile, ukugwema ukwabelana ngolwazi oluyimfihlo ezindaweni zomphakathi. Futhi sincoma ukuthi uqaphele inombolo yokuqinisekisa oqokelwe ukukuhlinzeka ekupheleni kwekholi, lokhu kuzosebenza njengesipele uma kwenzeka kuba nokuphazamiseka noma iphutha enqubweni yokuvula.
5. Sebenzisa ikhadi le-BBVA egatsheni eliseduze: amathiphu awusizo
Uma uthole ikhadi le-BBVA futhi usulungele ukuyivula, enye yezinketho ezilula ukuyenza egatsheni eliseduze. Ukuqinisekisa ukuthi yonke into ihamba kahle, sikunikeza amathiphu awusizo okusebenzisa ikhadi lakho le-BBVA egatsheni eliseduze nawe.
1. Buyekeza amadokhumenti adingekayo: Ngaphambi kokuya egatsheni, qiniseka ukuthi unamadokhumenti adingekayo ukuze uvule ikhadi lakho le-BBVA. Lokhu kungafaka umazisi wakho wamanje osemthethweni, njengepasipoti yakho noma i-ID yomvoti, kanye nekhophi yakho ubufakazi bekheli. Ngaphezu kwalokho, kungase kube usizo ukuphatha ikhophi ephrintiwe noma ye-elekthronikhi yenkontileka noma idokhumenti oyitholile kanye nekhadi lakho le-BBVA.
2. Setha isikhathi esibekiwe ngaphambilini: Ngenxa yobhubhane lwe-COVID-19, amanye amagatsha e-BBVA angase adinge isikhathi sangaphambi kwesikhathi ukuze enze izinqubo ezifana nokusebenzisa ikhadi. Ukuze wonge isikhathi futhi ugweme ukuhlehla, sincoma ukuthi uxhumane negatsha eliseduze futhi ucele i-aphoyintimenti kusenesikhathi. Lokhu kuzophinde kuqinisekise ukuthi kukhona abasebenzi abenele abakhona abangakusiza futhi kuzokwenza lula inqubo yokuvula ikhadi lakho le-BBVA.
3. Landela iziqondiso zezisebenzi zegatsha: Uma usufikile egatsheni, kuzoba khona abasebenzi abazokusiza ngenqubo yokusebenzisa ikhadi lakho le-BBVA. Landela ngokucophelela imiyalelo oyinikezwayo futhi unikeze imibhalo edingekayo. Ungase futhi udinge ukusayina amanye amadokhumenti ukuze uqinisekise ukwenza kusebenze. Uma unemibuzo noma ukungabaza phakathi nenqubo, ungangabazi ukubuza izisebenzi zegatsha, ziqeqeshelwe ukukusiza futhi ziqinisekise ukuthi ukusebenza kwekhadi lakho le-BBVA kuyenziwa. ngokuphephile futhi isebenza kahle.
Khumbula, ukuvula ikhadi lakho le-BBVA egatsheni eliseduze kuyindlela elula nevikelekile. Landela lawa macebiso awusizo futhi uzokwazi ngokushesha ukujabulela zonke izinzuzo namasevisi ikhadi lakho le-BBVA elizokunikeza lona. Ungabe usalinda bese wenza ikhadi lakho lisebenze namuhla!
6. Yini okufanele uyenze uma kunezinkinga lapho usebenzisa ikhadi le-BBVA?
Esimeni sezinkinga zokuvula ikhadi lakho le-BBVA, kubalulekile ukulandela okunye izinyathelo ezibalulekile ukuxazulula ngokushesha isimo. Nakhu okufanele ukwenze uma uhlangabezana nobunzima ekusebenziseni ikhadi lakho:
Qinisekisa ulwazi olufakiwe: Okokuqala okufanele ukwenze ukwenza isiqiniseko sokuthi uyifake kahle yonke idatha eceliwe ngesikhathi sokwenza kusebenze. Ibuyekeze ngokucophelela, ikakhulukazi inombolo yekhadi nekhodi yokuvula. Uma noma yiluphi ulwazi lungalungile, lulungise bese uzama ukulwenza lusebenze futhi.
Xhumana nesevisi yamakhasimende: Uma uqhubeka nokuba nezinkinga ngemva kokuqinisekisa ulwazi lwakho, kuyatuseka ukuthintana nesevisi yamakhasimende ye-BBVA. Ungathola inombolo yabo yokuxhumana kuwebhusayithi esemthethweni yebhange noma kumadokhumenti abawanikeze nekhadi. Chaza inkinga yakho ngokuningiliziwe futhi unikeze lonke ulwazi oluceliwe ukuze uthole isixazululo esiqondene nawe.
Cela ikhadi elingena esikhundleni: Uma zingekho izinyathelo ezingenhla ezisebenzayo futhi ikhadi lakho alikenziwa lisebenze, kungase kube nenkinga nge-chip noma umugqa ozibuthe. Kulokhu, kufanele ucele ukushintshwa kwekhadi ngokusebenzisa isevisi yekhasimende efanayo. Nikeza“ ulwazi oludingekayo futhi ulandele imiyalelo oyinikezwe ukuze uthole ikhadi elisha ongalivula ngaphandle kwezinkinga.
7. Izinyathelo zokuphepha lapho usebenzisa ikhadi lakho le-BBVA
Lapho wenza kusebenze ikhadi lakho le-BBVA, kubalulekile ukucabangela izinyathelo ezithile zokuphepha ukuze uvikele idatha yakho futhi ugcine i-akhawunti yakho ivikelekile. Ngezansi kukhona izincomo ezibalulekile:
1. Ubunikazi ukuqinisekisa: Ngaphambi kokwenza ikhadi lakho lisebenze, qiniseka ukuthi wenza lolu hlelo endaweni ephephile nethembekile. Ungalokothi wabelane ngemininingwane yakho yomuntu siqu noma yasebhange ngama-imeyili, izixhumanisi ezisolisayo, noma amakholi wefoni angawacelanga. Kunconywa ukuthi uvule ikhadi lakho ngokuqondile ekubhangeni kwe-inthanethi noma ngohlelo lokusebenza olusemthethweni lweselula lwe-BBVA.
2. Iphasiwedi evikelekile: Phakathi nenqubo yokuvula, uzocelwa ukuthi ukhethe igama-mfihlo ukuze ufinyelele i-akhawunti yakho futhi wenze ukuthengiselana. Qiniseka ukuthi ukhetha iphasiwedi eqinile, ehlukile ehlanganisa izinhlamvu ezinkulu nezincane, izinombolo, nezimpawu. Gwema ukusebenzisa ulwazi lomuntu siqu oluqageleka kalula, olufana nosuku lwakho lokuzalwa noma igama lezilwane ezifuywayo. Khumbula ukushintsha iphasiwedi yakho ngezikhathi ezithile ukuze ugcine i-akhawunti yakho ivikelekile.
3. Izaziso ezisheshayo: Yenza kusebenze izaziso ezisheshayo kudivayisi yakho yeselula ngohlelo lokusebenza lwe-BBVA. Ngale ndlela, uzothola izexwayiso zesikhathi sangempela mayelana nokwenziwe okusolisayo, izinguquko kwibhalansi yakho, neminye imisebenzi ebalulekile ehlobene nekhadi lakho. Lezi zaziso zizokuvumela ukuthi uthole noma yikuphi okungagunyaziwe. umsebenzi futhi uthathe isinyathelo esisheshayo ukuvikela i-akhawunti yakho.
8. Ukubuyekezwa kwezinketho zokuvula ikhadi le-BBVA
Ukwenza ikhadi lakho le-BBVA lisebenze kuyisinyathelo esibalulekile sokuqala ukulisebenzisa ngokushesha. Kulesi sigaba, sizokunikeza isibuyekezo esiphelele sazo zonke izinketho ezitholakalayo ukuze uvule ikhadi lakho le-BBVA.
Inketho 1: Ukwenza kusebenze ku-inthanethi
- Iya kuwebhusayithi ye-BBVA futhi ufinyelele i-akhawunti yakho.
- Thola isigaba sokuvula ikhadi bese ukhetha "Vula ikhadi".
- Landela imiyalelo esesikrinini ukuze uqedele inqubo yokwenza kusebenze
Inketho 2: Ukuvula ngocingo
- Shayela inombolo yesevisi yamakhasimende ye-BBVA: 123-456-7890.
- Khetha inketho ukuze uvule ikhadi lakho.
- Landela imiyalelo ye- insizakalo yekhasimende ukuqedela ukwenza kusebenze.
Inketho 3: Ukwenza kusebenze egatsheni
- Vakashela igatsha le-BBVA eliseduze nendawo yakho.
- Hamba kudeskithophu yesevisi yamakhasimende futhi ucele ukuvulwa kwekhadi lakho.
- Hlinzeka ngolwazi oludingekayo futhi uqinisekise ubuwena.
9. Izincomo ezengeziwe zokwenza ikhadi lakho le-BBVA lisebenze ngaphandle kokuthikamezeka
Lapha sethula 9 izincomo ezengeziwe lokho kuzokusiza a vula ikhadi lakho BBVA ngaphandle kwezihibe. Landela lezi zinyathelo ukuze uqinisekise ukuthi ikhadi lakho selilungele ukusetshenziswa ngokushesha:
1. Qinisekisa ulwazi lomuntu siqu: Ngaphambi kokuqala inqubo yokusebenzisa, qiniseka ukuthi unalo lonke ulwazi lomuntu siqu oludingekayo. Lokhu kuhlanganisa inombolo yakho kamazisi, igama eligcwele, nosuku lokuzalwa. Ngokuqinisekisa ukuthi lonke ulwazi lulungile, uzogwema noma yikuphi ukuphazamiseka phakathi nenqubo.
2. Xhumana nesevisi yamakhasimende: Uma uhlangabezana nanoma ibuphi ubunzima ngenkathi usebenzisa ikhadi lakho, ungangabazi ukuthintana nesevisi yamakhasimende ye-BBVA. Bayokujabulela ukukusiza ukuxazulula noma yiziphi izinkinga noma ukuphendula noma imiphi imibuzo ongase ube nayo. Ungaxhumana nabo ngenombolo yabo yamahhala noma ubathumele i-imeyili.
3. Sebenzisa amashaneli edijithali: Ngokungeziwe kunketho yokusebenzisa ucingo, i-BBVA inikeza ithuba Yenza ikhadi lakho lisebenze ngohlelo lwakho lokusebenza lweselula noma iwebhusayithi. Lokhu kunikeza ukuguquguquka okukhulu nokuba lula, njengoba ungakwazi ukwenza le nqubo noma yikuphi nanoma yisiphi isikhathi. Landela imiyalelo onikezwe yona epulatifomu ukwenza ikhadi lakho lisebenze ngendlela efanele.
10. Izici ezibalulekile okufanele uzicabangele ngemva kokwenza ikhadi lakho le-BBVA lisebenze
Uma usulisebenzisile ikhadi lakho le-BBVA, kubalulekile ukuthi uthathe izinyathelo ezengeziwe zokuqinisekisa ukuvikeleka nokusetshenziswa okufanele kwekhadi lakho. Nazi izinto ezibalulekile okufanele uzikhumbule:
1. Qinisekisa ulwazi lwekhadi lakho: Ngemva kokuvula ikhadi lakho, buyekeza ngokucophelela ukwaziswa okubhalwe kulo, njengenombolo yekhadi, usuku lokuphelelwa yisikhathi, kanye nekhodi yokuphepha. Uma uthola noma yiliphi iphutha noma ukushayisana, ngokushesha xhumana nesevisi yamakhasimende ye-BBVA ukuze ukulungise.
2. Setha i-PIN yakho: Uma usulisebenzisile ikhadi lakho, Kubalulekile ukusungula iphinikhodi eqinile nevikelekile ukuvikela ukuthengiselana kwakho. Khetha inombolo ehlukile futhi ugweme ukusebenzisa ulwazi lomuntu siqu oluqageleka kalula, njengosuku lwakho lokuzalwa noma inombolo yocingo. Gcina i-PIN yakho iyimfihlo futhi ungabelani ngayo nanoma ubani.
3. Sebenzisa izinyathelo zokuphepha ezengeziwe: Ngokungeziwe kuphinikhodi yakho, i-BBVA ikunikeza izindlela zokuphepha ezimbalwa ezengeziwe zokuvikela okwenziwayo. Lapho wenza ikhadi lakho lisebenze, qiniseka ukuthi usetha ukuqinisekiswa kwezinto ezimbili futhi unike amandla i-SMS noma izaziso ze-imeyili ukuze uhlale wazi nganoma yimuphi umsebenzi osolisayo ku-akhawunti yakho.
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