I-Credit Market isiphenduke inketho ethandwa kakhulu kulabo abafuna uxhaso olusheshayo nolulula. Ngale nkundla, abasebenzisi bangafinyelela imalimboleko yedijithali ngendlela eshesha futhi evikelekile, ngaphandle kokudlula ezinqubweni zamabhange zendabuko eziyisicefe. Kulesi sihloko, sizohlola indlela yokusebenzisa i-Mercado Crédito, sichaza ngezinyathelo ezidingekayo ukuze uqale ukujabulela izinzuzo zayo. Kusukela ekuqinisekiseni ubuwena ukuya ekufakeni isicelo semalimboleko, sizohlola isigaba ngasinye senqubo, sinikeze umhlahlandlela onemininingwane walabo abathanda ukutshuza emhlabeni wezezimali zedijithali. Zitholele ukuthi ungafinyelela kanjani kuleli thuluzi lezezimali elisha futhi wandise amathuba akho okukhula komnotho nge-Mercado Crédito.
1. Isingeniso se-Mercado Crédito kanye nenqubo yayo yokusebenzisa
I-Mercado Crédito iyinkundla yokuboleka imali eku-inthanethi enikeza izixazululo zezimali Okwabasebenzisi kusuka kuMercadoLibre. Ngale sevisi, abasebenzisi bangafinyelela amakhredithi ngokushesha futhi kalula, ngaphandle kokushiya inkundla. Kulesi sigaba, sizokunikeza umhlahlandlela onemininingwane wokuthi ungayenza kanjani i-akhawunti yakho ye-Mercado Crédito isebenze.
Inqubo yokwenza kusebenze i-Mercado Crédito iqukethe izinyathelo ezimbalwa ezilula. Into yokuqala okufanele uyenze ukufaka i-akhawunti yakho ye-MercadoLibre bese uya esigabeni se-Mercado Crédito. Lapho uzothola inketho yokwenza i-akhawunti yakho isebenze. Okulandelayo, uzodinga ukuhlinzeka ngolwazi oluthile lomuntu siqu nolwezezimali, njengenombolo yakho kamazisi kanye neholo lakho lanyanga zonke.
Uma usuqedile izinyathelo zangaphambilini, ithimba le-Mercado Crédito lizobuyekeza isicelo sakho futhi lihlole ukufaneleka kwakho. Uma uhlangabezana nezidingo ezimisiwe, uzothola isaziso esiqinisekisa ukwenziwa kusebenze kwe-akhawunti yakho. Kusukela ngaleso sikhathi kuqhubeke, uzokwazi ukufinyelela ezinzuzweni namasevisi e-Mercado Crédito, okuhlanganisa nethuba lokucela imalimboleko nokuphatha izinkokhelo zakho ngendlela elula nevikelekile.
2. Izinyathelo zokuvula i-Mercado Crédito ku-inthanethi
Isinyathelo se-1: Ngena ngemvume ku-akhawunti yakho ye-inthanethi ye-Mercado Crédito. Uma ungakabi nayo i-akhawunti, ungayidala mahhala ngokulandela izinyathelo esifundweni sethu sokubhalisa.
Isinyathelo se-2: Uma usungenile, yiya engxenyeni ethi “Izilungiselelo” ku-akhawunti yakho. Lapha uzothola inketho "Yenza i-Credit Market isebenze". Chofoza le nketho ukuze uqhubeke.
Isinyathelo se-3: Okulandelayo, uzocelwa ukuthi ufake ulwazi oludingekayo ukuze uvule i-Mercado Crédito. Lokhu kuhlanganisa ulwazi lwakho lomuntu siqu, imininingwane yokuxhumana kanye nokwamukelwa kwemigomo nemibandela. Qiniseka ukuthi ufunda imigomo nemibandela ngokucophelela ngaphambi kokuyamukela. Uma usufake lonke ulwazi oludingekayo, chofoza inkinobho ethi "Cupha" ukuze uqedele inqubo.
3. Izimfuneko ezidingekayo ukuze uvule i-Mercado Crédito
Ukuze wenze i-Mercado Crédito isebenze ku-akhawunti yakho, kufanele uhlangabezane nezimfuneko ezithile. Ngezansi, siyakutshela ukuthi ziyini:
- Vula i-akhawunti esebenzayo UMercado Pago: Ukuze ufinyelele i-Mercado Crédito, kuyadingeka ukuba ne-akhawunti esebenzayo endaweni yesikhulumi kusuka eMercado Pago. Uma ungakabi nayo i-akhawunti, ungabhalisa mahhala kubo iwebhusayithi.
- Yiba negama elihle eFree Market: Ngaphezu kokuba ne-akhawunti ku-Mercado Pago, kubalulekile futhi ukuthi ube nesithunzi esihle kuyo Imakethe yamahhala. Lokhu kusho ukuba neziqu ezinhle njengomthengisi, ukuhlangabezana namazinga ekhwalithi amisiwe futhi ungabi nayo unswinyo kuphrofayela yakho.
- Thenga nge-Mercado Libre: Enye imfuneko ukuze uvule i-Mercado Crédito ukuthi uthenge okungenani okukodwa eMercado Libre. Lokhu kubonisa umthamo wakho wokukhokha futhi kukuvumela ukuba ufinyelele uxhaso olunikezwa i-Mercado Crédito.
Uma usuhlangabezane nalezi zidingo, ungakwazi ukufinyelela i-Mercado Crédito futhi usebenzise izinzuzo zayo. Khumbula ukuthi i-Mercado Crédito iyisevisi yezimali ekuvumela ukuthi uthenge ngezitolimende ku-Mercado Libre futhi ufinyelele izikweletu ukuze ukhulise ibhizinisi lakho endaweni yesikhulumi.
Ungangabazi ukuthintana nesigaba sosizo se-Mercado Pago noma uxhumane nesevisi yamakhasimende abo uma unemibuzo noma udinga ulwazi olwengeziwe mayelana nendlela yokusebenzisa i-Mercado Crédito ku-akhawunti yakho.
4. Ungalubhalisa kanjani kahle ulwazi lwakho ukuze uvule i-Mercado Crédito
Ukuze ubhalise kahle ulwazi lwakho futhi wenze i-Mercado Crédito isebenze, landela lezi zinyathelo:
1. Finyelela ku-akhawunti yakho Imakethe yamahhala: Faka inkundla ye-Mercado Libre ngegama lakho lomsebenzisi nephasiwedi.
2. Yiya esigabeni se-Mercado Crédito: Uma usungenile, sesha bese ukhetha inketho ethi “Mercado Crédito” kumenyu enkulu.
3. Gcwalisa imininingwane yakho yomuntu siqu: Kulesi sigaba, uzocelwa ukuthi ugcwalise imininingwane yakho ngendlela enemininingwane nenembile. Qiniseka ukuthi ufaka igama lakho eliphelele, inombolo yedokhumenti, ikheli, inombolo yocingo, nekheli le-imeyili. Kubalulekile ukuthi le datha ibuyekezwe futhi ilungile, njengoba izosetshenziselwa ukuhlola isicelo sakho sekhredithi.
5. Ukuqinisekiswa kolwazi nokugunyazwa kokwenziwa kusebenze kwe-Mercado Crédito
- Inqubo ibalulekile ukuze uqinisekise ukuthi idatha efakwe umsebenzisi ilungile futhi iyiqiniso. Lokhu kuqinisekisa kwenziwa ukuze kuqinisekiswe ukwethembeka ekunikezweni kwekhredithi.
- Isinyathelo sokuqala kule nqubo siwukuqinisekisa ukuthi idatha efakwe umsebenzisi iyahambisana futhi iphelele. Ulwazi lomuntu siqu olunikeziwe, njengegama, ikheli kanye nenombolo yocingo, luzobuyekezwa ngokucophelela ukuze kuqinisekiswe ukunemba kwalo. Kubalulekile ukuthi idatha ifane nomazisi owethulwe.
- Ngaphezu kolwazi lomuntu siqu, isimo sezimali somsebenzisi sizobuyekezwa. Izinto ezifana nemali engenayo, umlando wesikweletu namandla okukhokha azoqinisekiswa ukuze kunqunywe ukusebenza kwekhredithi. Ukwenza lokhu, kuzosetshenziswa amathuluzi okuhlaziya idatha nezinhlelo ezizosivumela ukuthi senze izinqumo ezisekelwe olwazini olunembile noluthembekile.
Sengiphetha, inqubo eqinile ehlose ukuqinisekisa ubuqiniso bedatha kanye nokwethembeka ekunikezweni kwekhredithi. Ngokubuyekeza ngokucophelela ulwazi lomuntu siqu nelezezimali olunikezwa umsebenzisi, singaqinisekisa ukuhlolwa okufanele kwamandla akho okukhokha futhi sinqume ukusebenza kwekhredithi eceliwe.
6. Ngabe ukwenza kusebenze i-Mercado Crédito kubathengi nabathengisi?
Ukwenziwa kusebenze kwe-Mercado Crédito kuyinqubo elula evumela abathengi nabathengisi ukuthi bafinyelele uxhaso lwezimali ukuze benze imisebenzi yabo nge-Mercado Libre. Lapha sichaza ukuthi isebenza kanjani:
1. Bheka: Ukuze ukwazi ukufinyelela i-Mercado Crédito, kokubili abathengi nabathengisi kufanele bahlangabezane nezimfuneko ezithile futhi badlule kunqubo yokuqinisekisa. Lokhu kuhlanganisa ukuhlinzeka ngolwazi lomuntu siqu nolwezezimali, kanye nokuhlangabezana nemibandela ethile yokufaneleka.
2. Ukufinyelela kulayini wesikweletu: Uma ukuqinisekiswa sekuphumelele, abathengi nabathengisi bangafinyelela umugqa wabo wesikweletu ku-Mercado Crédito. Lokhu kuzobavumela ukuthi baxhase ngezimali ukuthenga noma ukuthengisa kwabo ngaphakathi kwenkundla ye-Mercado Libre.
3. Ukusetshenziswa kwekhredithi: Njengoba umugqa wesikweletu usuvuliwe, abathengi bangathenga futhi bakhethe inketho yokukhokha nge-Mercado Crédito. Ngakolunye uhlangothi, abathengisi bangase banikeze imali kubathengi babo njengendlela yokukhokha. Kubalulekile ukukhumbula ukuthi kunezimo namazinga enzalo ahlobene nokusetshenziswa kwe-Mercado Crédito.
7. Izinzuzo nezinzuzo uma usebenzisa i-Mercado Crédito ku-akhawunti yakho
Uma usuvule i-Mercado Crédito ku-akhawunti yakho, uzokwazi ukujabulela uchungechunge lwezinzuzo ezikhethekile nezinzuzo. Ngezansi, sibala ezinye eziphawuleka kakhulu:
Izimali alikho ikhadi yekhredithi: Ubulokhu ufuna ukuthenga lowo mkhiqizo owufuna kakhulu kodwa awunalo ikhadi lesikweletu. Ungakhathazeki! Ngokuvula i-Mercado Crédito, uzokwazi ukukhokhela ukuthenga kwakho ngezitolimende ezingashintshi futhi ngaphandle kwesidingo sekhadi lesikweletu.
Inqubo esheshayo nelula: Ukusebenzisa i-Mercado Crédito ku-akhawunti yakho kulula kakhulu. Udinga nje ukulandela izinyathelo ezimbalwa ezilula futhi ngendaba yamaminithi, ungaqala ukujabulela izinzuzo zayo. Akukho ukubambezeleka noma izinkinga ohlelweni.
Thenga ithuba kumabhizinisi amaningi: Ngokwenza inketho ye-Mercado Crédito isebenze, uzokwazi ukufinyelela izitolo namabhizinisi anhlobonhlobo amukela le ndlela yokukhokha. Nweba amathuba akho okuthenga futhi uthole amathuba amasha abengatholakali kuwe ngaphambilini.
8. Imibuzo evamise ukubuzwa mayelana nokusebenzisa isevisi ye-Mercado Crédito
Ukukusiza ukuthi wenze kusebenze isevisi ye-Mercado Crédito, silungiselele uhlu lwemibuzo evamise ukubuzwa olubhekana nezinkinga ezivame kakhulu nezinselele abasebenzisi abahlangabezane nazo ngesikhathi sokwenza kusebenze. Lapha uzothola umhlahlandlela isinyathelo ngesinyathelo enemininingwane yokuxazulula noma yiziphi izinkinga ongase uhlangabezane nazo.
1. Ngingacela kanjani ukuthi isevisi ye-Mercado Crédito isebenze?
- Finyelela i-akhawunti yakho ku-Mercado Libre, hamba engxenyeni ethi “Izilungiselelo” bese ukhetha okuthi “Mercado Crédito”.
- Ngaphakathi kwekhasi le-Mercado Crédito, landela imiyalelo enikeziwe ukuze uqedele isicelo sakho sokuvula.
- Qiniseka ukuthi unikeza lonke ulwazi oludingekayo ngokuphelele futhi ngokunembile.
- Uma ususifakile isicelo sakho, uzothola isaziso sokuqinisekisa ku-akhawunti yakho.
2. Kuthatha isikhathi esingakanani ukwenza isevisi isebenze uma isicelo sesithunyelwe?
- Isikhathi sokuqalisa sivamise ukuba ngamahora ebhizinisi angama-24 kuye kwangama-48, nakuba kwezinye izimo kungathatha amahora angama-72.
- Uma ungakayitholi impendulo yokwenza kusebenze ngemva kwalesi sikhathi, sincoma ukuthi uxhumane nethimba labasekeli be-Mercado Libre ukuze uthole usizo olwengeziwe.
3. Yini okufanele ngiyenze uma isicelo sami sokuvula sinqatshwa?
- Uma isicelo sakho sokuvula sinqatshwa, uzothola isaziso esinezizathu zokwenqatshwa.
- Qiniseka ukuthi ubuyekeza ngokucophelela izizathu ezinikeziwe bese uzama ukuxazulula noma yiziphi izinkinga noma ukungahambisani okuphawulwe ngaphambi kokuphinda uthumele isicelo sakho.
- Uma udinga usizo olwengeziwe, ungangabazi ukuxhumana nethimba labasekeli be-Mercado Libre, elingakujabulela ukukusiza kuyo yonke inqubo.
9. Izincomo zokwenza okuhle ngokwenza kusebenze kwe-Mercado Crédito
Ukuze usebenzise ngokugcwele i-Mercado Crédito, kubalulekile ukulandela uchungechunge lwezincomo ezizokusiza ukuthi uthole okuningi kulo msebenzi. Okokuqala nje, siphakamisa ukuthi uqinisekise ukufaneleka kwakho ukufinyelela i-Mercado Crédito. Qiniseka ukuthi uhlangabezana nezidingo futhi une-akhawunti esebenzayo ye-Mercado Pago.
Uma usuqinisekise ukufaneleka kwakho, isinyathelo esilandelayo ukwenza i-Mercado Crédito isebenze ku- I-akhawunti ye-Mercado Pago. Ukuze wenze lokhu, kufanele ufinyelele esigabeni sezilungiselelo ze-akhawunti yakho bese ukhetha inketho yokwenza kusebenze i-Mercado Crédito. Qiniseka ukuthi ufunda imigomo nemibandela ngokucophelela ngaphambi kokuqhubeka.
Uma usuwucuphile umsebenzi, sincoma ukuthi uhlole zonke izinketho nezinzuzo ezihlinzekwa yi-Mercado Crédito. Ungakwazi ukufinyelela amakhredithi agunyazwe kusengaphambili, ubuke futhi ukhokhe izitolimende zakho, futhi ulawule umkhawulo wakho wesikweletu ngokusobala ku-akhawunti yakho ye-Mercado Pago. Khumbula ukusebenzisa leli thuluzi ngokuzibophezela futhi uhlele izinkokhelo zakho ukuze ugweme izinkinga zezimali.
10. Ungawusebenzisa futhi uwuphathe kanjani ulayini wakho wesikweletu ku-Mercado Crédito
Ukuze usebenzise futhi ulawule ulayini wakho wesikweletu ku-Mercado Crédito, kufanele ulandele lezi zinyathelo:
- Ngena ngemvume: Finyelela i-akhawunti yakho ye-Mercado Crédito usebenzisa imininingwane yakho ye-Mercado Libre.
- Hlola ulayini wakho wesikweletu: Uma usungaphakathi ku-akhawunti yakho, uzokwazi ukuqinisekisa inani elitholakala kulayini wakho wesikweletu.
- Faka isicelo semalimboleko: Uma udinga imali ebolekiwe, khetha inani elidingekayo kanye nesikhathi sokukhokha. Bese, chofoza "Cela".
- Thola ukugunyazwa: Ngemva kokufaka isicelo semali mboleko, uzothola impendulo mayelana nokugunyazwa esikhathini esifushane.
- Khokha: Ukuze ulawule isikweletu sakho, kufanele wenze izinkokhelo ezihambisanayo ngezinsuku okuvunyelwene ngazo.
- Gada umugqa wakho wesikweletu: Hlala unolwazi lwakamuva ngezinkokhelo ezisalindile, izinsuku zokuphelelwa yisikhathi kanye nesimo somugqa wakho wesikweletu ngokungena ku-akhawunti yakho nge-Mercado Crédito.
- Ulayini wesicelo uyakhuphuka: Uma udinga ukukhushulwa komugqa wakho wesikweletu, ungawucela ngokwemigomo nemibandela emisiwe.
Khumbula ukuthi kubalulekile ukusebenzisa ulayini wakho wesikweletu ngokuzibophezela futhi ukhokhe ngesikhathi ukuze ugcine umlando omuhle wesikweletu futhi ufinyelele izinzuzo ezengeziwe.
11. Izinqubomgomo nemibandela yokusetshenziswa uma usebenzisa i-Mercado Crédito
Zibalulekile ukuze kuqinisekiswe ukusebenza kahle nokuphephile kwaleli thuluzi lezezimali. Ngezansi yimihlahlandlela ebalulekile okufanele uyikhumbule lapho wenza le sevisi isebenze:
1. Izidingo zokuqalisa: Ukuze ukwazi ukufinyelela i-Mercado Crédito, kufanele ube neminyaka esemthethweni futhi ube ne-akhawunti ye-Mercado Libre enomlando omuhle wokuthengisa nokuthenga. Ngaphezu kwalokho, kuyadingeka ukuthi ube ne-DNI evumelekile futhi uhlangabezane nemibandela yekhredithi esungulwe uhlelo.
2. Imibandela yemalimboleko: Ngokuvula i-Mercado Crédito, wamukela imigomo nemibandela esungulwe ibhizinisi elihlobene lezezimali. Le migomo ihlanganisa isilinganiso senzalo esisetshenzisiwe, imibandela yokukhokha, amanani aphezulu emalimboleko kanye neminye imibandela ethile okufanele icatshangelwe.
3. Ukusetshenziswa okunesibopho nemiphumela: Kubalulekile ukusebenzisa i-Mercado Crédito ngendlela enomthwalo wemfanelo nenengqondo. Sebenzisa ithuluzi ukukhokhela ukuthenga kwakho ngendlela efanele futhi ungeqi ukusetshenziswa kwekhredithi. Khumbula ukuthi ukwehluleka ukuthobela imibandela emisiwe kungase kube nemiphumela engemihle, njengokukhuphuka kwezinga lenzalo, ukumiswa kwe-akhawunti yakho ye-Mercado Libre kanye nethuba lokubikwa kuma-ejensi abika ngezikweletu.
Ngalezi zinqubomgomo nemibandela ecacile yokusetshenziswa, ukuvula i-Mercado Crédito kuba inketho enhle kakhulu yokufinyelela imalimboleko ngokushesha nangokuphepha. Qiniseka ukuthi ufunda futhi uyaqonda izimo ngokucophelela, futhi usebenzise leli thuluzi lezezimali ngokunenzuzo kuzo zonke izinzuzo zalo.
12. Ungaxazulula kanjani izinkinga noma amaphutha ngesikhathi sokusebenza kwe-Mercado Crédito
Uma usebenzisa i-Mercado Crédito, ungase uhlangabezane nezinkinga ezithile noma amaphutha. Lapha sikunikeza umhlahlandlela wesinyathelo ngesinyathelo ukuze uzixazulule:
Hlola uxhumano lwe-inthanethi: Qiniseka ukuthi uxhumeke kunethiwekhi ezinzile enesignali enhle. Uma ukuxhumeka kwakho kubuthakathaka, ungase ube nezinkinga zokuvula i-Mercado Crédito. Zama ukuqalisa kabusha umzila wakho noma usebenzise enye inethiwekhi ukuze uqiniseke ukuthi akuyona inkinga yokuxhuma.
Buyekeza uhlelo lokusebenza lwe-Mercado Pago: Kubalulekile ukuthi ube nenguqulo yakamuva yohlelo lokusebenza ukuze ugweme amaphutha ngesikhathi sokwenza kusebenze i-Mercado Crédito. Iya ku isitolo sohlelo lokusebenza kusuka kudivayisi yakho (-Google Play Isitolo noma Isitolo Sohlelo Lokusebenza), sesha i-Mercado Pago futhi uqiniseke ukuthi unenguqulo yakamuva efakiwe. Uma usuvele ulubuyekezile, zama ukukhipha bese ulufaka kabusha uhlelo lokusebenza ukuze uxazulule ukungqubuzana okungaba khona.
Xhumana nosekelo lobuchwepheshe: Uma ulandele izinyathelo zangaphambilini futhi usese nezinkinga zokuvula i-Mercado Crédito, siphakamisa ukuthi uxhumane nosekelo lwezobuchwepheshe lwe-Mercado Pago. Bazokwazi ukukunikeza usizo lomuntu siqu futhi baxazulule noma imaphi amaphutha noma izinkinga ohlangabezana nazo. Ungaxhumana nosekelo lwezobuchwepheshe ngesigaba sosizo sohlelo lokusebenza noma ngokuvakashela iwebhusayithi esemthethweni ye-Mercado Pago.
13. Amathiphu okugcina umlando omuhle wesikweletu e-Mercado Crédito
Ukugcina umlando omuhle wesikweletu kubalulekile ukuze ufinyelele izikweletu nezinsizakalo zezezimali eMercado Crédito. Nawa amanye amathiphu asebenzayo okuqinisekisa ukuthi ugcina isilinganiso esihle sekhredithi:
- Yenza izinkokhelo zakho ngesikhathi: Ukukhokha nyanga zonke ngezinsuku okuvunyelwene ngazo kubalulekile ukuze ugcine irekhodi elihle. Zama ukukhokha inani eliphelele noma okungenani inkokhelo encane ngaphambi kosuku olunqunyiwe.
- Sebenzisa ikhredithi yakho ngokuzibophezela: Gwema ukusebenzisa kakhulu isikweletu sakho futhi uzame ukungafinyeleli umkhawulo ophezulu ekhadini lakho. Gcina ibhalansi yakho iphansi futhi, uma kungenzeka, ukhokhe isikweletu ngokugcwele inyanga ngayinye. Lokhu kubonisa umthwalo wemfanelo ekuphatheni izimali zakho.
- Gada umlando wakho wesikweletu: Kubalulekile ukuthi ubuyekeze umlando wakho wesikweletu njalo ukuze uqaphele noma yimaphi amaphutha noma umsebenzi osolisayo. Ungacela umbiko wesikweletu wamahhala minyaka yonke futhi uwubuyekeze ukuze uthole ukunemba okungenzeka.
Ngaphezu kwalokho lezi zelulekoKhumbula ukuthi ukuvumelana ngokuhamba kwesikhathi kuyisihluthulelo sokugcina umlando omuhle wesikweletu. Kubalulekile ukukhombisa iphethini yokuziphatha okunomthwalo wemfanelo nokwethembeka ngokuhamba kwesikhathi. Khumbula ukuthi umlando omuhle wezikweletu uzovula iminyango esikhathini esizayo ukuze ufinyelele izikweletu nezinsizakalo zezezimali eMercado Crédito.
14. Ezinye izindlela nokuqhathanisa nezinye izinketho zokuthola imali nge-inthanethi
Kunezinketho ezahlukahlukene zokuthola imali ku-inthanethi ezitholakala emakethe namuhla. Lezi zindlela zingaba inketho enhle kakhulu kulabo abafuna ukuthola imali ngokushesha futhi kalula. Nokho, kubalulekile ukuhlola nokuqhathanisa izinketho ezahlukene ngaphambi kokwenza isinqumo sokugcina.
Enye yezindlela ezithandwa kakhulu yi-crowdfunding. Le ndlela ihlanganisa ukuthola imali nge-fundraiser eku-inthanethi, lapho abantu abanentshisekelo bengenza iminikelo yemali ukuze basekele iphrojekthi ethile. I-Crowdfunding ingaba inketho efanelekile kosomabhizinisi abafuna ukuxhasa ngezimali ukwethulwa komkhiqizo noma isevisi entsha futhi abazimisele ukwabelana ngombono wabo nomphakathi jikelele.
Enye inketho ongayicabangela yimalimboleko eku-inthanethi. Kunezinkundla ezimbalwa eziku-inthanethi ezinikezela ngemalimboleko ngokushesha futhi kalula. Lezi zinkundla ngokuvamile zinezidingo ezincane futhi zinikeza impendulo esheshayo, engaba yinzuzo kulabo abadinga imali ngokushesha. Kodwa-ke, kubalulekile ukucabangela amanani enzalo kanye nemibandela yokukhokha ngaphambi kokufaka isicelo semalimboleko ku-inthanethi.
Ngamafuphi, i-Mercado Crédito iyithuluzi elibalulekile labathengisi be-MercadoLibre abafuna ukwandisa amabhizinisi abo futhi bakhulise ukuthengisa kwabo. Le nkundla ibanikeza ukufinyelela kumugqa wesikweletu oguquguqukayo nolula, onamazinga ancintisanayo kanye nenqubo yokwenza isicelo eyenziwe lula.
Ukwenza kusebenze isevisi ye-Mercado Crédito kuyashesha futhi kulula. Abathengisi bamane badinga ukugcwalisa uhlu lwemibuzo eku-inthanethi futhi baqinisekise ubunikazi babo nomsebenzi webhizinisi. Uma isicelo sesivunyiwe, bazokwazi ukufinyelela umkhawulo wesikweletu abangawusebenzisa ukuxhasa ngezimali ukuthengwa kwempahla yabo, ukucubungula izinkokhelo zabo noma ukutshala imali ekukhangiseni.
Ngaphezu kwalokho, i-Mercado Crédito inikeza ithuba lokukhokha ngezitolimende, okusiza ukuheha amakhasimende amaningi futhi kusize inqubo yokuthenga. Lokhu kuhumushela ekukhuleni kokuthengisa nokuthembeka okukhulu kwamakhasimende.
Kubalulekile ukugqamisa ukuthi ukusetshenziswa ngendlela efanele kwaleli thuluzi kubalulekile. Abathengisi kufanele baqinisekise ukuthi bahlangabezana nezinsuku zokugcina zokukhokha futhi basebenzisa isikweletu kahle ukwandisa izinzuzo zakho.
Kafushane, ukwenza i-Mercado Crédito isebenze kunikeza abathengisi be-MercadoLibre ithuba eliyingqayizivele lokwandisa amabhizinisi abo futhi basebenzise ngokugcwele amandla ale nkundla. Ngamazinga ancintisanayo, imikhawulo yezikweletu eguquguqukayo kanye nethuba lokukhokha ngezitolimende, i-Mercado Crédito iba umngane wamasu oqhuba ukukhula nempumelelo yebhizinisi.
Ngingu-Sebastián Vidal, unjiniyela wekhompyutha ozifelayo ngobuchwepheshe kanye ne-DIY. Ngaphezu kwalokho, ngingumdali we tecnobits.com, lapho ngabelana khona ngezifundo zokwenza ubuchwepheshe bufinyeleleke kakhudlwana futhi buqonde wonke umuntu.