Ungathanda ukwazi ukuthi ungayibheka kanjani i-Credit Bureau mahhala? Ukuqinisekisa ukuthi umlando wakho wesikweletu uhlelekile kubalulekile ekuzinzeni kwakho kwezezimali. Ngenhlanhla, kunezindlela zokuhlola umbiko wakho wesikweletu ngaphandle kokukhokha. Kulesi sihloko, sizokufundisa ungayibheka kanjani i-Credit Bureau mahhala nokuthi kungani kubalulekile ukukwenza njalo. Ngalolu lwazi, uzobe ukulungele kangcono ukwenza izinqumo eziphusile zezezimali esikhathini esizayo.
- Isinyathelo ngesinyathelo ➡️ Uyibheka Kanjani Ihhovisi Lamahhala Lezikweletu
- Uyibheka Kanjani Ihhovisi Lezikweletu Mahhala: Uma unentshisekelo yokwazi umlando wakho wesikweletu, kubalulekile ukuthi wazi ukuthi ungathintana ne-credit bureau yakho. Lapha sichaza indlela yokwenza isinyathelo ngesinyathelo.
- 1. Vakashela iwebhusayithi esemthethweni: Into yokuqala okufanele uyenze ukufaka iwebhusayithi esemthethweni ye-Credit Bureau Society (SBC) ezweni lakini.
- 2. Khetha inketho yokubonisana yamahhala: Uma usukwisayithi, bheka inketho ekuvumela ukuthi uhlole umlando wakho wesikweletu mahhala.
- 3. Gcwalisa ifomu: Gcwalisa ifomu ngolwazi lwakho lomuntu siqu, njengegama, usuku lokuzalwa, inombolo kamazisi, phakathi kweminye imininingwane eceliwe.
- 4. Qinisekisa ubuwena: Ungase ucelwe ukuthi uqinisekise ubuwena ngokubuza imibuzo yezokuphepha noma ngokuthumela amadokhumenti engeziwe. Lesi sinyathelo siyadingeka ukuze uqinisekise ukugcinwa kuyimfihlo kolwazi lwakho.
- 5. Thola umbiko wakho wesikweletu: Uma inqubo isiqediwe, uzokwazi ukulanda noma ukuthola umbiko wakho wesikweletu ku-imeyili yakho mahhala.
Imibuzo Nezimpendulo
Iyini i-Credit Bureau?
- Kuyisikhungo esiphethe ukuqoqa ulwazi mayelana nomlando wabantu wezikweletu.
- Irekhoda idatha kumakhredithi, izinkokhelo, nezikweletu zomuntu ngamunye.
- Ivumela izikhungo zezezimali ukuthi zihlole ubungozi lapho zinikeza amakhredithi.
Kungani kubalulekile ukuhlola Ihhovisi lami Lezikweletu?
- Kukusiza ukuthi wazi umlando wakho wesikweletu futhi wazi uma usesimweni esihle sezimali.
- Ikuvumela ukuthi uthole amaphutha okungenzeka embikweni wakho wesikweletu.
- Kwenze kube lula ukuvikela ukuntshontshwa kobunikazi kanye nokukhwabanisa ngokwezimali ngokugada umlando wakho wesikweletu njalo.
Ngingayibheka kanjani i-Credit Bureau mahhala ku-inthanethi?
- Faka iwebhusayithi esemthethweni yenkampani ye-Credit Bureau ezweni lakini.
- Bheka isigaba lapho banikela khona ngesevisi yamahhala yokubika ngesikweletu.
- Gcwalisa ifomu eliku-inthanethi ngolwazi lwakho lomuntu siqu futhi uqinisekise ubuwena.
Ngingakwazi ukubheka Ihhovisi lami lezikweletu mahhala mathupha?
- Yebo, ungaya emahhovisi e-Credit Bureau edolobheni lakho.
- Phatha umazisi osemthethweni futhi ucele umbiko wamahhala wesikweletu.
- Qiniseka ukuthi ulandela izinqubo nezimfuneko ezithile zenkampani ye-Credit Bureau ezweni lakini.
Kukangaki ngonyaka engingabheka I-Credit Bureau yami mahhala?
- Emazweni amaningi, Umthetho ukuvumela ukuthi uhlole I-Credit Bureau mahhala kanye ngonyaka.
- Hlola imithethonqubo esebenzayo ezweni lakini ukuze uthole imikhawulo nemibandela ehlobene nokuthola imibiko yezikweletu zamahhala.
Iluphi ulwazi engiludingayo ukuze ngihlole Ihhovisi lami Lezikweletu mahhala?
- Uzodinga ukuthi ube nolwazi lwakho lomuntu siqu esandleni, njengamagama okuqala, izibongo, usuku lokuzalwa, ikheli kanye nenombolo yokuphepha yomphakathi.
- Bangaphinde bakucele imibhalo kamazisi esemthethweni, njenge-ID yakho noma ipasipoti.
- Qiniseka ukuthi unalo lonke lolu lwazi ngaphambi kokuqala inqubo yokucela umbiko wakho wesikweletu wamahhala.
Ingabe ikhona indlela yokuhlola i-Credit Bureau yami mahhala ngaphandle kokuphendukela enkampanini ekhethekile?
- Cha, ukuphela kwendlela yokuthola umbiko wesikweletu wamahhala yizinkampani ezigunyaziwe ze-Credit Bureau.
- Ungakholelwa ezithembisweni ezivela kumawebhusayithi noma amasevisi anikeza imibiko yamahhala ngaphandle kokuba ibhizinisi eligunyaziwe.
- Themba kuphela imithombo esemthethweni negunyaziwe ukuze uthole umbiko wakho wesikweletu wamahhala ngokuphepha nangokwethembeka.
Uyini umehluko phakathi kokuthola i-Credit Bureau yami mahhala nokuyikhokhela?
- Umehluko omkhulu usezindlekweni nasezikhathini eziningi zokuthola umbiko wesikweletu.
- Umbiko wesikweletu wamahhala utholakala kanye ngonyaka ngaphandle kwenkokhiso.
- Ukukhokhela umbiko wesikweletu kukuvumela ukuthi uwuthole noma nini, futhi ufinyelele izinsiza ezengeziwe kanye nokunakwa komuntu siqu.
Ingabe inqubo yokuhlola i-Credit Bureau yami yamahhala iyafana kuwo wonke amazwe?
- Cha, inqubo ingahluka kuye ngezwe okulo.
- Kubalulekile Bheka imiyalelo ethile kanye nezidingo ezinikezwe inkampani ye-Credit Bureau ezweni lakini.
- Qiniseka ukuthi ulandela imiyalelo enembile ukuze ugweme ukuhlehliswa lapho ucela umbiko wakho wamahhala wesikweletu.
Yini okufanele ngiyenze uma ngithola iphutha embikweni wami wesikweletu?
- Ngokushesha xhumana nenkampani ye-Credit Bureau ukuze ubike iphutha.
- Nikeza ngamadokhumenti adingekayo ukuze usekele isimangalo sakho.
- Landela inqubo yokuphikisa ulwazi oluyiphutha embikweni wakho wesikweletu kuze kube yilapho lulungiswa.
Ngingu-Sebastián Vidal, unjiniyela wekhompyutha ozifelayo ngobuchwepheshe kanye ne-DIY. Ngaphezu kwalokho, ngingumdali we tecnobits.com, lapho ngabelana khona ngezifundo zokwenza ubuchwepheshe bufinyeleleke kakhudlwana futhi buqonde wonke umuntu.