Apple Pay iwuhlelo lokukhokha lweselula olwakhiwe i-Apple Inc. oluvumela abasebenzisi ukuthi bathenge ngokushesha nangokuphephile futhi benze imisebenzi yezezimali besebenzisa amadivayisi wabo we-Apple. Le ndatshana ihlola ngokuningiliziwe isebenza kanjani i-Apple Pay nokuthi abasebenzisi bangazuza kanjani ngalobu buchwepheshe obusha.
Ukuqinisekisa nokuvikeleka Lezi yizici ezimbili ezibalulekile ze-Apple Pay. Lapho usetha i-Apple Pay, abasebenzisi kufanele bengeze amakhadi abo esikweletu noma edebhithi ohlelweni lokusebenza lwe-Wallet kuma-iPhone, ama-iPads, noma ama-Apple Watches abo. Ulwazi lwekhadi luyagcinwa ngendlela ephephile ku-chip evikelekile yedivayisi, eyaziwa ngokuthi I-Secure Element. Uma kwenziwa umsebenzi, i-Secure Element ikhiqiza inombolo ye-akhawunti eqondene nalokho kuthenga, kunokudlulisa inombolo yangempela yekhadi. Idatha yenkokhelo nobuwena bomsebenzisi kugcinwa kuvikelekile futhi akwabiwa nabathengisi.
Ubuchwepheshe be-NFC (Near Field Communication) ibalulekile ekusebenzeni kwe-Apple Pay. Ukuze enze inkokhelo, umsebenzisi uvele asondeze idivayisi yakhe ye-Apple enikwe amandla i-Apple Pay eduze kusifundi sekhadi lomthengisi noma itheminali yokukhokha. Idivayisi ixhumana ngokungenantambo nomfundi ngobuchwepheshe be-NFC, idlulisa ulwazi lokukhokha oludingekayo ukuze kuqedelwe okwenziwayo. Lokhu kuxhumana kuyashesha futhi kuvikelekile, futhi ngokuvamile kudinga ukuqinisekiswa komsebenzisi, njenge-ID yebhayomethrikhi ene I-Face ID noma i-ID yokuthinta.
Ukugunyazwa kanye namathokheni Ziyizinyathelo ezibalulekile enqubweni yokukhokha ye-Apple Pay. Uma umsebenzisi eseqinisekise okwenziwayo, idivayisi ithumela isicelo sokukhokha kumkhiphi wekhadi, ohlola isicelo futhi aqinisekise ukutholakala kwezimali. Uma umsebenzi uphumelele, umkhiphi wekhadi ukhipha ithokheni, emele izinombolo ezingu-16 zenombolo ye-akhawunti efihliwe. Le tokheni ithunyelwa kumthengisi esikhundleni senombolo yekhadi langempela, elengeza isendlalelo esengeziwe sokuphepha futhi lisize ukuvikela idatha yomsebenzisi.
Kafushane, I-Apple Pay iwuhlelo lokukhokha lweselula olusebenzisa ubuchwepheshe be-NFC, ukuqinisekiswa komsebenzisi kanye nokwenza amathokheni ukunikeza izinkokhelo ezisheshayo nezivikelekile kumadivayisi we-Apple. Abasebenzisi bangaqiniseka ukuthi ulwazi lwabo lwekhadi lesikweletu noma lasebhange ligcinwa ngokuphephile nokuthi okwenziwayo ngakunye kuqediwe ngendlela ephephile ngaphandle kokufaka engozini idatha yakho yomuntu siqu. Nge-Apple Pay, ukusebenziseka kalula kokukhokha ngeselula kufinyeleleka kubasebenzisi bedivayisi ye-Apple.
1. Izici eziyinhloko ze-Apple Pay
I-Apple Pay iwuhlelo lokukhokha lweselula olusebenzisa ubuchwepheshe be-near field communication (NFC) ukuvumela abasebenzisi ukuthi benze izinkokhelo ezisheshayo nezivikelekile ngamadivayisi wabo we-Apple, njenge-iPhone, Apple Watch noma i-iPad. Okukodwa kwe izici eziyinhloko I-Apple Pay iwukuthi isebenzisa ubuchwepheshe bethokheni, okusho ukuthi idatha yekhadi lesikweletu lomsebenzisi ayigcinwa kudivayisi noma kumaseva e-Apple. Esikhundleni salokho, kusetshenziswa inombolo ye-akhawunti ye-virtual eyingqayizivele, eyaziwa ngokuthi ithokheni, ethunyelwa ngokuphephile ngohlelo.
Okunye isici esibalulekile ye-Apple Pay ukuhambisana kwayo nokuqinisekiswa kwe-biometric nge-Face ID noma i-Touch ID. Lapho enza inkokhelo, umsebenzisi angavele abambe idivayisi yakhe eduze nesifundi esivumelanayo futhi aqinisekise ngezigxivizo zeminwe noma ubuso, aqinisekise ukwenzekayo okusheshayo nokuvikelekile. Ukwengeza, i-Apple Pay iphinde inikeze ukuvikeleka okwengeziwe ngokusebenzisa isici esithi "Imisebenzi Yesikhathi Esisodwa", esikhiqiza ikhodi yokuphepha eyingqayizivele yokuthenga ngakunye.
Ngaphezu kokuba lula nokuvikeleka, i-Apple Pay iphinde inikeze okubanzi ukuhambisana nezikhungo eziningi emhlabeni wonke. Kusukela ezitolo zezitolo kuya ezindaweni zokudlela namasevisi aku-inthanethi, izindawo eziningi zamukela i-Apple Pay njengendlela yokukhokha. Futhi, ngokwengezwa kwe-Apple Pay Cash, abasebenzisi bangathumela futhi bamukele imali kalula nangokuphephile ngomlayezo wombhalo besebenzisa i-Apple Pay.
2. Ukusetha i-Apple Pay kumadivayisi we-iOS
Ukuze usebenzise i-Apple Pay kumadivayisi we-iOS, kufanele uqale uyisethe ngokulandela lezi zinyathelo ezilula:
1. Qinisekisa ukuthi idivayisi yakho iyahambisana: I-Apple Pay iyatholakala kumadivayisi we-iOS afana ne- iPhone 6 noma izinguqulo zakamuva, i-iPhone SE kanye ne I-Apple Watch. Qiniseka ukuthi uneyodwa yalawa madivayisi ngaphambi kokuqhubeka nokusetha.
2. Engeza amakhadi akho esikweletu noma edebhithi: Vula uhlelo lokusebenza Wallet kweyakho Idivayisi ye-iOS bese ukhetha inkinobho "+". Ungakwazi ukwengeza ikhadi lesikweletu noma lasebhange ngokuskena ngekhamera noma ngokufaka imininingwane mathupha. Ungakwazi futhi ukwengeza amakhadi osuvele uwamisile ku-iTunes.
3. Setha ukufakazela ubuqiniso: Uma usuwengezile amakhadi akho, uzodinga ukusetha ubuqiniso ukuze wenze izinkokhelo nge-Apple Pay. Ungasebenzisa i-Touch ID noma i-Face ID ukuze ugunyaze ukuthenga kwakho. Uma uthanda, ungadinga futhi ukuthi utshelwe ikhodi yokuvikela.
3. Ungawengeza kanjani amakhadi esikweletu noma edebhithi ku-Apple Pay
Kunezindlela ezahlukene zokuthi engeza amakhadi esikweletu noma edebhithi ku-Apple Pay, okuzokuvumela ukuthi wenze izinkokhelo ngokushesha nangokuphephile usebenzisa amadivayisi akho e-Apple. Enye yezindlela ezilula ukusebenzisa uhlelo lokusebenza lwe-Wallet, oluza lufakwe kuqala kumadivayisi amaningi we-iOS. Ukuze ungeze ikhadi, vele vula uhlelo lokusebenza lwe-Wallet, thepha uphawu luka-'+' bese ukhetha 'Engeza ikhadi lesikweletu noma lasebhange'. Ungathwebula imininingwane yekhadi usebenzisa ikhamera yedivayisi noma uyifake mathupha.
Enye indlela yokwengeza ikhadi ku-Apple Pay ukusebenzisa izilungiselelo zekhadi kuhlelo lokusebenza lwebhange lakho. Amanye amabhange anikeza ikhono lokwengeza amakhadi ngokuqondile kusuka kuhlelo lokusebenza lwebhange leselula. Mane uye kuzilungiselelo zekhadi lakho bese ukhetha inketho ongayengeza ku-Apple Pay. Uyobe usucelwa ukuthi uqinisekise imininingwane yekhadi lakho bese usetha ikhodi yokufinyelela yomuntu siqu.
Ungakwazi futhi engeza amakhadi esikweletu noma edebhithi ku-Apple Pay kusukela esigabeni sezilungiselelo ze-Apple Pay kudivayisi yakho. Ukuze wenze lokhu, iya kuzilungiselelo, khetha 'I-Wallet ne-Apple Pay' bese ucindezela 'Engeza ikhadi'. Bese, ungafaka imininingwane yekhadi lakho mathupha noma usebenzise ikhamera yedivayisi ukuze uyiskene. Uma ikhadi selingeziwe, uzodinga ukuqedela inqubo yokuqinisekisa, engahluka kuye ngebhange lakho.
Khumbula lokho, ku engeza amakhadi esikweletu noma edebhithi ku-Apple Pay, imininingwane yekhadi lakho igciniwe indlela ephephile kudivayisi yakho futhi ibethelwe ukuvikela idatha yakho yomuntu siqu. Lapho wenza izinkokhelo nge-Apple Pay, imininingwane yekhadi lakho abiwa nomthengisi, okwengeza isendlalelo esengeziwe sokuphepha. Ukwengeza, i-Apple Pay isebenzisa ubuchwepheshe be-NFC ukukhokha, iqinisekisa ukuthengiselana okusheshayo nokuvikelekile ezikhungweni ezihambisanayo. Zama lokhu kusebenza futhi ujabulele ukunethezeka nokuvikeleka i-Apple Pay ekunikezayo ezinkokhelweni zakho zansuku zonke.
4. Inqubo yokukhokha nge-Apple Pay ezindaweni ezibonakalayo
I-Apple Pay iguqule indlela esenza ngayo izinkokhelo ezikhungweni zangempela. Lolu hlelo lokukhokha olusha lusebenzisa ubuchwepheshe be-NFC (Near Field Communication) ukuze luvumele abasebenzisi be-iPhone, i-Apple Watch namadivayisi ahambisanayo ukuthi benze imisebenzi ngokuphepha nangokushesha ngokusondeza idivayisi yabo eduze nendawo yokukhokha.
Ukuqala ukusebenzisa i-Apple Pay endaweni ebonakalayo, mane ulandele lezi zinyathelo:
- Qiniseka ukuthi unedivayisi esekela i-Apple Pay (i-iPhone 6 noma yakamuva, i-Apple Watch noma amamodeli amasha).
- Engeza amakhadi akho esikweletu ahambisanayo noma edebhithi kuhlelo lokusebenza lwe-Wallet kudivayisi yakho.
- Yiya endaweni engokoqobo bese ubheka itheminali yokukhokha enophawu lwe-Apple Pay.
- Beka idivayisi yakho eduze kwetheminali futhi uqinisekise ukuhlonza kwakho nge-Touch ID noma i-Face ID.
- Uma ubuwena sebuqinisekisiwe, inkokhelo izokwenziwa ngokuzenzakalelayo futhi uzothola isaziso kudivayisi yakho esiqinisekisa okwenziwayo.
Ukuphepha kungenye yezinzuzo eziphambili zokusebenzisa i-Apple Pay. Uma wenza inkokhelo, ulwazi lwakho lomuntu siqu kanye nelezezimali akwabelwanwa ngalo nesikhungo, njengoba kusetshenziswa ikhodi yokuphepha eyingqayizivele ekwenzeni ngakunye. Ukwengeza, uma kwenzeka ukulahlekelwa noma ukweba kusuka kudivayisi yakho, ungakwazi ukukhiya amakhadi akho kusukela kuhlelo lokusebenza Thola i-iPhone yami noma ushayele ibhange lakho.
5. Ukusebenzisa i-Apple Pay ezinhlelweni zokusebenza namawebhusayithi
I-Apple Pay iyisevisi yokukhokha yeselula evumela abasebenzisi ukuthi bathenge ngokushesha nangokuphephile kokubili ezinhlelweni zokusebenza kanye naku amawebhusayithi. Ngalokhu kusebenza, abasebenzisi bedivayisi ye-Apple, njenge-iPhone noma i-iPad, bangakhokhela imikhiqizo namasevisi ngaphandle kokuthi bafake mathupha imininingwane yabo yokukhokha ngomsebenzi ngamunye.
La Kulula kakhulu. Abathuthukisi bohlelo lokusebenza nabanikazi bewebhusayithi bangahlanganisa i-Apple Pay ezinkundleni zabo, banikeze abasebenzisi indlela elula kakhulu yokwenza Hamba uyothenga ku-inthanethi. Ngokunikeza i-Apple Pay njengendlela yokukhokha, abasebenzisi bangaqedela ukuthengiselana ngokuthepha okukodwa nje, besebenzisa imininingwane yabo ye-Apple Pay egcinwe ngokuphephile kumadivayisi abo.
Ukuze unike amandla i- , onjiniyela kumele balandele uchungechunge lwezinyathelo. Okokuqala, udinga ukusetha i-ID Yomthengisi futhi unike amandla i-Apple Pay ku-akhawunti yakho kanjiniyela. Okulandelayo, badinga ukuhlanganisa i-Apple Pay API ohlelweni lwabo lokusebenza noma iwebhusayithi, okubavumela ukuthi bamukele izinkokhelo ngale nkundla. Abasebenzisi bazobona inketho yokukhokha ye-Apple Pay lapho bethenga futhi bangayiqeda ngokushesha nangokuphepha besebenzisa i-Touch ID noma i-Face ID.
6. Ukuphepha nokuvikelwa kwedatha ku-Apple Pay
I-Apple Pay iyinkundla yokukhokha yeselula enikeza abasebenzisi bedivayisi ye-Apple indlela esheshayo, evikelekile nelula yokwenza izinkokhelo. Ukuphepha nokuvikelwa kwedatha yizici ezibalulekile kulolu hlelo lokusebenza, njengoba i-Apple izibophezele ekuqinisekiseni ubumfihlo nobumfihlo bolwazi lwabasebenzisi bayo.
Ukubethela: Enye yezinsika zokuphepha ze-Apple Pay ukubethela kokugcina. Umsebenzi ngamunye owenziwe ngale nkundla uvikelwe ikhodi yokuphepha eyingqayizivele, ekhiqizwa ekuthengeni ngakunye. Lokhu kusho ukuthi ngisho noma othile ebamba idatha yokwenziwayo, ngeke akwazi ukufinyelela kulwazi oluyimfihlo lomsebenzisi.
Ukuqinisekiswa kwe-biometric: Ukugunyaza izinkokhelo, i-Apple Pay isebenzisa ubuchwepheshe bokuqinisekisa i-biometric, obufana nokuqashelwa kobuso be-Face ID noma umunwe I-ID yokuthinta. Lokhu kungeza isendlalelo esengeziwe sokuvikeleka, njengoba umnikazi wedivayisi kuphela ongaqinisekisa futhi aqinisekise inkokhelo Ngokususa isidingo samaphasiwedi, ubungozi obuhlobene nokweba noma ukusetshenziswa okungagunyaziwe.
7. Ukuxazulula izinkinga nezincomo zokusebenzisa I-Apple Pay
para ukuxazulula izinkinga ongahlangabezana nazo lapho usebenzisa I-Apple Pay, landela lezi zincomo:
1. Hlola izilungiselelo zakho: Qiniseka ukuthi idivayisi yakho inoxhumano lwe-inthanethi oluzinzile futhi ibuyekezwa ngenguqulo yakamuva ye-iOS. Kubalulekile futhi ukuthi ube nenketho ye-Wallet ne-Apple Pay enikwe amandla kuzilungiselelo zedivayisi yakho.
2. Qinisekisa ukuhambisana: Ngaphambi kokuzama ukwenza inkokhelo nge-Apple Pay, qinisekisa ukuthi ukusungulwa noma ibhizinisi liyayisekela le ndlela yokukhokha. Ezinye izindawo zingase zinganikwa amandla le nketho noma zibe nezinkinga zobuchwepheshe, ngakho-ke kuyalulekwa ukuthi uqinisekise lokhu kusenesikhathi.
3. Qinisekisa i-akhawunti yakho namakhadi: Uma unenkinga yokwengeza noma ukusebenzisa ikhadi ku-Apple Pay, hlola ukuthi ulwazi olufakile lulungile. Qiniseka ukuthi imininingwane ye-akhawunti yakho yasebhange isesikhathini nokuthi ikhadi ozama ukulisebenzisa liyasebenza futhi alikaphelelwa yisikhathi. Ungazama nokususa nokungeza kabusha ikhadi ukuze uxazulule noma imaphi amaphutha.
Ngingu-Sebastián Vidal, unjiniyela wekhompyutha ozifelayo ngobuchwepheshe kanye ne-DIY. Ngaphezu kwalokho, ngingumdali we tecnobits.com, lapho ngabelana khona ngezifundo zokwenza ubuchwepheshe bufinyeleleke kakhudlwana futhi buqonde wonke umuntu.