Indlela Yokukhokha Ku-inthanethi

Esikhathini sedijithali Emhlabeni esiphila kuwo, ukuthengiselana nge-inthanethi sekuyindlela evamile nelula yokwenza izinkokhelo. Kulabo abafuna ukufunda ngendlela yokukhokha ku-inthanethi, kubalulekile ukuqonda imiqondo yezobuchwepheshe nezindlela ezibandakanyekayo kule nqubo. Kusukela ezinhlelweni zokukhokha ezivikelekile kuya ekuvikeleni idatha yomuntu siqu, leli phepha elimhlophe lizohlinzeka ngemininingwane yezindlela ezingcono kakhulu zokukhokha ngaphandle kwezinkinga ku-inthanethi. Uma umusha emhlabeni wezinkokhelo ze-elekthronikhi noma ufuna nje ukuthuthukisa ulwazi lwakho nokuphepha lapho wenza imisebenzi ye-inthanethi, ufike endaweni efanele. Ake siqale ukuveza izimfihlo zendlela yokukhokha ku-inthanethi ngempumelelo y confiable!

1. Isingeniso sezindlela zokukhokha ku-inthanethi

Izindlela zokukhokha ku-inthanethi ziguqule indlela esenza ngayo ibhizinisi. Esikhundleni sokuthembela emalini noma emashekeni, manje sesingakwazi ukukhokhela izimpahla namasevisi ngokuchofoza okumbalwa nje. Lokhu lula kuholele ekwenyukeni okukhulu kokusetshenziswa kwezindlela zokukhokha ku-inthanethi, okuholela enanini elikhulu lezinketho ezitholakalayo kubathengi emhlabeni jikelele.

Kunezinketho ezimbalwa ezitholakalayo uma kuziwa ezindleleni zokukhokha ku-inthanethi. Ezinye ezidume kakhulu zihlanganisa amakhadi esikweletu nawedebithi, ama-e-wallet afana ne-PayPal, ukudluliselwa kwebhange kanye nokukhokha ngama-cryptocurrencies. Ngayinye yalezi zindlela inezinzuzo zayo nokucatshangelwa kwayo, ngakho-ke kubalulekile ukuqonda ukuthi zisebenza kanjani nokuthi yikuphi okufaneleka kakhulu esimweni ngasinye.

Ngenhlanhla, izindlela eziningi zokukhokha ku-inthanethi kulula ukuzisebenzisa futhi zivikelekile. Amawebhusayithi amaningi nezitolo eziku-inthanethi zinikeza izinketho zokukhokha ezivikelekile nezibethelwe ukuvikela ulwazi lomuntu siqu kanye nezezimali lwabasebenzisi. Kodwa-ke, kubalulekile ukukhumbula izinyathelo zokuphepha lapho wenza ku-inthanethi, njengokuqinisekisa ukuthi iwebhusayithi isemthethweni, ukusebenzisa amagama ayimfihlo aqinile, nokugcina isoftware yokuvikela igciwane nohlelo olungayilungele ikhompuyutha isesikhathini samanje.

2. Izinzuzo kanye nokubi kokukhokha nge-inthanethi

Enye yezinzuzo eziyinhloko zokukhokha ku-inthanethi ukunethezeka ekunikezayo. Ukwazi ukuthenga usentofontofo yekhaya lakho noma noma yikuphi ngokufinyelela i-inthanethi kulula kakhulu. Ukwengeza, inketho yokukhokha ku-inthanethi iyatholakala 24/7, okusho ukuthi akudingeki ukhathazeke ngamahora okuvulwa kwezitolo ezibonakalayo. Ungaphinda ugweme imigqa emide noma ukulinda ekuphumeni, ukongela isikhathi.

Enye inzuzo ebalulekile ukuphepha okunikezwa ukukhokha nge-inthanethi. Izinkundla eziningi zokukhokha ku-inthanethi zinikeza amazinga aphezulu okuphepha ukuze kuvikelwe ulwazi lwezezimali lwabasebenzisi. Lezi zinkundla zisebenzisa ukubethela ukuze kuqinisekiswe ukuthi idatha yomuntu siqu kanye nemisebenzi ivikelekile ezinsongweni ezingaba khona ze-inthanethi. Ukwengeza, lapho usebenzisa inkokhelo ye-inthanethi, asikho isidingo sokuphatha ukheshi noma amakhadi aphathekayo, ukunciphisa ingozi yokulahlekelwa noma ukweba.

Ngakolunye uhlangothi, kukhona futhi ukungalungi okufanele kucatshangelwe lapho ukhokha nge-inthanethi. Enye yazo ukuthi kungenzeka uhlushwa ukukhwabanisa ku-inthanethi. Nakuba izinkundla zokukhokha ku-inthanethi zisebenza ukuvimbela imikhonyovu, kuhlale kunengozi yokuthi idatha yakho yomuntu siqu ingase ibe sengozini. Ngalesi sizathu, kubalulekile ukuqinisekisa ukuthi usebenzisa izinkundla zokukhokha ezivikelekile futhi ugcine imininingwane yakho eyimfihlo ivikelekile. Ukwengeza, ezinye izinsizakalo zokukhokha ku-inthanethi zingakhokhisa izinkokhelo ezengeziwe, ezingase zikhuphule inani lezindleko zokuthenga kwakho.

3. Izinyathelo zokusetha i-akhawunti yokukhokha ku-inthanethi

4. Izinyathelo zokuphepha zokukhokha nge-inthanethi

Ukuphepha lapho wenza izinkokhelo ze-inthanethi kubaluleke kakhulu ukuvikela kokubili abasebenzisi nabahlinzeki besevisi. Ngezansi ezinye izinyathelo ongazithatha ukuze uqinisekise ukuthengiselana okuku-inthanethi okuphephile:

1. Sebenzisa ukuxhumana okuvikelekile: Uma uhweba ku-inthanethi, qiniseka ukuthi usebenzisa uxhumano oluvikelekile usebenzisa iphrothokholi ye-HTTPS. Lokhu kuqinisekisa ukuthi ulwazi oludlulisiwe lubethelwe futhi luvikelekile ekuhlaselweni okungase kube khona.

2. Hlola ubuqiniso bewebhusayithi: Ngaphambi kokwenza noma iyiphi inkokhelo ku-inthanethi, qiniseka ukuthi iwebhusayithi isemthethweni futhi ithembekile. Qinisekisa ukuthi i-URL iqala ngokuthi "https://" nokuthi iwebhusayithi inezitifiketi zokuphepha ezivumelekile, ezifana ne-trust seal noma ukhiye ibha yekheli lesiphequluli.

3. Sebenzisa izindlela zokuqinisekisa ezivikelekile: Ukwengeza isendlalelo esengeziwe sokuvikela, cabanga ukusebenzisa izindlela zokuqinisekisa izici ezimbili. Lokhu kusho ukuthi, ngaphezu kokufaka iphasiwedi yakho, uzodinga ukuhlinzeka ngekhodi yokuqinisekisa ethunyelwe kumakhalekhukhwini wakho noma i-imeyili ukuze uqinisekise okwenziwayo. Lokhu kuvimbela othile ekufinyeleleni i-akhawunti yakho ngisho noma ethola iphasiwedi yakho.

5. Abahlinzeki Besevisi Yokukhokha Ku-inthanethi Abaphezulu

I-PayPal ingenye ye. Le nkundla ivumela abasebenzisi ukuthi benze ukuthengiselana ngokuphephile futhi elula. Nge-PayPal, abasebenzisi bangathumela futhi bathole izinkokhelo ku-inthanethi, bathenge kumawebhusayithi ahlukahlukene, futhi badlulisele izimali ngokushesha. Ukwengeza, inikeza ukuvikelwa komthengi okuhlanganisa izinkokhelo ezingagunyaziwe nezingxabano zokwenziwe.

Omunye umhlinzeki wesevisi yokukhokha ku-inthanethi ovelele yi-Stripe. Le nkundla ivumela amabhizinisi ukuthi amukele izinkokhelo eziku-inthanethi kalula nangokuvikelekile. I-Stripe ihlanganisa nezinkundla eziningi ze-e-commerce futhi inikeza inani lamathuluzi nezici, njengokuphathwa kokubhalisa nokutholwa kokukhwabanisa. Futhi, i-Stripe ihlinzeka ngomuzwa wokukhokha ongenazihibe kubasebenzisi, esiza ukuthuthukisa izinga lokuguqulwa.

Ngaphezu kwe-PayPal ne-Stripe, kukhona abanye abahlinzeki benkonzo yokukhokha ku-inthanethi abadumile njenge-Square ne-Amazon Payments. Isikwele sinikeza isixazululo esibanzi esihlanganisa ihadiwe, isofthiwe, nezinsizakalo zezezimali, okwenza inqubo yokwamukela izinkokhelo ku-inthanethi futhi ibe lula. Ngakolunye uhlangothi, i-Amazon Payments ivumela amakhasimende ukuthi asebenzise imininingwane yawo yokukhokha egcinwe ku-akhawunti yawo ye-Amazon ukuze athenge kwamanye amawebhusayithi, enikeza ukunethezeka nokuzethemba.

Ngamafuphi, zifaka i-PayPal, Stripe, Square kanye ne-Amazon Payments. Lezi zinkundla zinikeza izixazululo ezivikelekile nezilula zokwenza ukuthengiselana nge-inthanethi, ukwamukela izinkokhelo, nokudlulisa izimali. Ngenqwaba yezici namathuluzi, laba bahlinzeki benza inqubo yokukhokha ibe lula kubo bobabili abasebenzisi nakumabhizinisi.

6. Ungayenza kanjani inkokhelo evikelekile ku-inthanethi

Yenza inkokhelo ku-inthanethi ngokuphephile Kubalulekile ukuvikela idatha yakho yomuntu siqu neyezezimali. Nawa amathiphu abalulekile okuqinisekisa ukuthengiselana okuphephile:

• Hlola ukuphepha kwesayithi: Ngaphambi kokufaka imininingwane yakho yokukhokha, qiniseka ukuthi iwebhusayithi ivikelekile. Bheka i-padlock eluhlaza kubha yekheli futhi uqinisekise ukuthi i-URL iqala ngokuthi "https" esikhundleni sokuthi "http."
• Sebenzisa amaphasiwedi aqinile futhi asesikhathini samanje: Ukusebenzisa amaphasiwedi aqinile kubalulekile ukuze uvikele ama-akhawunti akho aku-inthanethi. Sebenzisa inhlanganisela yezinhlamvu ezinkulu nezincane, izinombolo, nezimpawu, futhi ugweme ukusebenzisa amagama ayimfihlo okulula ukuwaqagela noma aphindaphindwe kuwo wonke amasayithi amaningi.
• Sebenzisa ukufakazela ubuqiniso izici ezimbili: Amasayithi amaningi okukhokha ku-inthanethi anikeza inketho yokwenza kusebenze ukuqinisekiswa kwezinto ezimbili. Lesi sendlalelo esengeziwe sokuvikela sidinga ukuthi ufake ikhodi ehlukile ethunyelwe kumakhalekhukhwini wakho noma i-imeyili, ngaphezu kwephasiwedi yakho, ukuze uqedele okwenziwayo.

Khetha isango lokukhokha elithembekile: Lapho wenza inkokhelo ye-inthanethi, kubalulekile ukukhetha isango lokukhokha elethembekile nelaziwayo. Cwaninga futhi uqhathanise izinketho ngaphambi kokukhetha eyodwa. Qiniseka ukuthi ufunda imibono evela kwabanye abasebenzisi futhi ubuyekeze izinqubomgomo zokuphepha zesango elikhethiwe.

7. Amathiphu okuvikela idatha yakho lapho wenza izinkokhelo ze-inthanethi

Ukuvikela idatha yakho lapho wenza izinkokhelo ze-inthanethi kubalulekile ukuze ugweme imikhonyovu engase ibe khona noma ukwebiwa kolwazi. Nawa amanye amathiphu angakusiza ukuthi ugcine idatha yakho ivikelekile futhi wenze ngokuthembekile.

1. Sebenzisa amawebhusayithi avikelekile: Qiniseka ukuthi amawebhusayithi lapho wenza khona izinkokhelo ze-inthanethi anezitifiketi zokuphepha ze-SSL. Lokhu kungaqinisekiswa ngokubheka i-URL yesayithi, ezoqala ngokuthi "https://" esikhundleni sokuthi "http://." Amawebhusayithi avikelekile abethela idatha yakho, okwenza kucishe kungenzeki kubantu besithathu ukuthi bakubambe.

2. Sebenzisa amagama ayimfihlo aqinile: Dala amagama ayimfihlo aqinile okunzima ukuwaqagela. Hlanganisa izinhlamvu ezinkulu nezincane, izinombolo nezimpawu. Gwema ukusebenzisa ulwazi lomuntu siqu olusobala, njengosuku lwakho lokuzalwa noma amagama amalungu omndeni. Futhi, ungasebenzisi igama-mfihlo elifanayo kumawebhusayithi ahlukahlukene. Uma ukuthola kunzima ukukhumbula amaphasiwedi amaningi, cabanga ukusebenzisa isiphathi sephasiwedi.

8. Uzilungisa kanjani izinkinga ezijwayelekile uma ukhokha nge-inthanethi

Uma kuphakama izinkinga lapho ukhokha nge-inthanethi, kungakhungathekisa futhi kukhathaze. Nokho, kunezixazululo ezitholakalayo zokukusiza uxazulule lezi zinkinga ngokushesha nangempumelelo. Ngezansi kunezinyathelo ongazithatha ukuze ulungise izinkinga ezivame kakhulu lapho ukhokha nge-inthanethi.

1. Hlola uxhumano lwakho lwe-inthanethi:

• Qiniseka ukuthi unoxhumano lwe-inthanethi oluzinzile ngaphambi kokwenza inkokhelo.
• Hlola ukuthi uxhumano lwakho lwe-Wi-Fi noma idatha yeselula isebenza kahle yini.
• Uma usebenzisa inethiwekhi ye-Wi-Fi yomphakathi, zama ukushintshela kunethiwekhi yangasese ukuze ugweme ukuphazamiseka okungaba khona.

2. Hlola imininingwane yekhadi lakho lesikweletu:

• Buyekeza ngokucophelela imininingwane yekhadi lakho njengenombolo, usuku lokuphelelwa yisikhathi kanye nekhodi yokuphepha.
• Sicela uqinisekise ukuthi imininingwane enikeziwe ilungile futhi isesikhathini.
• Uma inkinga iqhubeka, zama ukusebenzisa ikhadi lesikweletu elihlukile noma uxhumane nesikhungo sakho sezezimali ukuze uthole usizo.

3. Sebenzisa ezinye izindlela zokukhokha:

• Uma uqhubeka nokuba nezinkinga zokukhokha ku-inthanethi, cabanga ukusebenzisa ezinye izindlela zokukhokha, njengekhadi lasebhange noma i-e-wallet.
• Hlola ukuthi iwebhusayithi ye-e-commerce iyazamukela yini ezinye izinketho zokukhokha.
• Sicela ubuyekeze ukuphepha kwewebhusayithi kanye nezinqubomgomo zobumfihlo ngaphambi kokunikeza noma yiluphi ulwazi lwezezimali.

9. Ungakhokha kanjani ku-inthanethi kusuka kumadivayisi ahlukene

Yenza izinkokhelo ku-inthanethi kusuka kumadivayisi ahlukene Kungase kubonakale kuyinkimbinkimbi ekuqaleni, kodwa ngezinyathelo ezifanele namathuluzi afanele, ungakwenza ngokushesha nangokuphepha. Nawu umhlahlandlela onemininingwane ongakusiza ukuxazulula le nkinga:

Isinyathelo 1: Qiniseka ukuthi unoxhumano lwe-inthanethi oluzinzile kudivayisi ofuna ukwenza inkokhelo ngayo. Lokhu kubalulekile ukuze uqinisekise ukuthi okwenziwayo kuqedwa ngaphandle kokuphazamiseka nokuthi idatha yakho yomuntu siqu iphephile phakathi nenqubo.

Isinyathelo 2: Khetha indlela yokukhokha oyikhethayo. Izindlela zokukhokha ezivame kakhulu zihlanganisa ukusetshenziswa kwamakhadi esikweletu noma edebhithi, izinsizakalo zokukhokha ku-inthanethi njenge-PayPal, noma ukudluliselwa kwebhange. Hlola ukuthi inkundla yokukhokha iyahambisana yini nedivayisi ozokwenza ngayo umsebenzi ngayo.

Isinyathelo 3: Uma usuyikhethile indlela yokukhokha, landela izinyathelo ezinikezwe inkundla noma umthengisi waku-inthanethi. Ngokuvamile, uzocelwa ukuthi ufake imininingwane yekhadi lakho lesikweletu noma lasebhange, okuhlanganisa inombolo yekhadi, usuku lokuphelelwa yisikhathi, kanye nekhodi yokuphepha. Uma usebenzisa isevisi yokukhokha ku-inthanethi, kungase kudingeke ukuthi ungene ku-akhawunti yakho futhi uqinisekise okwenziwayo.

10. Imibuzo evame ukubuzwa mayelana nezinkokhelo ze-inthanethi

Ingabe unemibuzo mayelana nezinkokhelo ze-inthanethi? Lapha sinezimpendulo ezingakusiza uqonde kangcono ukuthi izinkokhelo ze-inthanethi zisebenza kanjani nokuthi ungazixazulula kanjani izinkinga ongahlangabezana nazo. Ngezansi, uzothola ulwazi oluwusizo namathiphu asebenzayo wokuqinisekisa ukuthi okwenzayo ku-inthanethi kuphephile futhi kuyimpumelelo.

Ngingavikela kanjani idatha yami okomuntu siqu lapho wenza izinkokhelo ze-inthanethi?

• Sebenzisa uxhumano oluphephile noluthembekile, okungcono ngokusebenzisa inethiwekhi yangasese ebonakalayo (VPN).
• Qinisekisa ukuthi iwebhusayithi yokukhokha isemthethweni futhi ivikelekile ngokuqinisekisa ukuthi inesitifiketi esivumelekile se-SSL.
• Ungabelani ngolwazi olubucayi, olufana namagama-mfihlo noma izinombolo zekhadi lesikweletu, nge-imeyili engavikelekile noma imilayezo yombhalo.

Yiziphi izindlela zokukhokha ku-inthanethi eziphephe kakhulu?

• Sebenzisa izinsizakalo zokukhokha ezithenjwayo, njenge-PayPal noma i-Stripe, enikeza ukuvikeleka okwengeziwe nezinqubomgomo zokubuyiselwa kwemali uma kuba nezinkinga.
• Cabangela ukusebenzisa amakhadi abonakalayo noma izinsiza zokukhokha zeselula ezikhiqiza izinombolo zamakhadi ezihlukile okwenziwayo ngakunye.
• Gcina amadivayisi akho nezinhlelo zokusebenza kusesikhathini samanje ukuze uqinisekise isendlalelo sakamuva sokuphepha.

Yini okufanele ngiyenze uma nginenkinga ngenkokhelo ye-inthanethi?

• Xhumana nesevisi yamakhasimende yesayithi noma isevisi yokukhokha ukuze ubike inkinga futhi uthole isixazululo.
• Qoqa lonke ulwazi olubalulekile, njengezinombolo zokwenziwa, izinsuku, nemininingwane yokukhishwa, ukuze kube lula ukuxazululwa.
• Uma ungayitholi impendulo eyanele noma inkinga iqhubeka, cabanga ngokufaka ingxabano nomhlinzeki wakho wekhadi lesikweletu noma i-ejensi yokuvikela abathengi.

11. Ungazisebenzisa kanjani ezinye izindlela zokukhokha ku-inthanethi

Ukuze usebenzise ezinye izindlela zokukhokha ku-inthanethi, kufanele uqale ngokukhomba ukuthi iziphi izinketho ezitholakalayo kuwebhusayithi noma inkundla ye-e-commerce lapho ofisa ukwenza khona umsebenzi. Ezinye zezinketho ezijwayelekile zifaka i-PayPal, i-Apple Pay, I-Google Pay, ukudluliselwa kwebhange kanye ne-cryptocurrencies njenge-Bitcoin. Uma usuzikhombile izinketho, landela izinyathelo ezingezansi ukuze uzisebenzise:

1. Khetha enye indlela yokukhokha: Ekhasini lokuphuma, bheka isigaba noma ithebhu ethi "Izindlela Zokukhokha" noma okufanayo. Lapho, uzothola uhlu lwezinketho ezitholakalayo. Chofoza inketho oyifunayo.

2. Faka imininingwane yokukhokha: Kuye ngendlela yokukhokha ekhethiwe, kungase kudingeke ukuthi unikeze ulwazi olwengeziwe, njengemininingwane ye-akhawunti yakho ye-PayPal noma ikheli lakho le-imeyili elihlobene ne-Apple Pay noma i-Google Pay. Qedela izinkambu ezidingekayo ngokunembile futhi uqiniseke ukuthi uyaziqinisekisa ngaphambi kokuqhubeka.

12. Ukubaluleka kokugcina imininingwane yakho isesikhathini lapho ukhokha nge-inthanethi

Kubalulekile ukugcina imininingwane yakho isesikhathini lapho ukhokha ku-inthanethi ukuze uqinisekise ukuphepha futhi ugweme iziphazamiso. Lapha sizokukhombisa amathiphu abalulekile wokuqinisekisa ukuthi idatha yakho ihlala isesikhathini futhi ivikelekile:

• Qinisekisa ulwazi lwe-akhawunti yakho: Ngaphambi kokwenza noma yikuphi ukuthenga ku-inthanethi, qiniseka ukuthi uhlola ukuthi imininingwane ye-akhawunti yakho isesikhathini samanje. Lokhu kufaka igama lakho eliphelele, ikheli le-imeyili, inombolo yocingo, nekheli lokuthumela. Ukugcina lolu lwazi lunembile kuzokusiza ukuthi ugweme izinkinga zokuletha futhi uthole izaziso ezibalulekile mayelana nokuthenga kwakho.
• Buyekeza izindlela zakho zokukhokha: Qiniseka ukuthi ubuyekeze izindlela zokukhokha ku-akhawunti yakho. Lokhu kuhlanganisa amakhadi esikweletu, ama-akhawunti e-PayPal noma ezinye izinsizakalo ukukhokha ku-inthanethi. Uma noma yimaphi amakhadi akho aphelelwe yisikhathi noma akhanseliwe, kubalulekile ukuthi ufake ulwazi olubuyekeziwe esikhundleni sawo ukuze ugweme ukwenqaba noma ukubambezeleka kokuthenga kwakho.
• Vikela ulwazi lwakho lomuntu siqu: Gcina idatha yakho yomuntu siqu iphephile ngokusebenzisa amagama ayimfihlo aqinile futhi uwashintshe njalo. Gwema ukwabelana ngolwazi lwakho lokungena nezinkampani zangaphandle futhi ugcine isofthiwe yakho yokulwa namagciwane ivuselelwe ukuze uvikele ikhompuyutha yakho noma idivayisi yeselula. Futhi, qaphela lapho ufaka imininingwane yakho kumawebhusayithi angathembekile noma izixhumanisi ezisolisayo.

13. Amathuluzi nezinhlelo zokusebenza zokusiza ukukhokha nge-inthanethi

Kunamathuluzi ahlukahlukene nezinhlelo zokusebenza ezitholakalayo emakethe ezisiza ukukhokha online. Noma ngabe uthenga imikhiqizo ku-inthanethi noma ukhokhela izinsizakalo, lawa mathuluzi alungele ukuhlehlisa nokuvikela okwenziwayo kwakho. Nazi ezinye zezinketho ezidume kakhulu nezithembekile:

1. Amasango okukhokha: Amasango okukhokha angamathuluzi avumela abathengisi ukuthi bamukele izinkokhelo ze-inthanethi ngokuphephile nangempumelelo. Ezinye ezisetshenziswa kakhulu I-PayPal, Umugqa y Authorize.Net. Lezi zingxenyekazi zinikeza isixhumi esibonakalayo esisebenziseka kalula kubo bobabili abathengisi nabathengi, futhi sinikeza izinketho ezifana nezinkokhelo zekhadi lesikweletu, ukudluliselwa kwebhange, nezinkokhelo zeselula.

2. Izikhwama zedijithali: Izikhwama zedijithali, ezaziwa nangokuthi ama-e-wallets, ziyizinhlelo zokusebenza ezikuvumela ukuthi ugcine imininingwane yokukhokha futhi wenze ukuthengiselana ku-inthanethi kalula. Ezinye zezikhwama zedijithali ezidume kakhulu I-Google Wallet, I-Apple Pay y I-Samsung Pay. Lezi zinhlelo zokusebenza zikuvumela ukuthi ungeze amakhadi akho esikweletu, edebhithi noma akhokhelwa ngaphambili futhi usebenzise idivayisi yakho yeselula ukukhokha ngokushesha nangokuvikelekile.

3. Izicelo zokukhokha kontanga kuya kontanga: Lezi zicelo zilungele ukwenza izinkokhelo phakathi kwabangane, umndeni noma osebenza nabo ngokushesha futhi ngaphandle kwezinkinga. Izibonelo zalezi zicelo yilezi I-Venmo, UZelle y Uhlelo Lokusebenza Lwemali. Lawa mathuluzi akuvumela ukuthi uthumele imali ngeselula yakho usebenzisa ulwazi lokuxhumana lomamukeli kuphela, ugwema isidingo sokusebenzisa ukheshi noma amakhadi esikweletu mathupha.

14. Ukuvela kwezindlela zokukhokha ku-inthanethi namathrendi azayo

Ukuvela kwezindlela zokukhokha ku-inthanethi bekuhlala njalo futhi kuye kwaba nezinguquko ezibalulekile eminyakeni yamuva. Ukuthuthuka kwezobuchwepheshe kanye nesidingo esikhulayo sabathengi kuqhubekisele phambili ukuthuthukiswa kwezixazululo eziphephile, ezisheshayo nezisebenziseka kalula ze-inthanethi. Lolu shintsho ezindleleni zokukhokha luholele ekwamukelweni okukhulu kwezinketho ezifana nezikhwama ze-electronic, izinkokhelo zeselula kanye ne-cryptocurrencies.

Ithrendi ebalulekile yesikhathi esizayo ezindleleni zokukhokha ku-inthanethi ukuhlanganiswa kobuhlakani bokwenziwa nokufunda komshini. Lokhu kuzovumela amasistimu okukhokha ukuthi ahlaziye ukuziphatha kwabathengi ngesikhathi sangempela futhi unikeze izincomo eziqondene nawe, nokwenza lula inqubo yokuthenga nokuthuthukisa ulwazi lomsebenzisi. Ukwengeza, ubuchwepheshe bokukhokha ngaphandle kokuthinta, obufana namakhadi anikwe amandla yi-NFC nezinkokhelo ze-biometric, kulindeleke ukuthi busakazeke kakhulu, buhlinzekele ukunethezeka okukhulu nokuvikeleka emisebenzini ye-inthanethi.

Omunye umkhuba ovelayo ezindleleni zokukhokha ku-inthanethi ukwamukelwa okukhulayo kwezimali ze-crypto, njenge-Bitcoin ne-Ethereum. Njengoba amabhizinisi amaningi nabathengisi beqala ukwamukela lezi zimali zedijithali njengendlela yokukhokha, ukwamukelwa kwazo kulindeleke ukuthi kukhule kakhulu eminyakeni ezayo. Ama-Cryptocurrencies anikezela ngezinzuzo ezinjengokwabiwa kwamazwe, ukuphepha kanye nesivinini sokuthengiselana, okuwenza kube enye indlela ekhangayo emhlabeni wezinkokhelo ze-inthanethi.

Kafushane, ukuvela kwezindlela zokukhokha ku-inthanethi kuye kwaphawuleka eminyakeni yamuva nje futhi kusazoqhubeka nokuguquka esikhathini esizayo. Ukuhlanganiswa kobuhlakani bokwenziwa, ukukhuphuka kwezinketho zokukhokha ngaphandle kokuthinta, nokwamukelwa okukhulayo kwezimali ze-crypto kungenye yezindlela ezinkulu okufanele uziqaphele. Lokhu kuthuthuka kwezobuchwepheshe kuzoqhubeka nokuthuthukisa ukuvikeleka, isivinini kanye nokuba lula kwezinto ezenziwa nge-inthanethi.

Sengiphetha, ukukhokha nge-inthanethi sekuphenduke isixazululo esisebenzayo nesisebenzayo sokwenza imisebenzi yezentengiselwano kusuka ekunethezekeni kwekhaya lethu. Ngezinkundla ezihlukahlukene ezivikelekile nezithembekile, singakwazi ukukhokha ngokushesha nakalula, sigwema imigqa emide ezindaweni ezibonakalayo.

Nokho, kubalulekile ukukhumbula ukuthi ukuphepha kokwenziwe ku-inthanethi kubalulekile. Kubalulekile ukusebenzisa amagama ayimfihlo aqinile, ugcine amadivayisi ethu enolwazi futhi ugweme ukwabelana ngolwazi lomuntu siqu nemithombo engathembekile. Ngaphezu kwalokho, kuyatuseka ukuthi uhlale uqinisekisa ukuthi iwebhusayithi noma inkundla esetshenziswayo inezitifiketi zokuphepha ukuqinisekisa ukuthi idatha yethu ivikelekile.

Ukukhokha nge-inthanethi kuguqule indlela esenza ngayo izinto zethu, kunikeze lula, isivinini kanye nokufinyeleleka. Ezweni eliya ngokuya ngedijithali, kubalulekile ukuzivumelanisa nalezi zindlela zokukhokha ezintsha futhi usebenzise ngokugcwele izinzuzo ezisinika zona. Ngakho, singajabulela isipiliyoni sokuthenga esiphephile nesisebenzayo, ngaphandle kwezinkinga noma ukukhathazeka.

Ngamafuphi, ukukhokha ku-inthanethi kuyindlela elula nevikelekile esivumela ukuthi senze ukuthengiselana ngendlela esheshayo nephumelelayo. Kufanele nje sicabangele izinyathelo zokuphepha ezinconyiwe futhi sijabulele izinzuzo esinikezwa yile ndlela yokukhokha. Akungabazeki ukuthi ikusasa lisezandleni zethu, futhi ngokukhokha nge-inthanethi, singasebenzisa ngokugcwele izinzuzo zobuchwepheshe ukuze senze ukuphila kwethu kube lula.