- Hlola ukubhalisa kwakho ngezinhlelo zokusebenza (i-Goodbudget, Mint, Fintonic) futhi wehlise ezindlekweni ezincane ukuze ukhokhele lokho okusebenzisayo kuphela.
- Yabelana ngezinhlelo ngaphakathi kwemikhawulo futhi usebenzise i-Together Price, i-Splitwise, noma i-Tricount ukuze uhlele izinkokhelo ezingenazo izinkinga.
- Faka uhlelo lokuzungezisa nyanga zonke futhi usebenzise izinketho zamahhala (i-RTVE Play, i-Pluto TV, i-Plex, i-EFilm) ukuze wonge ngaphandle kokuyekethisa.
¿Ungazungezisa kanjani izinkundla zokusakaza ngaphandle kokulahlekelwa uchungechunge noma ukukhokha okwengeziwe? Ingabe unokubhalisele okuningi kangangokuthi awukhumbuli nokuthi ungaki oyikhokhayo inyanga ngayinye? Ungakhathazeki: kwenzeka kwabaningi bethu. Phakathi kokukhuphuka kwentengo nokugeleza kwezinkundla ezintsha, isikhwama sakho semali siyahlupheka futhi ukungcola kukhulu. Uma uzibuza ukuthi ungayithokozela kanjani i-Netflix, i-Spotify, i-Disney +, noma i-Prime ngaphandle kokuthi i-akhawunti yakho yehle, lapha uzothola uhlelo olunengqondo futhi, ngaphezu kwakho konke, kulula ukuyisebenzisa ngaphandle kokuyeka uchungechunge lwakho noma umculo wakho.
Kulo mhlahlandlela, siqoqa imibono esebenzayo nesemthethweni yokuhlela izinkokhelo zakho, ukwabelana ngama-akhawunti ngokuhlakanipha, ukusebenzisa ukushintshanisa kwanyanga zonke, nokusebenzisa amakhathalogi amahhala. Konke ngendlela yeSpanishi kakhulu: eqondile, enezibonelo zangempela namathuluzi alula. Umgomo uwukuba ulawule ukubhalisa kwakho, hhayi ngenye indlela, nge Sula imizila, izinhlelo zokusebenza eziwusizo, nokuhlela okukongela imali kusukela enyangeni yokuqala..
Hlela: thola ukuthi imali yakho iya kuphi nyanga zonke
Isinyathelo sokuqala sokulondoloza siwukuhlanza ukubhalisa kwakho, isitayela sika-Marie Kondo, kodwa ngezinhlelo zokusebenza. Buyekeza izinkundla zakho ngayinye ngayinye: Ingabe usayikhokhela i-Apple TV+ nakuba ungakayivuli kusukela ngesiqephu sokugcina se-Ted Lasso? Ingabe unazo ezinye iziteshi ezisele ku-Prime Video ongasazisebenzisi? Lokhu kubuyekezwa kuzoveza "izindleko zezintuthwane" ezidumile: izinkokhiso ezincane eziphindaphindayo, ezihlanganiswayo, ezengeza enzuzweni. Kuthathe ngokungathi sína, ngoba Ukulahla ongakusebenzisi kuyindlela esheshayo yokonga imali ngaphandle kokulahlekelwa inani..
Ukuze ukwenze kulawuleke, thembela ezinhlelweni zokusebenza ezikusiza ukuthi uphathe okubhaliselwe futhi uthole isithombe esicacile sendlela osebenzisa ngayo imali nyanga zonke. I-Goodbudget, i-Mint, noma i-Fintonic yizinketho ezidumile futhi ezisebenziseka kalula. Imithombo yezezimali nezinkampani zomshwalense ezifana ne-Fiatc Seguros zigcizelela lo mbono: ukuba nombono ohlangene wezinkokhelo zakho eziphindelelayo kukuvumela ukuba wenze izinqumo ezinolwazi, ugweme ukweqisa, futhi uvimbele ukuvuza kwemali. Setha izexwayiso nezigaba ozozikhomba yiziphi izinsiza ozisebenzisayo ngempela nokuthi yiziphi okufanele zimiswe isikhashana noma zikhanselwe.
Iqhinga elisebenzayo: setha usuku olumisiwe njalo ngenyanga ukuze ubuyekeze izindleko zakho. Lolu “suku lwesondlo” luthatha imizuzu engu-15 futhi lungakongela ngaphezu kwalokho ocabanga ngakho. Bheka isitatimende sakho sasebhange, usiqhathanise nohlu lwakho lwezinsizakalo, futhi uqaphele noma yikuphi ukuphelelwa yisikhathi okuzayo noma ukuvuselelwa. Uma ubona isevisi ozoyimisa kamuva, hlela isikhumbuzi efonini yakho ukuze uyikhansele kusenesikhathi. Ugwema ukuvuselela ngephutha futhi ukhokha kuphela lokho okukulethela kona..
Omunye umbono owusizo uwukuhlanganisa izinkokhelo ngosuku olufanayo (uma inkundla ikuvumela ukuthi ushintshe usuku). Ukugxilisa yonke into efasiteleni leviki elilodwa kukunikeza ukubonakala futhi kwenza kube lula ukwenza okuthile. Ngokuhambisana nalokho, dala ilebula ku-imeyili yakho ukuze uthole ama-invoyisi futhi uqinisekise ukuthi uthola izaziso zokuvuselela: akukho okubi njengokuthola sekwephuzile. Ngale mikhuba, ezinyangeni ezimbili uzokubona lokho Isabelomali sakho siyaphefumula futhi "izinto ezithusayo" ziyanyamalala.
Ukwabelana ngama-akhawunti ngokusemthethweni futhi ngaphandle kwekhanda elibuhlungu

Izinhlelo ezabiwe zisebenza kahle kakhulu uma zenziwe kahle; uma udinga, thintana kanjani ukwabelana ngamaphasiwedi ngokuphephile njengomndeni. Amapulatifomu amaningi abheka lokhu, ngama-nuances. Ku-Netflix, isibonelo, izimo ziqinisiwe futhi ukwabelana kukhawulelwe endlini eyodwa, ngakho-ke kuwumqondo omuhle ukuhlonipha umthetho. I-Spotify igcina uhlelo lomndeni olukhangayo uma uhlala ekhelini elifanayo. Ku-Disney+ naku-Prime Video, ukuba namaphrofayela namadivayisi amaningi kwenza kube lula ukuhlala uhlelekile ekhaya. Isihluthulelo siwukuthi lungisa lokho isevisi ngayinye ekuvumelayo ukuthi ulondoloze ngaphandle kwekhanda elibuhlungu.
Uma futhi ufuna ukuhlela ukwabelana kwezindleko nabangani noma ohlala nabo, kunezinkundla ezifana neTogether Price ezikusiza ukuthi wakhe amaqembu futhi ulawule izinkokhelo. Umnikazi womsebenzisi uyaqinisekisa ukuthi umhlanganyeli ngamunye ukhokhe isabelo sakhe ngaphambi kokufinyelela, futhi amaqembu asesidlangalaleni noma ayimfihlo angadalwa. Ngokuya ngesevisi, baze baphakamise izigaba ezifana nomndeni, ikhaya, abangani, noma osebenza nabo ukuze balingane neqembu ngaphakathi kwemigomo yohlelo. Kokuhlangenwe nakho okushicilelwe kwabezindaba, ukonga kungaba eduze kufika ku-80% wezindleko zokubhaliselwe ezimweni ezithile.
- I-Netflix (ikhaya elifanayo): Hlonipha inqubomgomo yokusetshenziswa kwekhaya; uma nihlala ndawonye, hlelani amaphrofayili, izilawuli zabazali, nezaziso zokuvuselela.
- I-Spotify (umndeni): Ilungele amafulethi okwabelwana ngawo noma imindeni ehlala ekhelini elifanayo; xhumanisa ukuthi ubani ophethe isabelo futhi aqinisekise ukuthi wonke umuntu uthobela indawo.
- I-Disney+ ne-Prime Video: Amaphrofayili amaningi namadivayisi enza ukulethwa kwasekhaya kube lula; vumelana ngemithetho eyisisekelo ukuze kugwenywe ukunqwabelana kwekhabhoni.
Ukuze ugweme inkinga yokuthi "ubani okhokha malini njalo ngenyanga," thembela ezinhlelweni zokusebenza zokwabelana ngezindleko ezifana ne-Splitwise noma i-Tricount. Bangomakadebona, basebenza kahle kakhulu, futhi bakuvumela ukuthi ulandelele ngaphandle kokujaha noma ubani. Okubalulekile wukuchaza umphathi wezinkokhelo ophakathi nendawo, ukusungula ishejuli yokukhokha, futhi uchaze ngokucacile imithetho yeqembu. Ngemithetho embalwa elula nohlelo lokusebenza, Ukwabelana kuyakhokha futhi wonke umuntu uthola ikhefu.
Okunye ukwenza okuhle: bhala ngenothi elabelwe ukuthi uhlelo ngalunye luhlanganisani, ukuthi luvuselelwa nini, nokuthi lusatshalaliswa kanjani. Uma othile eyeka, iqembu liyazi futhi lingathola ozongena esikhundleni ngaphandle kwanoma iyiphi idrama. Futhi uma usebenzisa i-Together Price noma enye inkundla efanayo, sebenzisa amathuluzi abo okuqinisekisa inkokhelo. Emaminithini ambalwa nje, uzobe udale isistimu "yokukhohlwa" lapho Izitolimende zifika ngesikhathi futhi akukho ukungezwani.
Ukuzungezisa kwanyanga zonke: yiba nakho konke, kodwa hhayi ngesikhathi esifanayo

Isu elibhalansisa kangcono ikhathalogi nesabelomali libizwa ngokuthi ukuzungezisa kwanyanga zonke. Umbono ulula: bhalisela inkundla eyodwa noma ezimbili kuphela inyanga nenyanga, bukela kakhulu okuthakaselayo, bese ushintsha inyanga elandelayo. Ingabe uphuthelwa ukukhishwa okusha ngaso leso sikhathi? Mhlawumbe, kodwa uyakwenza ngokuzitika ngamawashi ngezikhathi ezithile futhi, ngaphezu kwakho konke, imali elula. Le nqubo ikuvumela ukuba Jabulela inhlobonhlobo yokuqukethwe unyaka wonke ngaphandle kokwenza izinkokhelo eziningi ngesikhathi esisodwa..
Isibonelo esingokoqobo sokuzungezisa singaba yilesi: UJanuwari nge-Netflix ne-Spotify (uchungechunge olulindile nomculo wakho ongenazo izikhangiso), ngoFebhuwari nge-HBO Max ne-Amazon Prime (uchungechunge lwe-premium nokusakaza uma i-Prime isivele ikufanele), kanye noMashi nge-Disney+ ne-Filmin (yakudala, amafilimu ase-Europe, nama-franchise). Ngalolu hlelo, uhlanganisa izinhlobo zezinhlobo namakhathalogi, futhi ukhokha kancane umjikelezo ngamunye. Khumbula lokho Awudingi ukumboza yonke into ngesikhathi esisodwa ukuze uhlale unolwazi lwakamuva..
- NgoJanuwari: I-Netflix + Spotify ukuze uzitike ngezinkathi zonyaka futhi ugcine uhlu lwakho lwadlalwayo lugcwele.
- NgoFebhuwari: I-HBO Max + Ividiyo ye-Amazon Prime ukuhlanganisa uchungechunge oludumile kanye nokuthunyelwa okungeziwe uma usuvele usebenzisa i-Prime.
- Mashi: I-Disney++ Filmin ukuze ujabulele ama-sagas, opopayi, namafilimu e-arthouse ngaphandle kokujaha.
Yihlele ngekhalenda elilula. Yenza uhlu lwalokho ofuna ukukubona endaweni ngayinye futhi ukubeke phambili. Setha idethi yokuqala futhi, okubaluleke kakhulu, idethi yokugcina noma yokumisa isikhashana ku-Google Khalenda, ngesikhumbuzi ezinsukwini ezimbalwa ngaphambili. Uma uhlela nabantu abambalwa, yabelana ngekhalenda. Lo mkhuba omncane uvimbela ukuvuselelwa okuzenzakalelayo okungenantshisekelo kukho futhi uqinisekisa lokho Ukubhalisa ngakunye kunesiqalo nesiphetho esinqunywe nguwe..
Ungakhohlwa ukubheka amaphromoshini: amasevisi amaningi anikeza izikhathi zesivivinyo, izinyanga ezinesaphulelo, noma izintengo ezikhethekile zabasebenzisi abasha. Zisebenzise, kodwa qaphela: uma kungena ekujikelezeni kwakho, hamba; uma kungenjalo, kungcono ukuthi ungayisebenzisi ngenxa yayo. Okubalulekile ukuthi yonke iphromoshini inesikhumbuzi sokukhansela. Futhi uma inkundla inokukhishwa okusha okulandelanayo okuthakaselayo, unganweba leyo nyanga futhi ucindezele elandelayo. Ukujikeleza kuyavumelana nezimo futhi, uma kwenziwa kahle, Yehlisa ukusebenzisa kwakho imali ngaphandle kokudela izinto zakho ezibalulekile.
Ithiphu elengeziwe: Uma uzikhipha ohlwini, lungiselela leyo sevisi ukuze ungachithi isikhathi lapho ubuya. Ungakwazi futhi ukuqoqa ngetimu (ngokwesibonelo, inyanga ye-movie, inyanga yamadokhumentari, inyanga yochungechunge olude) futhi ulungise uhlelo lwakho. Uma uzimisele kakhulu ngalokho ozokubuka, uzophuma kakhulu ekubhaliseni kwakho okusebenzayo futhi uzonciphisa isilingo sokuqongelela. Umthetho wegolide: Uma ungeke uyisebenzise ngaleyo nyanga, yima kancane..
Izinkundla zamahhala nezomthetho ezihlanganisa okuningi
Kunokuqukethwe okumnandi ngaphandle kwama-paywall. Kukhona izinsiza zomthetho zamahhala nezingu-100% ezinamakhathalogi aklanywe kahle kakhulu. I-RTVE Play inikeza okungaphezu nje kwezinhlelo ze-TV: uchungechunge lwamahhala, amamuvi, namadokhumentari. I-Rakuten TV Free ne-Plex zidlala ezikhangisweni, kodwa ukukhetha kwazo kuyamangaza ukubukwa okuvamile. I-Pluto TV inikeza iziteshi ezinetimu namafilimu akudala ukuze kutholwe amagugu. Futhi bheka i-EFilm: uma umtapo wolwazi wakho womphakathi ubamba iqhaza, ungafinyelela imalimboleko yefilimu edijithali ngekhadi lakho, ngakho-ke Hlola ukutholakala edolobheni lakho.
- RTVE Dlala: inqwaba yokuqukethwe kazwelonke kanye ne-cinema ngezindleko zero.
- I-Rakuten TV Free ne-Plex: ngezikhangiso, kodwa ngamakhathalogi afanelwe ithuba.
- I-Pluto TV: iziteshi ezinezihloko zokuzapha futhi uthole amamuvi nochungechunge ngaphandle kokukhokha.
- I-EFilm: ukufinyelela okuxhunywe kulabhulali yakho; hlola ukuthi umasipala wakho uyawuhlinzeka yini ngale sevisi.
Uma uhlanganisa lezi zinkundla zamahhala nokuzungezisa kwanyanga zonke, umphumela uphelele. Ezinyangeni lapho ungenayo inkundla ekhokhelwayo, ukuthembela ku-RTVE Play, i-Pluto TV, noma i-Plex kugcina ukuzijabulisa kwakho kugcwele ngaphandle kokuphula ibhange. Futhi, alungele izikhathi zokusetshenziswa okuphansi (ihlobo, amaviki anesikhathi esincane). Ngakho, ngenkathi umisa isikhashana izinkokhelo, usazothola izinketho. Le nhlanganisela yamahhala nokujikeleza ingenye yezindlela ezihlakaniphe kakhulu zoku ube nenhlobonhlobo engaguquki ngaphandle kokushaya ibhajethi.
Inhlangano: Ungakuphatha Kanjani Ngaphandle Kokuhlanya

Ukuphatha okubhaliselwe kubonakala kuyisicefe, kodwa kuba yinjwayelo uma ukwenza kube lula. Njengoba iziqondiso zokonga zisikhumbuza, isinyathelo sokuqala ukubona ngokucacile ukuthi imali yakho iya kuphi. Uma usunaso leso sithombe, ungenza izinqumo ezingcono. Ungakwazi ukuvumelanisa okubhaliselwe kwakho ngendlela yebhajethi edumile efana ne-50/30/20 (izidingo/ukufuna/ukonga) noma indlela yemvilophu. Beka eceleni inani elifanelekile lanyanga zonke lokuzijabulisa kwedijithali futhi unamathele kukho. Lesi siyalo sikuvumela ukuthi uthi "yebo" kulokho okufunayo, ngaphandle kokweqa. Ekupheleni, Nguwe ophethe, hhayi umfutho wesikhathi.
Esinye isici siwukuzenzakalela: izexwayiso zezinkokhelo ezintsha nezikhanseliwe, ikhalenda elabelwe uma uliphatha njengeqembu, kanye nespredishithi esilula esifaka kuhlu isevisi, idethi yokukhokha, inani, nesimo (esisebenzayo/esimisiwe). Awudingi enye into. Uma othile abelana nawe, bhala phansi kusipredishithi esifanayo ukuthi ubani okhokhayo nokuthi unxeshezelwa kanjani. Nge-Splitwise noma i-Tricount, ungagcina amabhalansi asesikhathini samanje. Lawa ngamathuluzi okuthi uma esetshenziswa kahle, gwema ukungezwani futhi ugcine izingxabano.
Futhi gcina uhlu olusebenzayo "lwezinhlelo zesizini": iyiphi isevisi ekufanelekela ikota ngayinye nokuthi kungani. Isibonelo, uma uchungechunge oluningana luza ku-HBO Max ekwindla othakaselayo, gcina leyo nyanga kuleyo nkundla futhi unikeze abanye ikhefu. Uma kufika impelasonto ende noma iholide, ungase ufune ukuvula i-Filmin ukuze uthole umjaho wefilimu. Ukubikezela ukusetshenziswa okuphezulu kuzokuvumela ukuba wenze kanjalo wenze okungcono kakhulu ngakunye.
Ngo-2025, ukuphatha okubhaliselwe kwedijithali sekuvele kuyikhono elincane lokusinda. Izindaba ezinhle ukuthi akudingi ulwazi olukhethekile noma amahora okuzinikela: intambama ukusetha uhlelo kanye nemizuzu engu-10-15 ngenyanga ukuyibuyekeza kwanele. Uma futhi wabelana ngendlela ehlelekile, uzungezisa ngamabomu, futhi uthembele ezinkundleni zamahhala, uzokwazi ukuhambisana nochungechunge lwakho oluthandayo nomculo ngaphandle kokugqekeza. Uzokubona lokho Izinga lesikhathi sakho sokuzilibazisa liyathuthuka uma usikhetha ngokuhlakanipha..
Kusele umqondo owodwa obalulekile: ungajabulela izinkundla "zonke" uma uvuma ukuthi ungazikhokheli zonke ngesikhathi esisodwa. Thatha uhlu lwezinto, yabelana lapho kufanele khona, zungezisa nekhalenda, thembela ezinkethweni zamahhala ezisemthethweni, futhi ubeke imikhawulo yokusebenzisa. Lezi zingcezu ziqondaniswe kahle, uzobuka amasizini agcwele, ulondoloze izinhla zakho zokudlalayo, futhi, okuhle kunakho konke, uqaphele ukonga. Ekugcineni, kumayelana nokuhlanganisa ukuhleleka nokuvumelana nezimo ukuze ezokuzijabulisa zengeze inani ngaphandle kokukhipha isikhwama sakho semali: Ukhetha ijubane, ulawula umthethosivivinywa.
Uzifela ngobuchwepheshe kusukela esemncane. Ngiyakuthanda ukwaziswa kwamuva kulo mkhakha futhi, ngaphezu kwakho konke, ukuxhumana nawo. Yingakho ngizinikele ekuxhumaneni kumawebhusayithi emidlalo yevidiyo iminyaka eminingi. Ungangithola ngibhala nge-Android, iWindows, iMacOS, i-iOS, iNintendo nanoma yisiphi esinye isihloko esihlobene esifika emqondweni.

