Cómo Sacar Crédito en Walmart

Isibuyekezo sokugcina: 21/07/2023

Ngendlela yobuchwepheshe kanye nethoni engathathi hlangothi, lesi sihloko sikhuluma ngombuzo ojwayelekile phakathi kwabathengi: "Usithola kanjani isikweletu e-Walmart?" I-Walmart, njengenye yezitolo ezinkulu ezinkulu namaketanga okuthengisa emhlabeni, inikeza inketho yekhredithi kulawo makhasimende afuna indlela elula yokukhokhela ukuthenga kwawo. Kulesi sihloko, sizohlola inqubo yokuthola isikweletu e-Walmart ngokuningiliziwe, sihlole izidingo, izinzuzo, nezinyathelo ezidingekayo ukuze sisebenzise le nketho yokuxhasa ngezimali. Noma ngabe unentshisekelo yokuthenga imikhiqizo yansuku zonke yabathengi noma ukuthenga okukhulu, ukwazi ukuthi ungathola kanjani isikweletu e-Walmart kuzokunikeza ulwazi olubalulekile ukuze wenze izinqumo zezezimali unolwazi. Funda ukuze uthole yonke imininingwane!

1. Isingeniso senqubo yokufaka isicelo sesikweletu e-Walmart

Ukuze kube lula inqubo yokufaka isicelo sesikweletu e-Walmart, senze uhlelo olulula nolusebenzayo oluzokuvumela ukuthi uthole isicelo sakho sigunyazwe ngokushesha. Ngezansi sizokwethula izinyathelo ezidingekayo ukuze uqedele inqubo yesicelo kanye namanye amathiphu awusizo wokwandisa amathuba akho okuphumelela.

1. Qoqa amadokhumenti adingekayo: Ngaphambi kokuqala inqubo yokufaka isicelo, kubalulekile ukuba ube khona nemibhalo ethile ezodingeka ukuze ugcwalise isicelo. Lokhu kufaka phakathi ukuhlonza okuvumelekile, ubufakazi bemali engenayo, nomlando obuyekeziwe wesikweletu. Qiniseka ukuthi unazo lezi amadokhumenti askeniwe futhi ilungele ukwethulwa.

2. Finyelela efomini lesicelo eliku-inthanethi: Uma usunawo wonke amadokhumenti adingekayo, ungafinyelela ifomu lesicelo eliku-inthanethi ngokusebenzisa yethu iwebhusayithi. Leli fomu lizokucela ukuthi unikeze ulwazi lwakho lomuntu siqu, imininingwane yokuqashwa, imali engenayo kanye nezindleko zanyanga zonke. Sicela uqiniseke ukuthi ugcwalisa kahle zonke izinkambu ezidingekayo futhi ubuyekeze ngokucophelela ulwazi ngaphambi kokuhambisa isicelo.

2. Izidingo zokuthola ikhredithi e-Walmart

Ukuze ucele ikhredithi e-Walmart, kuyadingeka ukuhlangabezana nezimfuneko ezithile ezisungulwe isitolo. Ngezansi, sethula uhlu lwamadokhumenti nemibandela edingekayo ukuze uthole imalimboleko:

  • Letha umazisi osemthethweni osemthethweni, njengekhadi lesakhamuzi noma iphasiphothi.
  • Presentar un ubufakazi bekheli yakamuva, njengebhili yezinsiza egameni lakho.
  • Okungenani ube neminyaka eyi-18 futhi ube isakhamuzi saseMexico.
  • Yiba nomlando omuhle wesikweletu futhi ungabi nomlando wokungakhokhi.

Kubalulekile ukuqaphela ukuthi lezi zidingo zingahluka kuye ngohlobo lwesikweletu ofisa ukusifaka isicelo. Ngaphezu kwamadokhumenti ashiwo ngenhla, kungase kudingeke ukuthi unikeze ulwazi mayelana nomsebenzi wakho wamanje kanye neholo lanyanga zonke. I-Walmart izohlola ikhono lakho lokukhokha isikweletu futhi yenze isinqumo esisekelwe kulolu lwazi.

Khumbula ukuthi kubalulekile ukufunda nokuqonda imigomo nemibandela yekhredithi ngaphambi kokufaka isicelo. Lokhu kuzokusiza ugweme izimanga futhi wenze isinqumo unolwazi. Uma uhlangabezana nezidingo ezishiwo ngenhla futhi unomlando oqinile wesikweletu, usendleleni yokuthola isikweletu e-Walmart ukuze ujabulele imikhiqizo namasevisi abo. Ungangabazi ukuxhumana nesevisi yamakhasimende ukuze uthole ulwazi olwengeziwe!

3. Izinyathelo ezinemininingwane zokuthola ikhredithi e-Walmart

Kulokhu okuthunyelwe, sizokunikeza ngezinyathelo ezinemininingwane okudingeka uzilandele ukuze uthole isikweletu e-Walmart ngokushesha nangempumelelo. Ukulandela lezi zinyathelo kuzokusiza ukuthi uthole ikhredithi oyidingayo ukuze uthenge esitolo.

1. Izidingo zokucela ikhredithi: Ngaphambi kokuqala inqubo, kubalulekile ukuthi uhlangabezane nazo zonke izidingo ezidingekayo. Kufanele ube neminyaka esemthethweni, ube nemali engenayo eqinisekisiwe futhi ube nomazisi osemthethweni osemthethweni. Ngaphezu kwalokho, kuyatuseka ukuba nomlando omuhle wesikweletu, nakuba kungabalulekile ukufaka isicelo sekhredithi e-Walmart.

2. Cela ikhadi lesikweletu: Uma usuqoqe zonke izidingo, yiya engxenyeni yesevisi yamakhasimende esitolo sakho esiseduze se-Walmart. Lapho, cela ikhadi lesikweletu futhi ugcwalise amafomu ahambisanayo. Kungase kudingeke ukuthi unikeze imibhalo ethile, njengobufakazi bemali engenayo, ukuze usekele isicelo sakho.

3. Esperar la aprobación: Ngemuva kokuthi uqedele isicelo ngempumelelo, uzodinga ukulinda i-Walmart ukuthi ivume ikhredithi yakho. Izikhathi zokulinda zingahluka, kodwa ngokuvamile uzothola impendulo ngaphakathi 7 a 10 izinsuku zebhizinisi. Kwezinye izimo, i-Walmart ingakunikeza impendulo esheshayo futhi ikunikeze ikhadi lesikweletu ngaso leso sikhathi.

Sicela ukhumbule ukuthi lezi zinyathelo ziwumhlahlandlela ojwayelekile kuphela futhi inqubo ngqo ingahluka ngokuya ngendawo yakho nezinqubomgomo ze-Walmart. Sincoma ukuthi uvakashele isitolo esiseduze noma uthinte isevisi yamakhasimende e-Walmart ukuze uthole ulwazi oluthe xaxa nolwengeziwe lokuthi ungasithola kanjani isikweletu e-Walmart.

4. Ukuhlolwa kwekhredithi: Bakalwa kanjani abafake izicelo e-Walmart

Ukuhlolwa kwekhredithi e-Walmart Kuyinqubo okubalulekile ekunqumeni ukufaneleka kwabenzi bezicelo. Phakathi nale nqubo, izici ezimbalwa ziyahlaziywa ukuze kutholwe ikhono lomuntu ngamunye lokukhokha kanye nesibopho sesikweletu. Abafake izicelo bafanelekile ngokusekelwe emlandweni wabo wezikweletu, imali engenayo, izikweletu kanye nezinye izindlela ezifanele.

Esinye sezinyathelo zokuqala zokuhlola isikweletu ukuhlola umlando wesikweletu womfakisicelo. Lokhu kubandakanya ukubuyekeza isikolo sakho sesikweletu kanye nomlando wokukhokha odlule. Umlando omuhle wezikweletu, onezinkokhelo ngesikhathi futhi azikho izikweletu ezisele, kuyisici esibalulekile esifundweni. Izinga leholo lomfakisicelo liyabhekwa futhi, njengoba lokhu kuthathwa njengophawu lwekhono lakhe lokuthatha isikweletu esisha.

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Esinye isici esibalulekile ekuhlolweni kwekhredithi e-Walmart ubudlelwano phakathi kwesikweletu esikhona kanye nemali engenayo yomfakisicelo. Lokhu kusiza ekunqumeni ukuthi umfakisicelo unomthwalo wesikweletu owedlulele yini uma kuqhathaniswa nomholo wakhe. Ukwengeza, ikhono lomfakisicelo lokuphatha kahle izimali zabo futhi ahlangabezane nezinkokhelo liyahlolwa. Ukucatshangelwa okuhle kunikezwa kubafakizicelo ababonisa isibopho sezezimali kanye nokuphathwa kwezikweletu ngendlela efanele.

5. Amadokhumenti adingekayo ukuze ucele ikhredithi e-Walmart

Ukuze ucele imali ebolekiwe e-Walmart, kuyadingeka ukwethula uchungechunge lwamadokhumenti adingwa isikhungo sezezimali. Lawa maphepha abalulekile ukuze kuhlolwe amandla okukhokha ofake isicelo futhi anqume ukuthi ayahlangabezana yini nezidingo zokunikeza isikweletu. Ngezansi kunamadokhumenti adingekayo:

1. Ukuhlonza okusemthethweni: Kuyadingeka ukwethula umazisi osemthethweni, njengekhadi lesakhamuzi noma ipasipoti. Umazisi kufanele kube isesimweni esihle futhi ifundeke.

2. Ubufakazi bekheli: Kufanele ulethe ubufakazi bekheli lakamuva, njengebhili yezinsiza (amanzi, ugesi, ucingo) noma isitatimende sasebhange. Irisidi kufanele ibonise ngokucacile igama nekheli lomfakisicelo.

3. Ubufakazi bemali engenayo: Kuyadingeka ukukhombisa ikhono lokukhokha ngobufakazi bemali engenayo, njengobufakazi bomsebenzi noma ama-stubs okukhokha kusukela ezinyangeni ezimbalwa ezedlule. Lawa madokhyumenti kufanele abonise iholo lanyanga zonke lomfakisicelo.

6. Izinzuzo nezinzuzo zokuba nekhredithi e-Walmart

Ziningi, ezingaba lula kakhulu kumakhasimende avame ukuthenga kulesi sitolo. Ngezansi sibala ezinye izinzuzo eziphawulekayo:

  • Ukufinyelela kwezezimali: Ngokuba nekhredithi e-Walmart, amakhasimende anethuba lokufinyelela uxhaso ukuze enze ukuthenga kwawo kube lula. Lokhu kubavumela ukuthi bathenge inani elikhulu ngaphandle kwesidingo sokukhokha yonke imali ngokushesha.
  • Izinketho zokukhokha ezilula: I-Walmart inikeza izinketho ezihlukene zokukhokha, enikeza amakhasimende ukuguquguquka lapho ekhokha izikweletu zawo. Bangakhetha ukwenza izinkokhelo zanyanga zonke noma basebenzise ezinye izindlela zokukhokha ezihambisana nezidingo zabo.
  • Izinzuzo ezengeziwe: Ngaphezu kwezinketho zezimali nezokukhokha, ukuba nekhredithi e-Walmart kunganikeza amakhasimende izinzuzo ezengeziwe. Lokhu kungase kuhlanganise izaphulelo ezikhethekile, izinhlelo zemiklomelo namaphromoshini akhethekile abanikazi bamakhadi.

Kubalulekile ukuqaphela ukuthi lapho ufaka isicelo futhi usebenzisa isikweletu e-Walmart, amakhasimende kufanele abe nesibopho futhi aqinisekise ukuthi akhokha ngesikhathi ukuze agweme izinkokhelo ezengeziwe futhi alondoloze isikweletu esihle. Ukuzisebenzisa kungaba inketho enhle kulabo abafuna ukuguquguquka okukhulu nokuba lula lapho bethenga!

7. Imikhawulo nemikhawulo kukhredithi e-Walmart

Ukuthola isikweletu kwa-Walmart kungase kube nemikhawulo nemikhawulo ebalulekile okufanele uyikhumbule. Le mikhawulo yenzelwe ukuqinisekisa ukuphepha nokuvikeleka kwamakhasimende kanye nenkampani. Ngezansi eminye yemikhawulo evame kakhulu yekhredithi e-Walmart:

1. Imikhawulo yekhredithi: I-Walmart ibeka umkhawulo wesikweletu omkhulu wekhasimende ngalinye. Lo mkhawulo ungase uhluke kuye ngomlando wesikweletu womfakisicelo, ikhono lokukhokha, nezinye izici ezinqumayo. Kubalulekile ukukhumbula lo mkhawulo lapho uthenga ngesikweletu ukuze ugweme ukuweqa futhi kudingeke wenze izinkokhelo ezengeziwe.

2. Imikhawulo yomkhiqizo: Eminye imikhiqizo ingase ikhawulelwe ekuthengeni ngesikweletu e-Walmart. Lokhu kungenxa yokuthi izinto ezithile zenani eliphezulu noma ezikhawulelwe esitokweni zingadinga ukugunyazwa okwengeziwe noma iwaranti eyengeziwe. Kunconywa ukuthi uhlole imikhawulo esebenzayo ngaphambi kokuthenga ukuze ugweme ukuphazamiseka.

3. Requisitos de elegibilidad: Ukuze uthole ikhredithi e-Walmart, izimfuneko ezithile zokufaneleka kufanele zihlangatshezwe. Lokhu kungase kuhlanganise ukuba neminyaka ethile eyisisekelo, ukuba ne-ID evumelekile, ukuba nomlando wesikweletu owanelisayo, phakathi kokunye. Ngaphambi kokucela isikweletu, kuyancomeka ukuthi ubuyekeze futhi uhambisane nezidingo ezisungulwe yinkampani.

8. Ungawukhulisa kanjani umugqa wesikweletu e-Walmart

Uma ungomunye wamakhasimende e-Walmart anomugqa wesikweletu futhi unentshisekelo yokuwukhulisa, usendaweni efanele. Okulandelayo, sizokwethula izinyathelo okufanele uzilandele ukuze ufeze lokhu:

1. Gcina umlando oqinile wesikweletu: Isihluthulelo sokwandisa umugqa wakho wesikweletu ukukhombisa umlando omuhle wokukhokha futhi ugcine izikweletu zakho zisesikhathini samanje. Lokhu kusho ukukhokha izikweletu zakho ngesikhathi nokugwema ukubambezeleka noma ukukhokha ingxenye. Uma unesinye isikweletu, njengamakhadi esikweletu noma imalimboleko, qiniseka ukuthi uyahlangabezana nezibopho zakho futhi ugcina izinga eliphansi lesikweletu.

2. Sebenzisa ulayini wakho wesikweletu ngokuzibophezela: I-Walmart ihlola indlela osebenzisa ngayo ikhredithi yakho ekhona ngaphambi kokucabangela ukunyuka. Kuhlale kuhle ukuthi usebenzise kuphela ingxenye yomkhawulo wakho wesikweletu otholakalayo futhi ukhokhe ibhalansi ngokugcwele inyanga ngayinye. Lokhu kubonisa umthwalo wemfanelo wezezimali futhi kukhulisa amathuba akho okuthola ulayini ophakeme wesikweletu ngokuzayo.

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3. Cela umugqa wokwenyuswa kwesikweletu: Uma usuwugcinile umlando oqinile wesikweletu futhi usebenzise isikweletu sakho ngokuzibophezela, ungacabanga ukufaka isicelo sokukhushulwa kwesikweletu e-Walmart. Ukuze wenze lokhu, xhumana ne- insizakalo yekhasimende I-Walmart noma vakashela iwebhusayithi yabo futhi uthole isigaba sezicelo zokukhushulwa kwesikweletu. Nikeza ulwazi oluceliwe bese ulinda impendulo ye-Walmart.

9. Amasu okugwema izinkinga zezikweletu e-Walmart

Kunamasu amaningana ongawasebenzisa ukuze ugweme izinkinga zesikweletu e-Walmart. Ngezansi, sethula izincomo ezingakusiza ukuthi ugcine umlando omuhle wesikweletu futhi ugweme izinkinga zezimali:

  • Phatha izinkokhelo zakho ngesikhathi: Kubalulekile ukwenza izinkokhelo zekhadi lakho lesikweletu le-Walmart ngesikhathi, njengoba ukukhokha sekwephuzile kungathola inzalo futhi kuthinte umlando wakho wesikweletu. Sebenzisa amathuluzi afana nezikhumbuzi noma usethe izinkokhelo ezizenzakalelayo ukuze ugweme ukukhohlwa.
  • Establece un presupuesto: Ngaphambi kokuthenga ngesikweletu sakho e-Walmart, kubalulekile ukuthi ube nesabelomali esicacile. Hlaziya iholo lakho lanyanga zonke kanye nezindleko ukuze uthole ukuthi ungabeka malini ukuze ukhokhele ukuthenga ngekhadi lakho lesikweletu ngaphandle kokubeka engcupheni ezezimali zakho.
  • Gada izindleko zakho: Gcina amarekhodi anemininingwane okuthenga ngekhadi lakho lesikweletu e-Walmart. Lokhu kuzokuvumela ukuthi ukwazi ukulawula izindleko zakho ngokunembile futhi uzogwema ukweqisa ukuthenga kwakho. Sebenzisa amathuluzi afana nezinhlelo zokusebenza zeselula noma izinsiza zokubhanga ku-inthanethi ukuze uhlole ibhalansi yakho nokunyakaza kancane.

Uma ubhekene nobunzima bokukhokha amakhredithi akho e-Walmart, kuyanconywa ukuthi uxhumane nesevisi yamakhasimende e-Walmart ukuze ucele izinketho zokukhokha noma ukuxoxisana kabusha ngezikweletu. Bazokwazi ukukunikeza izeluleko ezifanele futhi bathole izixazululo ezifanelana nesimo sakho sezezimali.

10. Yini okufanele uyenze uma kuba nobunzima bokukhokha isikweletu e-Walmart?

Uma ubhekene nobunzima bokukhokha isikweletu sakho e-Walmart, ungakhathazeki, kunezinketho ezimbalwa ongazicabangela ukuze uxazulule lesi simo. Okulandelayo, sizokukhombisa izinyathelo ongazilandela:

1. Xhumana nesevisi yamakhasimende: Into yokuqala okufanele ukwenze ukuxhumana nesevisi yamakhasimende e-Walmart. Bazokwazi ukukunikeza isiqondiso nezinketho zokuphatha izinkinga zakho zokukhokha.

2. Buyekeza izinqubomgomo zokukhokha: Kubalulekile ukuthi ubuyekeze izinqubomgomo zokukhokha isikweletu e-Walmart ukuze uqonde izinketho nezinye ezitholakalayo. Ungathola lolu lwazi kuwebhusayithi ye-Walmart noma ngokushayela isevisi yamakhasimende.

3. Hlola izinketho zokuhlehlisa inkokhelo: Uma kwenzeka ungakwazi ukwenza inkokhelo ngesikhathi, phenya ukuthi i-Walmart ikunikeza yini inketho yokuhlehlisa inkokhelo. Lokhu kuzokuvumela ukuthi welule isikhathi sokukhokha futhi ugweme izindleko ezingase zibe sekwephuzile.

11. Imiklomelo yezinhlelo nezaphulelo ezikhethekile ngesikweletu e-Walmart

Ngesikweletu e-Walmart, ungakujabulela wezinhlelo zemiklomelo emangalisayo kanye nezaphulelo ezikhethekile ezizokuvumela ukuthi wonge imali ekuthengeni kwakho. Lezi zinhlelo zenzelwe ukuklomelisa ukwethembeka kwamakhasimende ethu futhi ziwanikeze izinzuzo ezengeziwe lapho esebenzisa izikweletu zawo ezitolo zethu. Ngezansi sichaza eminye yemiklomelo eyinhloko nezinhlelo zesaphulelo ezitholakalayo:

1. Uhlelo lwamaphuzu:

Ngokusebenzisa ikhredithi yakho e-Walmart, uqongelela amaphuzu kukho konke ukuthenga okwenzayo. Amaphuzu angasetshenziswa ukuze uthole izaphulelo noma imiklomelo ekuthengeni okuzayo. Isibonelo, kuwo wonke ama-$10 owachitha ngekhredithi yakho, uzothola iphoyinti elingu-1. Uma usuqoqe amaphuzu anele, ungawahlenga lapho usukhokha noma ngewebhusayithi yethu. Lokhu kuzokuvumela ukuthi uthole izaphulelo ezikhethekile ezinhlobonhlobo zemikhiqizo namasevisi.

2. Izaphulelo Ezikhethekile:

Ngaphezu kokuqongelela amaphuzu, njengekhasimende elinesikweletu e-Walmart uzokwazi futhi ukufinyelela izaphulelo ezikhethekile emikhiqizweni noma ezigabeni ezithile. Lezi zaphulelo zingahluka kuye ngesizini noma imicimbi ekhethekile, ngakho-ke kubalulekile ukuthi ubhekisise amaphromoshini ethu neminikelo. Uzokwazi ukujabulela izintengo ezincishisiwe ezintweni ezikhethiwe futhi, ngezikhathi ezikhethekile, izaphulelo ezengeziwe zamakhasimende ethu esikweletu. Wasebenzise ngokugcwele la mathuba ukuze uthole amanani angcono kakhulu!

3. Beneficios adicionales:

Ngaphandle kwemiklomelo nezinhlelo zesaphulelo, njengekhasimende lesikweletu e-Walmart ungakwazi futhi ukujabulela izinzuzo ezengeziwe, ezifana nezinsizakalo ezingeziwe zewaranti noma ukwesekwa kwamakhasimende komuntu siqu. Sizibophezele ekukunikezeni okuhlangenwe nakho kokuthenga okuyingqayizivele nokwanelisayo, yingakho silwela ukukunikeza izinzuzo ezikhethekile ezizokwenza ulwazi lwakho lokuthenga lube lula kakhulu futhi lube mnandi. Zizwe ukhululekile ukubuza abalingani bethu besevisi yamakhasimende ukuthi bafunde kabanzi ngalezi zinzuzo ezengeziwe.

12. Ungayisebenzisa kanjani isikweletu e-Walmart ngokuhlakanipha nangokuzibophezela

Ukusebenzisa isikweletu kwa-Walmart ngobuhlakani nangokuzibophezela kubalulekile ukuze wenze ngokugcwele izinzuzo ezinikezwa yile nketho yokukhokha. Ngezansi, sethula izincomo namathiphu okuphatha isikweletu sakho ngendlela efanele:

1. Beka isabelomali: Ngaphambi kokuthenga ngesikweletu, kubalulekile ukuhlola iholo lakho lanyanga zonke kanye nezindleko ukuze uthole ukuthi yimalini ongakwaba ukuze ukhokhe isikweletu sakho. Ngale ndlela, uzogwema ukungena ezikweletini eziningi kunalokho okudingekile futhi uzokwazi ukusebenzisa isikweletu sakho ngendlela efanele e-Walmart.

2. Yazi izimo nemibandela: Ngaphambi kokufaka isicelo sekhredithi e-Walmart, kubalulekile ukufunda nokuqonda yonke imibandela nemibandela yenkontileka. Naka ngokukhethekile izinga lenzalo, imigomo yokukhokha kanye nezinhlawulo zokukhokha sekwephuzile. Le mininingwane izokuvumela ukuthi wenze izinqumo ezinolwazi futhi ugweme izinto ezingalindelekile ezingajabulisi esikhathini esizayo.

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13. Ukuxhasa ezinye izindlela zezimali e-Walmart ngaphandle kwekhredithi evamile

Kwa-Walmart, kunezinketho zokuthola imali ezahlukahlukene ezidlula isikweletu sendabuko. Lezi zindlela ezihlukile zivumela amakhasimende ukuthi athole izixazululo eziguquguqukayo nezilula ukuze athole imikhiqizo ayidingayo. Ngezansi kunezinketho ezintathu zezimali ezitholakala e-Walmart:

  1. Ukuxhaswa ngezimali ngamakhadi esikweletu e-Walmart: I-Walmart inikeza amakhadi ayo esikweletu anikeza izinzuzo ezikhethekile kubasebenzisi. Lawa makhadi akuvumela ukuthi uxhase ngezimali ukuthenga esitolo kanye naku-inthanethi, futhi unikeze ngezinhlelo zemiklomelo nezaphulelo ezikhethekile. Ngaphezu kwalokho, kungenzeka ukufinyelela ukukhushulwa kwezimali okungenasithakazelo ngezikhathi ezithile, okulungele ukuthenga imikhiqizo enenani eliphezulu ngaphandle kokukhokha izinkokhelo ezengeziwe.
  2. Ukuxhasa ngezimalimboleko zomuntu siqu: I-Walmart futhi inesevisi yemalimboleko yomuntu siqu, ngokubambisana nezikhungo zezezimali, ezivumela amakhasimende ukuthi athole imali yokubhekana nezidingo ezahlukene. Lezi mboleko zingasetshenziswa ukuthenga esitolo, ukukhokha izikweletu noma nganoma iyiphi enye injongo, ukunikeza ukuguquguquka ekusetshenzisweni kwezimali kanye nemibandela yokukhokha elula.
  3. Ukuthola imali ngokuqashisa ngenketho yokuthenga: I-Walmart inikeza inketho yokuthenga imikhiqizo ngesivumelwano sokuthenga ngokuqashisa. Lolu hlelo luvumela iklayenti ukuthi lisebenzise umkhiqizo ngokukhokha irenti yanyanga zonke, nethuba lokuwuthenga ekupheleni kwenkontileka. Le ndlela ehlukile ilungele ikakhulukazi lawo makhasimende afuna ukuba nomkhiqizo wesikhathi eside, kodwa angakwazi ukuwukhokhela ngokugcwele ngokushesha.

Lezi zindlela zokuxhasa ngezimali e-Walmart zinikeza amakhasimende ithuba lokuthenga imikhiqizo ngendlela efinyelelekayo ehlangabezana nezidingo zabo zezezimali. Kungakhathaliseki ukuthi ngamakhadi esikweletu e-Walmart, imalimboleko yomuntu siqu, noma ukuqashisa ngomnikazi, amakhasimende angathola inketho efanelekile ewavumela ukuthi athenge ngendlela efanelekile futhi ngaphandle kokufaka engcupheni izimali zawo.

14. Imibuzo evamise ukubuzwa mayelana nenqubo yokuthola isikweletu e-Walmart

Kulesi sigaba, sizophendula eminye yemibuzo evame kakhulu mayelana nenqubo yokuthola isikweletu e-Walmart. Uma ungathanda ukufaka isicelo sekhadi lesikweletu le-Walmart noma ukuthola imali yokuthenga okuthile, lolu lwazi luzosiza:

1. Yiziphi izimfuneko zokuthola ikhredithi e-Walmart?

Ukuze ucele ikhredithi e-Walmart, kufanele uhlangabezane nezidingo ezilandelayo:
- Ukuba ngaphezu kweminyaka engu-18
– Yiba nemali engenayo eqinisekisiwe
- Nikeza umazisi osemthethweni osemthethweni
– Yiba nobufakazi bekheli
- Gcwalisa isicelo sekhredithi

2. Kuthatha isikhathi esingakanani ukucubungula isicelo sekhredithi e-Walmart?

Uma ususifakile isicelo sakho sesikweletu e-Walmart, inqubo yokuhlola ingathatha amasonto amabili. Ngalesi sikhathi, i-Walmart izohlola umlando wakho wesikweletu, imali engenayo, nezinye izici ukuze inqume ukuthi uyafaneleka yini ukuthola isikweletu. Kubalulekile ukunikeza lonke ulwazi oluceliwe futhi uqinisekise ukuthi lunembile ukugwema ukubambezeleka kwenqubo.

3. Uyini umkhawulo wesikweletu uma uthola ikhadi lesikweletu le-Walmart?

Umkhawulo wesikweletu wekhadi lesikweletu le-Walmart ungahluka kuye ngomlando wakho wesikweletu kanye nokuhlola okwenziwa yi-Walmart. Okubalulekile, ukugcina umlando omuhle wokukhokha nokusebenzisa ikhadi ngendlela efanele kungakhuphula umkhawulo wakho wesikweletu ngokuhamba kwesikhathi. Ungahlola ne-Walmart ukuze uthole ulwazi olunembayo ngemikhawulo etholakalayo yekhredithi.

Ngamafuphi, i-Walmart inikeza amakhasimende abo izinhlobonhlobo zezinketho zezikweletu ezibavumela ukuthi bathenge imikhiqizo ngendlela elula nefinyelelekayo. Ngohlelo lwayo lwekhadi lesikweletu le-Walmart, abasebenzisi bangajabulela izinzuzo ezikhethekile njengezaphulelo, amaphromoshini akhethekile, kanye nezinketho zezimali ezingenanzalo.

Ukufaka isicelo sekhredithi e-Walmart, kubalulekile ukulandela izinyathelo ezifanele futhi uhlangabezane nezidingo ezimisiwe. Lokhu kufaka phakathi ukuhlinzeka ngolwazi lomuntu siqu nolwezezimali, kanye nokuhlangabezana nemibandela ethile yokufaneleka. Uma isicelo sesivunyiwe, amakhasimende angasebenzisa isikweletu sawo ezitolo ezibonakalayo noma ku-inthanethi, asebenzise izinzuzo kanye nokunethezeka akunikezayo.

Kubalulekile ukukhumbula ukuthi ukusebenzisa isikweletu ngendlela efanele kubalulekile ekugcineni impilo eqinile yezezimali. Ukuhlala wamanje ezinkokhelweni nokugwema isikweletu eseqile kuwukhiye wokuzuza okuningi kwezinketho zekhredithi ezinikezwa yi-Walmart. Ngaphezu kwalokho, kuyatuseka ukuthi ngezikhathi ezithile ubuyekeze imigomo nemibandela yekhadi lesikweletu le-Walmart ukuze wazi izinguquko ezingaba khona noma izibuyekezo.

Ekugcineni, ukuthatha isikweletu e-Walmart kunganikeza amakhasimende ukuguquguquka kanye nokunethezeka okudingekayo ukuze athenge futhi ahlangabezane nezidingo zawo. Ngezinketho eziningi zekhredithi ezitholakalayo nezinzuzo ezikhethekile, abathengi bangazuza kakhulu ngolwazi lwabo lokuthenga lwe-Walmart. Ngaso sonke isikhathi khumbula ukuhlola izidingo zakho zezimali futhi usebenzise isikweletu ngokuzibophezela ukuze ugcine uzinzo olwanele lwezezimali.