Umehluko phakathi kokuqashisa nokuqasha

Kuyini ukuqashisa?

Ukuqashisa, okwaziwa nangokuthi ukuqashisa ngezimali, kuyindlela yokuxhasa ngezimali evumela inkampani noma umuntu ukuthi asebenzise impahla isikhathi esithile, ukuze athole inani lemali lanyanga zonke. Kulokhu, umqashi unenketho yokuthenga indawo ekupheleni kwenkontileka.

Kuyini ukuqasha?

Ngakolunye uhlangothi, ukuqasha kuyisevisi yesikhathi eside, lapho umqashi ngingakwenza ukusetshenziswa kwempahla ngesikhathi esithile, ukuze uthole inkokhelo yezikhathi ezithile, kodwa ngaphandle kokuba nenketho yokuthenga ekupheleni kwenkontileka.

Umehluko phakathi kokuqashisa nokuqasha

Isikhathi senkontileka

Okukodwa kwe umehluko omkhulu phakathi kokuqashisa nokuqasha isikhathi senkontileka. Endabeni yokuqashisa, inkontileka inesikhathi esithile futhi, ekupheleni kwayo, umqashi unenketho yokuthenga impahla. Ekuqashiseni, inkontileka ivamise ukuba eyesikhathi eside, kodwa ayikho inketho yokuthenga ekugcineni kwayo.

Inhloso yenkontileka

Omunye umehluko obalulekile inhloso yenkontileka. Ukuqashisa kusetshenziswa kakhulu ukuxhasa ngezimali izimpahla ezinkulu, imishini nezimoto. Ngakolunye uhlangothi, ukuqasha kusetshenziswa kakhulu ukuqashwa kwezimoto, amakhompyutha, ifenisha nezinye izimpahla zabathengi.

Umthwalo wemfanelo

Endabeni yokuqashisa, umqashi unesibopho sokunakekela nokulungiswa kwendawo, kanye nomshwalense wayo kanye nokuphathwa kwentela. Ekuqashiseni, ngokuphambene, ngumqashisi onesibopho sazo zonke lezi zinqubo kanye nokuphathwa kwendawo okukhulunywa ngayo.

Iyiphi inketho engcono kakhulu?

Ukukhetha phakathi kokuqashisa nokuqasha kuzoncika ezidingweni nezinjongo zeklayenti ngalinye. Ukuqashisa kungaba inketho enhle kulabo abafuna ukuthola impahla ekupheleni kwenkontileka, kuyilapho ukuqasha kufaneleka kakhulu kulabo abafuna ukusebenzisa impahla ngaphandle kokucabangela ubungozi noma izindleko ubunikazi bayo obuzibandakanyayo. Kunoma yikuphi, kuyadingeka ukuqhathanisa nokuhlaziya izinketho ezahlukene ukuze wenze isinqumo esinolwazi esifanele isimo ngasinye.

Isiphetho

Kafushane, ukuqashisa nokuqasha kuyizinketho ezimbili ezifanayo zezimali kodwa ezinomehluko obalulekile enjongweni yenkontileka, ubude bayo kanye nezibopho zomqashisi nomqashisi. Kubalulekile ukuqonda lo mehluko ukuze wenze isinqumo esingcono kakhulu secala ngalinye.

Uhlu

Ubuhle nobubi bokuqashisa

• Izinzuzo: ukuguquguquka ngokwemibandela, kungase kube ukonga kakhulu esikhathini eside, inketho yokuthenga ekupheleni kwenkontileka.
• Ububi: isibopho sokunakekela nokulungiswa kwendawo, izintela kanye nomshwalense othwalwa umqashi, ingozi yokwehla kwenani lesakhiwo.

Ubuhle nobubi bokuqasha

• Izinzuzo: ukungabi bikho kwezingozi kumqashi, umthwalo wemfanelo wesondlo kanye nezibopho ezithwalwa umninikhaya, ukuvuselela indawo yesikhashana.
• Ububi: Izindleko eziphakeme zesikhathi eside, ayikho inketho yokuthenga ekupheleni kwenkontileka, ukuqina ngokwemibandela yenkontileka.

Palabras importantes

Amanye amagama abalulekile noma imishwana okufanele igqanyiswe kulesi sihloko yilena:
ukuqasha, ukuqashiswa kwezezimali, renting, alquiler a largo plazo, opción de compra, duración del contrato, inhloso yenkontileka, responsabilidad, ukulungiswa, ukulungiswa, ngokuqinisekile, impuestos, comparación, ubuhle nobubi.