Kuyini ukugeleza kwemali?

Ukuqonda imali engena iphinde iphume ebhizinisini lakho noma ekutshalweni kwakho komuntu siqu kubalulekile ekudaleni isisekelo esiqinile sezezimali kanye nokuqinisekisa impumelelo yesikhathi eside yezezimali.. Umqondo oyinhloko kule nqubo Kuyini ukuhamba kwezimali?, ithuluzi lezezimali elikuvumela ukuthi ulandelele iholo lakho kanye nezindleko ngesikhathi esithile. Kulesi sihloko, sizocubungula lo mbono futhi sichaze ukuthi ungasebenzisa kanjani ukuhamba kwemali ukuze wenze izinqumo ezihlakaniphile zezimali futhi ufinyelele imigomo yakho yezezimali. .

1. "Isinyathelo ngesinyathelo ➡️ Kuyini ukugeleza kwezimali?"

• Incazelo: Isinyathelo sokuqala sokuqonda Kuyini ukugeleza kwemali? uwukuqonda incazelo yawo. Ukugeleza kwemali⁢ kuwumbiko wezezimali okhombisa ukuthi izinguquko kushidi lebhalansi kanye nezitatimende zemali engenayo ziyithinta kanjani imali nokulingana nemali. Ngokuvamile, ibhala phansi ukungena nokuphuma kwemali.
• Ukubaluleka kokugeleza kwemali: Ukugeleza kwemali kubalulekile kunoma iyiphi inkampani, njengoba inquma amandla ayo okukhiqiza ukheshi ukuze ikhokhe izikweletu zayo futhi ixhase ngezimali ukusebenza kwayo Ngaphezu kwalokho, inikeza abatshalizimali ukuqonda ngempilo yezezimali yenkampani.
• Izinhlobo zokugeleza kwemali: ⁢ Kunezinhlobo ezintathu ezihlukene ⁢zokugeleza kwezimali: ukuhamba kwezimali ezivela ekusebenzeni, ukuhamba kwezimali ezivela etshalweni, kanye nokugeleza kwezimali ezivela emisebenzini yezezimali. Uhlobo ngalunye lusinikeza umbono ohlukile wokuphathwa kwemali enkampanini.
• Ukugeleza kwemali okuvela emisebenzini: Lolu hlobo lokungena nokuphuma kwemali lubhekisela emalini engena iphuma ngenxa yemisebenzi yansuku zonke yenkampani njengezindleko zokuthengisa nezokusebenza.
• Ukugeleza kwezimali ezitshalweni: Lolu hlobo lokungena nokuphuma kwemali lubonisa imali etshalwe ezimpahleni zesikhathi eside (ezifana nemishini noma izindlu) kanye nemali etholwe ngokudayiswa kwalezi zimpahla.
• Ukugeleza kwezimali ezivela emisebenzini yezezimali: Lokhu kugeleza kwemali kubonisa imali engenayo nezinkokhelo ezivela emithonjeni yezezimali njengesikweletu nokulingana, njengemalimboleko noma ukutshalwa kwezimali okuvela kubanikazi bamasheya.
• Ukudala Isitatimende Sokugeleza Kwezimali: Ukwakha isitatimende sokugeleza kwemali, into yokuqala okudingeka uyenze ukuqoqa lonke ulwazi oludingekayo lwezezimali. Bese, uhlukanise ulwazi ngokwemisebenzi, utshalomali kanye nezezimali. Okokugcina, rekhoda ulwazi esitatimendeni sokungena nokuphuma kwemali bese ubuyekeza ibhalansi yokugcina imali.

Imibuzo Nezimpendulo

1. Kuyini ukuhamba kwemali?

Ukugeleza kwezimali kuyithuluzi elivumela linganisa inani lemali engenayo nephumayo yenkampani ngesikhathi esithile. Isebenza ekuqondeni i-liquidity yenkampani kanye nekhono layo lokumboza izindleko nokwenza inzuzo.

2. Kungani⁤ ukuhamba kwemali kubalulekile?

Ukugeleza kwezimali ebalulekile enhlalakahleni yezezimali kwanoma yiliphi ibhizinisi. Ngaphandle kokulawula okusebenzayo kwalokhu, ibhizinisi lingabhekana nezinkinga ekukhokheleni izindleko zalo zokusebenza, okungase kuholele ekutheni lingakwazi ukuzikhokhela.

3. Ibalwa kanjani imali?

• Okokuqala, hlanganisa wonke amarisidi emali (ukuthengisa, ukutshalwa kwezimali, ukuxhasa ngezimali, njll.).
• Bese kuthi, khipha yonke imali ephumayo (izindleko zokusebenza, izintela, izinkokhelo zezikweletu, njll.).
• Isibalo esiwumphumela ⁤ukugeleza kwezimali.

4.⁤ Kusho ukuthini ukugeleza kwemali okuhle?

Ukugeleza kwemali okuhle kusho ukuthi inkampani injalo ukwenza imali eningi kunaleyo oyisebenzisayo. Lokhu kuyinkomba yempilo enhle yezezimali.

5. Kuthiwani ngokungena kwemali engalungile⁢?

Ukugeleza kwemali okungekuhle kukhombisa ukuthi inkampani injalo usebenzisa imali eningi kunaleyo oyenzayo. Lokhu kungaba yinkinga uma kuqhubeka ngokuhamba kwesikhathi, kodwa akulona ngempela uphawu lwempilo engeyinhle ngokwezimali esikhathini esifushane.

6. Ngingayithuthukisa kanjani imali yami?

• Yehlisa izindleko zakho. ⁤Ungabheka izindlela zokunciphisa⁢ izindleko zakho zokusebenza.
• Khulisa imali engenayo yakho. Lokhu kungase kuhlanganise ukukhuphula izintengo, ukwandisa imakethe yakho, noma ukwethula imikhiqizo emisha noma amasevisi.
• Lungiselela umjikelezo wakho wemali. Bheka izindlela zokusheshisa amaqoqo akho futhi utshale imali yakho ngokushesha okukhulu.

7. Kuyini ukungena kwemali mahhala?

Ukugeleza kwemali kwamahhala yimali leyo inkampani ikhiqiza ngemuva kokumboza zonke izindleko zayo zokusebenza kanye nezindleko ezinkulu. Kuyinkomba yekhono lenkampani lokukhulisa, ukukhokha izinzuzo noma ukunciphisa izikweletu.

8. Ibalwa kanjani imali engena mahhala?

• Susa izindleko ezinkulu (njengokuthengwa kwempahla enkulu) ekungeneni kwemali yokusebenza.
• Umphumela ⁢ukungena mahhala kwezimali.

9. Yiziphi izinhlobo ezahlukene zokugeleza kwezimali?

Kunezinhlobo eziningana zokugeleza kwemali, okuhlanganisa ukusebenza, ukutshalwa kwezimali kanye nokugeleza kwezimali. ⁢Ngamunye wabo unikeza ⁣umbono ohlukile ekusebenzeni kwezimali kwenkampani.

10. Uyini umehluko phakathi kwe-cash flow nesitatimende semali engenayo?

Nakuba kokubili kungamathuluzi okulinganisa ukusebenza kwezimali kwenkampani, isitatimende semali engenayo sigxile emalini engenayo nasezindlekweni, kuyilapho ukugeleza kwemali. ilandelela ukuhamba kwemali ngaphakathi nangaphandle kwenkampani.