Yiziphi izimpawu eziheha imali?

Emkhakheni omkhulu we-metaphysics nezinkolelo ezithandwayo, kunemibono nemikhuba ehlukahlukene egxile ekuheheni imali nokuchuma. Ngaphakathi kwalo mongo, esinye sezici ezithakazelisa kakhulu nesifundwayo izimpawu ezihlobene nengcebo yezinto ezibonakalayo. Lezi zimpawu, ezikhona emasikweni namasiko ahlukene, ziye zacatshangelwa kuwo wonke umlando. zomlando njengamathuluzi akwazi ukuheha amandla ezezimali kulabo abawasebenzisa ngokufanelekile. Kulesi sihloko, sizohlola ukuthi yiziphi izimpawu ezithile eziye zaqashelwa ngokomlando ngekhono lazo lokuheha imali, nokuthi zisebenza kanjani ngokombono wezobuchwepheshe.

1. Yiziphi izimpawu zokuheha imali?

Izimpawu zemali ziyizinto noma izinto ezibhekwa njengezinhle kakhulu noma ezinamandla amahle mayelana nokuheha ingcebo nokuchuma. Lezi zimpawu zisetshenziswa emasikweni namasiko ahlukahlukene emhlabeni jikelele futhi kukholakala ukuthi zinamandla okuheha imali nenala kumuntu onazo noma ozisebenzisayo.

Ezinye zezimpawu ezivame kakhulu eziheha imali yilezi:

• Ibhili yedola elilodwa: Ngokwesiko laseNtshonalanga, ukuthwala i-dollar bill esikhwameni sakho kubhekwa njengokuheha ukuchuma nengcebo.
• Uhlamvu lwemali lwenhlanhla lwaseChina: Okwaziwa nangokuthi "uhlamvu lwemali lokuchuma," ukubeka uhlamvu lwemali lwesiShayina lwenhlanhla esikhwameni sakho noma emsebenzini kukholakala ukuthi kuheha imali kanye nenhlanhla.
• Iselesele lenhlanhla: Esikweni lamaShayina, ixoxo lenhlanhla, elaziwa nangokuthi "i-Chan Chu," liwuphawu lwenala nengcebo. Ukubeka ixoxo lenhlanhla ekhaya noma emsebenzini kukholakala ukuthi kuheha ukuchuma.

Kubalulekile ukugcizelela ukuthi lezi zimpawu ezikhanga imali azizona izixazululo zomlingo noma iziqinisekiso zengcebo esheshayo. Nokho, abantu abaningi bathola ukuthi ukuba nalezi zimpawu eduze kubakhumbuza imigomo yabo yezezimali futhi kubasize balondoloze isimo sengqondo esihle ngemali nokuchuma. Ukwengeza, ezinye izimpawu, njenge-dollar bill kanye ne-Chinese lucky coin, zingasebenza njengezintelezi zenhlanhla, ezingathonya ukuzethemba nokuzimisela. womuntu ukuzuza impumelelo yezezimali.

2. Ukubaluleka kokuqonda izimpawu esimweni sezezimali

Ukuqonda izimpawu esimweni sezezimali kubaluleke kakhulu ekwenzeni izinqumo ezinolwazi nokuphatha imali yethu ngempumelelo. Izimpawu ziwumfanekiso obonakalayo wolwazi lwezezimali, futhi incazelo yazo efanele isivumela ukuthi siqonde isimo sezimali senkampani, sihlonze amathuba okutshala izimali, futhi sihlole ukusebenza kokutshalwa kwezimali kwethu.

Enye yezindlela ezivame kakhulu zezimpawu esimweni sezezimali amakhodi okuthengisa asetshenziswa esitokoleni. Lawa makhodi ayinhlanganisela yezinhlamvu nezinombolo ezikhomba inkampani esohlwini. emakethe yamasheyaUkwazi ukufunda nokuqonda la makhodi kuzosivumela ukuthi siqaphe ukusebenza kwamasheya enkampani. ngesikhathi sangempela futhi wenze izinqumo ezisekelwe olwazini lwakamuva kakhulu.

Ezinye izinhlobo zezimpawu zezimali yilezo ezisetshenziswa kumashadi namagrafu, njengezithonjana ezimelela izinkomba zezezimali ezihlukene noma imibala esetshenziselwa ukugqamisa amathrendi namaphethini. Ukuqonda lezi zimpawu kuzosisiza ukuthi sihumushe kahle ulwazi olwethulwa futhi senze ukuhlaziya okuphelele kwesimo sezimali senkampani noma imakethe ethile.

3. Ukuhlaziywa kwezimpawu eziye zaheha imali ngokomlando

4. Izimpawu ezisetshenziswa kakhulu emhlabeni webhizinisi ukuheha imali

Ezweni Ebhizinisini, kunezimpawu eziningi ezisetshenziswa kabanzi ukuheha imali nokuthuthukisa ukuchuma kwezezimali. Lezi zimpawu zisekelwe ezinkolelweni nasezenzweni zakudala futhi zibhekwa njengamathuluzi anamandla okuheha inhlanhla nempumelelo yezezimali. Ngezansi ezinye zezimpawu ezisetshenziswa kakhulu emhlabeni webhizinisi.

Olunye lwezimpawu eziqashelwa kakhulu emhlabeni webhizinisi uphawu lwedola ($). Lolu phawu lumelela uhlobo lwemali olusetshenzisiwe. e-United States futhi ihlotshaniswa kakhulu nemali nengcebo. Kuvamile ukubona lolu phawu kumalogo enkampani nasezikhangisweni ezihlobene nomhlaba wezezimali.

Olunye uphawu olusetshenziswa kabanzi inombolo 8. Emasikweni amaningi ase-Asia, inombolo yesi-8 ibhekwa njengenhlanhla futhi ifanekisela ukuchuma. Amabhizinisi amaningi akhetha amagama noma amakheli aqukethe inombolo 8 ukuze ahehe ingcebo nempumelelo yezezimali. Ngaphezu kwalokho, ezinye izinkampani zize zethule imikhiqizo noma amasevisi ngezintengo ezihlanganisa ukuphindaphinda kwenombolo 8 ukuze zihehe amakhasimende afuna inhlanhla.

5. Ungazisebenzisa kanjani izimpawu zokuheha imali empilweni yakho?

Ukusebenzisa izimpawu eziheha imali empilweni yakho kungaba yindlela ephumelelayo yokuthuthukisa ezezimali zakho nokuheha inala. Nawa amanye amathiphu namasu asebenzayo angakusiza ukuthi uqale ukusebenzisa lezi zimpawu futhi uzuze emandleni azo amahle.

1. Thola bese ukhetha izimpawu: Isinyathelo sokuqala sokusebenzisa izimpawu eziheha imali ukuhlonza lezo ezihambisana nawe. Lezi kungaba izimpawu zomhlaba wonke njengophawu lwedola noma umbhuli, noma izimpawu ezihlobene nesiko lakho noma izinkolelo zakho. Uma usuzikhethile izimpawu zakho, ungazisebenzisa ngezindlela ezihlukene, njengokuba nazo endaweni yakho yokusebenza, ukuzithwala nawe, noma uzenzele eyakho i-amulet.

2. Dala i-altare lenala: I-altare lenala liyindawo engcwele lapho ungagxilisa khona zonke izinhloso zakho namandla akho ekuheheni imali. Ungabeka izimpawu ezikhethiwe ezishiwo ngenhla e-altare lakho, kanye nezinye izinto ezimele inala, njengezinhlamvu zemali, izikweletu, noma amatshe ayigugu. Qiniseka ukuthi ugcina i-altare lakho lihlanzekile futhi licocekile, futhi uthathe isikhashana usuku ngalunye ukuze ugxile ezinhlosweni zakho ngenkathi uxhuma namandla wezimpawu.

3. Bona ngeso lengqondo futhi umemezele izinhloso zakho: Ukubona ngeso lengqondo kanye nokumemezela izinhloso kuyimikhuba enamandla yokuveza izifiso zakho. Zinike isikhathi usuku ngalunye uzibonele ngeso lengqondo ukuthi impilo yakho ibingaba njani ukube ubunesimo sezimali esichumayo nesichichimayo. Cabanga ngemininingwane nemizwelo ehlotshaniswa nalelo qiniso. Futhi, memezela izinhloso zakho ngokuzwakalayo noma ngokubhala, ukuveza ngokucacile nangokufingqiwe izifiso nezinhloso zakho zezezimali. Ngokuhlanganisa le mikhuba nezimpawu eziheha imali, uzobe uthumela umlayezo ocacile endaweni yonke futhi uvula indlela yokubonakaliswa kobuningi bakho.

6. Izimpawu ezihlobene nokuchuma nengcebo

Ukuchuma nengcebo kuyimiqondo ebanzi futhi engabonakali, kodwa emasikweni amaningi, kunezimpawu ezihlobene nalezi zici zempilo. Lezi zimpawu zivame ukuba nencazelo ejulile futhi zingasetshenziswa njengezikhumbuzo zokuheha nokugcina ukuchuma nokuchichima ezimpilweni zethu.

Olunye lwezimpawu eziqashelwa kakhulu ezihlobene nokuchuma imali. Imali ayilona nje ithuluzi lokuthola izimpahla nezinsizakalo, kodwa futhi imele ukuguquguquka kwezomnotho nokukhula. Lolu phawu lungamelwa ngezindlela ezihlukene, njengezikweletu noma izinhlamvu zemali, futhi lungasetshenziswa emicikilishweni noma ekubukweni ukuze kuhehwe ingcebo.

Olunye uphawu oluvame ukuhlotshaniswa nokuchuma isihlahla semali. Lesi sihlahla siwuphawu lwasendulo olumele ukukhula nokuchichima. Isithombe sawo sivame ukusetshenziswa eziphahleni nasekuhlobiseni ukuheha ukuchuma ngokwezimali. Ukwengeza, imibala eluhlaza kanye negolide nayo ihlotshaniswa nengcebo futhi ingasetshenziswa kuzinsiza noma izingubo zokuheha amandla amahle emkhakheni wezezimali.

7. Izimfihlo ngemuva kwezimpawu eziheha imali

Izimpawu eziheha imali bezilokhu ziyindaba ethakazelisa kakhulu nokufundwayo kuwo wonke umlando. Amasiko namasiko amaningi asebenzise izimpawu ezihlukene ukuze ahehe ingcebo nokuchuma. Kulokhu okuthunyelwe, sizohlola izimfihlo ezingemuva kwalezi zimpawu nokuthi ungazisebenzisa kanjani empilweni yakho ukuheha imali eningi.

1. Uphawu lwedolaOlunye lwezimpawu ezibonakalayo nezinamandla ezihambisana nemali uphawu lwedola ($). Ukuma kwayo okuzungezayo kuthiwa kumelela amandla ayindilinga emali, egeleza futhi ephuma ezimpilweni zethu. Ukuze usebenzise amandla ayo, ungabeka izithombe noma izibalo zamadola endaweni yakho yokusebenza noma uphathe isikhwama semali esinomklamo wedola.

2. Inombolo 8Emasikweni amaningi ase-Asia, inombolo yesi-8 ibhekwa njengenhlanhla futhi ihlotshaniswa nokuchuma. Lokhu kungenxa yokuthi ngesiShayina saseMandarin, ukuphinyiselwa kwenombolo 8 kufana negama elisho “ingcebo.” Ungakwazi ukufaka lolu phawu empilweni yakho ngokubhala izinhlu zezifiso noma imigomo yezezimali ehlanganisa kufika ku-8, njengokulondoloza u-$800 noma ukuzuza u-$8,000.

3. I-clover yamaqabunga amaneI-clover enamaqabunga amane ingolunye uphawu okukholelwa ukuthi luletha inhlanhla nenhlanhla. Emkhakheni wezezimali, lolu phawu lungamelela ukuthola amathuba angalindelekile noma ukuba nekhefu lenhlanhla ekutshalweni kwezimali. Ungagqoka ubucwebe obumise okwe-clover noma i-amulet, noma ukhulise owakho ama-clover anamaqabunga amane ukuze uhehe inala empilweni yakho.

Sebenzisa lezi zimpawu empilweni yakho impilo yansuku zonke Kungaba indlela ejabulisayo nephumelelayo yokuheha imali eyengeziwe. Khumbula ukuthi lezi zimpawu zingamathuluzi nje, nokuthi ingcebo yeqiniso ivela ekusebenzeni kanzima, isiyalo, nokuhlela okuqaphelayo. Linga ngalezi zimpawu futhi uthole lezo ezikusebenzela kangcono. Ngikufisela inhlanhla!

8. Yiziphi izimpawu ezinamandla kakhulu zokuheha inala yezezimali?

Kunezimpawu ezimbalwa ezibhekwa njengezinamandla kakhulu ukuheha inala yezimali. Lezi zimpawu zinomlando omude futhi zisetshenziswe emasikweni namasiko ahlukene ukucela ukuchuma nempumelelo yezezimali. Ngezansi ezinye zezimpawu ezidume kakhulu nezisebenzayo:

1. Uphawu lwe-yuan yesiShayina: Lolu phawu lwesiShayina, olwaziwa nangokuthi uphawu lwe-renminbi, lumelela imali yaseShayina. Kukholakala ukuthi ukubonisa lolu phawu endaweni yakho, kungakhathaliseki ukuthi kusekhaya noma emsebenzini, kungaheha amandla okuchuma nengcebo. Ungathola izethulo zalolu phawu ngendlela yezithombe, imidwebo, ngisho nobucwebe.

2. Uphawu lwedola: Uphawu lwedola ($), olusetshenziselwa ukumela uhlobo lwemali kusuka e-United States, ingenye yezimpawu eziqashelwa kakhulu emhlabeni wonke ezihlotshaniswa nokuchichima kwezimali. Ukubeka lolu phawu esikhwameni sakho semali, etafuleni lakho, noma ebhizinisini lakho kungasiza ukuheha amandla emali nokuchuma. Ungakwazi futhi ukugqoka ubucwebe noma izesekeli ezimele lolu phawu.

3. Uphawu olungapheli: Uphawu olungapheli (∞) luwuphawu olunamandla olumelela ingunaphakade nenala engenamkhawulo. Ungasebenzisa lolu phawu kubucwebe, ubuciko, noma izingubo ukuheha amandla enala yezimali. Ukwengeza, ungakwazi ukubona ngeso lengqondo uphawu olungapheli engqondweni yakho ngenhloso yokuveza izifiso zakho zezezimali. Khumbula ukuthi ukholo nokukholelwa ekusebenzeni kahle kwalezi zimpawu nakho kubalulekile emandleni azo.

9. Ukuhlola ukuxhumana phakathi kwezimpawu nempumelelo yezomnotho

Ukuxhumana phakathi kwezimpawu nempumelelo yezomnotho kuye kwafundwa emikhakheni eyahlukene, okuhlanganisa Psychology, sociology, kanye nezomnotho. Kuwo wonke umlando, kuye kwaphawulwa ukuthi izimpawu ezithile zingaba nomthelela omkhulu ekusebenzeni kwezomnotho kwabantu ngabanye nezinhlangano. Kulesi sigaba, sizohlola ukuthi izimpawu zingaba nomthelela kanjani empumelelweni yezomnotho nokuthi zingasetshenziswa kanjani ngamasu.

Izimpawu zingadlala indima ebalulekile empumelelweni yezomnotho ngokwakha ukwethembana nokudala ukuhlonza okuqinile komkhiqizo. Isibonelo, ilogo ebonakalayo, eklanywe kahle ingadlulisela amanani amahle futhi ikhiqize ukwethembeka phakathi kwabathengi. Ngaphezu kwalokho, izimpawu zingaba nomthelela ekubonweni kwekhwalithi. yomkhiqizo noma isevisi. Ukupakishwa okukhangayo noma umklamo osesitayeleni ungenza abathengi babone inani elikhulu futhi bazimisele ukukhokha okwengeziwe.

Ukusebenzisa izimpawu ngempumelelo Uma kuziwa empumelelweni yezomnotho, kubalulekile ukuqonda incazelo yamasiko nengokomfanekiso ngemuva kwazo. Izimpawu zingaba nezincazelo ezihlukene emasikweni ahlukene, ngakho-ke kubalulekile ukwenza ucwaningo olunzulu ngaphambi kokuzisebenzisa esu lokumaketha noma lokumaketha. Kubalulekile futhi ukucabangela ukuthi izimpawu zihambisana kanjani nenani lenkampani noma lomuntu ngamunye kanye nobunikazi. Ukusebenzisa izimpawu ezihambisana nalawa magugu nemigomo kungakha ukuxhumana okuqinile ngokomzwelo nabathengi futhi kube nomthelela empumelelweni yezomnotho yesikhathi eside.

10. Yiziphi izimpawu ezisetshenziswa ku-feng shui ukuheha imali?

Ku-feng shui, izimpawu ezihlukahlukene zisetshenziselwa ukuheha imali nokuthuthukisa amandla ezezimali ekhaya noma emsebenzini. Lezi zimpawu zimelela inala, ukuchuma, kanye nenhlanhla emkhakheni wezezimali. Ngezansi ezinye zezimpawu ezivame ukusetshenziswa ku-feng shui ukuheha imali:

1. I-Wealth Buddha: Okwaziwa nangokuthi "uBuddha Ohlekayo," lolu phawu lumelela injabulo, inala, ingcebo yezimali. Ukubeka isifanekiso noma isithombe se-Wealth Buddha endaweni ecebile yekhaya lakho noma ibhizinisi kungaheha amandla amahle futhi kuthuthukise ezezimali zakho.

2. Ixoxo Elinemilenze Emithathu: Lolu phawu ludume kakhulu ku-feng shui ngenxa yokuhlotshaniswa kwalo nengcebo nokuchuma. Ixoxo elinemilenze emithathu libekwa eduze kwesango elikhulu noma eduze nerejista yemali yebhizinisi ukuze lihehe imali. Kuthiwa uma ufaka uhlamvu lwemali emlonyeni wexoxo, inhlanhla nokuchuma kuyofika kuwe.

3. Isihlahla Semali: Lolu phawu luhlanganisa isihlahla esinezinhlamvu zemali ezilenga emagatsheni aso. Imele ukuqoqwa komcebo nokuzinza kwezezimali. Ukubeka isihlahla semali endaweni ecebile yekhaya lakho noma ibhizinisi kungasiza ukuheha amandla emali amahle futhi kuthuthukise amathuba akho okuchuma.

Khumbula ukuthi lezi zimpawu kufanele zibekwe ngendlela ehlelekile, kucatshangelwa ukuhleleka kwesikhala kanye nokuma komfutho wendawo. Ngaphezu kwalokho, kubalulekile ukugcina izimpawu zihlanzekile futhi usesimweni esihle ukugcina amandla amahle azoheha imali kuwe.

11. Umthelela ongokwengqondo wezimpawu eziheha imali

Kuyinto efundwa kabanzi emkhakheni wezengqondo. Lezi zimpawu, ezingasukela kwezigqila ziye ezifanekisweni, zingathonya umbono wethu, imizwelo, nezenzo ezihlobene nemali. Ngezansi, sizohlola eminye yemiphumela evame kakhulu yalezi zimpawu kusayikholoji yethu yezezimali.

Okokuqala, kubalulekile ukuqaphela ukuthi ukusebenza kahle kwezimpawu eziheha imali kungahluka kumuntu nomuntu. Abanye abantu bangathola ukuthi lezi zimpawu zibasiza bazizwe bekhuthazekile futhi benethemba ngesimo sabo sezezimali. Ngokolunye uhlangothi, abanye abantu Bangase bangatholi imiphumela ebalulekile. Kubalulekile ukukhumbula ukuthi umthelela ongokwengqondo walezi zimpawu ungancika ezintweni ezifana nezinkolelo zomuntu siqu, okuhlangenwe nakho kwangaphambilini, kanye nalokho okulindelwe umuntu ngamunye.

Okwesibili, izimpawu ezikhanga imali zingaba nomthelela onamandla ekuthatheni kwethu izinqumo kwezezimali. Lezi zimpawu zingasebenza njengezikhumbuzo ezibonakalayo zemigomo nezinjongo zethu zezezimali, zisisize sihlale sigxilile futhi sigqugquzelekile. Ukwengeza, ezinye izimpawu zingaveza umuzwa wokuchichima nokuchuma, okungaba nomthelela ekusetshenzisweni kwethu kwemali kanye nezinqumo zokonga. Kodwa-ke, kubalulekile ukucabangela ukuthi umthelela walezi zimpawu ungaba ngumuntu siqu, ngakho-ke lokho okusebenza kumuntu oyedwa kungase kungabi nomthelela ofanayo komunye.

12. Ukuthola izimpawu ezingcwele ezihlobene nokuchuma ngokwezimali

Uma ubheke ukukhulisa ukuchuma kwakho kwezezimali, kubalulekile ukuqonda izimpawu ezingcwele ezihlobene nalo mgomo. Lezi zimpawu zingakusiza ukuheha amandla amahle kanye nenala empilweni yakho yezezimali. Ngezansi ezinye izimpawu ezingcwele ongazihlola:

- Uhlamvu lwemali lwenhlanhla: Emasikweni ahlukene, izinhlamvu zemali ezithile kukholakala ukuthi zinezakhiwo ezingaqondakali eziheha ukuchuma kwezimali. Ungabheka izinhlamvu zemali zasendulo noma ezithile ezibhekwa njengezinhlamvu zemali zenhlanhla emasikweni ahlukene. Ungakwazi-ke ukuwaphatha esikhwameni sakho noma endaweni ekhethekile ekhaya lakho ukuze uhehe ingcebo.

- Isikweletu esikhwameni: Ukufaka ibhili esikhwameni sakho semali kungadala ukugeleza kwemali okuqhubekayo. Kuthiwa umthethosivivinywa kufanele ube ngowohlelo oluphakeme futhi kufanele uhlale uwugcina esikhwameni sakho ungasisebenzisi. Lokhu kufanekisa inala ozoyidonsa empilweni yakho futhi kwakha umqondo wokuchuma.

- Isihlahla semali: Kwamanye amasiko e-esoteric, uphawu olwaziwa ngokuthi "isihlahla semali" noma "umuthi wokuphila" lusetshenziselwa ukuheha ukuchuma kwezimali. Lolu phawu luboniswa njengesihlahla esinamaqabunga namagatsha egolide, futhi ungayithola ebucwebeni, emidwebeni, noma ezigqilini. Ukubeka umfanekiso wesihlahla semali ekhaya lakho kungasiza ukuheha ukuchuma nokukhula kwezimali.

13. Isetshenziswa kanjani izimpawu ngendlela efanele ukuze kwandiswe ukusebenza kahle kwazo ekuheheni imali

Kunezimpawu ezihlukahlukene eziye zasetshenziswa kuwo wonke umlando ukuheha imali nokuchuma. Nokho, ukuze kwandiswe ukusebenza kahle kwazo, kubalulekile ukuzisebenzisa ngendlela efanele. Nansi indlela:

1. Phenya incazelo yezimpawu: Ngaphambi kokusebenzisa uphawu, kubalulekile ukuqonda incazelo yalo kanye nokuhlotshaniswa kwalo nokuchichima nokuchuma. Cwaninga ngezimpawu ezahlukahlukene ezisetshenziswa kumasiko ahlukahlukene bese ukhetha leyo ehambisana nawe. Ezinye izibonelo ezivamile uphawu lwedola, isihlahla sokuphila, kanye nembiza yokuchuma.

2. Dala indawo engcwele: Khetha indawo ekhaya lakho lapho ungabeka khona izimpawu ozikhethile. Le ndawo engcwele kufanele ihlanzeke, ihleleke futhi ingabi naziphazamiso. Ungasebenzisa itafula noma i-altare ukuhlela izimpawu ngendlela ekukhuthazayo futhi ikugcwalise ngamandla aqondile.

3. Yenza isiko: Uma usukhethile izimpawu futhi wazibeka endaweni yakho engcwele, sekuyisikhathi sokwenza isiko ukuze uzinike amandla futhi wenze amandla azo asebenze. Ungakhanyisa amakhandlela, uzindle, noma usho iziqinisekiso ezinhle ngenkathi ubuka inala egeleza kuwe. Khumbula, ukhiye ukukholelwa emandleni ezimpawu kanye nekhono labo lokuheha imali nokuchuma.

14. Ukuvela kwezimpawu zezezimali kuwo wonke umlando

Emhlabeni wezezimali, izimpawu zidlala indima ebalulekile ekumeleleni nasekudluliseleni idatha efanele nolwazi. Kuwo wonke umlando, lezi zimpawu ziye zashintsha ukuze zivumelane nezidingo ezishintshayo zemboni yezezimali. Lokhu kuguquguquka kuye kwaqhutshwa intuthuko yezobuchwepheshe, izinguquko ezinkambisweni zebhizinisi, kanye nobunkimbinkimbi obukhulayo bezimakethe zezimali zamazwe ngamazwe.

Enye yezindlela eziyinhloko izimpawu zezimali eziye zavela ngayo ngokwamukelwa kwamazinga omhlaba. Lawa mazinga aqinisekisa ukuvumelana ekumeleleni izimpawu zezezimali kuzo zonke izinkundla namasistimu ahlukene. Isibonelo, indinganiso ye-ISO 4217 isungula amakhodi anezinhlamvu ezintathu ukumela izimali zamazwe ahlukene. Lokhu kusiza ukuxhumana kanye nokushintshisana ngolwazi lwezezimali emhlabeni jikelele.

Ngokungeziwe kumazinga wamazwe ngamazwe, izimpawu zezimali zithuthukile ukuze zifake inqwaba yamathuluzi ezezimali nezimpahla. Esikhathini esidlule, izimpawu zezezimali zazilinganiselwe ngokuyinhloko ezitokisini namabhondi. Nokho, ngokufika kwemikhiqizo emisha yezezimali efana nokuphuma kokunye, izinketho, nekusasa, kube nokwanda okuphawulekayo kwenani nobunkimbinkimbi bezimpawu zezimali ezisetshenzisiwe. Lezi zimpawu ezintsha zibonisa ukukhula kobuchwepheshe bezimakethe futhi zivumela abatshalizimali nabahwebi ukuthi bafinyelele futhi bahwebe ngezinhlobonhlobo zamathuluzi ezezimali.

Ngamafuphi, kuye kwaqhutshwa isidingo sokuxhumana ngokuphumelelayo nangokunembile nedatha yezezimali esimweni esiyinkimbinkimbi. Izindinganiso zamazwe ngamazwe zidlale indima ebalulekile kulokhu kuguquka, ukuqinisekisa ukuvumelana nokusebenzisana ekumeleleni izimpawu zezezimali. Ngaphezu kwalokho, ukuhlukahluka okukhulayo kwamathuluzi ezezimali kuholele ekwandeni kwenombolo nobunkimbinkimbi bezimpawu ezisetshenzisiwe. Lezi zindlela ziyaqhubeka. kulezi zinsuku, njengoba ubuchwepheshe kanye nokuqanjwa kwezinto kuqhubeka kuqhuba izinguquko endleleni idatha yezezimali emelelwa ngayo futhi ikhulunywe ngayo.

Sengiphetha, sihlole izimpawu ezehlukene okukholakala ukuthi ziheha imali futhi sabona ukwanda kwazo emasikweni nasemasikweni ahlukahlukene.

Imali, into ebaluleke kakhulu emphakathini Isayensi yesimanje iholele ekufuneni izimpawu ezingaba nomthelela ekutholweni nasekugcinweni kwazo. Nokho, kubalulekile ukuqaphela ukuthi lezi zimpawu zisekelwe ezinkolelweni zamasiko namasiko, ngaphandle kwesisekelo esiqinile sesayensi sokusekela ukusebenza kwazo ngempumelelo.

Empeleni, izimpawu okukholakala ukuthi ziheha imali zingasebenza njengezikhumbuzo zemigomo yethu yezezimali futhi njengendlela yokugqugquzela nokugxila emigomweni yethu yezezimali. Kodwa-ke, lezi zimpawu azikwazi ukuthenjelwa kuzo kuphela ukuheha ingcebo nempumelelo yezezimali.

Ekugcineni, ukuzuza imali nokwakha inkululeko yezezimali kudinga inhlanganisela yezinto ezifana nemfundo yezezimali, ukusebenza kanzima, ukuhlela amasu, kanye nomqondo omuhle wezomnotho. Nakuba izimpawu zingadlala indima ekushayeleni imigomo yethu yezinto ezibonakalayo, kubalulekile ukukhumbula ukuthi zingamathuluzi ahambisanayo kuphela emzamweni obanzi wokuzuza ukuchuma ngokwezimali.

Njengoba sithuthukela endleleni yethu eya empumelelweni yezezimali, kubalulekile ukugcina indlela elinganiselayo, esekelwe ekuthathweni kwezinqumo okusekelwe eqinisweni, ukuhlakanipha kwezezimali, kanye nesimo sengqondo esiphusile ngemali. Ekugcineni, yizenzo zethu zansuku zonke nezinqumo ezisiholela ekufinyeleleni izinjongo zethu zezezimali, ngaphezu kwanoma yiluphi uphawu noma i-amulet ethile.

Ngamafuphi, nakuba izimpawu ezihambisana nemali zinomlando omude futhi onothile kuwo wonke amasiko, kubalulekile ukuthi unganciki kuzo kuphela ukuze uzuze ingcebo yezinto ezibonakalayo. Imfundo yezezimali, ukusebenza kanzima, kanye nesimo sengqondo esihle sezezimali yizici ezibalulekile ekufinyeleleni ukuchuma kwezomnotho kwesikhathi eside. Izimpawu zingasebenza njengezikhumbuzo nezigqugquzeli ekuphishekeleni kwethu impumelelo yezezimali, kodwa kubalulekile ukukhumbula ukuthi ziyingxenye eyodwa kuphela yendlela ebanzi yokufinyelela inkululeko yezezimali.