Yazi indlela yokusebenzisa ikhadi ledebhithi/lesikweletu 101

Uma umusha emhlabeni wamakhadi edebhithi noma esikweletu, kubalulekile ukwazi ukusebenzisa ikhadi lasebhange/lesikweletu 101 ukugwema izinkinga zezimali. Ukusebenzisa ikhadi ledebhithi noma lesikweletu ngokuzibophezela kungaba ithuluzi elibalulekile lokuphatha izimali zakho nokuthenga ngokuphepha nangokufanele. Kulesi sihloko, sizokunikeza amathiphu asebenzayo futhi okulula ukuwalandela ukuze wandise izinzuzo zekhadi lakho futhi ugweme izingozi ezingaba khona. Kungakhathaliseki ukuthi ucabangela ukuthola ikhadi lakho lokuqala noma ufuna nje ukuthuthukisa imikhuba yakho yezezimali, lo mhlahlandlela uzokusiza ukwazi ubuciko bokuphatha ikhadi lakho ledebhithi noma lesikweletu ngokuzethemba.

- Isinyathelo ngesinyathelo ➡️ Yazi indlela yokusebenzisa ikhadi lasebhange/lesikweletu 101

• Khomba uhlobo lwekhadi: Ngaphambi kokuthenga, kubalulekile ukwazi ukuthi ikhadi lakho liyikhadi ledebhithi noma lesikweletu. Lokhu kuzoba nomthelela ekutheni okwenziwayo kusetshenzwa kanjani nokuthi kuzothinta kanjani ibhalansi yakho etholakalayo noma ikhredithi.
• Ukwazi imingcele: Kubalulekile ukuqaphela imikhawulo yekhadi lakho, kungakhathaliseki ukuthi idebhithi noma isikweletu. Lokhu kuzokusiza ukuthi ugweme ukuthengiselana okwenqatshiwe noma imali eyengeziwe engalindelekile.
• Vikela ulwazi lwakho: Uma usebenzisa ikhadi lakho, qiniseka ukuthi uvikela imininingwane yakho yomuntu siqu neyezezimali. Ungabelani ngenombolo yekhadi lakho noma ikhodi yokuvikela nanoma ubani.
• Buyekeza izindleko: Uma uthola isitatimende sakho, zinike isikhathi sokubuyekeza okwenziwayo ngakunye. Lokhu kuzokusiza ukuthi uthole noma yiziphi izinkokhiso ezingagunyaziwe noma amaphutha enani.
• Izinzuzo nemivuzo: Amanye amakhadi esikweletu anikeza izinhlelo zemiklomelo noma izinzuzo ezengeziwe. Yenza okuningi kwalezi zinzuzo, kodwa qiniseka ukuthi uyaziqonda izimo nemikhawulo.
• Inkokhelo ngesikhathi: Uma unekhadi lesikweletu, kubalulekile ukuthi wenze izinkokhelo zakho ngesikhathi ukuze ugweme izindleko zokukhokha sekwephuzile kanye nomonakalo emlandweni wakho wesikweletu.
• Bika ukulahlekelwa noma ukukhwabanisa: Uma ulahlekelwa ikhadi lakho noma uqaphela umsebenzi osolisayo, kubike ebhange lakho noma okhiphe ikhadi ngokushesha ukuze uvikele i-akhawunti yakho futhi uvimbele ukukhwabanisa okungenzeka.

Imibuzo Nezimpendulo

Ngingalisebenzisa kanjani ikhadi lami lasebhange/lesikweletu ngokuphepha?

1. Hlola ikhadi lakho njalo ukuze uthole noma yimuphi umsebenzi osolisayo.
2. Ungabelani nge-PIN yakho nanoma ubani.
3. Sebenzisa amawebhusayithi athembekile namabhizinisi ukuze uthenge.
4. Bika ngokushesha uma ulahlekelwa ikhadi lakho noma uqaphela umsebenzi wokukhwabanisa.
5. Gcina idatha yakho yomuntu siqu neyezezimali iphephile ngaso sonke isikhathi.

Uyini umehluko phakathi kwekhadi ledebithi nekhadi lesikweletu?

1. Ikhadi lasebhange lixhunywe ku-akhawunti yakho yasebhange futhi inkokhelo idonswa ngokuqondile kubhalansi yakho etholakalayo.
2. Ikhadi lesikweletu likuvumela ukuthi uthenge usebenzisa imalimboleko okufanele uyikhokhe kamuva.
3. Amakhadi edebithi awakhiqizi inzalo, kuyilapho amakhadi esikweletu enza.
4. Amakhadi esikweletu anikeza ukuvikeleka okwengeziwe uma kwenzeka umsebenzi wokukhwabanisa noma izingxabano nabathengisi.

Ngingaliphatha kanjani ikhadi lami lesikweletu ngendlela efanele?

1. Khokha ibhalansi ngokugcwele inyanga ngayinye ukuze ugweme inzalo.
2. Ungeqi umkhawulo wakho wesikweletu.
3. Ungasebenzisi ikhadi lakho lesikweletu ezindlekweni ezingadingekile.
4. Buyekeza isitatimende sakho se-akhawunti nyanga zonke ukuze ulawule izindleko zakho.
5. Sebenzisa ikhadi lakho lesikweletu ngokuzibophezela ukuze ugcine umlando omuhle wesikweletu.

Ngingalisebenzisa kanjani ikhadi lami ledebithi ukuze ngithenge ku-inthanethi?

1. Faka imininingwane yekhadi lakho ledebhithi kuwebhusayithi evikelekile nethembekile.
2. Qinisekisa ukuthi ukuwebhusayithi yokuthenga esemthethweni ngaphambi kokufaka imininingwane yakho.
3. Qinisekisa ukuthi iwebhusayithi isebenzisa ukubethela ukuze ivikele idatha yakho.
4. Faka imininingwane edingekayo bese uqedela ukuthenga kwakho.
5. Ungabelani ngephinikhodi yakho noma imininingwane yekhadi ledebhithi kumasayithi angathembekile.

Yiziphi izinzuzo zokusebenzisa ikhadi lesikweletu?

1. Uqongelela amaphuzu, amamayela noma ezinye izinzuzo ongazishintshanisa ukuze uthole imiklomelo.
2. Banikeza ukuvikeleka okwengeziwe esimweni sokukhwabanisa noma izingxabano nabathengisi.
3. Ungaxhasa ngezimali ukuthenga okukhulu futhi ukukhokhe ngezitolimende.
4. Amanye amakhadi anikezela ngomshwalense wokuhamba, ukuvikela ukuthenga, nezinye izinzuzo ezengeziwe.
5. Amakhadi esikweletu ayindlela elula nevikelekile yokwenza ukuthengiselana.

Yini okufanele ngiyenze uma ngilahlekelwa ikhadi lami lasebhange/lesikweletu?

1. Bika ukulahleka noma ukuntshontshwa kwekhadi lakho ngokushesha ebhange lakho noma kumkhiphile wekhadi.
2. Hoxisa amakhadi akho alahlekile noma antshontshiwe ukuze uvimbele noma yikuphi ukuthengiselana okungagunyaziwe.
3. Gada isitatimende se-akhawunti yakho ukuze uthole umsebenzi osolisayo.
4. Oda elinye ikhadi ngokushesha okukhulu.
5. UNGALINDI ukubika ukulahleka noma ukwebiwa kwekhadi lakho.

Iyiphi indlela engcono kakhulu yokukhokha isikweletu sekhadi lami lesikweletu?

1. Yenza izinkokhelo ngesikhathi futhi ungasali ezinkokhelweni zakho zanyanga zonke.
2. Uma unamakhadi esikweletu amaningi, beka kuqala ukukhokha isikweletu ngezinga lenzalo eliphezulu kakhulu kuqala.
3. Gwema ukwenza inkokhelo encane kuphela; Zama ukukhokha ngaphezulu ukuze wehlise ibhalansi yakho ngokushesha okukhulu.
4. Uma unenkinga yokukhokha, funa iseluleko sezezimali noma ucabange ukuhlanganisa izikweletu zakho.
5. Gcina uhlelo lokukhokha futhi ungangeni ezikweletini ezingaphezu kwalezo ongazikhokha.

Ingabe kuphephile ukusebenzisa amakhadi edebhithi/esikweletu kuma-ATM?

1. Sebenzisa ama-ATM ezindaweni eziphephile nezikhanyiswe kahle.
2. Vikela i-PIN yakho ngenkathi uyifaka ku-ATM.
3. Hlola i-ATM ukuze uthole amadivaysi asolisayo noma amakhamera ngaphambi kokuyisebenzisa.
4. Ungalamukeli usizo oluvela kubantu ongabazi uma usebenzisa i-ATM.
5. Bika noma yimuphi umsebenzi osolisayo noma izinkinga ze-ATM ebhange lakho noma kumkhiphi wekhadi.

Ngingakwazi ukusebenzisa ikhadi lami lasebhange/lesikweletu phesheya?

1. Xhumana nebhange lakho noma okhipha ikhadi ukuze ubazise ngezinhlelo zakho zohambo lwangaphandle.
2. Hlola ukuthi ikhadi lakho lasebhange/lesikweletu linazo yini izimali zokuthenga kwamanye amazwe.
3. Bheka ama-ATM axhumene nenethiwekhi noma ibhange lakho ukuze ugweme izinkokhelo ezengeziwe.
4. Sebenzisa ikhadi lakho ngokuphepha futhi ugcine irekhodi lemisebenzi yakho phesheya.
5. Yazisa ibhange lakho ngokushesha uma ulahlekelwa ikhadi ngenkathi uphesheya.

Ngingayivikela kanjani idatha yami uma ngisebenzisa ikhadi lami ledebhithi/lesikweletu ku-inthanethi?

1. Qinisekisa ukuthi ukuwebhusayithi evikelekile ngaphambi kokufaka imininingwane yekhadi lakho.
2. Ungafaki imininingwane eyimfihlo kumawebhusayithi angaphephile noma asolisayo.
3. Sebenzisa amaphasiwedi aqinile futhi uwabuyekeze njalo.
4. Ungabelani ngephinikhodi yakho, ikhodi yokuvikela noma imininingwane yekhadi ngama-imeyili angavikelekile noma imilayezo.
5. Gcina idivayisi yakho nesofthiwe yokuvikela isesikhathini samanje ukuze uvikele idatha yakho yomuntu siqu neyezezimali.