I-PayPal iyinkundla yokukhokha eku-inthanethi evumela abasebenzisi ukuthi bathumele futhi bamukele imali ngokuphephile futhi ngokushesha. Yasungulwa ngo-1998, i-PayPal isibe elinye lamathuluzi e-commerce aziwa kakhulu emhlabeni jikelele. Ngama-akhawunti asebenzayo angaphezu kwezigidi ezingu-305 emhlabeni wonke, le nkampani inikeza isisombululo esithembekile semisebenzi ye-inthanethi, kokubili kubantu ngabanye namabhizinisi.
Isici esiyinhloko se I-PayPal Iwukuba lula nokuvikeleka ekunikezayo lapho wenza ukuthengiselana ku-inthanethi. Ngeplatifomu yayo, abasebenzisi bangathumela futhi bathole izinkokhelo ngezinhlobo zemali ezihlukene, ngaphandle kwesidingo sokwabelana ngolwazi olubucayi lwezezimali nomthengisi. Lokhu kungenxa yokuthi i-PayPal isebenza njengomxhumanisi phakathi komthengi nomthengisi, ivikela idatha yakho kokubili futhi ihlinzeka ngendawo yokukhokha ethembekile.
Ngokuphathelene nokuphepha, I-PayPal isebenzisa ubuchwepheshe bokubethela obuthuthukisiwe ukuvikela idatha yabasebenzisi bayo. Ngaphezu kwalokho, ihlinzeka ngohlelo Lokuvikela Umthengi, olunikeza ukumbozwa uma uthola enye into ngaphandle kwaleyo echaziwe noma ungayitholi nhlobo. Lokhu kunikeza isendlalelo esengeziwe sokuthula kwengqondo kubasebenzisi lapho bethenga ku-inthanethi.
I-PayPal futhi inikezela ngenani lamasevisi angeziwe, afana nekhono lokuthumela izinkokhelo kubangani nomndeni kwa mahhala, noma inketho ukwenza izinkokhelo eziphindelelayo, njengokubhaliselwe kwanyanga zonke kumasevisi aku-inthanethi. Ngaphezu kwalokho, isiteji sinikeza izixazululo ezithile zokukhokha zezinkampani, njengokuthi kungenzeka ukusebenzisa izinkinobho zokukhokha kuzo amawebhusayithi noma thola izinkokhelo ngamakhodi e-QR.
Ngokufigqiwe I-PayPal iyinkundla yokukhokha ku-inthanethi enikeza abasebenzisi amandla okuthumela nokwamukela imali ngokuphephile futhi ngokushesha. Ngokugxila ekuvikelweni kwedatha kanye nohlu olubanzi lwezinsizakalo, i-PayPal isibe yinketho edumile ye-e-commerce emhlabeni jikelele. Uma ufuna indlela ethembekile yokwenza ukuthengiselana ku-inthanethi, i-PayPal ingaba yisixazululo osifunayo.
Yini i-PayPal
I-PayPal iyinkundla yokukhokha eku-inthanethi evumela abantu nezinkampani ukuthi zithumele futhi zamukele imali ngokuphephile nge-inthanethi. Yasungulwa ngo-1998, i-PayPal isiphenduke enye yezindlela ezidume kakhulu zokwenza ku-inthanethi ngenxa yokusebenzisa kalula nokuphepha kwayo. Besebenzisa i-akhawunti ye-PayPal, abasebenzisi bangathenga ku-inthanethi, bathumele imali kubangani noma kumndeni, bathole izinkokhelo zezimpahla noma izinkonzo, futhi benze ngisho nokuthengiselana kwamanye amazwe emazweni angaphezu kuka-200.
Enye yezinzuzo eziyinhloko ze I-PayPal Izinga lakho lokuphepha. Inkundla isebenzisa ukubethela kwedatha kanye nezinhlelo ezithuthukisiwe zokulwa nokukhwabanisa ukuvikela ulwazi lwezezimali lwabasebenzisi bayo. Ukwengeza, i-PayPal inikeza isivikelo somthengi esibuyisela imali uma uthola into enesici noma ungayitholi nhlobo. Lokhu kunikeza ukuthula kwengqondo okukhulu kubasebenzisi lapho bethenga ku-inthanethi.
I-PayPal Yamukelwa kabanzi ku-inthanethi, okwenza kube lula ukuyisebenzisa ezitolo eziningi ezibonakalayo kanye namawebhusayithi e-e-commerce. Futhi inikeza inketho yokuxhuma ikhadi lesikweletu noma lasebhange ku- I-akhawunti ye-PayPal, okukuvumela ukuthi wenze izinkokhelo ngaphandle kokuthi ufake imininingwane yekhadi isikhathi ngasinye. Ngamafuphi, i-PayPal inikeza isixazululo esiphephile nesikahle sokwenza ukuthengiselana nge-inthanethi, futhi ukuduma kwayo kuyaqhubeka kukhula njengoba abantu abaningi bethola izinzuzo zayo.
Umlando kanye nokuvela kwe-PayPal
I-PayPal iyinkundla yokukhokha eku-inthanethi evumela abantu ngabanye nezinkampani ukuthi zenze izintengiselwano zezentengiso ngendlela evikelekile nelula. Yasungulwa ngoZibandlela 1998 nguMax Levchin, uPeter Thiel noLuka Nosek, i-PayPal ihlangabezane nokumangazayo. ukuvela kwemvelo ngokuhamba kweminyaka, yaba enye yezinkampani ezihamba phambili emhlabeni jikelele zezinsizakalo zezezimali zedijithali.
Kusukela yasungulwa, i-PayPal igxile ekuhlinzekeni kubasebenzisi bayo inkundla evikelekile nethembekile yokuthumela nokwamukela izinkokhelo ku-inthanethi. Imodeli yayo yokuqala yebhizinisi yayisekelwe ekuvumeleni abasebenzisi ukuthi bathumele imali nge-imeyili, into entsha ngaleso sikhathi. Kodwa-ke, ngokuhamba kwesikhathi, i-PayPal iye yandisa izinsizakalo zayo ukuze ivumelane nezidingo eziguqukayo zemakethe futhi inikeze izixazululo eziningi zezezimali amakhasimende abo.
Esinye sezici ezivelele kakhulu ku- Umlando we-PayPal kwaba ukutholwa kwayo yi-eBay ngo-2002. Lokhu kutholwa kwavumela i-PayPal ukuba ibe indlela yokukhokha eyinhloko kusayithi lendali ye-inthanethi edumile, okunikeza abasebenzisi ithuba indlela ephephile futhi kuthembekile ukwenza ukuthengiselana ku-inthanethi. Njengoba i-PayPal iqhubeka nokukhula, yaphinde yanwetshwa kwezinye izimakethe futhi yaba inketho yokukhokha eyamukelekayo yezinhlobonhlobo zamabhizinisi e-e-commerce emhlabeni jikelele. Namuhla, i-PayPal isidlule abasebenzisi abasebenzayo abayizigidi ezingu-400 futhi icubungula izigidigidi zamadola ekuthengiseni nsuku zonke.
Amasevisi ahlinzekwa yi-PayPal
I-PayPal iyinkundla yokukhokha ehamba phambili eku-inthanethi enikeza inhlobonhlobo yezinsizakalo kubasebenzisi bayo. . Amasevisi ahlinzekwa yi-PayPal kufaka phakathi amandla okuthumela nokwamukela izinkokhelo ku-inthanethi ngokuphepha nangokufanele. Le nkundla ivumela abasebenzisi ukuthi baxhumanise amakhadi abo esikweletu noma ama-akhawunti asebhange ukuze benze imisebenzi ngaphandle kokuthi babelane ngolwazi lwabo lwezezimali nomamukeli. Ukwengeza, i-PayPal inikeza abathengisi inketho yokwamukela izinkokhelo ze-inthanethi, kubavumela ukuba banwebe ukufinyelela kwabo futhi bakhulise ukuthengisa kwabo.
Esinye sezici eziphawulekayo ze-PayPal uhlelo lwayo Lokuvikela Umthengi, inikeza abasebenzisi ukuthula okukhulu kwengqondo lapho bethenga ku-inthanethi. Lolu hlelo luvikela abathengi esimweni lapho into ingatholwanga noma ingafani nencazelo enikezwe umthengisi. Abasebenzisi futhi banenketho yokucela ukubuyiselwa imali nge-PayPal uma kwenzeka benenkinga ngokuthenga.
Ngaphezu kwezinkokhelo eziku-inthanethi, i-PayPal iphinde inikeze ithuba lokukhokha ezitolo ezibonakalayo ngokusebenzisa uhlelo lwayo lokusebenza lweselula. Lokhu kusebenza kuvumela abasebenzisi ukuthi benze izinkokhelo ngokushesha futhi kalula ngokumane baskene ikhodi ye-QR noma bafake inombolo yocingo yomthengisi.. Le nketho yokukhokha isidume kakhulu futhi itholakala ezinhlobonhlobo zezikhungo emhlabeni jikelele. I-PayPal ihlale ilwela ukuthuthukisa amasevisi ayo futhi inikeze abasebenzisi bayo ulwazi lokukhokha ku-inthanethi olungenazihibe futhi oluvikelekile.
Isebenza kanjani i-PayPal
Kuyini i-PayPal?
I-PayPal iyinkundla yokukhokha eku-inthanethi evumela abasebenzisi ukuthi bathumele futhi bamukele imali ngokuphephile nge-inthanethi. Yasungulwa ngo-1998, isibe ngenye yezinketho ezidume kakhulu nezithenjwayo ukuhweba ku-inthanethi. Ukusebenzisa ikheli le-imeyili kanye nephasiwedi, abasebenzisi bangaxhumanisa i-akhawunti yabo yasebhange noma ikhadi lesikweletu ku-PayPal futhi benze izinkokhelo ze-inthanethi ngokushesha nangokufanele.
Enye yezinzuzo eziyinhloko ze-PayPal ukuthi ukuphepha. Inkundla isebenzisa ubuchwepheshe bokubethela ukuvikela idatha yezezimali yabasebenzisi futhi inikeza uhlelo lokuvikela umthengi ukuze kuqinisekiswe ukuthengiselana okuvikelekile. Ngaphezu kwalokho, i-PayPal inikeza isivikelo ekukhwabaniseni nasezingxabanweni, inikeze abasebenzisi ukuthula okukhulu kwengqondo lapho bethenga ku-inthanethi.
Esinye isici esiphawulekayo se-PayPal yiyo ukusetshenziswa okulula. Ngenqubo yokubhalisa elula nesixhumi esibonakalayo esibonakalayo, abasebenzisi bangaqala ukusebenzisa i-PayPal ngokushesha futhi ngaphandle kwezinkinga. Ukwengeza, i-PayPal inikeza uhlelo lokukhokha ngokuchofoza okukodwa. ukuthenga ngokushesha okukhulu. Ngenketho yokukhumbula idatha yakho ukukhokha, abasebenzisi bangenza ukuthenga ku-inthanethi ngendlela efanele futhi ngaphandle kokumele bafake imininingwane yabo yezezimali ngakunye iwebhusayithi.
Izinzuzo nezinzuzo zokusebenzisa i-PayPal
I-PayPal iyinkundla yokukhokha eku-inthanethi evumela abasebenzisi ukuthi bathumele futhi bamukele imali ngokushesha nangokuvikelekile. Okukodwa kwe izinzuzo Into ebaluleke kakhulu ngokusebenzisa i-PayPal ukunethezeka ekunikezayo. Ngokuchofoza nje okumbalwa, ungathenga ku-inthanethi ngaphandle kokuthi ungene ngemvume idatha yakho ukubhenka kuwebhusayithi ngayinye. Lokhu akukongi isikhathi kuphela, kodwa futhi kwengeza izinga elingeziwe lokuphepha emisebenzini yakho.
Okunye inzuzo Isizathu sokusebenzisa i-PayPal ukwamukelwa kwayo okubanzi emhlabeni jikelele. Le nkundla ayisetshenziswa nje izigidi zabantu, kodwa futhi yamukelwa ezitolo eziningi ze-inthanethi nezitolo ezibonakalayo. Lokhu kusho ukuthi ungasebenzisa i-PayPal ukwenza izinkokhelo kumawebhusayithi ahlukahlukene, kusukela kubathengisi abakhulu kuya ezitolo ezincane ze-inthanethi.
Enye yezinto eziyinhloko izinzuzo Ukusebenzisa i-PayPal isivikelo esinikeza umthengi. Uma kukhona okungahambi kahle ngokuthenga, njengokwamukela umkhiqizo ongalungile noma ukungawutholi nhlobo, i-PayPal inenqubo yokuxazulula izingxabano ongayingenela. Lokhu kukunikeza ukuthula kwengqondo lapho uthenga ku-inthanethi, wazi ukuthi unendlela yokuzivikela uma kwenzeka kuba nezinkinga.
Izici eziyinhloko ze-akhawunti ye-PayPal
Ukuphepha nokuvikelwa kwedatha
I-PayPal yaziwa emhlabeni jikelele ngokuzibophezela kwayo ekuvikelekeni kokwenziwayo okuku-inthanethi. Isebenzisa ubuchwepheshe bokubethela obuthuthukisiwe obuvikela ulwazi lwezezimali lwabasebenzisi, okuhlanganisa idatha efana nezinombolo zekhadi lesikweletu noma lasebhange. Ngokufanayo, inohlelo lokuthola ukukhwabanisa futhi inikeza ukuvikelwa kumthengi uma kwenzeka umsebenzi ungaphumeleli njengoba bekuvunyelwene. Ngaphezu kwalokho, I-PayPal Ayilokothi yabelane ngedatha yezezimali nabathengisi, inikeze isendlalelo esengeziwe sokuphepha.
Ukukhululeka nesivinini ekukhokheni
Enye yezinzuzo eziyinhloko ze I-PayPal Iwukuba lula nesivinini izinkokhelo ezingenziwa ngazo ku-inthanethi. Ngokuchofoza nje okumbalwa, abasebenzisi bangathumela noma bathole imali ngokushesha, ngaphandle kokuthi bafake imininingwane yekhadi labo lesikweletu njalo uma bethenga. Ngaphandle kwalokho, I-PayPal Ivumela ukuthi izinkokhelo zenziwe ngezinhlobo zemali ezihlukene, ezisiza ukuthengiselana kwamanye amazwe futhi zigweme ukuguqulwa kwemali.
Ukuvumelana nezimo kanye nokuguquguquka
I-PayPal inikeza izinhlobo eziningi zezinketho zombili kubasebenzisi abantu ngabanye kanye nezinkampani. Abasebenzisi bangasebenzisa i-akhawunti yabo I-PayPal ukuthenga ngezinkulungwane ezitolo eziku-inthanethi emhlabeni jikelele, kanye nokukhokhela izinsiza nezikweletu. Ungakwazi futhi ukuxhuma i-akhawunti yakho I-PayPal ekhadini labo lesikweletu noma ledebhithi, elibavumela ukuthi bakhokhe ngisho nangaphandle kokuba nebhalansi ku-akhawunti yabo. Ngaphandle kwalokho, I-PayPal inohlelo lokusebenza lweselula elenza kube lula ukuphatha ukuthengiselana kusuka noma kuphi nanoma nini.
Ukuvikeleka nokuvikelwa kokwenziwe e-PayPal
Ku-PayPal, i- ukuphepha nokuvikeleka kokuthengiselana kwakho kuyinto eza kuqala kithi. Sisebenzisa ubuchwepheshe obuhlukahlukene nezinyathelo zokuphepha ukuze sigcine idatha yakho yezezimali iphephile futhi ivikelekile ngaso sonke isikhathi.
Esinye sezici zokuphepha eziyinhloko ze-PayPal ezethu uhlelo lokubethela oluthuthukisiwe. Ngaso sonke isikhathi uma wenza umsebenzi, idatha yakho yomuntu siqu neyezezimali iyabethelwa futhi ithunyelwe ngokuphephile nge-inthanethi. Lokhu kuqinisekisa ukuthi nguwe kuphela nomamukeli wokwenziwe eningakwazi ukufinyelela ulwazi futhi kuvimbele izinkampani zangaphandle ukuthi zilubambe.
Ukwengeza, i-PayPal inikeza a Ukuvikelwa Komthengi ikunikeza ukuthula kwengqondo lapho uthenga ku-inthanethi. Uma ungayitholi into oyithengile noma ingahambisani nencazelo, ungafaka ingxabano futhi ithimba lethu lokuxazulula izingxabano lizophenya icala. Uma utholakala ufanelekile, sizobuyisela lonke inani lomsebenzi, okuhlanganisa nezindleko zokuthumela.
Ukubhaliswa kwe-akhawunti ye-PayPal kanye nenqubo yokusetha
Isinyathelo 1: Iya kuwebhusayithi esemthethweni ye-PayPal. Ukuze uqale inqubo yokubhalisa, kufanele ufinyelele iwebhusayithi ye-PayPal. Uma usufikile, bheka inketho ethi "Dala" noma "Bhalisa" ekhasini eliyinhloko bese uchofoza kukho.
Isinyathelo sesi-2: Khetha uhlobo lwe-akhawunti ofuna ukuyivula. I-PayPal inikeza izinhlobo ezimbili zama-akhawunti: omuntu siqu nebhizinisi. Uma ufuna ukusebenzisa i-PayPal ekuthengeni komuntu siqu noma ekudluliseleni imali, khetha inketho ye-akhawunti yomuntu siqu. Uma esikhundleni salokho uhlela ukusebenzisa i-PayPal ukuze uthengise noma wenze izinto zebhizinisi, khetha inketho ye-akhawunti yomthengisi. Khumbula ukuthi ungakwazi njalo ukushintsha uhlobo lwe-akhawunti yakho ngokuzayo uma udinga ukuyilungisa ukuze ihambisane nezidingo zakho.
Isinyathelo sesi-3: Gcwalisa ifomu lokubhalisa nokusetha. Okulandelayo, uzodinga ukugcwalisa ifomu elinolwazi lomuntu siqu, njengegama lakho, ikheli le-imeyili, ikheli leposi, nenombolo yocingo. Uzocelwa futhi ukuthi ukhethe iphasiwedi eqinile ye-akhawunti yakho. Uma usunikeze lonke ulwazi oluceliwe, buyekeza ulwazi ngokucophelela bese uchofoza okuthi “Yamukela” noma “Qhubeka” ukuze uqedele inqubo yokubhalisa.
Uzithumela kanjani futhi wamukele izinkokhelo nge-PayPal
I-PayPal iyinkundla yokukhokha eku-inthanethi ekuvumela ukuthi uthumele futhi wamukele izinkokhelo ngokuphepha futhi kalula. Nge-PayPal, akudingekile ukwabelana ngolwazi lwakho lwezezimali njalo lapho wenza umsebenzi we-inthanethi, kusukela imininingwane yakho yasebhange Igcinwa ngokuphephile ku-akhawunti yakho ye-PayPal. Ungakwazi ukuxhumanisa i-akhawunti yakho yasebhange, ikhadi lesikweletu noma lasebhange ku-akhawunti yakho ye-PayPal thumela futhi wamukele izinkokhelo kalula.
Enye yezinzuzo zokusebenzisa I-PayPal ukuthi ungakwazi thumela imali kunoma ubani onekheli le-imeyili. Ungasebenzisa i-PayPal ukuze khokhela imikhiqizo namasevisi ezitolo eziku-inthanethi, izingosi zendali nezinkundla ze-e-commerce emhlabeni jikelele. Ulwazi lwakho lwezezimali Igcinwa iyimfihlo futhi ivikelekile, futhi ukuthengiselana kwenziwa ngokushesha nangokuvikelekile.
Thola izinkokhelo Nge-PayPal kulula ngendlela efanayo. Angakwazi dala futhi uthumele ama-invoyisi kumakhasimende akho, angakhokha nge-akhawunti yawo ye-PayPal noma ngekhadi lesikweletu noma lasebhange. Uma inkokhelo isiqediwe, imali izodluliselwa ngokuzenzakalelayo ku-akhawunti yakho ye-PayPal. Angakwazi khipha imali imali esuka ku-akhawunti yakho iye ku-akhawunti yakho yasebhange noma uyisebenzisele ukuthenga ku-inthanethi. Ngamafuphi, i-PayPal iyindlela esheshayo, evikelekile, futhi elula yokwenza thumela futhi wamukele izinkokhelo ku-inthanethi.
Izincomo zokusetshenziswa okuphephile nokusebenzayo kwe-PayPal
Vikela okhiye: Ukuze uvikele i-akhawunti yakho ye-PayPal, kubalulekile ukusebenzisa iphasiwedi eqinile. Qiniseka ukuthi iqukethe inhlanganisela yezinhlamvu ezinkulu nezincane, izinombolo, nezinhlamvu ezikhethekile. Gwema ukusebenzisa amagama ayimfihlo asobala noma alula ukuwaqagela, njengezinsuku zokuzalwa noma amagama okuqala. Ukwengeza, kuyancomeka ukuthi ushintshe iphasiwedi yakho ngezikhathi ezithile ukuze ugweme ubungozi obungaba khona.
Ukuqinisekiswa kokwenziwe: Gcina ukulawula okuqinile kukho konke okwenzayo nge-PayPal. Njalo buyekeza umlando wokwenziwe ku-akhawunti yakho ukuze uthole noma yimuphi umsebenzi osolisayo. Uma ubona noma yimaphi amashaji angaziwa noma umnyakazo, xhumana ngokushesha nethimba labasekeli be-PayPal ukuze ulibike. Ngaphezu kwalokho, kubalulekile ukugcina imininingwane yakho yokuxhumana ibuyekeziwe, njengoba i-PayPal izokuthumela izaziso nge-imeyili noma imiyalezo yombhalo ukuqinisekisa ukuthengiselana okuthile.
Vikela ulwazi lwakho lomuntu siqu: Ungalokothi wabelane ngolwazi olubucayi njengamaphasiwedi akho noma izinombolo zekhadi lesikweletu ngama-imeyili angavikelekile noma imilayezo. I-PayPal ayisoze yakucela ukuthi udalule le datha ngezindlela ezingavikelekile. Futhi, lapho uhweba ku-inthanethi, qiniseka ukuthi uyayisebenzisa amawebhusayithi avikelekile futhi ithembekile.. Qinisekisa ukuthi ikheli lewebhusayithi liqala ngokuthi “https://” nokuthi linokhiye wokuvikeleka obonakalayo ngaphambi kokufaka noma iyiphi idatha yomuntu siqu. Khumbula, ukugcina ulwazi lwakho lomuntu siqu luvikelekile kubalulekile ukuze ugweme imizamo yokukhwabanisa engaba khona.
Ngalezi zincomo, uzokwazi ukusebenzisa i-PayPal ngokuphepha nangempumelelo. Hlala ukhumbula ukugcina ulwazi lwakho lomuntu siqu luyimfihlo futhi uqaphele noma yimuphi umsebenzi ongajwayelekile ku-akhawunti yakho. Jabulela ukukhululeka nokuthula kwengqondo kokusebenzisa i-PayPal ekwenzeni kwakho ku-inthanethi!.
Ngingu-Sebastián Vidal, unjiniyela wekhompyutha ozifelayo ngobuchwepheshe kanye ne-DIY. Ngaphezu kwalokho, ngingumdali we tecnobits.com, lapho ngabelana khona ngezifundo zokwenza ubuchwepheshe bufinyeleleke kakhudlwana futhi buqonde wonke umuntu.